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REGISTERED NUMBER: 05894056 (England and Wales)















Unaudited Financial Statements for the Year Ended 31 August 2024

for

Blue Pebble Finance Limited

Blue Pebble Finance Limited (Registered number: 05894056)






Contents of the Financial Statements
for the Year Ended 31 August 2024




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


Blue Pebble Finance Limited

Company Information
for the Year Ended 31 August 2024







DIRECTORS: M S Gillett
Mrs R L Gillett





SECRETARY: Mrs R L Gillett





REGISTERED OFFICE: 119 Commercial Road
Parkstone
Poole
Dorset
BH14 0JD





REGISTERED NUMBER: 05894056 (England and Wales)





ACCOUNTANT: Richard Allen & Associates
21 Church Road
Parkstone
Poole
Dorset
BH14 8UF

Blue Pebble Finance Limited (Registered number: 05894056)

Balance Sheet
31 August 2024

2024 2023
Notes £    £    £    £   
FIXED ASSETS
Intangible assets 4 - -
Tangible assets 5 14,124 14,981
14,124 14,981

CURRENT ASSETS
Stocks 4,098 2,718
Debtors 6 106,537 101,252
Cash at bank 88,425 74,635
199,060 178,605
CREDITORS
Amounts falling due within one year 7 10,408 10,872
NET CURRENT ASSETS 188,652 167,733
TOTAL ASSETS LESS CURRENT
LIABILITIES

202,776

182,714

PROVISIONS FOR LIABILITIES 2,962 3,095
NET ASSETS 199,814 179,619

CAPITAL AND RESERVES
Called up share capital 100 100
Retained earnings 199,714 179,519
SHAREHOLDERS' FUNDS 199,814 179,619

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 August 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 August 2024 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

Blue Pebble Finance Limited (Registered number: 05894056)

Balance Sheet - continued
31 August 2024


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 27 September 2024 and were signed on its behalf by:





M S Gillett - Director


Blue Pebble Finance Limited (Registered number: 05894056)

Notes to the Financial Statements
for the Year Ended 31 August 2024

1. STATUTORY INFORMATION

Blue Pebble Finance Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Goodwill
Goodwill is comprised of three different acquisitions. The first amount paid was in connection with the acquisition of the business in 2006 and was amortised evenly over it's estimated useful life of ten years.

The second and third acquisitions were made during the year ended 31 August 2015 and were amortised over their useful lives of two years.

Intangible assets
Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Plant and machinery etc - 33% on cost and 15% on reducing balance

Stocks
Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

Indemnity commission income
Indemnity Commissions Received are included in the profit and loss account when received. A provision has been made in respect of any contingent liability for repayment of such income.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 5 (2023 - 5 ) .

Blue Pebble Finance Limited (Registered number: 05894056)

Notes to the Financial Statements - continued
for the Year Ended 31 August 2024

4. INTANGIBLE FIXED ASSETS
Goodwill
£   
COST
At 1 September 2023
and 31 August 2024 27,555
AMORTISATION
At 1 September 2023
and 31 August 2024 27,555
NET BOOK VALUE
At 31 August 2024 -
At 31 August 2023 -

5. TANGIBLE FIXED ASSETS
Plant and
machinery
etc
£   
COST
At 1 September 2023 57,370
Additions 3,652
At 31 August 2024 61,022
DEPRECIATION
At 1 September 2023 42,389
Charge for year 4,509
At 31 August 2024 46,898
NET BOOK VALUE
At 31 August 2024 14,124
At 31 August 2023 14,981

6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£    £   
Amounts recoverable on contract 34,480 34,480
Other debtors 72,057 66,772
106,537 101,252

7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£    £   
Taxation and social security 6,939 8,527
Other creditors 3,469 2,345
10,408 10,872

Blue Pebble Finance Limited (Registered number: 05894056)

Notes to the Financial Statements - continued
for the Year Ended 31 August 2024

8. CONTINGENT LIABILITIES

The potential liability to repay indemnity commission is very small as it represents a relatively small element of the business. Any such liability could only relate to indemnity commission, which is not considered likely to crystallise to any significant amount. A provision of £279 has been made which equates to 8% of gross indemnity commissions received.