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Registered Number: 14997215


 

 

 


Abridged Accounts

for the period ended 31 January 2024

for

LENDING EXPERT GROUP LIMITED

Accountant’s report
You consider that the company is exempt from an audit for the year ended 31 January 2024 . You have acknowledged, on the balance sheet, your responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts. These responsibilities include preparing accounts that give a true and fair view of the state of affairs of the company at the end of the financial year and of its profit or loss for the financial year.
In accordance with your instructions, we have prepared the accounts which comprise the Profit and Loss Account, the Statement of Comprehensive Income, the Balance Sheet, the Statement of Changes in Equity and the related notes from the accounting records of the company and on the basis of information and explanations you have given to us.
We have not carried out an audit or any other review, and consequently we do not express any opinion on these accounts.
MBS Accountants
31 January 2024



....................................................
MBS Accountants
Unit 3 Tuffley Park
Lower Tuffley Lane
Gloucester
GL2 5DE
07 October 2024
1
 
 
Notes
 
2024
£
Fixed assets    
Investments 3 160 
160 
Current assets    
Debtors 2 
Creditors: amount falling due within one year (244)
Net current assets (242)
 
Total assets less current liabilities (82)
Net assets (82)
 

Capital and reserves
   
Called up share capital 4 62 
Profit and loss account (144)
Shareholders' funds (82)
 


For the period ended 31 January 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:
  1. The members have not required the company to obtain an audit of its accounts for the period in question in accordance with section 476.
  2. The director acknowledges their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.
These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. In accordance with Section 444 of the Companies Act 2006, the income statement has not been delivered to the Registrar of Companies.

The members have agreed to the preparation of abridged accounts for this accounting period in accordance with section 444(2A).
The financial statements were approved by the director on 07 October 2024 and were signed by:


-------------------------------
David Alan Beard
Director
2
General Information
LENDING EXPERT GROUP LIMITED is a private company, limited by shares, registered in , registration number 14997215, registration address The Steam Mill, Steam Mill Street, Chester, Cheshire, CH3 5AN.

The presentation currency is £ sterling.
1.

Accounting policies

Significant accounting policies
Statement of compliance
These financial statements have been prepared in compliance with FRS 102 – The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006.
Basis of preparation
The financial statements have been prepared under the historical cost convention as modified by the revaluation of land and buildings and certain financial instruments measured at fair value in accordance with the accounting policies.
The financial statements are prepared in sterling which is the functional currency of the company.
Going concern basis
The directors believe that the company is experiencing good levels of sales growth and profitability, and that it is well placed to manage its business risks successfully. Accordingly, they have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing the financial statements.
Taxation
Taxation represents the sum of tax currently payable and deferred tax. Tax is recognised in the statement of income, except to the extent that it relates to items recognised in other comprehensive income or directly in capital and reserves.
The company’s liability for current tax is calculated using the tax rates and laws that have been enacted or substantively enacted at the reporting date.
Current and deferred tax assets and liabilities are not discounted
Fixed asset investments
Fixed asset investments are stated at cost less provision for any permanent diminution in value.
2.

Average number of employees

Average number of employees during the period was 1.
3.

Investments

Cost Other investments other than loans   Total
  £   £
At 12 July 2023  
Additions 160    160 
Transfer to/from tangible fixed assets  
Disposals  
At 31 January 2024 160    160 

4.

Share Capital

Allotted, called up and fully paid
2024
£
600,000 Ordinary shares of £0.0001 each 60 
10,000 B shares of £0.0001 each
100,000 C shares of £0.0001 each 10 
71 

5.

Related parties

During the year the company entered into the following transactions with related parties:
Transaction value - income/(expenses) Balance owed by/(owed to)
2024
£
2024
£
Lending Expert Technologies Limited(100)
Lending Expert Limited

Lending Expert Group Limited is tha parent company of Lending Expert Technologies Limited. During the financial year, Lending Expert Group Limited has acquired all of the outstanding ordinary shares of Lending Expert Technologies Limited amounting to £100.00 (100 Ordinary Shares @ £1.00 per share). Lending Expert Group Limited has not yet paid for these shares.
Lending Expert Group Limited is tha parent company of Lending Expert Limited. Aside from the acquisition of Lending Expert Limited's equity by Lending Expert Group Limited, there are no intercompany transactions between these two companies during the accounting year.
3