IRIS Accounts Production v25.1.3.33 07684361 director 1.4.24 31.3.25 31.3.25 false true false false false true false Ordinary 1.00000 iso4217:GBPiso4217:USDiso4217:EURxbrli:sharesxbrli:pureutr:tonnesutr:kWh076843612024-03-31076843612025-03-31076843612024-04-012025-03-31076843612023-03-31076843612023-04-012024-03-31076843612024-03-3107684361ns14:PoundSterling2024-04-012025-03-3107684361ns10:Director12024-04-012025-03-3107684361ns10:PrivateLimitedCompanyLtd2024-04-012025-03-3107684361ns10:SmallEntities2024-04-012025-03-3107684361ns10:AuditExempt-NoAccountantsReport2024-04-012025-03-3107684361ns10:SmallCompaniesRegimeForDirectorsReport2024-04-012025-03-3107684361ns10:SmallCompaniesRegimeForAccounts2024-04-012025-03-3107684361ns10:FullAccounts2024-04-012025-03-310768436112024-04-012025-03-3107684361ns10:OrdinaryShareClass12024-04-012025-03-3107684361ns5:CurrentFinancialInstruments2025-03-3107684361ns5:CurrentFinancialInstruments2024-03-3107684361ns5:Non-currentFinancialInstruments2025-03-3107684361ns5:Non-currentFinancialInstruments2024-03-3107684361ns5:ShareCapital2025-03-3107684361ns5:ShareCapital2024-03-3107684361ns5:RetainedEarningsAccumulatedLosses2025-03-3107684361ns5:RetainedEarningsAccumulatedLosses2024-03-3107684361ns10:RegisteredOffice2024-04-012025-03-3107684361ns5:IntangibleAssetsOtherThanGoodwill2024-04-012025-03-3107684361ns5:ComputerSoftware2024-04-012025-03-3107684361ns5:FurnitureFittings2024-04-012025-03-3107684361ns5:ComputerEquipment2024-04-012025-03-3107684361ns5:ComputerSoftware2024-03-3107684361ns5:ComputerSoftware2025-03-3107684361ns5:ComputerSoftware2024-03-3107684361ns5:FurnitureFittings2024-03-3107684361ns5:ComputerEquipment2024-03-3107684361ns5:FurnitureFittings2025-03-3107684361ns5:ComputerEquipment2025-03-3107684361ns5:FurnitureFittings2024-03-3107684361ns5:ComputerEquipment2024-03-3107684361ns5:WithinOneYearns5:CurrentFinancialInstruments2025-03-3107684361ns5:WithinOneYearns5:CurrentFinancialInstruments2024-03-3107684361ns5:CurrentFinancialInstruments2024-04-012025-03-3107684361ns5:Non-currentFinancialInstrumentsns5:BetweenTwoFiveYears2025-03-3107684361ns5:Non-currentFinancialInstrumentsns5:BetweenTwoFiveYears2024-03-3107684361ns10:OrdinaryShareClass12025-03-31
REGISTERED NUMBER: 07684361 (United Kingdom)















Unaudited Financial Statements for the Year Ended 31 March 2025

for

WESTMORE INSURE LTD

WESTMORE INSURE LTD (REGISTERED NUMBER: 07684361)

Contents of the Financial Statements
for the Year Ended 31 March 2025










Page

Balance Sheet 1

Notes to the Financial Statements 3


WESTMORE INSURE LTD (REGISTERED NUMBER: 07684361)

Balance Sheet
31 March 2025

2025 2024
Notes £    £    £   
FIXED ASSETS
Intangible assets 4 12,647 16,065
Tangible assets 5 6,101 8,135
18,748 24,200

CURRENT ASSETS
Debtors 6 26,762 27,937
Cash at bank and in hand 9,453 14,490
36,215 42,427
CREDITORS
Amounts falling due within one year 7 17,045 22,441
NET CURRENT ASSETS 19,170 19,986
TOTAL ASSETS LESS CURRENT LIABILITIES 37,918 44,186

CREDITORS
Amounts falling due after more than one
year

8

(22,865

)

(28,371

)

PROVISIONS FOR LIABILITIES (3,503 ) (4,466 )
NET ASSETS 11,550 11,349

CAPITAL AND RESERVES
Called up share capital 10 1 1
Retained earnings 11,549 11,348
SHAREHOLDERS' FUNDS 11,550 11,349

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

WESTMORE INSURE LTD (REGISTERED NUMBER: 07684361)

Balance Sheet - continued
31 March 2025


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Profit and Loss Account has not been delivered.

The financial statements were approved by the director and authorised for issue on 10 May 2025 and were signed by:





Mr S J Western - Director


WESTMORE INSURE LTD (REGISTERED NUMBER: 07684361)

Notes to the Financial Statements
for the Year Ended 31 March 2025


1. STATUTORY INFORMATION

Westmore Insure Ltd is a private company, limited by shares , registered in United Kingdom. The company's registered number and registered office address are as below:

Registered number: 07684361

Registered office: 49 Mill Street
Pontypridd
CF37 2SN

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Intangible assets
Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Computer software is being amortised evenly over its estimated useful life of five years.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Fixtures and fittings - 25% on reducing balance
Equipment - 25% on reducing balance

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Profit and Loss Account, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


WESTMORE INSURE LTD (REGISTERED NUMBER: 07684361)

Notes to the Financial Statements - continued
for the Year Ended 31 March 2025


2. ACCOUNTING POLICIES - continued
Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 6 (2024 - 8 ) .

4. INTANGIBLE FIXED ASSETS
Computer
software
£   
COST
At 1 April 2024
and 31 March 2025 17,090
AMORTISATION
At 1 April 2024 1,025
Amortisation for year 3,418
At 31 March 2025 4,443
NET BOOK VALUE
At 31 March 2025 12,647
At 31 March 2024 16,065

WESTMORE INSURE LTD (REGISTERED NUMBER: 07684361)

Notes to the Financial Statements - continued
for the Year Ended 31 March 2025


5. TANGIBLE FIXED ASSETS
Fixtures
and
fittings Equipment Totals
£    £    £   
COST
At 1 April 2024
and 31 March 2025 8,529 13,524 22,053
DEPRECIATION
At 1 April 2024 5,311 8,607 13,918
Charge for year 805 1,229 2,034
At 31 March 2025 6,116 9,836 15,952
NET BOOK VALUE
At 31 March 2025 2,413 3,688 6,101
At 31 March 2024 3,218 4,917 8,135

6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Other debtors 25,622 26,372
Prepayments 1,140 1,565
26,762 27,937

7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

20252024
£ £

Bank loans and overdrafts5,5565,556
Taxation and social security 10,34516,029
Accruals and deferred income1,144855
17,04522,440

8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2025 2024
£    £   
Bank loans (see note 9) 22,865 28,371

Amounts falling due in more than five years:

Repayable by instalments
Bank loans more 5 yr by instal 643 6,149

WESTMORE INSURE LTD (REGISTERED NUMBER: 07684361)

Notes to the Financial Statements - continued
for the Year Ended 31 March 2025


9. LOANS

An analysis of the maturity of loans is given below:

2025 2024
£    £   
Amounts falling due within one year or on demand:
Bank loans - <1 year 5,556 5,556

Amounts falling due between two and five years:
Bank loans - 2-5 years 22,222 22,222

Amounts falling due in more than five years:

Repayable by instalments
Bank loans more 5 yr by instal 643 6,149

10. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 2025 2024
value: £    £   
11,000 Ordinary £1 1 1