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Mortgage4You Ltd

Registered Number
04007417
(England and Wales)

Unaudited Financial Statements for the Year ended
31 March 2025

Mortgage4You Ltd
Company Information
for the year from 1 April 2024 to 31 March 2025

Directors

M Preston
W Preston

Company Secretary

M Preston

Registered Address

12 Millstream
Ringwood
BH24 3SE

Registered Number

04007417 (England and Wales)
Mortgage4You Ltd
Statement of Financial Position
31 March 2025

Notes

2025

2024

£

£

£

£

Fixed assets
Tangible assets3690,764686,757
690,764686,757
Current assets
Debtors139,828139,566
Cash at bank and on hand284,555153,374
424,383292,940
Creditors amounts falling due within one year4(79,088)(75,513)
Net current assets (liabilities)345,295217,427
Total assets less current liabilities1,036,059904,184
Creditors amounts falling due after one year5(455,989)(386,095)
Net assets580,070518,089
Capital and reserves
Called up share capital100100
Profit and loss account579,970517,989
Shareholders' funds580,070518,089
The financial statements were approved and authorised for issue by the Board of Directors on 28 April 2025, and are signed on its behalf by:
W Preston
Director
Registered Company No. 04007417
Mortgage4You Ltd
Notes to the Financial Statements
for the year ended 31 March 2025

1.Accounting policies
Statutory information
The company is a private company limited by shares and registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.
Statement of compliance
The financial statements have been prepared in accordance with the Companies Act 2006 and FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland including Section 1A Small Entities.
Revenue from sale of goods
Revenue from the sale of goods is recognised when the company has transferred to the buyer the significant risks and rewards of ownership of the goods, usually when goods are delivered and legal title has passed. Providing the amount of revenue can be measured reliably, it is probable that the economic benefits associated with the transaction will flow to the company and the costs incurred or to be incurred in respect of the transition can be measured reliably.
Employee benefits
Short-term employee benefits are measured at the undiscounted amount expected to be paid in exchange for the employee's services to the company. Where employees have accrued short-term benefits which the entity has not paid by the balance sheet date, an accrual is recognised within creditors: amounts falling due within one year together with an associated expense in profit or loss. The liabilities are classified as current obligations in the statement of financial position because they are expected to be settled wholly within twelve months after the end of the period.
Tangible fixed assets and depreciation
All fixed assets are initially recorded at cost. Property, plant and equipment is used in the company's principal activity for the production and supply of goods or for administrative purposes and is stated in the balance sheet under the historic cost model. This model requires the assets to be stated at cost less amounts in respect of depreciation and less any accumulated impairment losses. Depreciation is calculated so as to write off the cost of an asset, less its estimated residual value (which is the expected amount that would currently be obtained from disposal of an asset, after deducting the estimated costs of disposal, if the asset were already of the age and in the condition expected at the end of its useful life), over the useful economic life of the respective asset as follows:

Reducing balance (%)
Plant and machinery25
2.Average number of employees

20252024
Average number of employees during the year67
3.Tangible fixed assets

Land & buildings

Plant & machinery

Total

£££
Cost or valuation
At 01 April 24681,38653,279734,665
Additions4,5617045,265
At 31 March 25685,94753,983739,930
Depreciation and impairment
At 01 April 24-47,90847,908
Charge for year-1,2581,258
At 31 March 25-49,16649,166
Net book value
At 31 March 25685,9474,817690,764
At 31 March 24681,3865,371686,757
4.Creditors: amounts due within one year

2025

2024

££
Trade creditors / trade payables3,9945,473
Bank borrowings and overdrafts16,10822,150
Taxation and social security58,98647,890
Total79,08875,513
5.Creditors: amounts due after one year

2025

2024

££
Bank borrowings and overdrafts455,989386,095
Total455,989386,095