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REGISTERED NUMBER: 15251481 (England and Wales)













FINANCIAL STATEMENTS

FOR THE PERIOD 1 NOVEMBER 2023 TO 5 APRIL 2025

FOR

ELLIS-RIDINGS MORTGAGE SOLUTIONS LTD

ELLIS-RIDINGS MORTGAGE SOLUTIONS LTD (REGISTERED NUMBER: 15251481)

CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE PERIOD 1 NOVEMBER 2023 TO 5 APRIL 2025










Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 3


ELLIS-RIDINGS MORTGAGE SOLUTIONS LTD

COMPANY INFORMATION
FOR THE PERIOD 1 NOVEMBER 2023 TO 5 APRIL 2025







DIRECTORS: Mr M Ridings
Mrs S H Ridings



REGISTERED OFFICE: Vantage Point House
Silverhills Road
Decoy Industrial Estate
Newton Abbot
Devon
TQ12 5ND



REGISTERED NUMBER: 15251481 (England and Wales)



ACCOUNTANTS: Marsland Nash Associates
Chartered Tax Advisers, Accountants
and Business Consultants
Vantage Point House
Silverhills Road
Decoy Industrial Estate
Newton Abbot
Devon
TQ12 5ND



BANKERS: Lloyds Bank PLC
PO Box 1000
BX1 1LT

ELLIS-RIDINGS MORTGAGE SOLUTIONS LTD (REGISTERED NUMBER: 15251481)

BALANCE SHEET
5 APRIL 2025

Notes £    £   
FIXED ASSETS
Tangible assets 4 2,733

CURRENT ASSETS
Debtors 5 9,758
Cash at bank 11,697
21,455
CREDITORS
Amounts falling due within one year 6 16,336
NET CURRENT ASSETS 5,119
TOTAL ASSETS LESS CURRENT LIABILITIES 7,852

PROVISIONS FOR LIABILITIES 519
NET ASSETS 7,333

CAPITAL AND RESERVES
Called up share capital 100
Retained earnings 7,233
SHAREHOLDERS' FUNDS 7,333

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the period ended 5 April 2025.

The members have not required the company to obtain an audit of its financial statements for the period ended 5 April 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 4 July 2025 and were signed on its behalf by:





Mr M Ridings - Director


ELLIS-RIDINGS MORTGAGE SOLUTIONS LTD (REGISTERED NUMBER: 15251481)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD 1 NOVEMBER 2023 TO 5 APRIL 2025


1. STATUTORY INFORMATION

Ellis-Ridings Mortgage Solutions Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Fixtures and fittings - 15% on reducing balance
Computer equipment - 25% on cost

Taxation
Taxation for the period comprises current and deferred tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the period end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the period was NIL.

ELLIS-RIDINGS MORTGAGE SOLUTIONS LTD (REGISTERED NUMBER: 15251481)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE PERIOD 1 NOVEMBER 2023 TO 5 APRIL 2025


4. TANGIBLE FIXED ASSETS
Fixtures
and Computer
fittings equipment Totals
£    £    £   
COST
Additions 215 3,609 3,824
At 5 April 2025 215 3,609 3,824
DEPRECIATION
Charge for period 38 1,053 1,091
At 5 April 2025 38 1,053 1,091
NET BOOK VALUE
At 5 April 2025 177 2,556 2,733

5. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
£   
Trade debtors 6,848
Prepayments 2,910
9,758

6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
£   
Trade creditors 95
Tax 8,300
Directors' current accounts 6,676
Accrued expenses 1,265
16,336

7. DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to directors subsisted during the period ended 5 April 2025:

£   
Mr M Ridings and Mrs S H Ridings
Balance outstanding at start of period -
Amounts advanced 30,200
Amounts repaid (36,876 )
Amounts written off -
Amounts waived -
Balance outstanding at end of period (6,676 )