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Registration number: 09684149

Ruiz Actuarial Solutions Ltd

Unaudited Filleted Financial Statements

for the Year Ended 31 July 2024

 

Ruiz Actuarial Solutions Ltd

Contents

Company Information

1

Balance Sheet

2 to 3

Notes to the Unaudited Financial Statements

4 to 7

 

Ruiz Actuarial Solutions Ltd

Company Information

Directors




 

R A Ruiz

J Ruiz

Registered office








 

264 Carshalton Road
Sutton
Surrey
SM1 4SB

Accountants

A S Partnership Ltd
Chartered Certified Accountants158 Stafford Road
Wallington
Surrey
SM6 9BS

 

Ruiz Actuarial Solutions Ltd

(Registration number: 09684149)
Balance Sheet as at 31 July 2024

Note

2024
£

2023
£

           

Fixed Assets

   

 

Tangible Assets

4

 

517

 

517

Current assets

   

 

Cash at bank and in hand

 

13,807

 

15,342

 

Creditors: Amounts falling due within one year

6

(11,751)

 

(12,392)

 

Net current assets

   

2,056

 

2,950

Net assets

   

2,573

 

3,467

Capital and reserves

   

 

Called up share capital

7

100

 

100

 

Retained earnings

2,473

 

3,367

 

Shareholders' funds

   

2,573

 

3,467

For the financial year ending 31 July 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

 

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. As permitted by section 444 (5A) of the Companies Act 2006, the directors have not delivered to the registrar a copy of the Profit and Loss Account.

As permitted by s444A and s444(5A) of the Companies Act 2006, the directors have not delivered to the Registrar a copy of the directors report, profit and loss account and associated notes.

Directors' responsibilities:

The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

Approved and authorised by the Board on 25 April 2025 and signed on its behalf by:
 

 

Ruiz Actuarial Solutions Ltd

(Registration number: 09684149)
Balance Sheet as at 31 July 2024

.........................................
R A Ruiz
Director

 

Ruiz Actuarial Solutions Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 July 2024

1

General information

The company is a private company limited by share capital, incorporated in United Kingdom.

The address of its registered office is:
264 Carshalton Road
Sutton
Surrey
SM1 4SB

These financial statements were authorised for issue by the Board on 25 April 2025.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A smaller entities - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006 (as applicable to companies subject to the small companies' regime).

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Tax

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates taxable income.

Deferred tax is recognised in respect of all timing differences between taxable profits and profits reported in the financial statements.

Unrelieved tax losses and other deferred tax assets are recognised when it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference.

 

Ruiz Actuarial Solutions Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 July 2024

Tangible Assets

Tangible Assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Plant and machinery

25% on reducing balance

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade Creditors

Trade Creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade Creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Dividends

Dividend distribution to the company’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

3

Staff numbers

The average number of persons employed by the company (including directors) during the year, was 2 (2023 - 2).

 

Ruiz Actuarial Solutions Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 July 2024

4

Tangible Assets

Other tangible assets
£

Total
£

Cost or valuation

At 1 August 2023

1,227

1,227

At 31 July 2024

1,227

1,227

Depreciation

At 1 August 2023

710

710

At 31 July 2024

710

710

Carrying amount

At 31 July 2024

517

517

At 31 July 2023

517

517

5

Debtors

2024
£

2023
£

-

-

 

Ruiz Actuarial Solutions Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 July 2024

6

Creditors

Creditors: amounts falling due within one year

Note

2024
£

2023
£

Due within one year

 

Directors' loan accounts

11,154

11,154

Accruals

 

597

1,238

 

11,751

12,392

7

Share capital

Allotted, called up and fully paid shares

2024

2023

No.

£

No.

£

Ordinary of £1 each

100

100

100

100

       

8

Dividends

Interim dividends paid

 

2024
£

2023
£

Interim dividend

-

-