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Company Registration No. 03030912 (England and Wales)
The Risk Factor Limited Unaudited accounts for the year ended 31 January 2025
The Risk Factor Limited Unaudited accounts Contents
Page
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The Risk Factor Limited Company Information for the year ended 31 January 2025
Director
Mrs Rhiannon Petty
Company Number
03030912 (England and Wales)
Registered Office
23 WOODLANDS DRIVE HARROGATE HG2 7AT ENGLAND
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The Risk Factor Limited Statement of financial position as at 31 January 2025
2025 
2024 
Notes
£ 
£ 
Fixed assets
Tangible assets
17,494 
18,321 
Current assets
Debtors
707,831 
496,111 
Cash at bank and in hand
552,962 
404,814 
1,260,793 
900,925 
Creditors: amounts falling due within one year
(332,958)
(229,964)
Net current assets
927,835 
670,961 
Total assets less current liabilities
945,329 
689,282 
Creditors: amounts falling due after more than one year
(12,270)
(31,772)
Net assets
933,059 
657,510 
Capital and reserves
Called up share capital
15,780 
15,780 
Profit and loss account
917,279 
641,730 
Shareholders' funds
933,059 
657,510 
For the year ending 31 January 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges her responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board and authorised for issue on 8 September 2025 and were signed on its behalf by
Mrs Rhiannon Petty Director Company Registration No. 03030912
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The Risk Factor Limited Notes to the Accounts for the year ended 31 January 2025
1
Statutory information
The Risk Factor Limited is a private company, limited by shares, registered in England and Wales, registration number 03030912. The registered office is 23 WOODLANDS DRIVE, HARROGATE, HG2 7AT, ENGLAND.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
4
Tangible fixed assets
Computer equipment 
£ 
Cost or valuation
At cost 
At 1 February 2024
32,243 
Additions
7,828 
At 31 January 2025
40,071 
Depreciation
At 1 February 2024
13,922 
Charge for the year
8,655 
At 31 January 2025
22,577 
Net book value
At 31 January 2025
17,494 
At 31 January 2024
18,321 
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The Risk Factor Limited Notes to the Accounts for the year ended 31 January 2025
5
Debtors
2025 
2024 
£ 
£ 
Amounts falling due within one year
Trade debtors
315,990 
201,224 
Accrued income and prepayments
24,285 
9,491 
Other debtors
2,385 
225 
342,660 
210,940 
Amounts falling due after more than one year
Amounts due from group undertakings etc.
80,000 
- 
Other debtors
285,171 
285,171 
365,171 
285,171 
6
Creditors: amounts falling due within one year
2025 
2024 
£ 
£ 
VAT
2,746 
8,067 
Trade creditors
21,317 
91,693 
Taxes and social security
159,097 
102,857 
Other creditors
29,897 
9,239 
Accruals
119,901 
18,108 
332,958 
229,964 
7
Creditors: amounts falling due after more than one year
2025 
2024 
£ 
£ 
Bank loans
- 
23,333 
Amounts owed to group undertakings and other participating interests
3,831 
- 
Other creditors
8,439 
8,439 
12,270 
31,772 
8
Average number of employees
During the year the average number of employees was 15 (2024: 10).
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