BrightAccountsProduction v1.0.0 v1.0.0 2024-01-01 The company was not dormant during the period The company was trading for the entire period Unaudited Accounts that of Insurance brokering for private and commercial customers 23 May 2025 9 10 02393713 2024-12-31 02393713 2023-12-31 02393713 2022-12-31 02393713 2024-01-01 2024-12-31 02393713 2023-01-01 2023-12-31 02393713 uk-bus:PrivateLimitedCompanyLtd 2024-01-01 2024-12-31 02393713 uk-curr:PoundSterling 2024-01-01 2024-12-31 02393713 uk-bus:SmallCompaniesRegimeForAccounts 2024-01-01 2024-12-31 02393713 uk-bus:FullAccounts 2024-01-01 2024-12-31 02393713 uk-core:ShareCapital 2024-12-31 02393713 uk-core:ShareCapital 2023-12-31 02393713 uk-core:RetainedEarningsAccumulatedLosses 2024-12-31 02393713 uk-core:RetainedEarningsAccumulatedLosses 2023-12-31 02393713 uk-core:TotalEquityAttributableToOwnersParentBeforeNon-controllingInterests 2024-12-31 02393713 uk-core:TotalEquityAttributableToOwnersParentBeforeNon-controllingInterests 2023-12-31 02393713 uk-bus:FRS102 2024-01-01 2024-12-31 02393713 uk-core:Goodwill 2024-01-01 2024-12-31 02393713 uk-core:LandBuildings 2024-01-01 2024-12-31 02393713 uk-core:FurnitureFittingsToolsEquipment 2024-01-01 2024-12-31 02393713 uk-core:Goodwill 2023-12-31 02393713 uk-core:Goodwill 2024-12-31 02393713 uk-core:CostValuation 2024-12-31 02393713 uk-core:CurrentFinancialInstruments 2024-12-31 02393713 uk-core:CurrentFinancialInstruments 2023-12-31 02393713 uk-core:WithinOneYear 2024-12-31 02393713 uk-core:WithinOneYear 2023-12-31 02393713 uk-core:WithinOneYear 2024-12-31 02393713 uk-core:WithinOneYear 2023-12-31 02393713 2024-01-01 2024-12-31 02393713 uk-bus:Director1 2024-01-01 2024-12-31 02393713 uk-bus:Director2 2024-01-01 2024-12-31 02393713 uk-bus:AuditExempt-NoAccountantsReport 2024-01-01 2024-12-31 xbrli:pure iso4217:GBP xbrli:shares
Company Registration Number: 02393713
 
 
C.C. Insurance Services Ltd.
 
Unaudited Financial Statements
 
for the financial year ended 31 December 2024
C.C. Insurance Services Ltd.
Company Registration Number: 02393713
BALANCE SHEET
as at 31 December 2024

2024 2023
Notes £ £
 
Fixed Assets
Property, plant and equipment 5 81,000 81,236
Investments 6 3,342 3,342
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Fixed Assets 84,342 84,578
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Current Assets
Debtors 7 25,530 47,162
Cash at bank and in hand 184,186 143,628
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209,716 190,790
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Creditors: amounts falling due within one year 8 (144,638) (139,660)
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Net Current Assets 65,078 51,130
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Total Assets less Current Liabilities 149,420 135,708
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Capital and Reserves
Called up share capital 1,001 1,001
Retained earnings 148,419 134,707
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Shareholders' Funds 149,420 135,708
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The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A (Small Entities).
           
The company has taken advantage of the exemption under section 444 not to file the Profit and Loss Account and Directors' Report.
           
For the financial year ended 31 December 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006.
           
The directors confirm that the members have not required the company to obtain an audit of its financial statements for the financial year in question in accordance with section 476 of the Companies Act 2006.
           
The directors acknowledge their responsibilities for ensuring that the company keeps accounting records which comply with section 386 and for preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of the financial year and of its profit and loss for the financial year in accordance with the requirements of sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.
           
Approved by the Board and authorised for issue on 23 May 2025 and signed on its behalf by
           
           
________________________________     ________________________________
Allan Carrick     Julie Carrick
Director     Director
           



C.C. Insurance Services Ltd.
NOTES TO THE FINANCIAL STATEMENTS
for the financial year ended 31 December 2024

   
1. General Information
 
C.C. Insurance Services Ltd. is a company limited by shares incorporated and registered in England. The registered number of the company is 02393713. The registered office of the company is 67 Piccadilly Hanley, Stoke On Trent, Staffordshire, ST1 1HR, United Kingdom which is also the principal place of business of the company. that of Insurance brokering for private and commercial customers The financial statements have been presented in Pound (£) which is also the functional currency of the company.
         
2. Summary of Significant Accounting Policies
 
The following accounting policies have been applied consistently in dealing with items which are considered material in relation to the company's financial statements.
 
Statement of compliance
The financial statements of the company for the financial year ended 31 December 2024 have been prepared in accordance with the provisions of FRS 102 Section 1A (Small Entities) and the Companies Act 2006.
 
Basis of preparation
The financial statements have been prepared on the going concern basis and in accordance with the historical cost convention except for certain properties and financial instruments that are measured at revalued amounts or fair values, as explained in the accounting policies below. Historical cost is generally based on the fair value of the consideration given in exchange for assets.
 
Turnover
Turnover is calculated from fees and commission receivable during the course of the year from the provision of general insurance services net of any clawbacks and rebates based on an accruals basis.
 
Goodwill
Purchased goodwill arising on the acquisition of a business represents the excess of the acquisition cost over the fair value of the identifiable net assets including other intangible fixed assets when they were acquired. Purchased goodwill is capitalised in the Balance Sheet and amortised on a straight line basis over its economic useful life of 5 years, which is estimated to be the period during which benefits are expected to arise.  On disposal of a business any goodwill not yet amortised is included in determining the profit or loss on sale of the business.
 
Property, plant and equipment and depreciation
Property, plant and equipment are stated at cost or at valuation, less accumulated depreciation. The charge to depreciation is calculated to write off the original cost or valuation of property, plant and equipment, less their estimated residual value, over their expected useful lives as follows:
 
  Land and buildings freehold - No depreciation
  Fixtures, fittings and equipment - 25% straight line
 
The carrying values of tangible fixed assets are reviewed annually for impairment in periods if events or changes in circumstances indicate the carrying value may not be recoverable.
 
Leasing and hire purchases
Property, plant and equipment held under leasing and Hire Purchases arrangements which transfer substantially all the risks and rewards of ownership to the company are capitalised and included in the Balance Sheet at their cost or valuation, less depreciation. The corresponding commitments are recorded as liabilities. Payments in respect of these obligations are treated as consisting of capital and interest elements, with interest charged to the Profit and Loss Account.
 
Investments
Investments held as fixed assets are stated at cost less provision for any permanent diminution in value. Income from other investments together with any related tax credit is recognised in the Profit and Loss Account in the financial year in which it is receivable.
 
Borrowing costs
Borrowing costs relating to the acquisition of assets are capitalised at the appropriate rate by adding them to the cost of assets being acquired. Investment income earned on the temporary investment of specific borrowings pending their expenditure on the assets is deducted from the borrowing costs eligible for capitalisation. All other borrowing costs are recognised in profit or loss in the period in which they are incurred.
 
Employee benefits
The company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the company in an independently administered fund. The company also operates a defined benefit pension scheme for its employees providing benefits based on final pensionable pay. The assets of this scheme are also held separately from those of the company, being invested with pension fund managers.
 
Taxation and deferred taxation
Current tax represents the amount expected to be paid or recovered in respect of taxable profits for the financial year and is calculated using the tax rates and laws that have been enacted or substantially enacted at the Balance Sheet date.

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date where transactions or events have occurred at that date that will result in an obligation to pay more tax in the future, or a right to pay less tax in the future. Timing differences are temporary differences between the company's taxable profits and its results as stated in the financial statements. Deferred tax is measured on an undiscounted basis at the tax rates that are anticipated to apply in the periods in which the timing differences are expected to reverse, based on tax rates and laws that have been enacted or substantively enacted by the Balance Sheet date.
       
3. Employees
 
The average monthly number of employees, including directors, during the financial year was 9, (2023 - 10).
 
  2024 2023
  Number Number
 
Employees 9 10
  ═════════ ═════════
       
4. Intangible assets
     
  Goodwill Total
  £ £
Cost
At 1 January 2024 90,001 90,001
  ───────── ─────────
 
At 31 December 2024 90,001 90,001
  ───────── ─────────
Amortisation
 
At 31 December 2024 90,001 90,001
  ───────── ─────────
Net book value
At 31 December 2024 - -
  ═════════ ═════════
         
5. Property, plant and equipment
  Land and Fixtures, Total
  buildings fittings and  
  freehold equipment  
  £ £ £
Cost
At 1 January 2024 81,000 28,041 109,041
  ───────── ───────── ─────────
 
At 31 December 2024 81,000 28,041 109,041
  ───────── ───────── ─────────
Depreciation
At 1 January 2024 - 27,805 27,805
Charge for the financial year - 236 236
  ───────── ───────── ─────────
At 31 December 2024 - 28,041 28,041
  ───────── ───────── ─────────
Net book value
At 31 December 2024 81,000 - 81,000
  ═════════ ═════════ ═════════
At 31 December 2023 81,000 236 81,236
  ═════════ ═════════ ═════════
       
6. Investments
  Group and Total
  participating  
  interests/  
  joint ventures  
Investments £ £
Cost
 
At 31 December 2024 3,342 3,342
  ───────── ─────────
Net book value
At 31 December 2024 3,342 3,342
  ═════════ ═════════
At 31 December 2023 3,342 3,342
  ═════════ ═════════
       
7. Debtors 2024 2023
  £ £
 
Trade debtors 21,820 43,732
Other debtors 3,710 3,430
  ───────── ─────────
  25,530 47,162
  ═════════ ═════════
       
8. Creditors 2024 2023
Amounts falling due within one year £ £
 
Bank loan - 5,833
Trade creditors 105,050 106,541
Taxation 32,017 19,552
Other creditors 7,571 7,734
  ───────── ─────────
  144,638 139,660
  ═════════ ═════════
   
9. Post-Balance Sheet Events
 
There have been no significant events affecting the company since the financial year-end.