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REGISTERED NUMBER: 14954984 (England and Wales)















Unaudited Financial Statements for the Year Ended 31 March 2025

for

Moneywise Financial Services Limited

Moneywise Financial Services Limited (Registered number: 14954984)






Contents of the Financial Statements
for the Year Ended 31 March 2025




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


Moneywise Financial Services Limited

Company Information
for the Year Ended 31 March 2025







DIRECTORS: Mr C D Page
Mr A J Page





REGISTERED OFFICE: Waterloo House
9a Purley Road
Purley
Surrey
CR8 2HA





REGISTERED NUMBER: 14954984 (England and Wales)





ACCOUNTANTS: McCabe Ford Williams
Bank Chambers
61 High Street
Cranbrook
Kent
TN17 3EG

Moneywise Financial Services Limited (Registered number: 14954984)

Balance Sheet
31 March 2025

31.3.25 31.3.24
Notes £    £    £   
FIXED ASSETS
Tangible assets 4 47,540 -

CURRENT ASSETS
Debtors 5 25,646 40
Cash at bank 36,433 681
62,079 721
CREDITORS
Amounts falling due within one year 6 52,314 1,240
NET CURRENT ASSETS/(LIABILITIES) 9,765 (519 )
TOTAL ASSETS LESS CURRENT
LIABILITIES

57,305

(519

)

CREDITORS
Amounts falling due after more than one
year

7

(41,139

)

-

PROVISIONS FOR LIABILITIES (313 ) -
NET ASSETS/(LIABILITIES) 15,853 (519 )

CAPITAL AND RESERVES
Called up share capital 8 100 100
Retained earnings 15,753 (619 )
SHAREHOLDERS' FUNDS 15,853 (519 )

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

Moneywise Financial Services Limited (Registered number: 14954984)

Balance Sheet - continued
31 March 2025


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 27 May 2025 and were signed on its behalf by:




Mr C D Page - Director



Mr A J Page - Director


Moneywise Financial Services Limited (Registered number: 14954984)

Notes to the Financial Statements
for the Year Ended 31 March 2025

1. STATUTORY INFORMATION

Moneywise Financial Services Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).


2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Fixtures and fittings - 25% on reducing balance
Motor vehicles - 25% on reducing balance
Computer equipment - 33% on cost

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 4 (2024 - 2 ) .

Moneywise Financial Services Limited (Registered number: 14954984)

Notes to the Financial Statements - continued
for the Year Ended 31 March 2025

4. TANGIBLE FIXED ASSETS
Fixtures
and Motor Computer
fittings vehicles equipment Totals
£    £    £    £   
COST
Additions 1,231 56,312 5,149 62,692
At 31 March 2025 1,231 56,312 5,149 62,692
DEPRECIATION
Charge for year 251 14,078 823 15,152
At 31 March 2025 251 14,078 823 15,152
NET BOOK VALUE
At 31 March 2025 980 42,234 4,326 47,540

5. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.3.25 31.3.24
£    £   
Trade debtors 24,704 -
Other debtors 942 40
25,646 40

6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.3.25 31.3.24
£    £   
Hire purchase contracts 1,909 -
Taxation and social security 14,498 -
Other creditors 35,907 1,240
52,314 1,240

7. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR
31.3.25 31.3.24
£    £   
Hire purchase contracts 41,139 -

8. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 31.3.25 31.3.24
value: £    £   
100 Ordinary 1 100 100