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REGISTERED NUMBER: 03681392 (England and Wales)

















UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

FOR

HOWARD INSURANCE SERVICES LIMITED

HOWARD INSURANCE SERVICES LIMITED (BY SHARES) (REGISTERED NUMBER: 03681392)






CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024




Page

Company Information 1

Balance Sheet 2


HOWARD INSURANCE SERVICES LIMITED (BY SHARES)

COMPANY INFORMATION
FOR THE YEAR ENDED 31 DECEMBER 2024







DIRECTORS: Mr. S L Winnifrith
Mr. A S Winnifrith
Mr. J W Griggs



SECRETARY: Mrs. L A Winnifrith



REGISTERED OFFICE: Cobalt Business Exchange
Cobalt Park Way
Wallsend
Tyne and Wear
NE28 9NZ



REGISTERED NUMBER: 03681392 (England and Wales)



ACCOUNTANTS: Read, Milburn & Co
71 Howard Street
North Shields
Tyne and Wear
NE30 1AF



BANKERS: Lloyds Bank plc
69 Bedford Street
North Shields
NE29 0AU

HOWARD INSURANCE SERVICES LIMITED (BY SHARES) (REGISTERED NUMBER: 03681392)

BALANCE SHEET
31 DECEMBER 2024

2024 2023
£    £    £    £   
FIXED ASSETS 4,097 4,248

CURRENT ASSETS 197,509 192,762

CREDITORS
Amounts falling due within one year (110,300 ) (86,314 )
NET CURRENT ASSETS 87,209 106,448
TOTAL ASSETS LESS CURRENT
LIABILITIES

91,306

110,696

CAPITAL AND RESERVES 91,306 110,696

NOTES TO THE FINANCIAL STATEMENTS

1. AVERAGE NUMBER OF EMPLOYEES

The average number of employees during the year was 4 (2023 - 5 ) .

2. OTHER FINANCIAL COMMITMENTS

Minimum lease payments under non-cancellable operating leases fall due as follows:
20242023
££
Within one year16,60219,102
Between one and five years10,96527,567
27,56746,669



The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2024 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

HOWARD INSURANCE SERVICES LIMITED (BY SHARES) (REGISTERED NUMBER: 03681392)

BALANCE SHEET - continued
31 DECEMBER 2024


The financial statements have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the Board of Directors and authorised for issue on 30 April 2025 and were signed on its behalf by:





Mr. A S Winnifrith - Director