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REGISTERED NUMBER: 07399692 (England and Wales)















Unaudited Financial Statements for the Year Ended 30 April 2024

for

ACCESS PERSONAL CHECKING SERVICES LTD

ACCESS PERSONAL CHECKING SERVICES LTD (REGISTERED NUMBER: 07399692)






Contents of the Financial Statements
for the Year Ended 30 April 2024




Page

Company Information 1

Statement of Financial Position 2

Notes to the Financial Statements 3

Chartered Accountants' Report 6

ACCESS PERSONAL CHECKING SERVICES LTD

Company Information
for the Year Ended 30 April 2024







DIRECTOR: M J Gardner





SECRETARY: M J Gardner





REGISTERED OFFICE: Enterprise House
The Courtyard
Old Court House Road
Bromborough
Wirral
CH62 4UE





REGISTERED NUMBER: 07399692 (England and Wales)





ACCOUNTANTS: LBW Chartered Accountants
Enterprise House
The Courtyard
Old Courthouse Road
Bromborough
Merseyside
CH62 4UE

ACCESS PERSONAL CHECKING SERVICES LTD (REGISTERED NUMBER: 07399692)

Statement of Financial Position
30 April 2024

30.4.24 30.4.23
Notes £    £    £    £   
FIXED ASSETS
Intangible assets 4 - -
Tangible assets 5 61,281 81,708
61,281 81,708

CURRENT ASSETS
Debtors 6 969,364 811,696
Cash at bank and in hand 345,315 274,194
1,314,679 1,085,890
CREDITORS
Amounts falling due within one year 7 681,779 481,590
NET CURRENT ASSETS 632,900 604,300
TOTAL ASSETS LESS CURRENT
LIABILITIES

694,181

686,008

CREDITORS
Amounts falling due after more than one
year

8

(25,683

)

(30,982

)

PROVISIONS FOR LIABILITIES (5,278 ) (11,517 )
NET ASSETS 663,220 643,509

CAPITAL AND RESERVES
Called up share capital 10 104 104
Retained earnings 11 663,116 643,405
SHAREHOLDERS' FUNDS 663,220 643,509

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 April 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 April 2024 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 21 January 2025 and were signed by:



M J Gardner - Director


ACCESS PERSONAL CHECKING SERVICES LTD (REGISTERED NUMBER: 07399692)

Notes to the Financial Statements
for the Year Ended 30 April 2024

1. STATUTORY INFORMATION

ACCESS PERSONAL CHECKING SERVICES LTD is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Goodwill
Goodwill, being the amount paid in connection with the acquisition of a business in 2011, is being amortised evenly over its estimated useful life of ten years.

Intangible assets
Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life or, if held under a finance lease, over the lease term, whichever is the shorter.
Land and buildings - 20% on cost
Plant and machinery etc - 25% on reducing balance

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 10 (2023 - 10 ) .

4. INTANGIBLE FIXED ASSETS
Goodwill
£   
COST
At 1 May 2023
and 30 April 2024 177,000
AMORTISATION
At 1 May 2023
and 30 April 2024 177,000
NET BOOK VALUE
At 30 April 2024 -
At 30 April 2023 -

ACCESS PERSONAL CHECKING SERVICES LTD (REGISTERED NUMBER: 07399692)

Notes to the Financial Statements - continued
for the Year Ended 30 April 2024

5. TANGIBLE FIXED ASSETS
Plant and
Land and machinery
buildings etc Totals
£    £    £   
COST
At 1 May 2023
and 30 April 2024 28,859 392,143 421,002
DEPRECIATION
At 1 May 2023 28,858 310,436 339,294
Charge for year - 20,427 20,427
At 30 April 2024 28,858 330,863 359,721
NET BOOK VALUE
At 30 April 2024 1 61,280 61,281
At 30 April 2023 1 81,707 81,708

Fixed assets, included in the above, which are held under hire purchase contracts are as follows:

Plant and
machinery
etc
£   
COST
At 1 May 2023
and 30 April 2024 44,289
DEPRECIATION
At 1 May 2023 25,606
Charge for year 4,671
At 30 April 2024 30,277
NET BOOK VALUE
At 30 April 2024 14,012
At 30 April 2023 18,683

6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
30.4.24 30.4.23
£    £   
Trade debtors 343,011 315,908
Other debtors 626,353 495,788
969,364 811,696

7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
30.4.24 30.4.23
£    £   
Hire purchase contracts 4,892 4,892
Payments on account - 10,654
Trade creditors 337,265 286,865
Taxation and social security 338,910 178,868
Other creditors 712 311
681,779 481,590

ACCESS PERSONAL CHECKING SERVICES LTD (REGISTERED NUMBER: 07399692)

Notes to the Financial Statements - continued
for the Year Ended 30 April 2024

8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
30.4.24 30.4.23
£    £   
Hire purchase contracts 25,683 30,982

9. SECURED DEBTS

The following secured debts are included within creditors:

30.4.24 30.4.23
£    £   
Hire purchase contracts 30,575 35,874

The debts are secured by a floating charge covering all property or undertaking of the company.

10. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 30.4.24 30.4.23
value: £    £   
100 Ordinary £1 100 100
1 Ordinary A £1 1 1
1 Ordinary B £1 1 1
1 Ordinary C £1 1 1
1 Ordinary D £1 1 1
104 104

11. RESERVES
Retained
earnings
£   

At 1 May 2023 643,405
Profit for the year 419,711
Dividends (400,000 )
At 30 April 2024 663,116

12. DIRECTOR'S ADVANCES, CREDITS AND GUARANTEES

Included in other debtors is an amount of £108,042 (2023: £94,401) due from Lethq Limited a company Mr M J Gardner is a director and 100% shareholder. Also included in other debtors is an amount of £11,864 (2023: £4,614) due from Single Central Records Limited a company Mr M J Gardner is director and 100% shareholder.

13. ULTIMATE CONTROLLING PARTY

The ultimate controlling party is deemed to be Mr M J Gardner.

Chartered Accountants' Report to the Director
on the Unaudited Financial Statements of
ACCESS PERSONAL CHECKING SERVICES LTD

The following reproduces the text of the report prepared for the director in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Statement of Financial Position. Readers are cautioned that the Income Statement and certain other primary statements and the Report of the Director are not required to be filed with the Registrar of Companies.

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of ACCESS PERSONAL CHECKING SERVICES LTD for the year ended 30 April 2024 which comprise the Income Statement, Statement of Financial Position and the related notes from the company's accounting records and from information and explanations you have given us.

As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW), we are subject to its ethical and other professional requirements which are detailed within the ICAEW's regulations and guidance at http://www.icaew.com/en/membership/regulations-standards-and-guidance.

This report is made solely to the director of ACCESS PERSONAL CHECKING SERVICES LTD in accordance with our terms of engagement. Our work has been undertaken solely to prepare for your approval the financial statements of ACCESS PERSONAL CHECKING SERVICES LTD and state those matters that we have agreed to state to the director of ACCESS PERSONAL CHECKING SERVICES LTD in this report in accordance with ICAEW Technical Release 07/16AAF. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than ACCESS PERSONAL CHECKING SERVICES LTD and its director for our work or for this report.

It is your duty to ensure that ACCESS PERSONAL CHECKING SERVICES LTD has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and profit of ACCESS PERSONAL CHECKING SERVICES LTD. You consider that ACCESS PERSONAL CHECKING SERVICES LTD is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or a review of the financial statements of ACCESS PERSONAL CHECKING SERVICES LTD. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.






LBW Chartered Accountants
Enterprise House
The Courtyard
Old Courthouse Road
Bromborough
Merseyside
CH62 4UE


Date: .............................................