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Registered number: 10833410
Anna Marrufo Mortgages Limited
Unaudited ABRIDGED Financial Statements
For The Year Ended 30 June 2024
Contents
Page
Abridged Balance Sheet 1—2
Notes to the Abridged Financial Statements 3—6
Page 1
Abridged Balance Sheet
Registered number: 10833410
2024 2023
Notes £ £ £ £
FIXED ASSETS
Tangible Assets 5 3,145 3,356
3,145 3,356
CURRENT ASSETS
Debtors 42,622 38,497
Cash at bank and in hand 13,173 13,926
55,795 52,423
Creditors: Amounts Falling Due Within One Year (18,157 ) (16,534 )
NET CURRENT ASSETS (LIABILITIES) 37,638 35,889
TOTAL ASSETS LESS CURRENT LIABILITIES 40,783 39,245
Creditors: Amounts Falling Due After More Than One Year (16,075 ) (19,108 )
PROVISIONS FOR LIABILITIES
Provisions For Charges 6 (13,783 ) (12,545 )
Deferred Taxation (597 ) (338 )
NET ASSETS 10,328 7,254
CAPITAL AND RESERVES
Called up share capital 7 100 100
Profit and Loss Account 10,228 7,154
SHAREHOLDERS' FUNDS 10,328 7,254
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Page 2
For the year ending 30 June 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges her responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime.
The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.
All of the company's members have consented to the preparation of an Abridged Profit and Loss Account and an Abridged Balance Sheet for the year end 30 June 2024 in accordance with section 444(2A) of the Companies Act 2006.
On behalf of the board
Mrs Anna Marrufo
Director
17/09/2024
The notes on pages 3 to 6 form part of these financial statements.
Page 2
Page 3
Notes to the Abridged Financial Statements
1. General Information
Anna Marrufo Mortgages Limited is a private company, limited by shares, incorporated in England & Wales, registered number 10833410 . The registered office is Units 1-2 Warrior Court, 9-11 Mumby Road, Gosport, Hampshire, PO12 1BS.
2. Accounting Policies
2.1. Basis of Preparation of Financial Statements
The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.
2.2. Turnover
Turnover is measured at the fair value of the consideration received or receivable, net of discounts and value added taxes. Turnover includes revenue earned from the rendering of services and commissions earned.
2.3. Intangible Fixed Assets and Amortisation - Goodwill
Goodwill is the difference between amounts paid on the acquisition of a business and the fair value of the separable net assets. It has been amortised to profit and loss account over its estimated economic life of 5 years.
2.4. Tangible Fixed Assets and Depreciation
Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:
Leasehold Improvements 10% straight line
Plant & Machinery 25% reducing balance
Fixtures & Fittings 25% reducing balance
Computer Equipment 25% reducing balance
2.5. Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.
Current or deferred taxation assets and liabilities are not discounted.
Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.
Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.
Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.
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3. Average Number of Employees
The average number of persons employed under contracts of service during the year was:  1 (2023: 1)
1 1
4. Intangible Assets
Total
£
Cost
As at 1 July 2023 10,000
As at 30 June 2024 10,000
Amortisation
As at 1 July 2023 10,000
As at 30 June 2024 10,000
Net Book Value
As at 30 June 2024 -
As at 1 July 2023 -
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5. Tangible Assets
Total
£
Cost
As at 1 July 2023 8,005
Additions 613
As at 30 June 2024 8,618
Depreciation
As at 1 July 2023 4,649
Provided during the period 824
As at 30 June 2024 5,473
Net Book Value
As at 30 June 2024 3,145
As at 1 July 2023 3,356
6. Provisions for Liabilities
Deferred Tax Other Provisions Total
£ £ £
As at 1 July 2023 338 12,545 12,883
Additions 259 3,435 3,694
Utilised - (2,197 ) (2,197)
Balance at 30 June 2024 597 13,783 14,380
Other provisions contains a percentage of commission sales to cover potential clawbacks on the sale of insurance products.  
7. Share Capital
2024 2023
£ £
Allotted, Called up and fully paid 100 100
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8. Other Commitments
The total of future minimum lease payments under non-cancellable operating leases are as follows:
2024 2023
£ £
Not later than one year 1,295 7,771
Later than one year and not later than five years - 1,295
1,295 9,066
9. Directors Advances, Credits and Guarantees
Included within Debtors are the following loans to directors:
As at 1 July 2023 Amounts advanced Amounts repaid Amounts written off As at 30 June 2024
£ £ £ £ £
Mrs Anna Marrufo 9,185 42,024 (38,745 ) - 12,964
The above loan is unsecured and repayable on demand. Interest charged during the year amounted to £649 (2023: £653).
10. Related Party Transactions
An interest free loan of £14,596 (2023: £14,596) is outstanding from a company in which the director has significant influence. The loan is repayable on demand.
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