(a) Bank loan 1 of £nil (2022: £116,112) bears interest at the rate of 1.1% above base rate and is repayable in instalments until maturity in March 2023. The bank loan is secured by a fixed and floating charge over certain of the company’s assets.
(c) Bank loan 2 of £nil (2022: £49,694) bears interest at the rate of 1.1% above base rate and is repayable in instalments until maturity in January 2023. The bank loan is secured by a fixed and floating charge over certain of the company’s assets.
(d) Bank loan 3 of £166,912 (2022: £234,103) bears interest at the rate of 2.34% above base rate and is
repayable in instalments until maturity in October 2025. The bank loan is secured by a fixed and floating charge over certain of the company’s assets.
(e) Bank loan 4 of £391,414 (2022: £458,518) bears interest at the rate of 2.24% above base rate and is
repayable in instalments until maturity in March 2028. The bank loan is secured by a fixed and floating charge over certain of the company’s assets.
(f) Bank loan 5 of £516,704 (2022: £567,169) bears interest at the rate of 1.9% above base rate and is repayable in instalments until maturity in January 2031. The bank loan is secured by a fixed and floating charge over certain of the company’s assets.
(g) Bank loan 6 of £781,132 (2022: £853,236) bears interest at the rate of 2% above base rate and is repayable in instalments until maturity in November 2031. The bank loan is secured by a fixed and floating charge over certain of the company’s assets.
(h) Bank loan 7 of £2,557,400 (2022: £2,662,421) bears interest at the rate of 1.8% above base rate and is
repayable in instalments until maturity in March 2035 (terms are reviewed at March 2025). The bank loan is secured by a fixed and floating charge over certain of the company’s assets.
(i) Bank loan 8 of £442,181 (2022: £462,115) bears interest at the rate of 2.72% above base rate and is repayable in instalments until maturity in February 2037. The bank loan is secured by a fixed and floating charge over certain of the company’s assets.
(j) Bank loan 9 of £380,275 (2022: £396,267) bears interest at the rate of 2.72% above base rate and is repayable in instalments until maturity in July 2037. The bank loan is secured by a fixed and floating charge over certain of the company’s assets.
Of the creditors falling due after more than one year the following amounts are due after more than five years.