Company registration number 02865811 (England and Wales)
GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
COMPANY INFORMATION
Directors
D J Whalley
M Donnelly
G Street
Secretary
D J Whalley
Company number
02865811
Registered office
12 Princes Parade
Princes Dock
Liverpool
L3 1BG
Auditor
Lonsdale & Marsh
509 - 510 Cotton Exchange
Bixteth Street
Liverpool
L3 9LQ
Business address
12 Princes Parade
Princes Dock
Liverpool
L3 1BG
Bankers
HSBC
60 Queen Victoria Street
London
EC4N 4TR
GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
CONTENTS
Page
Directors' report
1 - 2
Independent auditor's report
3 - 5
Statement of income and retained earnings
6
Balance sheet
7
Notes to the financial statements
8 - 14
GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 MARCH 2025
- 1 -

The directors present their annual report and financial statements for the year ended 31 March 2025.

Principal activities
The principal activity of the company continued to be that of the provision of risk management consultancy services.
Results and dividends

The results for the year are set out on page 6.

No ordinary dividends were paid. The directors do not recommend payment of a final dividend.

Directors

The directors who held office during the year and up to the date of signature of the financial statements were as follows:

D J Whalley
M Donnelly
G Street
Other than going concern

As stated in note 13, the immediate parent company is Griffiths & Armour (Holdings) Limited. On 1 January 2025 the Griffiths & Armour Group, including Griffiths & Armour (Holdings) Limited and all subsidiaries, was acquired by Aon UK Limited. It is anticipated that the operations, together with the assets and liabilities of Griffiths & Armour Risk Management Limited, will eventually be transferred into the operations of Aon UK Limited. It is expected that this will take place in early 2026. Subsequent to the transfer Griffiths & Armour Risk Management Limited will cease to trade. As a result the financial statements have been prepared on a basis other than that of a going concern which includes, where appropriate, writing down the company's assets to net realisable value. At the year end the company's assets were trade debtors and cash at bank which are deemed fully recoverable and therefore no adjustment is required. Additionally, the financial statements do not include any provision for the future costs of terminating the business of the company except to the extent they were committed to at the balance sheet date.

Events after the balance sheet date

Apart from the expected transfer of operations to Aon UK Limited there are no other matters or circumstances which have arisen since 31 March 2025 which have significantly affected, or may affect the company's operations, the results of those operations or the company's state of affairs in future years.

Future developments

Information on likely future developments of the company are disclosed above.

Auditor

In accordance with the company's articles, a resolution appointing the auditor of the company will be put at a General Meeting.

Energy and carbon report

As the company has not consumed more than 40,000 kWh of energy in this reporting period, it qualifies as a low energy user under these regulations and is not required to report on its emissions, energy consumption or energy efficiency activities.

GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 2 -
Statement of directors' responsibilities

The directors are responsible for preparing the annual report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law, the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period.

In preparing these financial statements, the directors are required to:

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the company’s transactions and disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information of which the company’s auditor is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the company’s auditor is aware of that information.

On behalf of the board
D J Whalley
Director
16 July 2025
GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBER OF GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
- 3 -
Opinion

We have audited the financial statements of Griffiths & Armour Risk Management Limited (the 'company') for the year ended 31 March 2025 which comprise the statement of income and retained earnings, the balance sheet and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Emphasis of matter - financial statements prepared on a basis other than going concern

We draw your attention to note 1.3 to the financial statements which explains that the company's operations, assets and liabilities are expected to be transferred to Aon UK Limited in early 2026. Therefore the directors do not consider it appropriate to adopt the going concern basis of accounting in preparing the financial statements. Accordingly the financial statements have been prepared on a basis other than going concern as disclosed in note 1.3. Our opinion is not modified in respect of this matter.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBER OF GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED (CONTINUED)
- 4 -
Matters on which we are required to report by exception

In the light of the knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the directors' report. We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

 

Responsibilities of directors

As explained more fully in the directors' responsibilities statement, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intends to liquidate the company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

We obtained an understanding of the legal and regulatory frameworks that are applicable to the company and determined that the most significant are those which relate to Financial Conduct Authority regulations and those laws and regulations which have a direct impact on the financial statements such as the Companies Act 2006.

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, included the following:

 

We evaluated management’s incentives and opportunities for fraudulent manipulation of the financial statements (including override of controls) and addressed the risk through:

 

GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBER OF GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED (CONTINUED)
- 5 -

In response to the risk of irregularities and non-compliance with laws and regulations, we designed our audit procedures which included, but were not limited to:

 

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulations. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

Use of our report

This report is made solely to the company's member in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company's member those matters we are required to state to the member in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company's member, for our audit work, for this report, or for the opinions we have formed.

Elaine Frances McElroy (Senior Statutory Auditor)
For and on behalf of Lonsdale & Marsh, Statutory Auditor
Chartered Accountants
509 - 510 Cotton Exchange
Bixteth Street
Liverpool
L3 9LQ
16 July 2025
GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
STATEMENT OF INCOME AND RETAINED EARNINGS
FOR THE YEAR ENDED 31 MARCH 2025
- 6 -
Year
Period
ended
ended
31 March
31 March
2025
2024
Notes
£
£
Turnover
3
17,000
22,958
Administrative expenses
(3,334)
(3,139)
Operating profit
13,666
19,819
Interest receivable and similar income
7
3,602
674
Profit before taxation
17,268
20,493
Tax on profit
8
(3,826)
(4,298)
Profit for the financial year
13,442
16,195
Retained earnings brought forward
161,548
145,353
Retained earnings carried forward
174,990
161,548
GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
BALANCE SHEET
AS AT
31 MARCH 2025
31 March 2025
- 7 -
2025
2024
Notes
£
£
£
£
Current assets
Debtors
9
2,100
6,000
Cash at bank and in hand
205,969
185,467
208,069
191,467
Creditors: amounts falling due within one year
10
(32,979)
(29,819)
Net current assets
175,090
161,648
Capital and reserves
Called up share capital
11
100
100
Profit and loss reserves
174,990
161,548
Total equity
175,090
161,648
The financial statements were approved by the board of directors and authorised for issue on 16 July 2025 and are signed on its behalf by:
D J Whalley
M Donnelly
Director
Director
Company registration number 02865811 (England and Wales)
GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
- 8 -
1
Accounting policies
Company information

Griffiths & Armour Risk Management Limited is a private company limited by shares incorporated in England and Wales. The registered office is 12 Princes Parade, Princes Dock, Liverpool, L3 1BG.

1.1
Reporting period

These financial statements are for the year ended 31 March 2025. The previous financial statements were for the 16 month period to 31 March 2024. The change in the accounting reference date from 30 November 2023 was made to align the company's accounting reference date with that of its parent company and fellow subsidiary undertakings. As such, the comparative amounts presented in the financial statements (including the related notes) are not entirely comparable.

1.2
Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

This company is a qualifying entity for the purposes of FRS 102, being a member of a group where the parent of that group prepares publicly available consolidated financial statements, including this company, which are intended to give a true and fair view of the assets, liabilities, financial position and profit or loss of the group. The company has therefore taken advantage of exemptions from the following disclosure requirements:

 

 

The financial statements of the company are consolidated in the financial statements of Griffiths & Armour (Holdings) Limited. These consolidated financial statements are available from Companies House.

1.3
Going concern

As stated in note 13, the immediate parent company is Griffiths & Armour (Holdings) Limited. On 1 January 2025 the Griffiths & Armour Group, including Griffiths & Armour (Holdings) Limited and all subsidiaries, was acquired by Aon UK Limited. It is anticipated that the operations, together with the assets and liabilities of Griffiths & Armour Risk Management Limited, will eventually be transferred into the operations of Aon UK Limited. It is expected that this will take place in early 2026. Subsequent to the transfer Griffiths & Armour Risk Management Limited will cease to trade. As a result the financial statements have been prepared on a basis other than that of a going concern which includes, where appropriate, writing down the company's assets to net realisable value. At the year end the company's assets were trade debtors and cash at bank which are deemed fully recoverable and therefore no adjustment is required. Additionally, the financial statements do not include any provision for the future costs of terminating the business of the company except to the extent they were committed to at the balance sheet date. true

GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies
(Continued)
- 9 -
1.4
Turnover

Turnover is recognised at the fair value of the consideration received or receivable for services provided in the normal course of business, and is shown net of VAT and other sales related taxes.

1.5
Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.6
Financial instruments

The company has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the company's balance sheet when the company becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Other financial assets

Other financial assets, including investments in equity instruments which are not subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the transaction price. Such assets are subsequently carried at fair value and the changes in fair value are recognised in profit or loss, except that investments in equity instruments that are not publicly traded and whose fair values cannot be measured reliably are measured at cost less impairment.

Impairment of financial assets

Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date.

 

Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss.

 

If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.

Derecognition of financial assets

Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the company transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.

GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies
(Continued)
- 10 -
Classification of financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the company after deducting all of its liabilities.

Basic financial liabilities

Basic financial liabilities, including creditors, bank loans, loans from fellow group companies and preference shares that are classified as debt, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Other financial liabilities

Derivatives, including interest rate swaps and forward foreign exchange contracts, are not basic financial instruments. Derivatives are initially recognised at fair value on the date a derivative contract is entered into and are subsequently re-measured at their fair value. Changes in the fair value of derivatives are recognised in profit or loss in finance costs or finance income as appropriate, unless hedge accounting is applied and the hedge is a cash flow hedge.

 

Debt instruments that do not meet the conditions in FRS 102 paragraph 11.9 are subsequently measured at fair value through profit or loss. Debt instruments may be designated as being measured at fair value through profit or loss to eliminate or reduce an accounting mismatch or if the instruments are measured and their performance evaluated on a fair value basis in accordance with a documented risk management or investment strategy.

Derecognition of financial liabilities

Financial liabilities are derecognised when the company’s contractual obligations expire or are discharged or cancelled.

1.7
Equity instruments

Equity instruments issued by the company are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the company.

1.8
Taxation

The tax expense represents the tax currently payable.

Current tax

The tax currently payable is based on taxable profit for the period. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The company’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 11 -
2
Judgements and key sources of estimation uncertainty

In the application of the company’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3
Turnover and other revenue
2025
2024
£
£
Turnover analysed by class of business
Services rendered
17,000
22,958
2025
2024
£
£
Other revenue
Interest income
3,602
674
4
Auditor's remuneration
2025
2024
Fees payable to the company's auditor and associates:
£
£
For audit services
Audit of the financial statements of the company
3,300
3,000
5
Employees

The average monthly number of persons (including directors) employed by the company during the year was:

2025
2024
Number
Number
3
3
6
Directors' remuneration

No remuneration was paid to the directors.

GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 12 -
7
Interest receivable and similar income
2025
2024
£
£
Interest income
Interest on bank deposits
3,602
666
Other interest income
-
0
8
Total income
3,602
674
8
Taxation
2025
2024
£
£
Current tax
UK corporation tax on profits for the current period
3,826
4,298

The actual charge for the year can be reconciled to the expected charge for the year based on the profit or loss and the standard rate of tax as follows:

2025
2024
£
£
Profit before taxation
17,268
20,493
Expected tax charge based on the standard rate of corporation tax in the UK of 25.00% (2024: 25.00%)
4,317
5,123
Tax at marginal rate
(491)
(825)
Taxation charge for the period
3,826
4,298
9
Debtors
2025
2024
Amounts falling due within one year:
£
£
Trade debtors
2,100
6,000
GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 13 -
10
Creditors: amounts falling due within one year
2025
2024
£
£
Amounts owed to group undertakings
21,970
17,672
Amounts owed to undertakings in which the company has a participating interest
1,481
1,447
Corporation tax
3,828
4,300
Other taxation and social security
-
0
1,000
Other creditors
2,400
2,400
Accruals and deferred income
3,300
3,000
32,979
29,819
11
Share capital
2025
2024
2025
2024
Ordinary share capital
Number
Number
£
£
Issued and fully paid
Ordinary shares of £1 each
100
100
100
100

All shares are allotted, issued and fully paid. The company has one class of ordinary share.

 

The holder of the ordinary shares is entitled to full voting rights and to participate in dividends and the proceeds in the event of a winding up of the company.

12
Events after the reporting date

Apart from the expected transfer of operations to Aon UK Limited, as disclosed in the Directors' Report, there are no other matters or circumstances which have arisen since 31 March 2025 which have significantly affected, or may affect the company's operations, the results of those operations or the company's state of affairs in future years.

13
Related party transactions
Transactions with related parties

During the year the company entered into the following transactions with Griffiths & Armour, a partnership in which company directors D J Whalley and M Donnelly were partners until 1 January 2025:

Recharge of expenses
2025
2024
£
£
Griffiths & Armour
34
66

The following amounts were outstanding at the reporting end date:

2025
2024
Amounts due to related parties
£
£
Griffiths & Armour
1,481
1,447
GRIFFITHS & ARMOUR RISK MANAGEMENT LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
13
Related party transactions
(Continued)
- 14 -
Other information

In respect of group transactions the company has taken advantage of the exemption available in FRS 102 paragraph 33.1A whereby it has not disclosed transactions with the ultimate parent company or any wholly owned subsidiary undertaking of the group.

14
Ultimate controlling party

At the end of the reporting period the company's immediate parent undertaking was Griffiths & Armour (Holdings) Limited, a company incorporated in England and Wales.

The ultimate parent undertaking and controlling party as at 31 March 2025 was Aon plc a company incorporated and registered in the Republic of Ireland.

The following are the parents of the largest and smallest groups in which this company's results are consolidated:

Largest group
Aon plc
Smallest group
Griffiths & Armour (Holdings) Limited

Copies of the group financial statements for Griffiths & Armour (Holdings) Limited are available from Companies House, Crown Way, Cardiff, CF14 3UZ and from the company's registered office at 12 Princes Parade, Princes Dock, Liverpool, L3 1BG.

 

Copies of the group financial statements of Aon plc are available from the company's registered office at 15 George's Quay, Dublin 2, D02 VR98, Ireland.

15
Non-audit services provided by auditor

In common with many businesses of our size and nature we use our auditor to prepare and submit returns to the tax authorities and assist with the preparation of the financial statements and to provide tax advice and to represent us, as necessary, at tax tribunals.

2025-03-312024-04-01falsefalsefalseCCH SoftwareCCH Accounts Production 2025.200M DonnellyG StreetG StreetD J Whalley028658112024-04-012025-03-3102865811bus:CompanySecretaryDirector12024-04-012025-03-3102865811bus:Director12024-04-012025-03-3102865811bus:Director22024-04-012025-03-3102865811bus:CompanySecretary12024-04-012025-03-3102865811bus:Director32024-04-012025-03-3102865811bus:RegisteredOffice2024-04-012025-03-3102865811bus:Agent12024-04-012025-03-31028658112025-03-31028658112022-12-012024-03-3102865811core:RetainedEarningsAccumulatedLosses2024-03-3102865811core:RetainedEarningsAccumulatedLosses2022-11-3002865811core:ShareCapital2025-03-3102865811core:ShareCapital2024-03-3102865811core:RetainedEarningsAccumulatedLosses2025-03-3102865811core:RetainedEarningsAccumulatedLosses2024-03-31028658112024-03-3102865811core:ShareCapitalOrdinaryShareClass12025-03-3102865811core:ShareCapitalOrdinaryShareClass12024-03-3102865811core:UKTax2024-04-012025-03-3102865811core:UKTax2022-12-012024-03-310286581112024-04-012025-03-310286581112022-12-012024-03-3102865811core:CurrentFinancialInstruments2025-03-3102865811core:CurrentFinancialInstruments2024-03-3102865811bus:OrdinaryShareClass12024-04-012025-03-3102865811bus:OrdinaryShareClass12025-03-3102865811bus:OrdinaryShareClass12024-03-3102865811bus:PrivateLimitedCompanyLtd2024-04-012025-03-3102865811bus:FRS1022024-04-012025-03-3102865811bus:Audited2024-04-012025-03-3102865811bus:FullAccounts2024-04-012025-03-31xbrli:purexbrli:sharesiso4217:GBP