Acorah Software Products - Accounts Production 14.6.300 false true 31 October 2022 1 November 2021 false true No description of principal activity 1 November 2022 31 October 2023 31 October 2023 09839191 Mr Shaun Middlemas Mrs Lorraine GRINDLAY iso4217:GBP iso4217:EUR iso4217:USD xbrli:shares xbrli:pure xbrli:pure 09839191 2022-10-31 09839191 2023-10-31 09839191 2022-11-01 2023-10-31 09839191 frs-core:CurrentFinancialInstruments 2023-10-31 09839191 frs-core:Non-currentFinancialInstruments 2023-10-31 09839191 frs-bus:PrivateLimitedCompanyLtd 2022-11-01 2023-10-31 09839191 frs-bus:FilletedAccounts 2022-11-01 2023-10-31 09839191 frs-bus:Micro-entities 2022-11-01 2023-10-31 09839191 frs-bus:AuditExempt-NoAccountantsReport 2022-11-01 2023-10-31 09839191 frs-bus:Director1 2022-11-01 2023-10-31 09839191 frs-bus:Director1 2022-10-31 09839191 frs-bus:Director1 2023-10-31 09839191 frs-bus:CompanySecretary1 2022-11-01 2023-10-31 09839191 2021-10-31 09839191 2022-10-31 09839191 2021-11-01 2022-10-31 09839191 frs-core:CurrentFinancialInstruments 2022-10-31 09839191 frs-core:Non-currentFinancialInstruments 2022-10-31
Registered number: 09839191
SM Financial LTD
Unaudited Financial Statements
For The Year Ended 31 October 2023
Venture Accounting Limited
Balance Sheet
Registered number: 09839191
2023 2022
£ £
Current assets 16,736 19,788
Creditors: Amounts Falling Due Within One Year (11,124 ) (11,125 )
NET CURRENT ASSETS 5,612 8,663
TOTAL ASSETS LESS CURRENT LIABILITIES 5,612 8,663
Creditors: Amounts Falling After More Than One Year (5,006 ) (8,296 )
NET ASSETS 606 367
CAPITAL AND RESERVES 606 367

Notes

1. General Information
SM Financial LTD is a private company, limited by shares, incorporated in England & Wales, registered number 09839191 . The registered office is 1 Mandeville Court, Strode Street, Egham, Surrey, England, TW20 9BU.
2. Average Number of Employees
Average number of employees, including directors, during the year was  1 (2022: 1)
1 1
3. Directors Advances, Credits and Guarantees
As at the year end the director owed £10,628 (2021 - £5,824 Dr) to the company in respect of director loan from company.
As at 1 November 2022 Amounts advanced Amounts repaid Amounts written off As at 31 October 2023
£ £ £ £ £
Mr Shaun Middlemas 10,628 - - - -
The above loan is unsecured, interest free and repayable on demand.
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For the year ending 31 October 2023 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies' regime.
On behalf of the board
Mr Shaun Middlemas
Director
31/07/2024