Verve Financial Limited 11010964 false 2023-11-01 2024-10-31 2024-10-31 The principal activity of the company is Financial Digita Accounts Production Advanced 6.30.9574.0 true 11010964 2023-11-01 2024-10-31 11010964 2024-10-31 11010964 core:CurrentFinancialInstruments core:WithinOneYear 2024-10-31 11010964 core:Non-currentFinancialInstruments core:AfterOneYear 2024-10-31 11010964 1 2024-10-31 11010964 bus:Micro-entities 2023-11-01 2024-10-31 11010964 bus:AuditExemptWithAccountantsReport 2023-11-01 2024-10-31 11010964 bus:FilletedAccounts 2023-11-01 2024-10-31 11010964 bus:SmallCompaniesRegimeForAccounts 2023-11-01 2024-10-31 11010964 bus:RegisteredOffice 2023-11-01 2024-10-31 11010964 bus:Director1 2023-11-01 2024-10-31 11010964 bus:PrivateLimitedCompanyLtd 2023-11-01 2024-10-31 11010964 bus:Agent1 2023-11-01 2024-10-31 11010964 countries:AllCountries 2023-11-01 2024-10-31 11010964 1 2023-11-01 2024-10-31 11010964 1 2023-10-31 11010964 2022-11-01 2023-10-31 11010964 2023-10-31 11010964 core:CurrentFinancialInstruments core:WithinOneYear 2023-10-31 11010964 core:Non-currentFinancialInstruments core:AfterOneYear 2023-10-31 11010964 1 2023-10-31 11010964 1 2022-11-01 2023-10-31 11010964 1 2022-10-31 iso4217:GBP xbrli:pure

Registration number: 11010964

Verve Financial Limited

Unaudited Filleted Financial Statements

for the Year Ended 31 October 2024

 

Verve Financial Limited

Contents

Company Information

1

Accountants' Report

2

Balance Sheet

3 to 4

Notes to the Unaudited Financial Statements

3

 

Verve Financial Limited

Company Information

Director

Mr Gary James Boakes

Registered office

80 Shears Drive
Amesbury
Salisbury
Wiltshire
SP4 7YA

Accountants

HowdenWhite LLP
Chartered Certified AccountantsUnits 16-18
The Boscombe Centre
Amesbury
Wiltshire
SP4 7SD

 

Chartered Certified Accountants' Report to the Director on the Preparation of the Unaudited Statutory Accounts of
Verve Financial Limited
for the Year Ended 31 October 2024

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the accounts of Verve Financial Limited for the year ended 31 October 2024 as set out on pages 3 to 4 from the company's accounting records and from information and explanations you have given us.

As a practising member firm of the Association of Chartered Certified Accountants, we are subject to its ethical and other professional requirements which are detailed at https://www.accaglobal.com/gb/en/member/standards/rules-and-standards/rulebook.html.

This report is made solely to the Board of Directors of Verve Financial Limited, as a body, in accordance with the terms of our engagement letter. Our work has been undertaken solely to prepare for your approval the accounts of Verve Financial Limited and state those matters that we have agreed to state to the Board of Directors of Verve Financial Limited, as a body, in this report in accordance with the requirements of the Association of Chartered Certified Accountants as detailed at http://www.accaglobal.com/gb/en/technical-activities/technical-resources-search/2009/
october/factsheet-163-audit-exempt-companies.html. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than Verve Financial Limited and its Board of Directors as a body for our work or for this report.

It is your duty to ensure that Verve Financial Limited has kept adequate accounting records and to prepare statutory accounts that give a true and fair view of the assets, liabilities, financial position and profit of Verve Financial Limited. You consider that Verve Financial Limited is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or a review of the accounts of Verve Financial Limited. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory accounts.

......................................

HowdenWhite LLP
Chartered Certified Accountants
Units 16-18
The Boscombe Centre
Amesbury
Wiltshire
SP4 7SD

16 July 2025

 

Verve Financial Limited

(Registration number: 11010964)
Balance Sheet as at 31 October 2024

2024
£

2023
£

Fixed assets

82,592

59,672

Current assets

36,681

36,405

Prepayments and accrued income

11,618

2,738

Creditors: Amounts falling due within one year

(30,867)

(33,831)

Net current assets

17,432

5,312

Total assets less current liabilities

100,024

64,984

Creditors: Amounts falling due after more than one year

(84,485)

(63,252)

Accruals and deferred income

(1,512)

(1,512)

 

14,027

220

Capital and reserves

14,027

220

1

General information

The company is a private company limited by share capital, incorporated in England & Wales.

The address of its registered office is:
80 Shears Drive
Amesbury
Salisbury
Wiltshire
SP4 7YA

2

Staff numbers

The average number of persons employed by the company (including the director) during the year, was 2 (2023 - 4).

3

Related party transactions

Transactions with the director

2024

At 1 November 2023
£

Advances to director
£

Repayments by director
£

At 31 October 2024
£

Directors Loan

7,552

636

(8,231)

(43)

 

 

Verve Financial Limited

(Registration number: 11010964)
Balance Sheet as at 31 October 2024

2023

At 1 November 2022
£

Advances to director
£

At 31 October 2023
£

Directors Loan

-

7,552

7,552

 

For the financial year ending 31 October 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:

The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and

The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the micro entities regime and delivered in accordance with the provisions applicable to companies subject to the small companies regime. As permitted by section 444 (5A) of the Companies Act 2006, the directors have not delivered to the registrar a copy of the Profit and Loss Account.

Approved and authorised by the director on 16 July 2025
 

.........................................
Mr Gary James Boakes
Director