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Registered Number: 14997215
England and Wales

 

 

 


Abridged Accounts


for the year ended 31 January 2025

for

LENDING EXPERT GROUP LIMITED

These financial statements have been prepared in accordance with our terms of engagement and in order to assist you to fulfil your duties under the Companies Acts that relate to preparing the financial statements of the company for the year ended 31 January 2025.

We have prepared these finance statements based on the accounting records, information and explanations provided by you. We do not express any opinion on the financial statements.

On the Balance Sheet you have acknowledged your duties under the prevailing Companies Acts to ensure that the company keeps adequate accounting records and prepares financial statements that give a true and fair view.

You have determined that the company is exempt from the statutory requirement for an audit for this accounting year. Therefore, the financial statements are unaudited.

The financial statements are provided exclusively to the director for the limited purpose mentioned above, and may not be used or relied upon for any other purpose or by any other person, and we shall not be liable for any other usage or reliance.



....................................................
MBS Accountants
Conway House
Worcester Street
Gloucester
GL1 3AJ
23 July 2025
1
 
 
Notes
 
2025
£
  2024
£
Fixed assets      
Investments 3 160    160 
160    160 
Current assets      
Debtors 2    2 
Cash at bank and in hand 599   
601    2 
Creditors: amount falling due within one year (100)   (244)
Net current assets 501    (242)
 
Total assets less current liabilities 661    (82)
Net assets 661    (82)
 

Capital and reserves
     
Called up share capital 4 62    62 
Profit and loss account 599    (144)
Shareholders' funds 661    (82)
 


For the year ended 31 January 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:
  1. The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476.
  2. The director acknowledges their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.
These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. In accordance with Section 444 of the Companies Act 2006 the income statement has not been delivered to the Registrar of Companies.

The members have agreed to the preparation of abridged accounts for this accounting period in accordance with section 444(2A).
The financial statements were approved by the director on 23 July 2025 and were signed by:


-------------------------------
David Alan Beard
Director
2
General Information
LENDING EXPERT GROUP LIMITED is a private company, limited by shares, registered in England and Wales, registration number 14997215, registration address The Steam Mill, Steam Mill Street, Chester, Cheshire, CH3 5AN.

The presentation currency is £ sterling.
1.

Accounting policies

Significant accounting policies
The accounts have been prepared under the historical cost convention and in accordance with FRS 102, the Financial Reporting Standard applicable in the UK and Republic of Ireland (as applied to small entities by Section 1A of the standard)
Going concern basis
The directors believe that the company is experiencing good levels of sales growth and profitability, and that it is well placed to manage its business risks successfully. Accordingly, they have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing the financial statements.
Taxation
Taxation represents the sum of tax currently payable and deferred tax. Tax is recognised in the statement of income, except to the extent that it relates to items recognised in other comprehensive income or directly in capital and reserves.
The company’s liability for current tax is calculated using the tax rates and laws that have been enacted or substantively enacted at the reporting date.
Current and deferred tax assets and liabilities are not discounted
Fixed asset investments
Fixed asset investments are stated at cost less provision for any permanent diminution in value.
2.

Average number of employees

Average number of employees during the year was 1 (2024 : 0).
3.

Investments

Cost Other investments other than loans   Total
  £   £
At 01 February 2024 160    160 
Additions  
Transfer to/from tangible fixed assets  
Disposals  
At 31 January 2025 160    160 

4.

Share Capital

Allotted, called up and fully paid
2025
£
  2024
£
600,000 Ordinary shares of £0.0001 each 60    60 
10,000 B shares of £0.0001 each  
100,000 C shares of £0.0001 each 10    10 
71    71 

5.

Related parties

During the year the company entered into the following transactions with related parties:
Transaction value - income/(expenses) Balance owed by/(owed to)
2025
£
 2024
£
 2025
£
 2024
£
Lending Expert Technologies Limited(100)(100)
Lending Expert Limited

Lending Expert Group Limited is tha parent company of Lending Expert Technologies Limited. During the financial year, Lending Expert Group Limited has acquired all of the outstanding ordinary shares of Lending Expert Technologies Limited amounting to £100.00 (100 Ordinary Shares @ £1.00 per share). Lending Expert Group Limited has not yet paid for these shares.
Lending Expert Group Limited is tha parent company of Lending Expert Limited. Aside from the acquisition of Lending Expert Limited's equity by Lending Expert Group Limited, there are no intercompany transactions between these two companies during the accounting year.
3