Acorah Software Products - Accounts Production 16.5.460 false true 31 August 2024 1 September 2023 false 1 September 2024 31 August 2025 31 August 2025 09739983 Mr M P Edwards Mark Edwards true iso4217:GBP iso4217:EUR iso4217:USD xbrli:shares xbrli:pure xbrli:pure 09739983 2024-08-31 09739983 2025-08-31 09739983 2024-09-01 2025-08-31 09739983 frs-core:CurrentFinancialInstruments 2025-08-31 09739983 frs-core:Non-currentFinancialInstruments 2025-08-31 09739983 frs-core:FurnitureFittings 2025-08-31 09739983 frs-core:FurnitureFittings 2024-09-01 2025-08-31 09739983 frs-core:FurnitureFittings 2024-08-31 09739983 frs-core:OtherReservesSubtotal 2025-08-31 09739983 frs-core:ShareCapital 2025-08-31 09739983 frs-core:RetainedEarningsAccumulatedLosses 2025-08-31 09739983 frs-bus:PrivateLimitedCompanyLtd 2024-09-01 2025-08-31 09739983 frs-bus:FilletedAccounts 2024-09-01 2025-08-31 09739983 frs-bus:SmallEntities 2024-09-01 2025-08-31 09739983 frs-bus:AuditExemptWithAccountantsReport 2024-09-01 2025-08-31 09739983 frs-bus:SmallCompaniesRegimeForAccounts 2024-09-01 2025-08-31 09739983 1 2024-09-01 2025-08-31 09739983 frs-bus:Director1 2024-09-01 2025-08-31 09739983 frs-countries:EnglandWales 2024-09-01 2025-08-31 09739983 2023-08-31 09739983 2024-08-31 09739983 2023-09-01 2024-08-31 09739983 frs-core:CurrentFinancialInstruments 2024-08-31 09739983 frs-core:Non-currentFinancialInstruments 2024-08-31 09739983 frs-core:OtherReservesSubtotal 2024-08-31 09739983 frs-core:ShareCapital 2024-08-31 09739983 frs-core:RetainedEarningsAccumulatedLosses 2024-08-31
Registered number: 09739983
1st Premier Finance Ltd
Unaudited Financial Statements
For The Year Ended 31 August 2025
3NT Ltd
38 Arden Road
Desborough
Kettering
Northants
NN14 2WJ
Contents
Page
Accountant's Report 1
Balance Sheet 2—3
Notes to the Financial Statements 4—5
Page 1
Accountant's Report
Report to the director on the preparation of the unaudited statutory accounts of 1st Premier Finance Ltd for the year ended 31 August 2025
In order to assist you to fulfil your duties under the Companies Act 2006, I have prepared for your approval the accounts of 1st Premier Finance Ltd for the year ended 31 August 2025 which comprise the Profit and Loss Account, the Balance Sheet and the related notes from the accounting records and from information and explanations you have given to us.
As a practising member of the Institute of Financial Accountants (IFA), we are subject to its ethical and other professional requirements which are detailed at https://www.ifa.org.uk/about-us/acting-in-the-public-interest/memberregulations.
This report is made solely to the director of 1st Premier Finance Ltd , as a body, in accordance with the terms of our engagement letter dated 05 October 2016. Our work has been undertaken solely to prepare for your approval the accounts of 1st Premier Finance Ltd and state those matters that we have agreed to state to the director of 1st Premier Finance Ltd , as a body, in this report. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than 1st Premier Finance Ltd and its director, as a body, for our work or for this report.
It is your duty to ensure that 1st Premier Finance Ltd has kept adequate accounting records and to prepare statutory accounts that give a true and fair view of the assets, liabilities, financial position and profit or loss of 1st Premier Finance Ltd . You consider that 1st Premier Finance Ltd is exempt from the statutory audit requirement for the year.
We have not been instructed to carry out an audit of the accounts of 1st Premier Finance Ltd . For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the financial statements.
Laurence Denton
08/09/2025
3NT Ltd
38 Arden Road
Desborough
Kettering
Northants
NN14 2WJ
Page 1
Page 2
Balance Sheet
Registered number: 09739983
2025 2024
Notes £ £ £ £
FIXED ASSETS
Tangible Assets 4 295 393
295 393
CURRENT ASSETS
Debtors 5 7,360 3,500
Cash at bank and in hand 41,343 66,149
48,703 69,649
Creditors: Amounts Falling Due Within One Year 6 (14,049 ) (19,883 )
NET CURRENT ASSETS (LIABILITIES) 34,654 49,766
TOTAL ASSETS LESS CURRENT LIABILITIES 34,949 50,159
Creditors: Amounts Falling Due After More Than One Year 7 - (6,834 )
PROVISIONS FOR LIABILITIES
Deferred Taxation 8 (56 ) (75 )
NET ASSETS 34,893 43,250
CAPITAL AND RESERVES
Called up share capital 9 2 2
Other reserves 5,000 5,000
Profit and Loss Account 29,891 38,248
SHAREHOLDERS' FUNDS 34,893 43,250
Page 2
Page 3
For the year ending 31 August 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.
On behalf of the board
Mr M P Edwards
Director
08/09/2025
The notes on pages 4 to 5 form part of these financial statements.
Page 3
Page 4
Notes to the Financial Statements
1. General Information
1st Premier Finance Ltd is a private company, limited by shares, incorporated in England & Wales, registered number 09739983 . The registered office is 1 Orchard Close, Milton Malsor, Northampton, Northants, NN7 3AY.
2. Accounting Policies
2.1. Basis of Preparation of Financial Statements
The financial statements are prepared under the historical cost convention and in accordance with the Financial Reporting Standard for Smaller Entities (effective January 2015).
2.2. Turnover
Turnover comprises the invoiced value of goods and services supplied by the company, net of Value Added Tax and trade discounts.
2.3. Tangible Fixed Assets and Depreciation
Tangible fixed assets are stated at cost less depreciation. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:
Fixtures & Fittings 25% Reducing Balance
2.4. Taxation
The charge for taxation takes into account taxation deferred as a result of timing differences between the treatment of certain items for taxation and accounting purposes. In general, deferred taxation is recognised in respect of timing differences that have originated but not reversed at the balance sheet date. However, deferred tax assets are recognised only to the extent that the directors consider that it is more likely than not that there will be suitable taxable profits from which the future reversal of the underlying timing differences can be deducted. Deferred taxation is measured on a non-discounted basis at the tax rates that are expected to apply in periods in which the timing differences reverse, based on tax rates and the law enacted or substantively enacted at the balance sheet date.
2.5. Registrar Filing Requirements
The company has taken advantage of Companies Act 2006 section 444(1) and opted not to file the profit and loss account, directors report, and notes to the financial statements relating to the profit and loss account.
3. Average Number of Employees
Average number of employees, including directors, during the year was: 2 (2024: 3)
2 3
4. Tangible Assets
Fixtures & Fittings
£
Cost
As at 1 September 2024 1,723
As at 31 August 2025 1,723
Depreciation
As at 1 September 2024 1,330
Provided during the period 98
As at 31 August 2025 1,428
Net Book Value
As at 31 August 2025 295
As at 1 September 2024 393
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Page 5
5. Debtors
2025 2024
£ £
Due within one year
Trade debtors 4,860 3,500
Other debtors 2,500 -
7,360 3,500
6. Creditors: Amounts Falling Due Within One Year
2025 2024
£ £
Bank loans and overdrafts 6,837 8,200
Corporation tax 6,034 10,551
Accruals and deferred income 789 429
Director's loan account 389 703
14,049 19,883
7. Creditors: Amounts Falling Due After More Than One Year
2025 2024
£ £
Bank loans - 6,834
8. Deferred Taxation
The provision for deferred tax is made up as follows:
2025 2024
£ £
Other timing differences 56 75
9. Share Capital
2025 2024
£ £
Allotted, Called up and fully paid 2 2
10. Directors Advances, Credits and Guarantees
Dividends paid to directors
2025 2024
£ £
Mr M P Edwards 17,000 12,000
11. Dividends
2025 2024
£ £
On equity shares:
Interim dividend paid 34,000 24,000
12. Ultimate Controlling Party
The company's ultimate controlling party is Mark Edwards by virtue of his ownership of 100% of the voting share capital in the company.
Page 5