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REGISTERED NUMBER: 05914357 (England and Wales)




















Unaudited Financial Statements

for the Year Ended 31 May 2025

for

Signature Insurance Services Limited

Signature Insurance Services Limited (Registered number: 05914357)






Contents of the Financial Statements
for the Year Ended 31 May 2025




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 3


Signature Insurance Services Limited

Company Information
for the Year Ended 31 May 2025







DIRECTORS: D G Cowley
M R A Frati





REGISTERED OFFICE: Suite 8/9
Lansdowne Court Business Centre
Bumpers Way
Chippenham
Wiltshire
SN14 6RZ





REGISTERED NUMBER: 05914357 (England and Wales)

Signature Insurance Services Limited (Registered number: 05914357)

Balance Sheet
31 May 2025

2025 2024
Notes £    £    £    £   
FIXED ASSETS
Tangible assets 4 4,471 4,669

CURRENT ASSETS
Debtors 5 3,206 5,653
Cash at bank and in hand 55,224 56,250
58,430 61,903
CREDITORS
Amounts falling due within one year 6 28,734 43,029
NET CURRENT ASSETS 29,696 18,874
TOTAL ASSETS LESS CURRENT
LIABILITIES

34,167

23,543

CREDITORS
Amounts falling due after more than one
year

7

-

(1,750

)

PROVISIONS FOR LIABILITIES (957 ) (980 )
NET ASSETS 33,210 20,813

CAPITAL AND RESERVES
Called up share capital 5,100 5,100
Retained earnings 28,110 15,713
33,210 20,813

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 May 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 May 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 15 August 2025 and were signed on its behalf by:



D G Cowley - Director



M R A Frati - Director


Signature Insurance Services Limited (Registered number: 05914357)

Notes to the Financial Statements
for the Year Ended 31 May 2025

1. STATUTORY INFORMATION

Signature Insurance Services Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Fixtures and fittings - 15% on reducing balance
Computer equipment - 33% on straight line basis

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2024 - 2 ) .

Signature Insurance Services Limited (Registered number: 05914357)

Notes to the Financial Statements - continued
for the Year Ended 31 May 2025

4. TANGIBLE FIXED ASSETS
Fixtures
and Computer
fittings equipment Totals
£    £    £   
COST
At 1 June 2024 9,520 31,013 40,533
Additions 180 1,487 1,667
At 31 May 2025 9,700 32,500 42,200
DEPRECIATION
At 1 June 2024 8,441 27,423 35,864
Charge for year 189 1,676 1,865
At 31 May 2025 8,630 29,099 37,729
NET BOOK VALUE
At 31 May 2025 1,070 3,401 4,471
At 31 May 2024 1,079 3,590 4,669

5. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Other debtors 612 3,161
Prepayments 2,594 2,492
3,206 5,653

6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Bank loans and overdrafts - 1,500
Client Balances - 14,310
Tax 21,046 19,300
Other creditors - 194
Directors' current accounts 3,746 4,515
Accrued expenses 3,942 3,210
28,734 43,029

7. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2025 2024
£    £   
Bank loans - 1-2 years - 1,500
Bank loans - 2-5 years - 250
- 1,750

8. RELATED PARTY DISCLOSURES

At the year end, the company owed the directors the following sums:

Mr D Cowley - £1,876 (2024 - £2,231)
Mr M Frati - £1,871 (2024 - £2,194)

These amounts are disclosed within other creditors in the accounts.