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Registered Number: 15007339


 

 

 


Abridged Accounts


for the year ended 31 January 2025

for

LENDING EXPERT TECHNOLOGIES LIMITED

These financial statements have been prepared in accordance with our terms of engagement and in order to assist you to fulfil your duties under the Companies Acts that relate to preparing the financial statements of the company for the year ended 31 January 2025.

We have prepared these finance statements based on the accounting records, information and explanations provided by you. We do not express any opinion on the financial statements.

On the Balance Sheet you have acknowledged your duties under the prevailing Companies Acts to ensure that the company keeps adequate accounting records and prepares financial statements that give a true and fair view.

You have determined that the company is exempt from the statutory requirement for an audit for this accounting year. Therefore, the financial statements are unaudited.

The financial statements are provided exclusively to the director for the limited purpose mentioned above, and may not be used or relied upon for any other purpose or by any other person, and we shall not be liable for any other usage or reliance.



....................................................
MBS Accountants
Conway House
Worcester Street
Gloucester
GL1 3AJ
12 June 2025
1
 
 
Notes
 
2025
£
  2024
£
Current assets      
Debtors 100    100 
Cash at bank and in hand 433   
533    100 
Creditors: amount falling due within one year (5,308)   (4,308)
Net current assets (4,775)   (4,208)
 
Total assets less current liabilities (4,775)   (4,208)
Creditors: amount falling due after more than one year   (144)
Net assets (4,775)   (4,352)
 

Capital and reserves
     
Called up share capital 3 100    100 
Profit and loss account (4,875)   (4,452)
Shareholders' funds (4,775)   (4,352)
 


For the year ended 31 January 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:
  1. The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476.
  2. The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.
These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. In accordance with Section 444 of the Companies Act 2006, the income statement has not been delivered to the Registrar of Companies.

The members have agreed to the preparation of abridged accounts for this accounting period in accordance with section 444(2A).
The financial statements were approved by the board of directors on 11 June 2025 and were signed on its behalf by:


-------------------------------
David Alan Beard
Director
2
General Information
LENDING EXPERT TECHNOLOGIES LIMITED is a private company, limited by shares, registered in , registration number 15007339, registration address The Steam Mill, Steam Mill Street, Chester, Cheshire, CH3 5AN.

The presentation currency is £ sterling.
1.

Accounting policies

Significant accounting policies
Statement of compliance
These financial statements have been prepared in compliance with FRS 102 – The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006.
Basis of preparation
The financial statements have been prepared under the historical cost convention as modified by the revaluation of land and buildings and certain financial instruments measured at fair value in accordance with the accounting policies.
The financial statements are prepared in sterling which is the functional currency of the company.
Going concern basis
The directors believe that the company is experiencing good levels of sales growth and profitability, and that it is well placed to manage its business risks successfully. Accordingly, they have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing the financial statements.
Taxation
Taxation represents the sum of tax currently payable and deferred tax. Tax is recognised in the statement of income, except to the extent that it relates to items recognised in other comprehensive income or directly in capital and reserves.
The company’s liability for current tax is calculated using the tax rates and laws that have been enacted or substantively enacted at the reporting date.
Current and deferred tax assets and liabilities are not discounted
2.

Average number of employees

Average number of employees during the year was 2 (2024 : 0).
3.

Share Capital

Allotted, called up and fully paid
2025
£
  2024
£
100 Ordinary shares of £1.00 each 100    100 
100    100 

4.

Related parties

During the year the company entered into the following transactions with related parties:
Transaction value - income/(expenses) Balance owed by/(owed to)
2025
£
 2024
£
 2025
£
 2024
£
Lending Expert Limited(5,308)(4,308)
Lending Expert Group Limited100 100 

Lending Expert Limited that is a wholly-owned subsidiary of Lending Expert Group Limited. The sole director of Lending Expert Technologies Limited (David Beard) is also the sole shareholder/director in Lending Expert Group Limited. In the financial year 2024/25, Lending Expert Technologies Limited received money from Lending Expert Limited to cover the accounting fees.has incurred consulting fees which was paid by Lending Expert Limited.
Lending Expert Group Limited is tha parent company of Lending Expert Technologies Limited. During the financial year, Lending Expert Group Limited has acquired all of the outstanding ordinary shares of Lending Expert Technologies Limited amounting to £100.00 (100 Ordinary Shares @ £1.00 per share). Lending Expert Group Limited has not yet paid for these shares.
3