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REGISTERED NUMBER: 04691692 (England and Wales)















UNAUDITED FINANCIAL STATEMENTS

FOR THE PERIOD 1 APRIL 2023 TO 31 DECEMBER 2023

FOR

CARAVAN & LEISURE INSURANCE CONSULTANTS
LIMITED

CARAVAN & LEISURE INSURANCE CONSULTANTS
LIMITED (REGISTERED NUMBER: 04691692)






CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE PERIOD 1 APRIL 2023 TO 31 DECEMBER 2023




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


CARAVAN & LEISURE INSURANCE CONSULTANTS
LIMITED

COMPANY INFORMATION
FOR THE PERIOD 1 APRIL 2023 TO 31 DECEMBER 2023







DIRECTOR: P J Blundell





REGISTERED OFFICE: 35 Conway Road
Colwyn Bay
Conwy
LL29 7AA





REGISTERED NUMBER: 04691692 (England and Wales)





ACCOUNTANTS: Guy Walmsley Limited
Chartered Accountants
3 Grove Road
Wrexham
LL11 1DY

CARAVAN & LEISURE INSURANCE CONSULTANTS
LIMITED (REGISTERED NUMBER: 04691692)

BALANCE SHEET
31 DECEMBER 2023

31.12.23 31.3.23
Notes £    £    £    £   
FIXED ASSETS
Intangible assets 4 - -
Tangible assets 5 - -
Investment property 6 - 41,000
- 41,000

CURRENT ASSETS
Debtors 7 86,275 75,015
Cash at bank and in hand 101,453 43,118
187,728 118,133
CREDITORS
Amounts falling due within one year 8 136,647 139,225
NET CURRENT ASSETS/(LIABILITIES) 51,081 (21,092 )
TOTAL ASSETS LESS CURRENT
LIABILITIES

51,081

19,908

CREDITORS
Amounts falling due after more than one year 9 87,600 43,200
NET LIABILITIES (36,519 ) (23,292 )

CAPITAL AND RESERVES
Called up share capital 1,000 1,000
Retained earnings (37,519 ) (24,292 )
SHAREHOLDERS' FUNDS (36,519 ) (23,292 )

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the period ended 31 December 2023.

The members have not required the company to obtain an audit of its financial statements for the period ended 31 December 2023 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

CARAVAN & LEISURE INSURANCE CONSULTANTS
LIMITED (REGISTERED NUMBER: 04691692)

BALANCE SHEET - continued
31 DECEMBER 2023


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 21 August 2024 and were signed by:





P J Blundell - Director


CARAVAN & LEISURE INSURANCE CONSULTANTS
LIMITED (REGISTERED NUMBER: 04691692)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD 1 APRIL 2023 TO 31 DECEMBER 2023

1. STATUTORY INFORMATION

Caravan & Leisure Insurance Consultants Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

Turnover
The turnover shown in the profit and loss account represents commissions earned during the year.

Amortisation
Amortisation is calculated so as to write off the cost of an asset, less its estimated residual value, over the useful economic life of that asset as follows:

Goodwill - Written off over 4 years

Intangible assets
Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Computer software is being amortised evenly over its estimated useful life of nil years.

Computer software
Computer software - Written off over 4 years

Fixed assets
All fixed assets are initially recorded at cost.

Depreciation

Depreciation is calculated so as to write off the cost of an asset, less its estimated residual value, over the useful economic life of that asset as follows:

Leasehold Property - 25% Straight Line
Office Equipment - 25% Straight Line

Investment property
Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in profit or loss.

Taxation
Taxation for the period comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


CARAVAN & LEISURE INSURANCE CONSULTANTS
LIMITED (REGISTERED NUMBER: 04691692)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE PERIOD 1 APRIL 2023 TO 31 DECEMBER 2023

2. ACCOUNTING POLICIES - continued
Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the period end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase agreements
Assets held under hire purchase agreements are capitalised and disclosed under tangible fixed assets at their fair value. The capital element of the future payments is treated as a liability and the interest is charged to the profit and loss account on a straight line basis.

Pension costs
The company operates a defined contribution pension scheme for employees. The assets of the scheme are held separately from those of the company. The annual contributions payable are charged to the profit and loss account.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the period was 8 (2023 - 8 ) .

4. INTANGIBLE FIXED ASSETS
Other
intangible
Goodwill assets Totals
£    £    £   
COST
At 1 April 2023
and 31 December 2023 25,000 50,226 75,226
AMORTISATION
At 1 April 2023
and 31 December 2023 25,000 50,226 75,226
NET BOOK VALUE
At 31 December 2023 - - -
At 31 March 2023 - - -

CARAVAN & LEISURE INSURANCE CONSULTANTS
LIMITED (REGISTERED NUMBER: 04691692)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE PERIOD 1 APRIL 2023 TO 31 DECEMBER 2023

5. TANGIBLE FIXED ASSETS
Plant and
Land and machinery
buildings etc Totals
£    £    £   
COST
At 1 April 2023
and 31 December 2023 5,890 55,002 60,892
DEPRECIATION
At 1 April 2023
and 31 December 2023 5,890 55,002 60,892
NET BOOK VALUE
At 31 December 2023 - - -

6. INVESTMENT PROPERTY
Total
£   
FAIR VALUE
At 1 April 2023 41,000
Disposals (41,000 )
At 31 December 2023 -
NET BOOK VALUE
At 31 December 2023 -
At 31 March 2023 41,000

Fair value at 31 December 2023 is represented by:
£   

7. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.12.23 31.3.23
£    £   
Trade debtors 31,644 32,297
Other debtors 54,631 42,718
86,275 75,015

8. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.12.23 31.3.23
£    £   
Bank loans and overdrafts 4,800 4,800
Trade creditors 119,450 122,116
Taxation and social security 3,484 2,783
Other creditors 8,913 9,526
136,647 139,225

CARAVAN & LEISURE INSURANCE CONSULTANTS
LIMITED (REGISTERED NUMBER: 04691692)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE PERIOD 1 APRIL 2023 TO 31 DECEMBER 2023

9. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR
31.12.23 31.3.23
£    £   
Bank loans 37,600 43,200
Other creditors 50,000 -
87,600 43,200

10. ULTIMATE CONTROLLING PARTY

The Noble Insurance Group is the ultimate controlling party.