GIRLS WHO BANK CIC

Company limited by guarantee

Company Registration Number:
15432004 (England and Wales)

Unaudited statutory accounts for the year ended 31 January 2025

Period of accounts

Start date: 22 January 2024

End date: 31 January 2025

GIRLS WHO BANK CIC

Contents of the Financial Statements

for the Period Ended 31 January 2025

Directors report
Profit and loss
Balance sheet
Additional notes
Balance sheet notes
Community Interest Report

GIRLS WHO BANK CIC

Directors' report period ended 31 January 2025

The directors present their report with the financial statements of the company for the period ended 31 January 2025

Principal activities of the company

The principal activity of the company is that of providing children aged 5-18 with financial education.



Directors

The director shown below has held office during the whole of the period from
22 January 2024 to 31 January 2025

Mrs A Barber


The above report has been prepared in accordance with the special provisions in part 15 of the Companies Act 2006

This report was approved by the board of directors on
4 April 2025

And signed on behalf of the board by:
Name: Mrs A Barber
Status: Director

GIRLS WHO BANK CIC

Profit And Loss Account

for the Period Ended 31 January 2025

2025


£
Turnover: 0
Cost of sales: 0
Gross profit(or loss): 0
Distribution costs: 0
Administrative expenses: ( 1,591 )
Other operating income: 0
Operating profit(or loss): (1,591)
Interest receivable and similar income: 0
Interest payable and similar charges: 0
Profit(or loss) before tax: (1,591)
Tax: 0
Profit(or loss) for the financial year: (1,591)

GIRLS WHO BANK CIC

Balance sheet

As at 31 January 2025

Notes 2025


£
Fixed assets
Intangible assets: 3 2,760
Tangible assets:   0
Investments:   0
Total fixed assets: 2,760
Current assets
Stocks:   0
Debtors:   0
Cash at bank and in hand: 17
Investments:   0
Total current assets: 17
Prepayments and accrued income: 0
Creditors: amounts falling due within one year: 4 ( 4,368 )
Net current assets (liabilities): (4,351)
Total assets less current liabilities: (1,591)
Creditors: amounts falling due after more than one year:   0
Provision for liabilities: 0
Accruals and deferred income: 0
Total net assets (liabilities): (1,591)
Members' funds
Profit and loss account: (1,591)
Total members' funds: ( 1,591)

The notes form part of these financial statements

GIRLS WHO BANK CIC

Balance sheet statements

For the year ending 31 January 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

This report was approved by the board of directors on 4 April 2025
and signed on behalf of the board by:

Name: Mrs A Barber
Status: Director

The notes form part of these financial statements

GIRLS WHO BANK CIC

Notes to the Financial Statements

for the Period Ended 31 January 2025

  • 1. Accounting policies

    Basis of measurement and preparation

    These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

    Intangible fixed assets amortisation policy

    Other intangible assets are website costs. It is currently not amortised and the director will review this on an annual basis.

    Other accounting policies

    Going Concern Disclosure The director continues to support the activities of the company.

GIRLS WHO BANK CIC

Notes to the Financial Statements

for the Period Ended 31 January 2025

  • 2. Employees

    2025
    Average number of employees during the period 0

GIRLS WHO BANK CIC

Notes to the Financial Statements

for the Period Ended 31 January 2025

3. Intangible assets

Goodwill Other Total
Cost £ £ £
Additions 2,760 2,760
Disposals
Revaluations
Transfers
At 31 January 2025 2,760 2,760
Amortisation
Charge for year 0 0
On disposals
Other adjustments
At 31 January 2025 0 0
Net book value
At 31 January 2025 2,760 2,760

GIRLS WHO BANK CIC

Notes to the Financial Statements

for the Period Ended 31 January 2025

4. Creditors: amounts falling due within one year note

2025
£
Other creditors 4,368
Total 4,368

GIRLS WHO BANK CIC

Notes to the Financial Statements

for the Period Ended 31 January 2025

5. Loans to directors

Name of director receiving advance or credit: Mrs A Barber
Description of the transaction:
Director's loan account
£
Balance at
Advances or credits made: 3,600
Advances or credits repaid:
Balance at 31 January 2025 3,600

COMMUNITY INTEREST ANNUAL REPORT

GIRLS WHO BANK CIC

Company Number: 15432004 (England and Wales)

Year Ending: 31 January 2025

Company activities and impact

The company has been set up to carry on activities which benefit the community and in particular to providing children aged 5-18 with financial education. This engages the community as financial education is not currently part of the school curriculum and therefore the service we provide in schools and colleges, plugs a gap in the UK education curriculum.

Consultation with stakeholders

The company's stakeholders are schools and colleges we partner with. These are located in London: Havering, Upminster, Ilford and Croydon. The company gauges feedback from all of these stakeholders through regular interactions with the school head teachers. We also obtain feedback from our volunteers who come from Financial services organisations.

Directors' remuneration

No remuneration was received

Transfer of assets

No transfer of assets other than for full consideration

This report was approved by the board of directors on
4 April 2025

And signed on behalf of the board by:
Name: Mrs A Barber
Status: Director