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REGISTERED NUMBER: 11694096 (England and Wales)











FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30 NOVEMBER 2024

FOR

JAMES GREEN MORTGAGE LIMITED

JAMES GREEN MORTGAGE LIMITED (REGISTERED NUMBER: 11694096)






CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2024




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


JAMES GREEN MORTGAGE LIMITED

COMPANY INFORMATION
FOR THE YEAR ENDED 30 NOVEMBER 2024







DIRECTORS: B L P Green
J D Green





REGISTERED OFFICE: Unit G8, Bridgehead Business Park
Ergo Business Centre
Hessle
East Yorkshire
HU13 0GD





REGISTERED NUMBER: 11694096 (England and Wales)





ACCOUNTANTS: Lloyd Dowson Limited
Medina House
2 Station Avenue
Bridlington
East Yorkshire
YO16 4LZ

JAMES GREEN MORTGAGE LIMITED (REGISTERED NUMBER: 11694096)

BALANCE SHEET
30 NOVEMBER 2024

30.11.24 30.11.23
Notes £    £    £   
FIXED ASSETS
Tangible assets 4 4,128 3,042
Investment property 5 136,500 136,500
140,628 139,542

CURRENT ASSETS
Debtors 6 13,736 17,200
Cash at bank 30,728 20,663
44,464 37,863
CREDITORS
Amounts falling due within one year 7 26,169 22,866
NET CURRENT ASSETS 18,295 14,997
TOTAL ASSETS LESS CURRENT
LIABILITIES

158,923

154,539

CREDITORS
Amounts falling due after more than one
year

8

(123,829

)

(124,780

)

PROVISIONS FOR LIABILITIES (1,094 ) (578 )
NET ASSETS 34,000 29,181

CAPITAL AND RESERVES
Called up share capital 10 3 3
Retained earnings 33,997 29,178
SHAREHOLDERS' FUNDS 34,000 29,181

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 November 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 November 2024 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

JAMES GREEN MORTGAGE LIMITED (REGISTERED NUMBER: 11694096)

BALANCE SHEET - continued
30 NOVEMBER 2024


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 22 May 2025 and were signed on its behalf by:





J D Green - Director


JAMES GREEN MORTGAGE LIMITED (REGISTERED NUMBER: 11694096)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2024

1. STATUTORY INFORMATION

James Green Mortgage Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover is measured at the fair value of the consideration received or receivable excluding discounts, rebates and other sales taxes.
Turnover is derived from mortgage and insurance sales and is recognised when the services is provided.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Fixtures and fittings - 20% on cost
Computer equipment - 20% on cost

Investment property
Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in the statement of income.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to the statement of income on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits
The company operates an auto-enrolment pension scheme. Contributions payable to the company's pension scheme are charged to the statement of income in the period to which they relate.

JAMES GREEN MORTGAGE LIMITED (REGISTERED NUMBER: 11694096)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 30 NOVEMBER 2024

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 3 (2023 - 3 ) .

4. TANGIBLE FIXED ASSETS
Plant and
machinery
etc
£   
COST
At 1 December 2023 4,548
Additions 2,116
At 30 November 2024 6,664
DEPRECIATION
At 1 December 2023 1,506
Charge for year 1,030
At 30 November 2024 2,536
NET BOOK VALUE
At 30 November 2024 4,128
At 30 November 2023 3,042

5. INVESTMENT PROPERTY
Total
£   
FAIR VALUE
At 1 December 2023
and 30 November 2024 136,500
NET BOOK VALUE
At 30 November 2024 136,500
At 30 November 2023 136,500

Investment property is still held at cost, the directors believe this be fair value as of 30 November 2024.

6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
30.11.24 30.11.23
£    £   
Amounts owed by associates 14,227 15,000
Other debtors (491 ) 2,200
13,736 17,200

JAMES GREEN MORTGAGE LIMITED (REGISTERED NUMBER: 11694096)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 30 NOVEMBER 2024

7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
30.11.24 30.11.23
£    £   
Bank loans and overdrafts 1,000 1,000
Trade creditors 636 -
Taxation and social security 21,853 19,874
Other creditors 2,680 1,992
26,169 22,866

8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR
30.11.24 30.11.23
£    £   
Bank loans 123,829 124,780

9. SECURED DEBTS

The following secured debts are included within creditors:

30.11.24 30.11.23
£    £   
Bank loans 124,829 125,780

10. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 30.11.24 30.11.23
value: £    £   
2 Ordinary £1 2 2
1 Ordinary B £1 1 1
3 3