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REGISTERED NUMBER: 05934639 (England and Wales)











UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30 NOVEMBER 2024

FOR

(SMT) MONEY MATTERS LIMITED

(SMT) MONEY MATTERS LIMITED (REGISTERED NUMBER: 05934639)

CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2024










Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


(SMT) MONEY MATTERS LIMITED

COMPANY INFORMATION
FOR THE YEAR ENDED 30 NOVEMBER 2024







DIRECTOR: S M Teuten





SECRETARY: W A Freeman





REGISTERED OFFICE: GBJ Financial
Sterling House
27 Hatchlands Road
Redhill
Surrey
RH1 6RW





REGISTERED NUMBER: 05934639 (England and Wales)





ACCOUNTANTS: GBJ Financial Limited
Sterling House
27 Hatchlands Road
Redhill
Surrey
RH1 6RW

(SMT) MONEY MATTERS LIMITED (REGISTERED NUMBER: 05934639)

BALANCE SHEET
30 NOVEMBER 2024

2024 2023
Notes £    £    £    £   
FIXED ASSETS
Intangible assets 4 14,452 16,084
Tangible assets 5 52,402 67,531
66,854 83,615

CURRENT ASSETS
Stocks 400 400
Debtors 6 51,237 45,579
Cash at bank 27,970 28,183
79,607 74,162
CREDITORS
Amounts falling due within one year 7 52,661 35,230
NET CURRENT ASSETS 26,946 38,932
TOTAL ASSETS LESS CURRENT
LIABILITIES

93,800

122,547

CREDITORS
Amounts falling due after more than one
year

8

82,066

69,905
NET ASSETS 11,734 52,642

CAPITAL AND RESERVES
Called up share capital 100 100
Retained earnings 11,634 52,542
11,734 52,642

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 November 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 November 2024 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

(SMT) MONEY MATTERS LIMITED (REGISTERED NUMBER: 05934639)

BALANCE SHEET - continued
30 NOVEMBER 2024


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the director and authorised for issue on 7 January 2025 and were signed by:





S M Teuten - Director


(SMT) MONEY MATTERS LIMITED (REGISTERED NUMBER: 05934639)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2024


1. STATUTORY INFORMATION

(SMT) Money Matters Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Goodwill
Goodwill, being the amount paid in connection with the acquisition of a business in 2006, is being amortised evenly over its estimated useful life of twenty years.

Intangible assets
Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Plant and machinery - 33% on reducing balance
Motor vehicles - 33% on reducing balance

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 5 (2023 - 4 ) .

(SMT) MONEY MATTERS LIMITED (REGISTERED NUMBER: 05934639)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 30 NOVEMBER 2024


4. INTANGIBLE FIXED ASSETS
Goodwill
£   
COST
At 1 December 2023
and 30 November 2024 70,000
AMORTISATION
At 1 December 2023 53,916
Charge for year 1,632
At 30 November 2024 55,548
NET BOOK VALUE
At 30 November 2024 14,452
At 30 November 2023 16,084

5. TANGIBLE FIXED ASSETS
Plant and Motor
machinery vehicles Totals
£    £    £   
COST
At 1 December 2023 37,523 154,190 191,713
Additions 3,437 - 3,437
At 30 November 2024 40,960 154,190 195,150
DEPRECIATION
At 1 December 2023 30,667 93,515 124,182
Charge for year 3,397 15,169 18,566
At 30 November 2024 34,064 108,684 142,748
NET BOOK VALUE
At 30 November 2024 6,896 45,506 52,402
At 30 November 2023 6,856 60,675 67,531

6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£    £   
Trade debtors 43,052 37,432
Other debtors 8,185 8,147
51,237 45,579

(SMT) MONEY MATTERS LIMITED (REGISTERED NUMBER: 05934639)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 30 NOVEMBER 2024


7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£    £   
Hire purchase contracts 8,514 11,149
Taxation and social security 41,447 21,365
Other creditors 2,700 2,716
52,661 35,230

8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2024 2023
£    £   
Hire purchase contracts 61,390 69,905
Other creditors 20,676 -
82,066 69,905