Registered Number 09400427

STEM FINANCIAL LTD

Micro-entity Accounts

31 January 2025

STEM FINANCIAL LTD Registered Number 09400427

Micro-entity Balance Sheet as at 31 January 2025

Notes 2025 2024
£ £
Fixed Assets
118,338
134,966
Current Assets
18,142
30,935
Prepayments and accrued income
2,331
1,688
Creditors: amounts falling due within one year
(36,976)
(26,186)
Net current assets (liabilities)
(16,503)
6,437
Total assets less current liabilities
101,835
141,403
Creditors: amounts falling due after more than one year
(75,478)
(125,771)
Accruals and deferred income
(529)
(500)
Total net assets (liabilities)
25,828
15,132
Capital and reserves
25,828
15,132
  • For the year ending 31 January 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.
  • The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
  • The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.
  • The accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

Approved by the Board on 2 June 2025

And signed on their behalf by:
Benjamin Baldwin, Director

STEM FINANCIAL LTD Registered Number 09400427

Notes to the Micro-entity Accounts for the period ended 31 January 2025

1Employees
2025 2024
Average number of employees during the period 4 4