RI Blow Ltd is a holding company and guarantees loans obtained by its subsidiary company, D. I. Blow Opticians Ltd. The guarantees include standard bank debenture and charges on some of the properties owned by RI Blow Ltd. The maximum amount guaranteed at 30 April 2023 is £725,000. The bank also has a charge on the life policy of Mr R I Blow, a director of the Company. There are also loans in RI Blow Ltd, which are secured upon specific properties and by a personal guarantee totalling £300,000 given by the director Mr R I Blow.