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REGISTERED COMPANY NUMBER: 05074677 (England and Wales)
REGISTERED CHARITY NUMBER: 1105473














Trustees' Report and

Financial Statements for the Year Ended 31 December 2024

for

Banners Gate Counselling Centre
(A Company Limited by Guarantee)

Banners Gate Counselling Centre






Contents of the Financial Statements
for the Year Ended 31 December 2024




Page

Reference and Administrative Details 1

Trustees' Report 2 to 4

Independent Examiner's Report 5

Statement of Financial Activities 6

Balance Sheet 7 to 8

Notes to the Financial Statements 9 to 13

Banners Gate Counselling Centre

Reference and Administrative Details
for the Year Ended 31 December 2024



TRUSTEES Mrs R Clackett
Ms G Aldous (resigned 9.12.24)
Mr P Harborne
Mr B K Adams (resigned 9.12.24)
Mrs H D Menniss
Mr R G Hoverd
C Tullett (resigned 8.1.24)
F C Lumley (appointed 9.12.24)


COMPANY SECRETARY


REGISTERED OFFICE The Upper Room
St Michaels House
198 Boldmere Road
Sutton Coldfield
West Midlands
B73 5UE


REGISTERED COMPANY
NUMBER
05074677 (England and Wales)


REGISTERED CHARITY
NUMBER
1105473


INDEPENDENT EXAMINER K L Whitehouse Associates Ltd
Chartered Management Accountants
23 Pilkington Avenue
Sutton Coldfield
West Midlands
B72 1LA

Banners Gate Counselling Centre (Registered number: 05074677)

Trustees' Report
for the Year Ended 31 December 2024


The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 December 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES
Objectives and aims
Banners Gate Counselling Centre aims to promote, safeguard and protect the mental health and well being of people through the provision of confidential counselling services to persons having difficulties in their personal lives whether through bereavement, marital difficulties, retirement, redundancies, stress or any other situation which gives rise to anxiety and stress.

We aim to promote and provide education and training for those involved in counselling and to advance education of the public in the part that counselling can play to increase the provision of counselling support to the bereaved and to those who are mentally, physically and socially disabled.

Banners Gate Counselling Centre serves adults in the local community by providing an accessible and affordable counselling service in a safe, confidential environment where people are genuinely accepted and their values respected. Individuals are encouraged to value themselves and are given the time and opportunity to make choices for a more satisfying and meaningful way of life.

Throughout the year the Trustee objectives were

1) To ensure that the Centre continued to provide its high standard of counselling within the community. This is evident through feedback provided by clients after their final counselling session.

2) To ensure that the Centre has strong and robust finances. This has in part been achieved despite ending the year with a deficit. The finances have been regularly scrutinised throughout the year, savings made where possible and the Centre is financially secure to continue into 2025.


Banners Gate Counselling Centre (Registered number: 05074677)

Trustees' Report
for the Year Ended 31 December 2024

ACHIEVEMENT AND PERFORMANCE
Charitable activities
Throughout 2024, the Trustees met on a regular basis and have ensured that the mission statement continued to be upheld.

As chair of the Trustees, I greatly appreciate and am very thankful for all of the support that the Trustees give in whatever capacity to the centre. Without them, affordable counselling could not be offered to those in need within the community.

During the year, 5 counsellors left and 5 joined giving a total of 14. In addition, 1 new receptionist was appointed taking the total to 9.

The Trustees value greatly the time and work that all our volunteers give to the centre as without them affordable counselling could not be offered to those with a need in the community. A heartfelt thank you to all of them.

CLIENTS

During the year, 130 different clients attended counselling at the centre, of those 76% were female and 24% were male with age ranges as follows;.

Age Range18-4032%
41-6046%
61+22%

The majority of clients were White British - 90%, with the remainder comprised of clients from 7 other ethnic groups.

Clients knowledge of the centre comes from the following different sources -

Personal recommendation29%
Returning client 36%
Web site 12%
Professional referral18%
Other5%

OUTCOMES

31 clients ended with sufficient data to calculate clinical outcomes, which are as follows:

Fully recovered 52%
Reliable improvement 26%
No reliable change 22%
This compares satisfactorily with the NHS IAPT recovery standard of 50%.


Banners Gate Counselling Centre (Registered number: 05074677)

Trustees' Report
for the Year Ended 31 December 2024

FINANCIAL REVIEW
Financial position
Clients are provided with the information that Banners Gate Counselling Centre is a charity and a voluntary organisation. They are asked for a Registration fee of £20 and weekly contributions based upon their ability to contribute, to a maximum of £20. Guidelines are given and all contributions greatly assist the Centre with its running costs. Those clients who pay Tax are encouraged to Gift Aid their donation. We are socially inclusive to all and no one is turned away because of an inability to pay.

Our income is largely generated from a combination of registration fees, weekly contributions, Gift Aid, and a small amount of interest from a Bank deposit account. We are extremely grateful to a small number of local Churches for their ongoing donations and on occasion to a member of the public who may have cause to support us through a bequest.

Being aware of the deficit, the Trustees will closely monitor finances during 2025, and decisions will be taken when deemed appropriate to maintain the healthy finances of the Centre.

The Trustees thank all those who give support to the Centre and especially our volunteers who, with the variety of skills and professionalism,are invaluable in ensuring that the Centre continues to deliver a high level of service within the community.





.

STRUCTURE, GOVERNANCE AND MANAGEMENT
Governing document
The Company is registered as a Charitable Company Limited by Guarantee and was set up by a Memorandum of Association on 16th March 2004 (Registered Charity Number: 1105473 - Company Number: 5074677)..

The Charity is controlled by its governing document, a Deed of Trust, and constitutes a Limited Company, limited by guarantee, as defined by the Companies Act 2006. In the event of the charitable company being wound up, the liability of the members is limited to £1.

The number of Trustees shall not be less than three but (unless otherwise determined by ordinary resolution) and shall not be subject to any maximum.

To appoint or elect a Trustee, it is the management of the Company and the responsibility of the Trustees who are elected and co-opted under the terms of the Articles of Association to make such appointments.

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 7 July 2025 and signed on its behalf by:





Mrs R Clackett - Trustee

Independent Examiner's Report to the Trustees of
Banners Gate Counselling Centre (Registered number: 05074677)

Independent examiner's report to the trustees of Banners Gate Counselling Centre ('the Company')
I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2024.

Responsibilities and basis of report
As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement
I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or
2. the accounts do not accord with those records; or
3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or
4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.








Kevan Whitehouse

K L Whitehouse Associates Ltd
Chartered Management Accountants
23 Pilkington Avenue
Sutton Coldfield
West Midlands
B72 1LA

7 July 2025

Banners Gate Counselling Centre

Statement of Financial Activities
(Incorporating an Income and Expenditure Account)
for the Year Ended 31 December 2024

31.12.24 31.12.23
Unrestricted Restricted Total Total
fund funds funds funds
Notes £    £    £    £   
INCOME AND ENDOWMENTS FROM
Donations and legacies 2 27,512 - 27,512 31,134

Investment income 3 392 - 392 354
Total 27,904 - 27,904 31,488

EXPENDITURE ON
Raising funds
Raising donations and legacies 4 30,683 - 30,683 32,342
30,683 - 30,683 32,342


NET INCOME/(EXPENDITURE) (2,779 ) - (2,779 ) (854 )


RECONCILIATION OF FUNDS
Total funds brought forward 35,499 479 35,978 36,832

TOTAL FUNDS CARRIED FORWARD 32,720 479 33,199 35,978

CONTINUING OPERATIONS
All income and expenditure has arisen from continuing activities.

Banners Gate Counselling Centre (Registered number: 05074677)

Balance Sheet
31 December 2024

31.12.24 31.12.23
Unrestricted Restricted Total Total
fund funds funds funds
Notes £    £    £    £   
CURRENT ASSETS
Prepayments and accrued income - - - 375
Cash at bank 34,262 479 34,741 37,759
34,262 479 34,741 38,134

NET CURRENT ASSETS 34,262 479 34,741 38,134

TOTAL ASSETS LESS CURRENT
LIABILITIES

34,262

479

34,741

38,134

ACCRUALS AND DEFERRED INCOME 8 (1,542 ) - (1,542 ) (2,156 )

NET ASSETS 32,720 479 33,199 35,978
FUNDS 9
Unrestricted funds:
General fund 32,720 35,499
Restricted funds:
Chair Lift 479 479
TOTAL FUNDS 33,199 35,978

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2024.


The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2024 in accordance with Section 476 of the Companies Act 2006.


The trustees acknowledge their responsibilities for
(a)ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the charitable company as at the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company.


Banners Gate Counselling Centre (Registered number: 05074677)

Balance Sheet - continued
31 December 2024

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.


The financial statements were approved by the Board of Trustees and authorised for issue on 7 July 2025 and were signed on its behalf by:





Mrs R Clackett - Trustee

Banners Gate Counselling Centre

Notes to the Financial Statements
for the Year Ended 31 December 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements
The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income
All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Taxation
The charity is exempt from corporation tax on its charitable activities.

Fund accounting
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. DONATIONS AND LEGACIES
31.12.24 31.12.23
£    £   
Donations 21,609 22,950
Gift aid 4,479 4,834
Grants - 2,500
Registration Fees 1,424 850
27,512 31,134

Grants received, included in the above, are as follows:

31.12.24 31.12.23
£    £   
Other grants - 2,500


Banners Gate Counselling Centre

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

3. INVESTMENT INCOME
31.12.24 31.12.23
£    £   
Deposit account interest 392 354

4. RAISING DONATIONS AND LEGACIES
31.12.24 31.12.23
£    £   
Insurance 1,203 864
Light and heat 1,611 496
Telephone 1,745 2,763
Postage and stationery 10 451
Supervisors Fees 2,837 5,476
Establishment - Rent 15,375 16,530
Establishment - Rates 2,442 1,116
Travelling Expenses 1,261 1,976
Repairs & Maintenance 674 1,158
Subscriptions 292 57
Refreshments 80 -
Accountancy 840 780
Reimbursement to Counsellors 1,340 225
General Expenses 948 321
Support costs 25 129
30,683 32,342

5. SUPPORT COSTS
Finance
£   
Raising donations and legacies 25

6. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2024 nor for the year ended 31 December 2023.


Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2024 nor for the year ended 31 December 2023.



Banners Gate Counselling Centre

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

7. PREVIOUS YEAR COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted Restricted Total
fund funds funds
£    £    £   
INCOME AND ENDOWMENTS FROM
Donations and legacies 31,134 - 31,134

Investment income 354 - 354
Total 31,488 - 31,488

EXPENDITURE ON
Raising funds
Raising donations and legacies 32,342 - 32,342
32,342 - 32,342


NET INCOME/(EXPENDITURE) (854 ) - (854 )
Transfers between funds 1,164 (1,164 ) -
Net movement in funds 310 (1,164 ) (854 )

RECONCILIATION OF FUNDS
Total funds brought forward 35,189 1,643 36,832

TOTAL FUNDS CARRIED FORWARD 35,499 479 35,978

8. ACCRUALS AND DEFERRED INCOME
31.12.24 31.12.23
£    £   
Accruals and deferred income 1,542 2,156

9. MOVEMENT IN FUNDS
Net
movement At
At 1.1.24 in funds 31.12.24
£    £    £   
Unrestricted funds
General fund 35,499 (2,779 ) 32,720

Restricted funds
Chair Lift 479 - 479

TOTAL FUNDS 35,978 (2,779 ) 33,199

Banners Gate Counselling Centre

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

9. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£    £    £   
Unrestricted funds
General fund 27,904 (30,683 ) (2,779 )

TOTAL FUNDS 27,904 (30,683 ) (2,779 )


Comparatives for movement in funds

Net Transfers
movement between At
At 1.1.23 in funds funds 31.12.23
£    £    £    £   
Unrestricted funds
General fund 35,189 (854 ) 1,164 35,499

Restricted funds
Birmingham & Solihull Mental Care 682 - (682 ) -
Chair Lift 479 - - 479
George Fentham 212 - (212 ) -
Lottery Grant for Communication
Improvements

270

-

(270

)

-
1,643 - (1,164 ) 479
TOTAL FUNDS 36,832 (854 ) - 35,978

Comparative net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£    £    £   
Unrestricted funds
General fund 31,488 (32,342 ) (854 )

TOTAL FUNDS 31,488 (32,342 ) (854 )

Banners Gate Counselling Centre

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

9. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined position is as follows:

Net Transfers
movement between At
At 1.1.23 in funds funds 31.12.24
£    £    £    £   
Unrestricted funds
General fund 35,189 (3,633 ) 1,164 32,720

Restricted funds
Birmingham & Solihull Mental Care 682 - (682 ) -
Chair Lift 479 - - 479
George Fentham 212 - (212 ) -
Lottery Grant for Communication
Improvements

270

-

(270

)

-
1,643 - (1,164 ) 479
TOTAL FUNDS 36,832 (3,633 ) - 33,199

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£    £    £   
Unrestricted funds
General fund 59,392 (63,025 ) (3,633 )

TOTAL FUNDS 59,392 (63,025 ) (3,633 )

10. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2024.