Acorah Software Products - Accounts Production 16.0.110 false true 31 March 2023 1 April 2022 false 1 April 2023 31 March 2024 31 March 2024 07263670 Mrs E Planner Mr D O'Neill iso4217:GBP iso4217:EUR iso4217:USD xbrli:shares xbrli:pure xbrli:pure 07263670 2023-03-31 07263670 2024-03-31 07263670 2023-04-01 2024-03-31 07263670 frs-core:CurrentFinancialInstruments 2024-03-31 07263670 frs-core:Non-currentFinancialInstruments 2024-03-31 07263670 frs-core:BetweenOneFiveYears 2024-03-31 07263670 frs-core:LandBuildings frs-core:LeasedAssetsHeldAsLessee 2024-03-31 07263670 frs-core:LandBuildings frs-core:LeasedAssetsHeldAsLessee 2023-04-01 2024-03-31 07263670 frs-core:LandBuildings frs-core:LeasedAssetsHeldAsLessee 2023-03-31 07263670 frs-core:CapitalRedemptionReserve 2024-03-31 07263670 frs-core:SharePremium 2024-03-31 07263670 frs-core:ShareCapital 2024-03-31 07263670 frs-core:RetainedEarningsAccumulatedLosses 2024-03-31 07263670 frs-bus:PrivateLimitedCompanyLtd 2023-04-01 2024-03-31 07263670 frs-bus:FilletedAccounts 2023-04-01 2024-03-31 07263670 frs-bus:SmallEntities 2023-04-01 2024-03-31 07263670 frs-bus:AuditExempt-NoAccountantsReport 2023-04-01 2024-03-31 07263670 frs-bus:SmallCompaniesRegimeForAccounts 2023-04-01 2024-03-31 07263670 frs-bus:Director1 2023-04-01 2024-03-31 07263670 frs-bus:CompanySecretary1 2023-04-01 2024-03-31 07263670 frs-countries:EnglandWales 2023-04-01 2024-03-31 07263670 2022-03-31 07263670 2023-03-31 07263670 2022-04-01 2023-03-31 07263670 frs-core:CurrentFinancialInstruments 2023-03-31 07263670 frs-core:Non-currentFinancialInstruments 2023-03-31 07263670 frs-core:BetweenOneFiveYears 2023-03-31 07263670 frs-core:CapitalRedemptionReserve 2023-03-31 07263670 frs-core:SharePremium 2023-03-31 07263670 frs-core:ShareCapital 2023-03-31 07263670 frs-core:RetainedEarningsAccumulatedLosses 2023-03-31
Registered number: 07263670
Just Remortgages Limited
Unaudited Financial Statements
For The Year Ended 31 March 2024
Unaudited Financial Statements
Contents
Page
Balance Sheet 1—2
Notes to the Financial Statements 3—5
Page 1
Balance Sheet
Registered number: 07263670
2024 2023
Notes £ £ £ £
FIXED ASSETS
Tangible Assets 4 1,748 2,185
1,748 2,185
CURRENT ASSETS
Debtors 5 1,179 215,766
Cash at bank and in hand 151,672 161,483
152,851 377,249
Creditors: Amounts Falling Due Within One Year 6 (31,898 ) (31,537 )
NET CURRENT ASSETS (LIABILITIES) 120,953 345,712
TOTAL ASSETS LESS CURRENT LIABILITIES 122,701 347,897
Creditors: Amounts Falling Due After More Than One Year 7 (31,303 ) (56,317 )
NET ASSETS 91,398 291,580
CAPITAL AND RESERVES
Called up share capital 9 4,050 4,050
Share premium account 2,450 2,450
Capital redemption reserve 1,001 1,001
Profit and Loss Account 83,897 284,079
SHAREHOLDERS' FUNDS 91,398 291,580
Page 1
Page 2
For the year ending 31 March 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges her responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.
On behalf of the board
Mrs E Planner
Director
26 November 2024
The notes on pages 3 to 5 form part of these financial statements.
Page 2
Page 3
Notes to the Financial Statements
1. General Information
Just Remortgages Limited is a private company, limited by shares, incorporated in England & Wales, registered number 07263670 . The registered office is 4 Turnberry House, 4400 Parkway, Whiteley, Hampshire, PO15 7FJ.
2. Accounting Policies
2.1. Basis of Preparation of Financial Statements
The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.
2.2. Turnover
Turnover shown in the profit and loss account represents commissions received during the period.
2.3. Tangible Fixed Assets and Depreciation
Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:
Leasehold over the life of the lease
2.4. Financial Instruments
The company only enters into basic financial instruments transactions that result in the recognition of financial assets
and liabilities like trade and other accounts receivable and payable, loans from banks and other third parties, loans to
or from related parties and other third parties and investments in non-puttable ordinary shares.
Financial assets that are measured at cost and amortised cost are assessed at the end of each reporting period for
objective evidence of impairment. If objective evidence of impairment is found, an impairment loss is recognised in
profit or loss.

For financial assets measured at cost less impairment, the impairment loss is measured as the difference between an
asset’s carrying amount and the best estimate, which is an approximation, of the amount that the company would
receive for the asset if it were to be sold at the reporting date.

Financial assets and liabilities are offset and the net amount reported in the statement of financial position when there
is an enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise
the asset and settle the liability simultaneously.

Debtors
Short term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at
fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest
method, less any impairment.

Creditors
Short term trade creditors are measured at the transaction price. Other financial liabilities, including bank loans, are
measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the
effective interest method.
3. Average Number of Employees
Average number of employees, including directors, during the year was: 8 (2023: 8)
8 8
4. Tangible Assets
Land & Property
Leasehold
£
Cost
As at 1 April 2023 2,622
As at 31 March 2024 2,622
...CONTINUED
Page 3
Page 4
Depreciation
As at 1 April 2023 437
Provided during the period 437
As at 31 March 2024 874
Net Book Value
As at 31 March 2024 1,748
As at 1 April 2023 2,185
5. Debtors
2024 2023
£ £
Due within one year
Amounts owed by participating interests - 168
Other debtors 1,179 87,663
1,179 87,831
Due after more than one year
Other debtors - 127,935
- 127,935
1,179 215,766
6. Creditors: Amounts Falling Due Within One Year
2024 2023
£ £
Bank loans and overdrafts 25,000 25,000
Amounts owed to participating interests 420 -
Other creditors 2,073 3,025
Taxation and social security 4,405 3,512
31,898 31,537
7. Creditors: Amounts Falling Due After More Than One Year
2024 2023
£ £
Bank loans 31,303 56,317
31,303 56,317
8. Secured Creditors
Of the creditors falling due within and after more than one year the following amounts are secured. The bank loan is secured by a fixed and floating charge over the company's assets. Please see Companies House for further details.
2024 2023
£ £
Bank loans and overdrafts 56,303 81,317
9. Share Capital
2024 2023
£ £
Allotted, Called up and fully paid 4,050 4,050
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Page 5
10. Contingent Liabilities
2024 2023
£ £
At the end of the period 18,840 18,840
Contingent liabilities relate to national insurance arising on planning strategies. The timing of the expected payments is currently unknown due to ongoing communications with the relevant authorities.
The participator intends to make good to the company the employee liabilities due as a result of the planning strategies and these have therefore not been included in the contingent liability figure.
11. Other Commitments
The total of future minimum lease payments under non-cancellable operating leases are as following:
2024 2023
£ £
Later than one year and not later than five years 170,802 222,016
170,802 222,016
12. Related Party Transactions
Included within other debtors within one year is an amount of £nil (2023 - £86,417) due from Just Golf UK&Eurpoe Ltd, a company in which the controlling party, Mr M Fortune is a director and the majority shareholder. The reduction represents a write off the loan. 
Included within other creditors within one year is an amount of £420 (2023 - other debtor £168) due to Mr M Fortune, the majority shareholder. This amount is unsecured, interest free and repayable on demand.
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