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Company Registration No. 10449858 (England and Wales)
Umbrella Mortgage Solutions Ltd Unaudited accounts for the year ended 31 December 2023
Umbrella Mortgage Solutions Ltd Company Information for the year ended 31 December 2023
Directors
Robin Simon Black Karen Ward
Company Number
10449858 (England and Wales)
Registered Office
80 CANNON LANE PINNER HA5 1HR ENGLAND
Accountants
Biz Accounting Ltd 14 Village Way East Harrow London HA2 7LU
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Umbrella Mortgage Solutions Ltd Statement of financial position as at 31 December 2023
2023 
2022 
Notes
£ 
£ 
Fixed assets
Tangible assets
2,237 
2,983 
Current assets
Debtors
12,951 
27,114 
Cash at bank and in hand
13,533 
26,567 
26,484 
53,681 
Creditors: amounts falling due within one year
(27,848)
(55,646)
Net current liabilities
(1,364)
(1,965)
Net assets
873 
1,018 
Capital and reserves
Called up share capital
100 
100 
Profit and loss account
773 
918 
Shareholders' funds
873 
1,018 
For the year ending 31 December 2023 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 25 September 2024 and were signed on its behalf by
Robin Simon Black Director Company Registration No. 10449858
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Umbrella Mortgage Solutions Ltd Notes to the Accounts for the year ended 31 December 2023
1
Statutory information
Umbrella Mortgage Solutions Ltd is a private company, limited by shares, registered in England and Wales, registration number 10449858. The registered office is 80 CANNON LANE, PINNER, HA5 1HR, ENGLAND.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Fixtures & fittings
25% Straight line
Computer equipment
25% Straight line
4
Tangible fixed assets
Computer equipment 
£ 
Cost or valuation
At cost 
At 1 January 2023
10,264 
At 31 December 2023
10,264 
Depreciation
At 1 January 2023
7,281 
Charge for the year
746 
At 31 December 2023
8,027 
Net book value
At 31 December 2023
2,237 
At 31 December 2022
2,983 
5
Debtors
2023 
2022 
£ 
£ 
Amounts falling due within one year
Trade debtors
12,951 
27,114 
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Umbrella Mortgage Solutions Ltd Notes to the Accounts for the year ended 31 December 2023
6
Creditors: amounts falling due within one year
2023 
2022 
£ 
£ 
Taxes and social security
2,215 
219 
Other creditors
15 
8,491 
Accruals
8,568 
17,366 
Deferred income
17,050 
29,570 
27,848 
55,646 
7
Average number of employees
During the year the average number of employees was 3 (2022: 5).
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