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Registered number: 15791519









CARTHAGE TOPCO LIMITED









ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE PERIOD ENDED 31 DECEMBER 2024

 
CARTHAGE TOPCO LIMITED
 
 
COMPANY INFORMATION


Directors
H D Williams (appointed 20 June 2024)
P R Liney (appointed 25 July 2024)
E A Gibson (appointed 25 July 2024)
F M Charrington (appointed 25 July 2024)
S J Clarke (appointed 21 January 2025)




Registered number
15791519



Registered office
Unit Bm2s.08 Barley Mow Centre
10 Barley Mow Pass

London

W4 4PH




Independent auditors
White Hart Associates (London) Limited
Chartered Accountants and Statutory Auditors

2nd Floor, Nucleus House

2 Lower Mortlake Road

Richmond

TW9 2JA





 
CARTHAGE TOPCO LIMITED
 

CONTENTS



Page
Group Strategic Report
1 - 2
Directors' Report
3 - 4
Independent Auditors' Report
5 - 8
Consolidated Statement of Comprehensive Income
9
Consolidated Statement of Financial Position
10
Company Statement of Financial Position
11
Consolidated Statement of Changes in Equity
12
Company Statement of Changes in Equity
13
Consolidated Statement of Cash Flows
14 - 15
Consolidated Analysis of Net Debt
16
Notes to the Financial Statements
17 - 38


 
CARTHAGE TOPCO LIMITED
 
 
GROUP STRATEGIC REPORT
FOR THE PERIOD ENDED 31 DECEMBER 2024

Introduction
 
The company is required by the Companies Act 2006, to set out in this report a fair review of the business of the company during the financial year ended 31 December 2024, and of the position of the Company at the year end, and a description of the principal risks and uncertainties facing the Company. The review is prepared solely to provide additional information to shareholders to assess the Company’s strategies and the potential for the strategies to succeed, and the business review should not be relied upon by any other party or for any other purpose.

Business review
 
The Company was incorporated on 20 June 2024 and acquired the entire share capital of Carthage Buyer on 21 June 2024. On 25 July 2024, Carthage Buyer Limited acquired Martin Randall Travel Limited and its subsidiaries.
The Martin Randall Travel Group comprises two core operations: Martin Randall Travel Limited and Heritage Group Travel Limited. The group's principal activity is the provision of high-quality cultural tours. Martin Randall Travel focuses on expert led, small group tours and musical festivals for individual clients centered around art, architecture, history and classical music. Heritage Group Travel complements this by offering bespoke itineraries for institutions and cultural organisations tailored to a cultural or academic interest.
The Group reported a loss for the period of £699,821. This is principally due to costs associated with the acquisition in the year. The net liabilities are £698,899.

2024
£
Key performance indicators
Turnover

8,339,358

Gross profit

2,388,367

Gross profit as a percentage of turnover

28.63%

Loss on ordinary activities before taxation

(712,159)

Net cash generated from operating activities

2,727,028

Net liabilities

(698,899)


Page 1

 
CARTHAGE TOPCO LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024

Principal risks and uncertainties
 
The Group operates in a dynamic sector influenced by macroeconomic conditions, regulatory oversight, and consumer trends. Key risks include:
Regulatory Compliance: The Group is subject to regulation by bodies including the CAA (Air Travel Organisers Licence – ATOL) and ABTOT. Ongoing compliance with financial and operational criteria is essential, with potential changes to ATOL under consultation. The Group actively monitors developments and engages with advisors to ensure continued compliance.
Brexit & Taxation: Post-Brexit VAT rules affecting EU tour operations remain under review. The Group continues to seek professional advice to stay ahead of potential changes.
Market Competition: Operating in a highly competitive sector, the Group maintains strong digital engagement and product innovation to retain market share.
Foreign Exchange: Exposure to currency fluctuations is managed through partial hedging and prudent financial practices.
Commercial Relationships: Risk is diversified through a broad supplier base and long-standing relationships across multiple regions.
Technology Dependence: The Group’s reliance on IT systems and its website introduces operational risk. Mitigation strategies are in place to address potential system failures or cyber threats.
External Events: Travel demand may be impacted by terrorism, pandemics, political instability, natural disasters, and weather. The Group mitigates this by offering diverse destinations and maintaining agile planning structures.


This report was approved by the board on 24 June 2025 and signed on its behalf.



F M Charrington
Director

Page 2

 
CARTHAGE TOPCO LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE PERIOD ENDED 31 DECEMBER 2024

The directors present their report and the financial statements for the period ended 31 December 2024.

Directors' responsibilities statement

The directors are responsible for preparing the Group Strategic Report, the Directors' Report and the consolidated financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the Group for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Group's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and the Group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Principal activity

The principal activity of the company was that of a holding company. The principal activity of the group was that of a tour operator providing cultural tours.

Results and dividends

The loss for the period, after taxation, amounted to £699,821.

Dividends paid during the year amounted to £Nil.

Directors

The directors who served during the period were:

H D Williams (appointed 20 June 2024)
P R Liney (appointed 25 July 2024)
E A Gibson (appointed 25 July 2024)
F M Charrington (appointed 25 July 2024)

Additionally, S J Clarke was appointed as director on 21 January 2025.

Page 3

 
CARTHAGE TOPCO LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024

Future developments

The Group will continue to focus on growth through the expansion of core operations- exploring new product offerings and widening our territory offerings. Since the year end, investment has been made to strengthen the management team and further investments for operational teams are planned for the coming year. Management  also plans to invest across digital infrastructure and systems to ensure maximum operational efficiency. The directors are confident that the business is well positioned to respond to future challenges and provide long term value for our  all stakeholders.

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company and the Group's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company and the Group's auditors are aware of that information.

Post balance sheet events

There have been no significant events affecting the Group since the year end.

Auditors

The auditorsWhite Hart Associates (London) Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board on 24 June 2025 and signed on its behalf.
 





F M Charrington
Director

Page 4

 
CARTHAGE TOPCO LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF CARTHAGE TOPCO LIMITED
 

Opinion


We have audited the financial statements of Carthage Topco Limited (the 'parent Company') and its subsidiaries (the 'Group') for the period ended 31 December 2024, which comprise the Consolidated Statement of Comprehensive Income, the Consolidated Statement of Financial Position, the Company Statement of Financial Position, the Consolidated Statement of Cash Flows, the Consolidated Statement of Changes in Equity, the Company Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Group's and of the parent Company's affairs as at 31 December 2024 and of the Group's loss for the period then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 5

 
CARTHAGE TOPCO LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF CARTHAGE TOPCO LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Group Strategic Report and the Directors' Report for the financial period for which the financial statements are prepared is consistent with the financial statements; and
the Group Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Group and the parent Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept by the parent Company, or returns adequate for our audit have not been received from branches not visited by us; or
the parent Company financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 3, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Group's and the parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or the parent Company or to cease operations, or have no realistic alternative but to do so.


Page 6

 
CARTHAGE TOPCO LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF CARTHAGE TOPCO LIMITED (CONTINUED)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these Group financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

- We exercise professional judgment and maintain professional skepticism throughout the audit;
- We identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the deliberate override of internal control; 
- We obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of internal control;
- We evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made;
- We assess the risk of management override of controls, including testing journal entries and other adjustments for appropriateness, and evaluating the business rationale of significant transactions outside the normal course of business;
- We review the scope of the Group's compliance with its regulator, the Civil Aviation Authority ("CAA"), and its membership of Association of Bonded Travel Organisers ("ABTOT"), and sample test relevant documentation to assess this and the effectiveness of its control environment;
- We request and review the minutes of management meetings, and assess any matters identified not already provided for or disclosed that may materially impact the financial statements.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.


Page 7

 
CARTHAGE TOPCO LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF CARTHAGE TOPCO LIMITED (CONTINUED)


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





M S Caldicott ACA FCCA CTA (Senior Statutory Auditor)
  
for and on behalf of
White Hart Associates (London) Limited
 
Chartered Accountants and Statutory Auditors
  
2nd Floor, Nucleus House
2 Lower Mortlake Road
Richmond
TW9 2JA

24 June 2025
Page 8

 
CARTHAGE TOPCO LIMITED
 
 
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
FOR THE PERIOD ENDED 31 DECEMBER 2024

2024
Note
£

  

Turnover
  
8,339,358

Cost of sales
  
(5,950,991)

Gross profit
  
2,388,367

Administrative expenses
  
(2,569,100)

Other operating income
  
6,271

Operating (loss)/profit
  
(174,462)

Interest receivable and similar income
  
34,005

Interest payable and similar expenses
 11 
(571,702)

Loss before taxation
  
(712,159)

Tax on loss
  
12,338

Loss for the financial period
  
(699,821)

Loss for the period attributable to:
  

Owners of the parent Company
  
(699,821)

  
(699,821)

There was no other comprehensive income for 2024.

The notes on pages 17 to 38 form part of these financial statements.

Page 9

 
CARTHAGE TOPCO LIMITED
REGISTERED NUMBER: 15791519

CONSOLIDATED STATEMENT OF FINANCIAL POSITION
AS AT 31 DECEMBER 2024

2024
Note
£

Fixed assets
  

Intangible assets
 13 
11,293,646

Tangible assets
 14 
62,082

  
11,355,728

Current assets
  

Debtors: amounts falling due within one year
 16 
1,220,229

Cash at bank and in hand
 17 
3,905,296

  
5,125,525

Creditors: amounts falling due within one year
 18 
(3,570,442)

Net current liabilities
  
 
 
1,555,083

Total assets less current liabilities
  
12,910,811

Creditors: amounts falling due after more than one year
 19 
(13,573,425)

Provisions for liabilities
  

Deferred taxation
 22 
(36,285)

  
 
 
(36,285)

Net liabilities
  
(698,899)


Capital and reserves
  

Called up share capital 
 23 
232

Share premium account
 24 
690

Profit and loss account
 24 
(699,821)

  
(698,899)


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 24 June 2025.




F M Charrington
Director

The notes on pages 17 to 38 form part of these financial statements.

Page 10

 
CARTHAGE TOPCO LIMITED
REGISTERED NUMBER: 15791519

COMPANY STATEMENT OF FINANCIAL POSITION
AS AT 31 DECEMBER 2024

2024
Note
£

  

Investments
 15 
-

  
-

Current assets
  

Debtors: amounts falling due after more than one year
 16 
9,623,410

  
9,623,410

Total assets less current liabilities
  
 
 
9,623,410

  

Creditors: amounts falling due after more than one year
  
(10,073,425)

  

Net assets excluding pension asset
  
(450,015)

Net liabilities
  
(450,015)


Capital and reserves
  

Called up share capital 
 23 
232

Share premium account
 24 
690

Profit and loss account
 24 
(450,937)

  
(450,015)


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 24 June 2025.




F M Charrington
Director

The notes on pages 17 to 38 form part of these financial statements.

Page 11

 
CARTHAGE TOPCO LIMITED
 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 DECEMBER 2024


Called up share capital
Share premium account
Profit and loss account
Total equity

£
£
£
£


Comprehensive income for the period

Loss for the period
-
-
(699,821)
(699,821)


Contributions by and distributions to owners

Shares issued during the period
232
690
-
922


At 31 December 2024
232
690
(699,821)
(698,899)

The notes on pages 17 to 38 form part of these financial statements.

Page 12

 
CARTHAGE TOPCO LIMITED
 

COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 DECEMBER 2024


Called up share capital
Share premium account
Profit and loss account
Total equity

£
£
£
£


Comprehensive income for the period

Loss for the period
-
-
(450,937)
(450,937)


Contributions by and distributions to owners

Shares issued during the period
232
690
-
922


At 31 December 2024
232
690
(450,937)
(450,015)

The notes on pages 17 to 38 form part of these financial statements.

Page 13

 
CARTHAGE TOPCO LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE PERIOD ENDED 31 DECEMBER 2024

2024
£

Cash flows from operating activities

Loss for the financial period
(699,821)

Adjustments for:

Amortisation of intangible assets
492,361

Depreciation of tangible assets
10,293

Interest paid
571,702

Interest received
(34,005)

Taxation charge
(12,338)

Increase in debtors
(1,177,508)

Increase in creditors
3,225,787

Corporation tax paid
350,557

Net cash generated from operating activities

2,727,028


Cash flows from investing activities

Purchase of intangible fixed assets
(11,786,007)

Purchase of tangible fixed assets
(72,375)

Interest received
34,005

Net cash from investing activities

(11,824,377)
Page 14

 
CARTHAGE TOPCO LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024


2024

£



Cash flows from financing activities

Issue of ordinary shares
922

Other new loans
13,573,425

Interest paid
(571,702)

Net cash used in financing activities
13,002,645

Net increase in cash and cash equivalents
3,905,296

Cash and cash equivalents at the end of period
3,905,296


Cash and cash equivalents at the end of period comprise:

Cash at bank and in hand
3,905,296

3,905,296


The notes on pages 17 to 38 form part of these financial statements.

Page 15

 
CARTHAGE TOPCO LIMITED
 

CONSOLIDATED ANALYSIS OF NET DEBT
FOR THE PERIOD ENDED 31 DECEMBER 2024



Cash flows
At 31 December 2024
£

£

Cash at bank and in hand

3,905,296

3,905,296

Debt due after 1 year

(3,500,000)

(3,500,000)

Debt due within 1 year

(10,073,425)

(10,073,425)


(9,668,129)
(9,668,129)

The notes on pages 17 to 38 form part of these financial statements.

Page 16

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

1.


General information

Carthage Topco Limited is a private company limited by shares and incorporated in England and Wales. The address of registered office is Unit Bm2s.08 Barley Mow Centre, 10 Barley Mow Pass, London, W4 4PH.
The principal activity of the company was that of a holding company. The principal activity of the group was that of a tour operator providing cultural tours.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgment in applying the Group's accounting policies (see note 3).

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of Comprehensive Income in these financial statements.

The following principal accounting policies have been applied:

 
2.2

Basis of consolidation

The consolidated financial statements present the results of the Company and its own subsidiaries ("the Group") as if they form a single entity. Intercompany transactions and balances between group companies are therefore eliminated in full.
The consolidated financial statements incorporate the results of business combinations using the purchase method. In the Statement of Financial Position, the acquiree's identifiable assets, liabilities and contingent liabilities are initially recognised at their fair values at the acquisition date. The results of acquired operations are included in the Consolidated Statement of Comprehensive Income from the date on which control is obtained. They are deconsolidated from the date control ceases.

 
2.3

Going concern

The financial statements for 2024 present a strong position for the Group expected to continue throughout 2025 and into 2026- with a strong start to bookings for 2025 before the close of FY24.
Directors continue to monitor the Group’s financial position closely noting that cashflow headroom continues to exceed the CAA requirement and that cash is now being placed on escrow until tour despatch. The group continues to meet all obligations as the fall due. 
Various stress tests have been performed on the budget for 2025 and management are confident the business will remain profitable and will not breach any loan covenants.
In conclusion, the directors have no doubt that it is right to apply the going concern basis in the financial statements.

Page 17

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.4

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

Foreign exchange gains and losses that relate to borrowings and cash and cash equivalents are presented in the Consolidated Statement of Comprehensive Income within 'finance income or costs'. All other foreign exchange gains and losses are presented in profit or loss within 'other operating income'.

 
2.5

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Group and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the Group will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

Revenue is recognised on the customer's date of departure.

Page 18

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.6

Research and development

In the research phase of an internal project it is not possible to demonstrate that the project will generate future economic benefits and hence all expenditure on research shall be recognised as an expense when it is incurred. Intangible assets are recognised from the development phase of a project if and only if certain specific criteria are met in order to demonstrate the asset will generate probable future economic benefits and that its cost can be reliably measured. The capitalised development costs are subsequently amortised on a straight-line basis over their useful economic lives, which range from 3 to 6 years.
If it is not possible to distinguish between the research phase and the development phase of an internal project, the expenditure is treated as if it were all incurred in the research phase only.

 
2.7

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.8

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.9

Borrowing costs

All borrowing costs are recognised in profit or loss in the period in which they are incurred.

 
2.10

Pensions

Defined contribution pension plan

The Group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the Group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of Financial Position. The assets of the plan are held separately from the Group in independently administered funds.

Page 19

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.11

Current and deferred taxation

The tax expense for the period comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company and the Group operate and generate income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits;
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met; and
Where they relate to timing differences in respect of interests in subsidiaries, associates, branches and joint ventures and the Group can control the reversal of the timing differences and such reversal is not considered probable in the foreseeable future.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


Page 20

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.12

Intangible assets

Goodwill

Goodwill represents the difference between amounts paid on the cost of a business combination and the acquirer’s interest in the fair value of the Group's share of its identifiable assets and liabilities of the acquiree at the date of acquisition. Subsequent to initial recognition, goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is amortised on a straight-line basis to the Consolidated Statement of Comprehensive Income over its useful economic life.

Other intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 The estimated useful lives range as follows:

Development expenditure
-
3
years
Goodwill
-
10
years

 
2.13

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Fixtures and fittings
-
20%
straight line
Office equipment
-
25%
straight line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.14

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Page 21

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.15

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.16

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Consolidated Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Group's cash management.

 
2.17

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.18

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.
Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

Page 22

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.19

Financial instruments

The Group has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Group's Statement of Financial Position when the Group becomes party to the contractual provisions of the instrument.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Group's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Impairment of financial assets

At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. 

Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The impairment loss will be the difference between the current carrying amount and the present value of the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

Financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Group after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans, other loans and loans due to fellow group companies are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.
Page 23

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

2.Accounting policies (continued)


2.19
Financial instruments (continued)


Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

In the application of Group's accounting policies, the directors are required to make judgments, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates. The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to estimates are recognised in the period in which the estimates are revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.


4.


Turnover

An analysis of turnover by class of business is as follows:


2024
£

Tour operator
8,339,358

8,339,358


Analysis of turnover by country of destination:

2024
£

United Kingdom
4,947,463

Europe
250,999

USA & Canada
1,890,956

Australia
872,286

Rest of the world
377,654

8,339,358


Page 24

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

5.


Other operating income

2024
£

Other operating income
6,271

6,271



6.


Operating (loss)/profit

The operating (loss)/profit is stated after charging:

2024
£

Exchange differences
470


7.


Auditors' remuneration

During the period, the Group obtained the following services from the Company's auditors:


2024
£

Fees payable to the Company's auditors for the audit of the consolidated and parent Company's financial statements
45,500

Page 25

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

8.


Employees

Staff costs, including directors' remuneration, were as follows:


Group
2024
£


Wages and salaries
1,042,340

Social security costs
81,256

Cost of defined contribution scheme
152,064

1,275,660


The average monthly number of employees, including the directors, during the period was as follows:



Group
Company
        2024
        2024
            No.
            No.







Management
5
4



Administration
35
-

40
4


9.


Directors' remuneration

2024
£

Directors' emoluments
112,822

112,822


During the period retirement benefits were accruing to 3 directors in respect of defined contribution pension schemes.


10.


Interest receivable

2024
£


Other interest receivable
34,005

34,005

Page 26

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

11.


Interest payable and similar expenses

2024
£


Bank interest payable
1,786

Other loan interest payable
569,916

571,702


12.


Taxation


2024
£

Corporation tax


Current tax on profits for the period
(25,638)


(25,638)


Total current tax
(25,638)

Deferred tax


Origination and reversal of timing differences
13,300

Total deferred tax
13,300


Tax on loss
(12,338)
Page 27

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024
 
12.Taxation (continued)


Factors affecting tax charge for the period

The tax assessed for the period is higher than the standard rate of corporation tax in the UK of 25%. The differences are explained below:

2024
£


Loss on ordinary activities before tax
(712,159)


Loss on ordinary activities multiplied by standard rate of corporation tax in the UK of 25%
(178,040)

Effects of:


Non-tax deductible amortisation of goodwill and impairment
121,813

Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
697

Capital allowances for period in excess of depreciation
(2,108)

Short-term timing difference leading to an increase in taxation
32,000

Deferred taxation
13,300

Total tax charge for the period
(12,338)


Factors that may affect future tax charges

There were no factors that may affect future tax charges.

Page 28

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

13.


Intangible assets

Group and Company




Development expenditure
Goodwill
Total

£
£
£



Cost


Additions
18,400
11,694,007
11,712,407


On acquisition of subsidiaries
73,600
-
73,600



At 31 December 2024

92,000
11,694,007
11,786,007



Amortisation


Charge for the period on owned assets
5,111
487,250
492,361



At 31 December 2024

5,111
487,250
492,361



Net book value



At 31 December 2024
86,889
11,206,757
11,293,646



Page 29

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

14.


Tangible fixed assets

Group






Fixtures and fittings
Office equipment
Total

£
£
£



Cost


Additions
-
7,305
7,305


On acquisition of subsidiaries
220,572
344,454
565,026


Disposals
(12,996)
(38,951)
(51,947)



At 31 December 2024

207,576
312,808
520,384



Depreciation


Charge for the period on owned assets
963
9,330
10,293


Disposals
(12,996)
(38,951)
(51,947)


On acquisition of subsidiaries
208,181
291,775
499,956



At 31 December 2024

196,148
262,154
458,302



Net book value



At 31 December 2024
11,428
50,654
62,082

Page 30

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

15.


Fixed asset investments

On 21 June 2024, the Company subscribed for the entire issued share capital of Carthage Buyer Limited at par, being one ordinary share of £0.01.


Subsidiary undertakings


The following were subsidiary undertakings of the Company:

Name

Registered office

Class of shares

Holding

Carthage Buyer Limited
Unit Bm2s.08 Barley Mow Centre, 10 Barley Mow Passage, London, W4 4PH
Ordinary
100%
Martin Randall Travel Limited (Indirect subsidiary)
As above
Ordinary
100%
Martin Randall Transport Limited (Indirect subsidiary)
As above
Ordinary
100%
Heritage Group Travel Limited (Indirect subsidiary)
First Floor, 12 Charlotte Street, Bath, BA1 2NE
Ordinary
100%
Group Travel Connection (Transport) Limited (Indirect subsidiary)
As above
Ordinary
100%
Group Travel Connection Limited (Indirect subsidiary)
As above
Ordinary
100%

The aggregate of the share capital and reserves as at 31 December 2024 and the profit or loss for the period ended on that date for the subsidiary undertakings were as follows:

Name
Aggregate of share capital and reserves
Profit/(Loss)
£
£

Carthage Buyer Limited
(382,907)
(382,907)

Martin Randall Travel Limited (Indirect subsidiary)
4,794,918
1,485,408

Martin Randall Transport Limited (Indirect subsidiary)
34,646
-

Heritage Group Travel Limited (Indirect subsidiary)
663,862
199,488

Group Travel Connection (Transport) Limited (Indirect subsidiary)
2,000
-

Group Travel Connection Limited (Indirect subsidiary)
2
-

Page 31

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

16.


Debtors

Group
Company
2024
2024
£
£


Amounts owed by group undertakings
-
9,623,410

-
9,623,410


Group
2024
£


Other debtors
75,149

Prepayments and accrued income
1,145,080

1,220,229


Included in prepayments above are advance payments to suppliers relating to tours departing on or after 1 January 2025 amounting to £1,012,393.


17.


Cash and cash equivalents

Group
2024
£

Cash at bank and in hand
3,905,296

3,905,296



18.


Creditors: Amounts falling due within one year

Group
2024
£

Corporation tax
66,621

Other taxation and social security
105,847

Other creditors
1,522

Accruals and deferred income
3,396,452

3,570,442


Included in accruals and deferred income above are advance receipts from customers relating to tours departing on or after 1 January 2025 amounting to £3,103,446.

Page 32

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

19.


Creditors: Amounts falling due after more than one year

Group
Company
2024
2024
£
£

Other loans
13,573,425
10,073,425

13,573,425
10,073,425


The other loans above is a secured loan received from Tc Loans Limited ("Thincats") that requires no
monthly capital repayments, incurs interest at the annualised base rate plus an annualised margin rate of
6.5%, payable monthly, with full capital repament due on 25 July 2029.
Also, other loans above relate to the principal amount plus interest payable to the Company's shareholders as at the period end. On 25 July 2024, the company issued loan notes amounting to £9,670,488 following an acquisition and group reorganisation. The loan notes have a final repayment date of 66 months from the date of issue, with the Company having the option to repay and redeem some or all of the loan notes at par plus accrued interest on a date falling due before this. The loan notes also   incur annual interest at a rate of 10%.


20.


Loans


Analysis of the maturity of loans is given below:


Group
Company
2024
2024
£
£



Amounts falling due 2-5 years

Other loans (See note 18 for loan details)
13,573,425
10,073,425


13,573,425
10,073,425


Page 33

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

21.


Financial instruments

Group
Company
2024
2024
£
£

Financial assets

Financial assets measured at fair value through profit or loss
3,905,296
-

Financial assets that are debt instruments measured at amortised cost
-
9,623,410

3,905,296
9,623,410


Financial liabilities

Financial liabilities that are debt instruments measured at amortised cost
16,971,399
10,073,425


Financial assets measured at fair value through profit or loss comprise bank and cash balances, which are revalued at 31 December 2024 in line with year-end spot rates.


Financial assets that are debt instruments measured at amortised cost comprise trade and other debtors arising in the normal course of business.


Financial liabilities measured at amortised cost comprise trade and other creditors and accruals arising in the normal course of business.

Page 34

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

22.


Deferred taxation


Group



2024


£






Charged to profit or loss
(13,300)


Arising on business combinations
(22,985)



At end of period
(36,285)

Company


2024






At end of period
-



Group
2024
£

Accelerated capital allowances
(36,285)

(36,285)


23.


Share capital

2024
£
Allotted, called up and fully paid


76,764 Ordinary A shares of £0.001 each
77
5,726 Ordinary B shares of £0.010 each
57
9,750 Ordinary C shares of £0.010 each
98

232


On 25 July 2024, the company issued 76,764 Ordinary A shares of £0.001 each and paid for at an average premium of £0.009 per share.
On 25 July 2024, the company issued 5,726 Ordinary B shares and 9,750 Ordinary C shares of £0.01 each at par.

Page 35

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

24.


Reserves

Share premium account

The share premium account represents the additional amount shareholders have paid for their issued shares that was in excess of the nominal value of those shares.

Profit and loss account

The profit and loss account represents the net distributable reserves of the company at the date of the statement of financial position.


25.
 

Business combinations

On 25 July 2024, the Company acquired 100% of the issued share capital of Martin Randall Travel Limited with indirect subsidiaries, Martin Randall Transport Limited, Heritage Group Travel Limited, Group Travel Connection (Transport) Limited and Group Travel Connection Limited.

Acquisition of Martin Randall Travel Limited, Martin Randall Transport Limited, Heritage Group Travel Limited, Group Travel Connection (Transport) Limited and Group Travel Connection Limited

Recognised amounts of identifiable assets acquired and liabilities assumed

Book value
Fair value
£
£

Fixed Assets

Tangible
138,949
138,949

138,949
138,949

Current Assets

Debtors
3,697,505
3,697,505

Cash at bank and in hand
5,873,868
5,873,868

Total Assets
9,710,322
9,710,322

Creditors

Due within one year
(5,711,756)
(5,711,756)

Total Identifiable net assets
3,998,566
3,998,566


Capitalised transactions costs
(517,449)

Goodwill
11,694,007

Total purchase consideration
15,175,124

Page 36

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

25.Business combinations (continued)

Consideration

£


Cash
2,003,714

Other loans
3,500,000

Loan notes
9,671,410

Total purchase consideration
15,175,124

Cash inflow on acquisition

£


Purchase consideration settled in cash, as above
2,003,714

Directly attributable costs
517,449

2,521,163

Less: Cash and cash equivalents acquired
(5,873,868)

Net cash inflow on acquisition
(3,352,705)

The goodwill arising on acquisition is attributable to individually unquantifiable assets such as intellectual property, brand recognition, customer loyalty and strong customer service levels.
The estimated useful life of the goodwill is 10 years.

The results of Martin Randall Travel Limited, Martin Randall Transport Limited, Heritage Group Travel Limited, Group Travel Connection (Transport) Limited and Group Travel Connection Limited since acquisition are as follows:

Current period since acquisition
£

Turnover
8,339,358

Profit for the period since acquisition
621,493


26.


Contingent liabilities

At 31 December 2024, there were contingent liabilities outstanding in respect of counter indemnities and guarantees given by the company, in the normal course of business, to the company's bond obligors in respect of Association of Bonded Travel Organisers Trust ("ABTOT") bonds amounting to £1,361,697.

Page 37

 
CARTHAGE TOPCO LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024

27.


Pension commitments

The Group operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the Group in an independently administered fund. The pension cost charge represents contributions payable by the Group to the fund and amounted to £181,782. Contributions totalling £6,997 were payable to the fund at the reporting date and are included in creditors.


28.Mortgages and charges

A charge created by the Company and dated 25 July 2024 in favour of Piper Pe LLP, containing fixed and
floating charges over all assets of the Company, was registered at Companies House on 1 August 2024.
Additionally, a further charge created by the Company and dated 25 July 2024 in favour of Tc Loans Limited, containing fixed and floating charges over all assets of the Company, was registered at Companies House on 1 August 2024.


29.


Related party transactions

The Company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland’, not to disclose related party transactions with wholly owned subsidiaries within the group.


30.


Post balance sheet events

There have been no other significant events affecting the Company since the period end.


31.


Controlling party

In the opinion of the directors, there is no ultimate controlling party.

 
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