Charity registration number 1167974
Company registration number 03916937 (England and Wales)
THE FAITH HOPE & ENTERPRISE COMPANY LTD
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2023
PAGES FOR FILING WITH REGISTRAR
THE FAITH HOPE & ENTERPRISE COMPANY LTD
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Mr N T Gregory
Mr J Khan
Miss C S McKen
Mrs P M Munro
Mr I Johnson
Deborah Haworth
(Appointed 4 October 2022)
Secretary
Mr K D Gill
Charity number
1167974
Company number
03916937
Registered office
Office 47 Eurocom House
Derby West Business Centre
Ashbourne Road
Derby
United Kingdom
DE22 4NB
Independent examiner
Azets
2 Regan Way
Chetwynd Business Park
Chilwell
Nottingham
United Kingdom
NG9 6RZ
THE FAITH HOPE & ENTERPRISE COMPANY LTD
CONTENTS
Page
Trustees' report
1 - 2
Independent examiner's report
3
Statement of financial activities
4
Balance sheet
5
Notes to the financial statements
6 - 12
THE FAITH HOPE & ENTERPRISE COMPANY LTD
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 MARCH 2023
- 1 -

The trustees present their annual report and financial statements for the year ended 31 March 2023.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's [governing document], the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

Objectives and activities

Faith Hope and Enterprise exists to provide housing to people in Derby and Derbyshire who currently need support living in the community, sometimes as a result of drug and alcohol related needs, mental health needs, learning disability or a combination of these factors. Our long-term goal is to help all our residents move towards living in more independent accommodation.

Achievements and performance

In January, we completed the purchase of Carl Taylor House, a block of four flats in Ashbourne which we have named after the founder of Faith Hope and Enterprise. Carl’s vision, values and drive to house the homeless and reach out to marginalised members of society, remain at the heart of our mission. These values have been recognised by Derbyshire Dales District Council, who last year provided a capital grant to assist the purchase of these flats, and further revenue grants this year to help fund the support of the people who live there. We are very grateful to them.

We have further strengthened the board of trustees and will continue to appoint new members with specialist skills in the coming year.

With our support, 13 people moved on into independent living this year and 5 of those people moved on having found employment. In addition, 5 further residents moved on to live with family members. The restoration of family relationships is one of the most important and rewarding outcomes of our support.

 

Financial review

The delay in purchasing Carl Taylor House and the cost of equipping four new flats, a challenging grant funding environment and a higher than usual number of empty rooms has made this year a difficult one. The changes we have made in the staff team enable us to reduce the number of empty rooms and towards the end of the year, we began to work with a fund-raising consultant who we hope will improve our income in the year ahead. We are committed to rebuilding our reserves in accordance with our aspirational policy.

 

 

 

 

 

 

 

 

 

 

 

 

 

THE FAITH HOPE & ENTERPRISE COMPANY LTD
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2023
- 2 -

The staff team has also continued to develop this year.

We have employed a new apprentice and housekeeper in the maintenance team and support staff have adjusted their working weeks to improve their work life balance. One of our support workers achieved a first-class degree in Youth Work and Community Development (Youth Justice pathway) and others have continued with professional development training.

Our Senior Support Worker has taken on additional responsibilities with referrals, interviews and team leadership, and our Chief Executive is focused on the day to day running of the organisation and making progress with the strategic and development needs of the charity that have been set out by the trustees.

Feedback from our residents is very important to us. Two who have moved on into employment and independent living this year had this to say:

“I just want to say thank you very, very much for everything Faith Hope and Enterprise has done for me. It means ever so much. I feel like my life has gone from being a mess 6 years ago to being together now.”

“The support from the team has been excellent, positive and helpful. I think Faith Hope and Enterprise gave me a good platform in life.”

It continues to be a privilege to be a part of a charity that is helping people to make such progress in their lives.

 

Structure, governance and management

The charity is a company limited by guarantee.

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

Mr N T Gregory
Mr J Khan
Miss C S McKen
Mrs P M Munro
Mr I Johnson
Deborah Haworth
(Appointed 4 October 2022)

None of the trustees has any beneficial interest in the company. All of the trustees are members of the company and guarantee to contribute £1 in the event of a winding up.

 

 

The trustees' report was approved by the Board of Trustees.

Mrs P M Munro
Trustee
Dated: 30 April 2023
THE FAITH HOPE & ENTERPRISE COMPANY LTD
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF THE FAITH HOPE & ENTERPRISE COMPANY LTD
- 3 -

I report to the trustees on my examination of the financial statements of The Faith Hope & Enterprise Company Ltd (the charity) for the year ended 31 March 2023.

Responsibilities and basis of report

As the trustees of the charity (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 (the 2006 Act).

Having satisfied myself that the financial statements of the charity are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Charities Act 2011 (the 2011 Act). In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of , which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1

accounting records were not kept in respect of the charity as required by section 386 of the 2006 Act; or

2

the financial statements do not accord with those records; or

3

the financial statements do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

4

the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Azets
2 Regan Way
Chetwynd Business Park
Chilwell
Nottingham
NG9 6RZ
United Kingdom
Dated: 10 August 2023
THE FAITH HOPE & ENTERPRISE COMPANY LTD
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2023
- 4 -
Current financial year
Restated
Unrestricted
Unrestricted
funds
funds
2023
2022
Notes
£
£
Income from:
Donations and legacies
3
23,380
200,507
Investments
4
492,412
453,084
Total income
515,792
653,591
Expenditure on:
Charitable activities
5
517,476
450,464
Other
8
7,480
3,074
Total expenditure
524,956
453,538
Net (expenditure)/income for the year/
Net movement in funds
(9,164)
200,053
Fund balances at 1 April 2022
298,274
98,221
Fund balances at 31 March 2023
289,110
298,274

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.
THE FAITH HOPE & ENTERPRISE COMPANY LTD
BALANCE SHEET
AS AT 31 MARCH 2023
31 March 2023
- 5 -
Restated
2023
2022
Notes
£
£
£
£
Fixed assets
Tangible assets
9
808,409
444,481
Investments
10
10
10
808,419
444,491
Current assets
Debtors
11
6,004
6,796
Cash at bank and in hand
37,847
207,894
43,851
214,690
Creditors: amounts falling due within one year
13
(21,619)
(20,772)
Net current assets
22,232
193,918
Total assets less current liabilities
830,651
638,409
Creditors: amounts falling due after more than one year
14
(541,541)
(340,135)
Net assets
289,110
298,274
Income funds
Unrestricted funds
289,110
298,274
289,110
298,274

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 March 2023.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the Trustees on 3 October 2023
Mrs P M Munro
Trustee
Company Registration No. 03916937
THE FAITH HOPE & ENTERPRISE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2023
- 6 -
1
Accounting policies
Charity information

The Faith Hope & Enterprise Company Ltd is a private company limited by guarantee incorporated in England and Wales. The registered office is Office 47 Eurocom House, Derby West Business Centre, Ashbourne Road, Derby, DE22 4NB, United Kingdom.

1.1
Accounting convention

The financial statements have been prepared in accordance with the charity's [governing document], the Companies Act 2006, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

 

The charity has taken advantage of the provisions in the SORP for charities not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, [modified to include the revaluation of freehold properties and to include investment properties and certain financial instruments at fair value]. The principal accounting policies adopted are set out below.

1.2
Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3
Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.
1.4
Income
Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.
THE FAITH HOPE & ENTERPRISE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2023
1
Accounting policies
(Continued)
- 7 -
1.5
Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

 

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Land and buildings
0% on cost
Plant and machinery
25% on cost
Fixtures, fittings & equipment
15% on cost
Motor vehicles
25% on cost

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7
Fixed asset investments

Fixed asset investments are initially measured at transaction price excluding transaction costs, and are subsequently measured at fair value at each reporting date. Changes in fair value are recognised in net income/(expenditure) for the year. Transaction costs are expensed as incurred.

A subsidiary is an entity controlled by the charity. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities.

1.8
Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.9
Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

THE FAITH HOPE & ENTERPRISE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2023
1
Accounting policies
(Continued)
- 8 -
1.10
Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

1.11
Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

2
Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

THE FAITH HOPE & ENTERPRISE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2023
- 9 -
3
Donations and legacies
Restated
Unrestricted
Unrestricted
funds
funds
2023
2022
£
£
Donations and gifts
20,911
28,736
Grants
2,469
171,771
23,380
200,507
4
Investments
Restated
Unrestricted
Unrestricted
funds
funds
2023
2022
£
£
Rental income
491,183
453,063
Interest receivable
1,229
21
492,412
453,084
5
Charitable activities

 

Restated
2023
2022
£
£
Property
517,476
450,464
6
Trustees

None of the trustees (or any persons connected with them) received any remuneration during the year.

7
Employees

The average monthly number of employees during the year was:

2023
2022
Number
Number
12
13
There were no employees whose annual remuneration was more than £60,000.
THE FAITH HOPE & ENTERPRISE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2023
- 10 -
8
Other
Restated
Unrestricted
Unrestricted
funds
funds
2023
2022
Governance Costs
7,480
3,074
7,480
3,074
9
Tangible fixed assets
Land and buildings
Plant and machinery
Fixtures, fittings & equipment
Motor vehicles
Total
£
£
£
£
£
Cost
At 1 April 2022
429,000
-
200
16,154
445,354
Additions
367,361
499
-
-
367,860
Disposals
-
-
(200)
-
(200)
At 31 March 2023
796,361
499
-
16,154
813,014
Depreciation and impairment
At 1 April 2022
-
-
200
673
873
Depreciation charged in the year
-
62
-
3,870
3,932
Eliminated in respect of disposals
-
-
(200)
-
(200)
At 31 March 2023
-
62
-
4,543
4,605
Carrying amount
At 31 March 2023
796,361
437
-
11,611
808,409
At 31 March 2022
429,000
-
-
15,481
444,481

 

10
Fixed asset investments
Other investments
Cost or valuation
At 1 April 2022 & 31 March 2023
10
Carrying amount
At 31 March 2023
10
At 31 March 2022
10
THE FAITH HOPE & ENTERPRISE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2023
10
Fixed asset investments
(Continued)
- 11 -
2023
2022
Other investments comprise:
Notes
£
£
Investments in subsidiaries
16
10
10
11
Debtors
Restated
2023
2022
Amounts falling due within one year:
£
£
Trade debtors
5,359
5,474
Amounts owed by subsidiary undertakings
535
400
Prepayments and accrued income
110
922
6,004
6,796
12
Loans and overdrafts
Restated
2023
2022
£
£
Other loan
14,682
19,703
Mortgages and bank loans
526,859
320,432
Other loans
13,572
14,924
555,113
355,059
Payable within one year
13,572
14,924
Payable after one year
541,541
340,135

The other loans are unsecured, interest free with Jubilee Church, and a separate, interest free, unsecured loan with R Prince.Bank. The mortgage is with The Charity Bank and is secured on the freehold property.

 

13
Creditors: amounts falling due within one year
Restated
2023
2022
£
£
Borrowings
13,572
14,924
Other taxation and social security
3,976
3,498
Trade creditors
496
400
Accruals and deferred income
3,575
1,950
21,619
20,772
THE FAITH HOPE & ENTERPRISE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2023
- 12 -
14
Creditors: amounts falling due after more than one year
Restated
2023
2022
Notes
£
£
Bank loans
12
526,859
320,432
Other borrowings
14,682
19,703
541,541
340,135
15
Related party transactions

There were no disclosable related party transactions during the year (2022 - none).

16
Subsidiaries

These financial statements are separate charity financial statements for The Faith Hope & Enterprise Company Ltd

Details of the charity's subsidiaries at 31 March 2023 are as follows:

Name of undertaking
Registered
Nature of business
Class of
% Held
office
shares held
Direct
Indirect
Taylor Made Housing td
UK
Dormant
Ordinary
100.00
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