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REGISTERED NUMBER: 09670025 (England and Wales)














Financial Statements for the Year Ended 31 July 2023

for

Fresh Mortgages-UK Limited

Fresh Mortgages-UK Limited (Registered number: 09670025)






Contents of the Financial Statements
for the Year Ended 31 July 2023




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 3


Fresh Mortgages-UK Limited

Company Information
for the Year Ended 31 July 2023







DIRECTORS: Mr R J Sanders
Mrs L C Sanders





REGISTERED OFFICE: 2 Grantham Mews
Berkhamsted
Hertfordshire
HP4 2XT





REGISTERED NUMBER: 09670025 (England and Wales)





ACCOUNTANTS: Farrell & Co
1C Amberside
Wood Lane
Hemel Hempstead
Hertfordshire
HP2 4TP

Fresh Mortgages-UK Limited (Registered number: 09670025)

Balance Sheet
31 July 2023

31.7.23 31.7.22
Notes £    £    £    £   
FIXED ASSETS
Tangible assets 4 6,308 5,843

CURRENT ASSETS
Cash at bank 87,509 99,013

CREDITORS
Amounts falling due within one year 5 21,979 41,517
NET CURRENT ASSETS 65,530 57,496
TOTAL ASSETS LESS CURRENT
LIABILITIES

71,838

63,339

PROVISIONS FOR LIABILITIES 1,199 1,110
NET ASSETS 70,639 62,229

CAPITAL AND RESERVES
Called up share capital 6 7 5
Retained earnings 7 70,632 62,224
SHAREHOLDERS' FUNDS 70,639 62,229

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 July 2023.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 July 2023 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 18 April 2024 and were signed on its behalf by:




Mr R J Sanders - Director


Fresh Mortgages-UK Limited (Registered number: 09670025)

Notes to the Financial Statements
for the Year Ended 31 July 2023

1. STATUTORY INFORMATION

Fresh Mortgages-UK Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).


2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Fixtures and fittings - 25% on reducing balance
Computer equipment - 25% on reducing balance

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 3 (2022 - 4 ) .

4. TANGIBLE FIXED ASSETS
Fixtures
and Computer
fittings equipment Totals
£    £    £   
COST
At 1 August 2022 7,175 7,704 14,879
Additions - 2,567 2,567
At 31 July 2023 7,175 10,271 17,446
DEPRECIATION
At 1 August 2022 4,687 4,349 9,036
Charge for year 622 1,480 2,102
At 31 July 2023 5,309 5,829 11,138
NET BOOK VALUE
At 31 July 2023 1,866 4,442 6,308
At 31 July 2022 2,488 3,355 5,843

Fresh Mortgages-UK Limited (Registered number: 09670025)

Notes to the Financial Statements - continued
for the Year Ended 31 July 2023

5. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.7.23 31.7.22
£    £   
Trade creditors 1 -
Taxation and social security 4,667 6,525
Other creditors 17,311 34,992
21,979 41,517

6. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 31.7.23 31.7.22
value: £    £   
2 Ordinary £1 2 2
1 Ordinary B £1 1 1
1 Ordinary C £1 1 1
1 Ordinary D £1 1 1
1 Ordinary E £1 1 -
1 Ordinary F £1 1 -
7 5

The following shares were issued during the year for cash at par :

1 Ordinary E share of £1
1 Ordinary F share of £1

7. RESERVES
Retained
earnings
£   

At 1 August 2022 62,224
Profit for the year 18,408
Dividends (10,000 )
At 31 July 2023 70,632