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REGISTERED NUMBER: 05053759 (England and Wales)






















Financial Statements

for the Year Ended 30 April 2024

for

Richard Bamber & Company (Mortgages) Ltd

Richard Bamber & Company (Mortgages) Ltd (Registered number: 05053759)






Contents of the Financial Statements
for the year ended 30 April 2024




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 3


Richard Bamber & Company (Mortgages) Ltd

Company Information
for the year ended 30 April 2024







DIRECTORS: Mr R Bamber
Mr R M Bamber





REGISTERED OFFICE: The Old Halsall Arms
2 Summerwood Lane
Halsall
Lancashire
L39 8RJ





REGISTERED NUMBER: 05053759 (England and Wales)





ACCOUNTANTS: Bennett Brooks & Co Ltd
13a Duke Street
Southport
Merseyside
PR8 1LS

Richard Bamber & Company (Mortgages) Ltd (Registered number: 05053759)

Balance Sheet
30 April 2024

2024 2023
Notes £ £
CURRENT ASSETS
Debtors 4 350,270 135,283
Cash at bank 1,275,197 1,467,229
1,625,467 1,602,512
CREDITORS
Amounts falling due within one year 5 (68,911 ) (92,624 )
NET CURRENT ASSETS 1,556,556 1,509,888
TOTAL ASSETS LESS CURRENT
LIABILITIES

1,556,556

1,509,888

CAPITAL AND RESERVES
Called up share capital 6 1,001 1,100
Capital redemption reserve 99 -
Retained earnings 1,555,456 1,508,788
SHAREHOLDERS' FUNDS 1,556,556 1,509,888

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 April 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 April 2024 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 20 January 2025 and were signed on its behalf by:





Mr R M Bamber - Director


Richard Bamber & Company (Mortgages) Ltd (Registered number: 05053759)

Notes to the Financial Statements
for the year ended 30 April 2024

1. STATUTORY INFORMATION

Richard Bamber & Company (Mortgages) Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).


2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Related party exemption
The company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', not to disclose related party transactions with wholly owned subsidiaries within the group.

Turnover
Turnover represents commissions and fees earned in the accounting period net of related reclaims. Turnover is recognised when the right to consideration exists under contract.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 15 (2023 - 16 ) .

4. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£ £
Trade debtors 97,331 88,360
Other debtors 252,939 46,923
350,270 135,283

5. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£ £
Taxation and social security 54,086 69,355
Other creditors 14,825 23,269
68,911 92,624

Richard Bamber & Company (Mortgages) Ltd (Registered number: 05053759)

Notes to the Financial Statements - continued
for the year ended 30 April 2024

6. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 2024 2023
value: £ £
10,000 Ordinary £0.10 1,000 1,000
(2023 - 1,000 )
8 Ordinary A £0.10 1 100
1,001 1,100

On 5 March 2024, the company's share capital of 1,100 shares of £1 each was subdivided into 11,000 shares of £0.10 each. On the same day 992 Ordinary A shares of £0.10 each were cancelled.

7. ULTIMATE CONTROLLING PARTY

Third Floor Wealth Holdings Limited is the ultimate parent company. The parent's registered office is The Old Halsall Arms, 2 Summerwood Lane, Halsall, Ormskirk, L39 8RJ.