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REGISTERED NUMBER: 08991566 (England and Wales)















Unaudited Financial Statements for the Year Ended 30 September 2024

for

Nicholas James Mortgage & Financial
Services Ltd

Nicholas James Mortgage & Financial
Services Ltd (Registered number: 08991566)






Contents of the Financial Statements
for the Year Ended 30 September 2024




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


Nicholas James Mortgage & Financial
Services Ltd

Company Information
for the Year Ended 30 September 2024







Director: N York





Secretary: E York





Registered office: 87a High Street
The Old Town
Hemel Hempstead
Hertfordshire
HP1 3AH





Registered number: 08991566 (England and Wales)





Accountants: Pinkham Blair
Chartered Accountants
87a High Street
The Old Town
Hemel Hempstead
Hertfordshire
HP1 3AH

Nicholas James Mortgage & Financial
Services Ltd (Registered number: 08991566)

Balance Sheet
30 September 2024

2024 2023
Notes £ £ £ £
Fixed assets
Tangible assets 4 40 76

Current assets
Debtors 5 16,858 33,322
Cash at bank 31,761 52,235
48,619 85,557
Creditors
Amounts falling due within one year 6 13,602 12,205
Net current assets 35,017 73,352
Total assets less current liabilities 35,057 73,428

Creditors
Amounts falling due after more than
one year

7

(2,885

)

(7,441

)

Provisions for liabilities (12,000 ) (12,000 )
Net assets 20,172 53,987

Capital and reserves
Called up share capital 8 100 100
Retained earnings 20,072 53,887
Shareholders' funds 20,172 53,987

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2024 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

Nicholas James Mortgage & Financial
Services Ltd (Registered number: 08991566)

Balance Sheet - continued
30 September 2024


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 19 December 2024 and were signed by:





N York - Director


Nicholas James Mortgage & Financial
Services Ltd (Registered number: 08991566)

Notes to the Financial Statements
for the Year Ended 30 September 2024

1. Statutory information

Nicholas James Mortgage & Financial Services Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. Accounting policies

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Plant and machinery etc - 33% on cost and 25% on reducing balance

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Nicholas James Mortgage & Financial
Services Ltd (Registered number: 08991566)

Notes to the Financial Statements - continued
for the Year Ended 30 September 2024

3. Employees and directors

The average number of employees during the year was 3 (2023 - 3 ) .

4. Tangible fixed assets
Plant and
machinery
etc
£
Cost
At 1 October 2023
and 30 September 2024 824
Depreciation
At 1 October 2023 748
Charge for year 36
At 30 September 2024 784
Net book value
At 30 September 2024 40
At 30 September 2023 76

5. Debtors
2024 2023
£ £
Amounts falling due within one year:
Other debtors 3,558 1,022

Amounts falling due after more than one year:
Other debtors 13,300 32,300

Aggregate amounts 16,858 33,322

6. Creditors: amounts falling due within one year
2024 2023
£ £
Bank loans and overdrafts 4,463 4,353
Trade creditors 3,710 749
Taxation and social security 70 4,745
Other creditors 5,359 2,358
13,602 12,205

Nicholas James Mortgage & Financial
Services Ltd (Registered number: 08991566)

Notes to the Financial Statements - continued
for the Year Ended 30 September 2024

7. Creditors: amounts falling due after more than one year
2024 2023
£ £
Bank loans 2,885 7,441

8. Called up share capital

Allotted, issued and fully paid:
Number: Class: Nominal 2024 2023
value: £ £
100 Ordinary £1 100 100