Acorah Software Products - Accounts Production 16.3.350 false true 31 March 2024 1 April 2023 false 1 April 2024 31 March 2025 31 March 2025 12493855 Mr Mark O'Flynn iso4217:GBP iso4217:EUR iso4217:USD xbrli:shares xbrli:pure xbrli:pure 12493855 2024-03-31 12493855 2025-03-31 12493855 2024-04-01 2025-03-31 12493855 frs-core:CurrentFinancialInstruments 2025-03-31 12493855 frs-core:FurnitureFittings 2025-03-31 12493855 frs-core:FurnitureFittings 2024-04-01 2025-03-31 12493855 frs-core:FurnitureFittings 2024-03-31 12493855 frs-core:ShareCapital 2025-03-31 12493855 frs-core:RetainedEarningsAccumulatedLosses 2025-03-31 12493855 frs-bus:PrivateLimitedCompanyLtd 2024-04-01 2025-03-31 12493855 frs-bus:FilletedAccounts 2024-04-01 2025-03-31 12493855 frs-bus:SmallEntities 2024-04-01 2025-03-31 12493855 frs-bus:AuditExempt-NoAccountantsReport 2024-04-01 2025-03-31 12493855 frs-bus:SmallCompaniesRegimeForAccounts 2024-04-01 2025-03-31 12493855 frs-bus:Director1 2024-04-01 2025-03-31 12493855 frs-countries:EnglandWales 2024-04-01 2025-03-31 12493855 2023-03-31 12493855 2024-03-31 12493855 2023-04-01 2024-03-31 12493855 frs-core:CurrentFinancialInstruments 2024-03-31 12493855 frs-core:ShareCapital 2024-03-31 12493855 frs-core:RetainedEarningsAccumulatedLosses 2024-03-31
Registered number: 12493855
S & J MORTGAGE SERVICES LTD
Unaudited Financial Statements
For The Year Ended 31 March 2025
Inspire Accounting (UK) Ltd
Contents
Page
Balance Sheet 1
Notes to the Financial Statements 2—3
Page 1
Balance Sheet
Registered number: 12493855
2025 2024
Notes £ £ £ £
FIXED ASSETS
Tangible Assets 4 2,567 1,436
2,567 1,436
CURRENT ASSETS
Cash at bank and in hand 95,217 82,740
95,217 82,740
Creditors: Amounts Falling Due Within One Year 5 (16,124 ) (17,983 )
NET CURRENT ASSETS (LIABILITIES) 79,093 64,757
TOTAL ASSETS LESS CURRENT LIABILITIES 81,660 66,193
NET ASSETS 81,660 66,193
CAPITAL AND RESERVES
Called up share capital 6 100 100
Profit and Loss Account 81,560 66,093
SHAREHOLDERS' FUNDS 81,660 66,193
For the year ending 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.
On behalf of the board
Mr Mark O'Flynn
Director
09/04/2025
The notes on pages 2 to 3 form part of these financial statements.
Page 1
Page 2
Notes to the Financial Statements
1. General Information
S & J MORTGAGE SERVICES LTD is a private company, limited by shares, incorporated in England & Wales, registered number 12493855 . The registered office is Unit 13a Chiltern Court, Asheridge Road, Chesham, HP5 2PX.
2. Accounting Policies
2.1. Basis of Preparation of Financial Statements
The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.
2.2. Turnover
Turnover is measured at the fair value of the consideration received or receivable, net of discounts and value added taxes. Turnover includes revenue earned from the rendering of services. 
2.3. Tangible Fixed Assets and Depreciation
Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:
Fixtures & Fittings 25% on written down value
2.4. Taxation
Income tax expense represents the sum of the tax currently payable.
The tax currently payable is based on taxable profit for the year. Taxable profit differs from profit as reported in the statement of comprehensive income because of items of income or expense that are taxable or deductible in other years and items that are never taxable or deductible. The company's liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the end of the reporting period.
3. Average Number of Employees
Average number of employees, including directors, during the year was: 2 (2024: 2)
2 2
4. Tangible Assets
Fixtures & Fittings
£
Cost
As at 1 April 2024 2,553
Additions 1,986
As at 31 March 2025 4,539
Depreciation
As at 1 April 2024 1,117
Provided during the period 855
As at 31 March 2025 1,972
Net Book Value
As at 31 March 2025 2,567
As at 1 April 2024 1,436
Page 2
Page 3
5. Creditors: Amounts Falling Due Within One Year
2025 2024
£ £
Corporation tax 8,992 10,856
Other taxes and social security 52 47
Accruals and deferred income 1,080 1,080
Director's loan account 6,000 6,000
16,124 17,983
6. Share Capital
2025 2024
£ £
Allotted, Called up and fully paid 100 100
Page 3