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Company registration number: SC564953
Oban Mortgage Services Ltd
Trading as Oban Mortgage Services Ltd
Unaudited filleted financial statements
31 May 2025
Oban Mortgage Services Ltd
Contents
Directors and other information
Accountants report
Statement of financial position and notes to the financial statements
Oban Mortgage Services Ltd
Directors and other information
Directors Mrs Caroline McCulloch
Mrs Marie Muir
Company number SC564953
Registered office Albany Chambers
Albany Street
Oban
Argyll & Bute
PA34 4AL
Business address c/o Simmers & Co
Albany Chambers
Albany Street
Oban
PA34 4AL
Accountants Simmers & Co
Albany Chambers
Albany Street
Oban
Argyll & Bute
PA34 4AL
Oban Mortgage Services Ltd
Report to the board of directors on the preparation of the
unaudited statutory financial statements of Oban Mortgage Services Ltd
Year ended 31 May 2025
In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of Oban Mortgage Services Ltd for the year ended 31 May 2025 which comprise the statement of financial position and related notes from the company's accounting records and from information and explanations you have given us.
As a practising member firm of ICAS , we are subject to its ethical and other professional requirements which are detailed at http://www.icas.com/accountspreparationguidance.
This report is made solely to the board of directors of Oban Mortgage Services Ltd, as a body, in accordance with the terms of our engagement letter dated 22 August 2018. Our work has been undertaken solely to prepare for your approval the financial statements of Oban Mortgage Services Ltd and state those matters that we have agreed to state to the board of directors of Oban Mortgage Services Ltd as a body, in this report in accordance with the requirements of ICAS as detailed at http://www.icas.com/accountspreparationguidance. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than Oban Mortgage Services Ltd and its board of directors as a body for our work or for this report.
It is your duty to ensure that Oban Mortgage Services Ltd has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and profit of Oban Mortgage Services Ltd. You consider that Oban Mortgage Services Ltd is exempt from the statutory audit requirement for the year.
We have not been instructed to carry out an audit or a review of the financial statements of Oban Mortgage Services Ltd. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.
Simmers & Co
Chartered Accountants
Albany Chambers
Albany Street
Oban
Argyll & Bute
PA34 4AL
12 August 2025
Oban Mortgage Services Ltd
Statement of financial position
31 May 2025
2025 2024
£ £ £ £
Fixed assets 2,123 646
_______ _______
Current assets 20,188 21,344
Prepayments and accrued income 175 175
_______ _______
20,363 21,519
Creditors: amounts falling due within one year ( 6,133) ( 5,896)
_______ _______
Net current assets 14,230 15,623
_______ _______
Total assets less current liabilities 16,353 16,269
Accruals and deferred income ( 1,495) ( 808)
_______ _______
Net assets 14,858 15,461
_______ _______
Capital and reserves 14,858 15,461
_______ _______
Notes to the financial statements
Oban Mortgage Services Ltd
Year ended 31 May 2025
1. Employee numbers
The average number of persons employed by the company during the year amounted to Nil (2024: 2 ).
For the year ending 31 May 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
Directors responsiblities:
- The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476.
- The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
The financial statements have been prepared in accordance with the micro-entity provisions and have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.
These financial statements were approved by the board of directors and authorised for issue on 12 August 2025 , and are signed on behalf of the board by:
Mrs Caroline McCulloch Mrs Marie Muir
Director Director
Company registration number: SC564953
The company is a private company limited by shares, registered in Scotland.