Company registration number 06941155 (England and Wales)
BASSETT PROPERTY HOLDINGS LTD
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
BASSETT PROPERTY HOLDINGS LTD
COMPANY INFORMATION
Directors
Mr E H Francis
Mrs D Fry
(Appointed 27 February 2025)
Secretary
Mr E H Francis
Company number
06941155
Registered office
Bassetts Wales Ltd Valley Way
Swansea Enterprise Park
Swansea
UK
SA6 8QX
Auditor
Redwood Wales Limited
T/a CJH
Ty Caer Wyr, Charter Court
Phoenix Way
Enterprise Park
Swansea
United Kingdom
SA7 9FS
BASSETT PROPERTY HOLDINGS LTD
CONTENTS
Page
Strategic report
1 - 4
Directors' report
5 - 7
Independent auditor's report
8 - 10
Profit and loss account
Group statement of comprehensive income
11
Group balance sheet
12
Company balance sheet
13
Group statement of changes in equity
14
Company statement of changes in equity
15
Group statement of cash flows
16
Notes to the financial statements
17 - 31
BASSETT PROPERTY HOLDINGS LTD
STRATEGIC REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024
- 1 -

The directors present the strategic report for the year ended 31 December 2024.

Review of the business

The principal activity of the company during the year was that of a motor dealership. The company is part of the Bassetts Group which has grown to be one of the top motor dealers in South Wales today, representing motor manufacturers Citroen, Honda, Nissan, Jeep, Fiat, Jaecoo, Omoda and KGM with dealerships across the region.

 

In an increasingly competitive new car market, the company enjoys a number of competitive advantages, including strong brand recognition in its heartland trading region and combined market share of the vehicle franchises it represents. In 2024, the company’s performance varied across its divisions, with the delayed introduction of new brand marquees and persistent fluctuation of inflation and interest rates eroding consumer confidence that posed the threat of reduced spending on high-value items. In spite of such factors it was gratifying to see that overall our new car sales surpassed our number reported in 2023. The dedication and commitment of our staff teams ensured that total turnover increased compared to the previous year.

 

Overall, 2024 was undoubtedly a more challenging year than the previous. However, we continue to demonstrate exceptional resilience and as a result, we achieved a reasonable result comparable with previous period. This underscores the unwavering commitment and professionalism of our team, ensuring that our business sustains even in challenging political and economic uncertainty. The company’s future focus is on maintaining a culture of continuous development to the benefit of customers, the company, and employees.

 

Key performance indicators    

2024         2023

Revenue            £108,945,203     £108,389,111
Gross profit            £9,905,214     £9,222,722
Gross Profit %            9.09%         £8.51%
Net Profit/(loss)            (£526,832)      £69,471

 

Stakeholder engagement

Statement by the directors in performance of their statutory duties in accordance with Section 172(1) Companies Act 2006.

 

The board of directors consider that we have acted in good faith and have made decisions in the way that we believe would be most likely to promote the success of the company and its subsidiaries for the benefit of its members as a whole, noting the matters set out in Section 172(1)(a)-(f) of the Act. Our plans were intended to have a positive, beneficial impact on the company over the mid to long term and to contribute to its continued success in our delivery of a high quality of service across all of our retail, leasing and finance divisions. In order to facilitate this approach we have identified each of our key stakeholder groups, evaluated their interests and considered how we have engaged with and responded to each group during the year.

 

Employees

Our senior management and wider team members are critical to the delivery of our plan. We are fortunate in that we have a proven track record of finding, training and retaining an outstanding workforce, with the majority of both our Board and senior management team having been promoted from within. This ensures a continuity of delivery and an inherent understanding by the team of the company’s desire for excellence in all that we do. Our people wish to work for an organisation with a strong commitment to ethical practices and compliance, whilst knowing that their views are recognised and acted upon. We therefore endeavour to be a responsible employer in our approach to the pay and benefits our team members receive, while the health, safety and wellbeing of our team is a key consideration in how we operate. The Group has Regular Board meetings and Board communications with employees. There are regular team meetings and a full and comprehensive appraisal system for all staff members. We have developed over the years group values and policies in respect of workplace conduct to produce a supportive, respectful and friendly working environment. We invest heavily in learning & development to ensure that staff are equipped with the skills they need to do their roles. A rigorous Health, Safety and Environment policy is adopted to promote safe working practices as well as monitoring trends and making changes to procedures in response to those trends.

 

BASSETT PROPERTY HOLDINGS LTD
STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 2 -

Customers

Customers have more choice now than ever before in terms of both who they purchase goods and services from and how these transactions are carried out. In order to ensure we continue to maintain and provide the trusted sales support that our customers have come to expect from our team we continually seek to improve our sales processes. We have therefore continued with our programme of training and development for all of our Sales Executives, to ensure they deliver a high quality experience for all customers on a consistent basis. Regular feedback is provided through customer satisfaction surveys or Franchise led ‘mystery shopper’ visits, and manufacturer assessments with such feedback contributing to continual improvements where opportunities arise. Complaints are closely monitored and remedial actions are taken quickly where appropriate to retain customer goodwill. Our aim is to develop a strong relationship with our customers over the long term and we understand that the nature in which our team provides balanced advice on both vehicle purchases and aftersales services is critical in retaining such relationships. Our good relationships with our Franchised brands also enable us to deliver value for our customers.

Funders and financial institutions

We are fortunate to enjoy strong, well established links with each of our funding partners and maintain these relationships through regular meetings and other communications. The provision of reliable, timely management information to each funder further enables these trusted partners to monitor our financial position, and provides comfort of the financial headroom available within the group at any time.

 

Suppliers

Engagement with our suppliers is also key to our success, and we seek to develop trusted long term, collaborative partnerships in order to facilitate improved performance, in particular with each of our Franchise manufacturers. Communications with all suppliers are intended to be prompt, clear and responsive. We meet with our key strategic suppliers, including our major manufacturing partners, regularly throughout the year and involving our senior management team within these meetings ensures that any issues or opportunities can be effectively considered in an open forum, while continuing to develop the relationship between us.

 

Shareholders

As the Board of Directors, our intention is to behave responsibly towards our shareholders and treat them fairly and equally, so they too may benefit from the successful delivery of our plan.

 

Local community

Our plans and strategies further consider the impact of our operations on the community and environment, as well as our wider social responsibilities, and in particular how we comply with environmental legislation and react promptly to local community concerns. Our intention is to behave responsibly and to ensure that the management operate the business in a responsible manner, recognising the high standards of business conduct and good governance expected for a business such as ours. We will also seek to continue to offer high quality employment opportunities for local residents, and currently employ over 150 people across the regions. Our plans involve continuing to invest in our dealership property portfolio, ensuring all sites are well maintained and take advantage of improvements to energy consumption to reduce our environmental footprint. We also plan to continue to support local community causes through regular fundraising and charitable events. We would hope that this approach will nurture our reputation in the local communities in which we operate.

Principal risks and uncertainties

Principal risks and uncertainties The principal risk facing Bassetts is the worldwide political climate and strength of the UK economy while it continues to stabilise a balance between interest rates and inflation. The repercussions of both remain relatively unknown and the effect they will have on the demand for new and used vehicles. The industry has seen new car registrations increase during 2024 but the Society of Motor Manufacturers and Traders believe although registrations of EV's are predicted to increase significantly, overall registrations are expected to dip. Despite supply constraints and economic pressures, the industry is forecasting used car sales to remain strong. New vehicle technologies and government legislation in relation to emissions and environmental concerns will ensure that new vehicles will remain relevant in contributing to turnover. However to mitigate the economic risk, specifically the UK exiting the European Union and potential price increases, the Group will look to capitalise on current consumer demands for used vehicles, while also focusing further on aftermarket services.

BASSETT PROPERTY HOLDINGS LTD
STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 3 -

Financial risk management objectives and policies

Bassetts operates a number of risk management policies designed to minimise its exposure to financial risk.

 

Liquidity and cash flow risk
Bassetts produces detailed monthly management accounts and forecasts, which enable the directors to monitor the cash position and ensure that there is sufficient liquidity and cash flow to minimise the risk of being unable to pay debts as they fall due.

 

Interest rate risk
Bassetts utilises a number of financial instruments including bank overdrafts and franchise vehicle stocking loans to finance its operations. The primary risk faced by the company of its use of these financial instruments is interest rate risk.

The bank overdraft borrowings at variable rates expose the company to cash flow interest rate risk, however the directors actively manage this risk by transferring funds between group company bank accounts in order to minimise use of overdraft facilities. The company does not currently seek to hedge any interest rate risk.

 

Credit risk
The company operates a number of policies to minimise credit risk. All customers are subject to a detailed credit review prior to any terms being agreed. Directors must authorise any larger value loans and the company will only conduct business with customers deemed to be credit worthy.

Price risk
The company operates in a highly competitive market. Significant product innovations, technical advances or the intensification of price competition could adversely affect the results of the company. Bassetts invests in significant training of its staff to ensure that the company is well placed to provide a choice for customers, to ensure that they are aware of their options and are satisfied with the level of service we provide. Bassetts also continually works to streamline its cost base to ensure that it remains competitive.

 

Climate legislation risk
The potential impact of climate change and the associated future legislation on our business is a concern. As outlined in the directors’ report under our streamlined energy and carbon report, the business is proactively investing in the future and exploring ways to adapt to the changing landscape.

 

Electric vehicle adoption risk
The shift towards electric and hybrid vehicles is continuing to gain political traction, which could hasten its pace and potentially disrupt the traditional business model. We maintain a close partnership with our manufacturing partners, granting us access to these vehicles and enabling us to support our customer base, which currently owns or is considering purchasing electric or hybrid vehicles. We are investing in our staff to upskill them and meet the new requirements for assisting customers after their purchases.

BASSETT PROPERTY HOLDINGS LTD
STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 4 -

On behalf of the board

Mrs D Fry
Director
4 July 2025
BASSETT PROPERTY HOLDINGS LTD
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024
- 5 -

The directors present their annual report and financial statements for the year ended 31 December 2024.

Principal activities

The principal activity of the company and group continued to be that of motor dealers.

Results and dividends

The results for the year are set out on .

Ordinary dividends were paid amounting to £73,000. The directors do not recommend payment of a further dividend.

Directors

The directors who held office during the year and up to the date of signature of the financial statements were as follows:

Mr E H Francis
Mrs D Fry
(Appointed 27 February 2025)
Going concern

The Group meets its day to day working capital requirements from its cash reserves and overdraft facilities. At the date of signing all divisions are reporting sales in line with expected budgeted levels. The Group's forecasts and projections show that the company will be able to comfortably operate within those facilities.

 

The directors have also analysed the cash flow requirements for various scenarios with the current increasing cost of living issues. The directors have a reasonable expectation that with the continued support of its bankers and funders in the form of facility levels which it has historically been provided with, in the scenarios reviewed the company will be able to continue to operate within those facilities. However, the extent of reduced consumer spending is unclear and it is difficult to evaluate all the potential implications on the company’s trade, customers, suppliers and the wider economy.

 

At the time of approving the financial statements, the directors have a reasonable expectation that the Group has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements. The Group will continue to focus on sustained profitability and growth.

 

Employment policy

Bassetts recognises the importance of maintaining a high quality, motivated workforce and is committed to employee involvement throughout the company.

 

Employees are encouraged to discuss with management any matters which they are concerned about or that affect the company. Additionally, the Board takes account of employees' interests when making decisions, and they are kept informed of the company's performance and objectives through regular briefings and meetings.

 

It is the company's policy to encourage career development for all employees to help achieve job satisfaction while increasing personal motivation.

 

Further details in relation to employee and other stakeholder engagements is provided in the Strategic Report in accordance with Section 172(1) Companies Act 2006.

BASSETT PROPERTY HOLDINGS LTD
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 6 -
Energy and carbon report

This section includes our mandatory reporting of energy and greenhouse gas emissions for the period 1 January 2024 to 31 December 2024, pursuant to the Companies (Directors’ Report) and Limited Liability Partnerships (Energy and Carbon Report) Regulations 2018, implementing the government’s Streamlined Energy and Carbon Reporting (SECR) policy.

2024
2023
Energy consumption
kWh
kWh
Aggregate of energy consumption in the year
3,490,773
3,702,922
2024
2023
Emissions of CO2 equivalent
metric tonnes
metric tonnes
Scope 1 - direct emissions
- Gas
149.60
177.30
- Fuel consumed for stocked vehicles
467.80
507.90
617.40
685.20
Scope 2 - indirect emissions
- Electricity
119.70
114.40
Total gross emissions
737.10
799.60
Intensity ratio
Tonnes Co2e per Turnover £M
6.77
7.38
Quantification and reporting methodology

Our methodology to calculate our greenhouse gas emissions is based on the 'Environmental Reporting Guidelines: Including streamlined energy and carbon reporting guidance’, using UK Government (DESNZ) GHG conversion factors as appropriate. In some cases, consumption has been extrapolated from available data or direct comparison made to a comparable period.

 

We report using a financial control approach to define our organisational boundary. We have reported all material emission sources required by the regulations for which we deem ourselves to be responsible and have maintained records of all source data and calculations.

 

Our energy management programme is ongoing, including monitoring and targeted reporting of energy consumption at the majority of sites and aim to identify and address any consumption issues as and when they arise, allowing us to eliminate unnecessary energy waste.

Intensity measurement

The chosen intensity measurement ratio is total gross emissions in metric tonnes CO2e per £m turnover, the recommended ratio for the sector.

BASSETT PROPERTY HOLDINGS LTD
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 7 -
Measures taken to improve energy efficiency

The Company recognises the importance of its environmental responsibilities and accepts that concern for the environment and all employees is an integral and fundamental part of its corporate business strategy. The Company has been committed to reducing its environmental impact by implementing a range of environmental initiatives across its business. These initiatives have been focused on managing, reducing, creating/recycling, and offsetting the group's material consumption, energy usage, and CO2 footprint. Initiatives include the centralised measuring of energy consumption data, replacing energy inefficient assets with low energy consuming ones, introduced paperless solutions to reduce paper and printing across the business, improving efficiency and reducing costs while also reducing our environmental impact.

Statement of directors' responsibilities

The directors are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

 

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and company, and of the profit or loss of the group for that period. In preparing these financial statements, the directors are required to:

 

 

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group’s and company’s transactions and disclose with reasonable accuracy at any time the financial position of the group and company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information of which the auditor of the company is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the auditor of the company is aware of that information.

Auditor

Redwood Wales Limited will be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

On behalf of the board
Mrs D Fry
Director
4 July 2025
BASSETT PROPERTY HOLDINGS LTD
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBERS OF BASSETT PROPERTY HOLDINGS LTD
- 8 -
Opinion

We have audited the financial statements of Bassett Property Holdings Ltd (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 December 2024 which comprise the group profit and loss account, the group statement of comprehensive income, the group balance sheet, the company balance sheet, the group statement of changes in equity, the company statement of changes in equity, the group statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

BASSETT PROPERTY HOLDINGS LTD
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF BASSETT PROPERTY HOLDINGS LTD
- 9 -
Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and the parent company and their environment obtained in the course of the audit, we have not identified material misstatements in the strategic report or the directors' report.

 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of directors

As explained more fully in the directors' responsibilities statement, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the directors are responsible for assessing the parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the parent company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

We obtain an understanding of the legal and regulatory frameworks that the company operates in, focusing on those laws and regulations that had a direct effect on the Financial Statements or that had a fundamental effect on operations of the company. The key laws and regulations we consider in this context include the UK Companies Act and relevant tax legislation.

 

Audit procedures performed by the engagement team to resined to the risk of irregularities and non-compliance with laws and regulations, including fraud, include the following:

BASSETT PROPERTY HOLDINGS LTD
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF BASSETT PROPERTY HOLDINGS LTD
- 10 -

There are inherent limitations in the audit procedures which means we are less likely to become aware of instances of non-compliance with laws and regulations that are not closely related to events and transactions reflected in the financial statements. The risk of not detecting material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentation, or through collusion.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

Use of our report

This report is made solely to the company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company's members those matters we are required to state to them in a Report of the auditors and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company's members as a body, for our audit work, for this report, or for the opinions we have formed.

Mark Howells (Senior Statutory Auditor)
For and on behalf of Redwood Wales Limited, Statutory Auditor
T/A CJH
Ty Caer Wyr, Charter Court
Phoenix Way
Enterprise Park
Swansea
SA7 9FS
United Kingdom
4 July 2025
BASSETT PROPERTY HOLDINGS LTD
GROUP STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 DECEMBER 2024
- 11 -
2024
2023
£
£
(Loss)/profit for the year
(526,832)
71,066
Other comprehensive income
-
-
Cash flow hedges gain arising in the year
-
0
-
0
Total comprehensive income for the year
(526,832)
71,066
Total comprehensive income for the year is all attributable to the owners of the parent company.
BASSETT PROPERTY HOLDINGS LTD
GROUP BALANCE SHEET
AS AT
31 DECEMBER 2024
31 December 2024
- 12 -
2024
2023
Notes
£
£
£
£
Fixed assets
Intangible assets
-
0
-
0
Tangible assets
12
7,873,877
7,301,263
Investments
13
98,000
98,000
7,971,877
7,399,263
Current assets
Stocks
14
13,844,705
12,869,264
Debtors
15
4,291,903
3,099,067
Cash at bank and in hand
18,736
1,190,304
18,155,344
17,158,635
Creditors: amounts falling due within one year
16
(11,823,000)
(9,620,478)
Net current assets
6,332,344
7,538,157
Total assets less current liabilities
14,304,221
14,937,420
Creditors: amounts falling due after more than one year
17
(1,800,000)
(1,800,000)
Provisions for liabilities
Deferred tax liability
19
670,782
704,149
(670,782)
(704,149)
Net assets
11,833,439
12,433,271
Capital and reserves
Called up share capital
21
130,000
130,000
Revaluation reserve
1,487,338
1,487,338
Profit and loss reserves
10,216,101
10,815,933
Total equity
11,833,439
12,433,271
The financial statements were approved by the board of directors and authorised for issue on 4 July 2025 and are signed on its behalf by:
04 July 2025
Mrs D  Fry
Director
Company registration number 06941155 (England and Wales)
BASSETT PROPERTY HOLDINGS LTD
COMPANY BALANCE SHEET
AS AT 31 DECEMBER 2024
31 December 2024
- 13 -
2024
2023
Notes
£
£
£
£
Fixed assets
Tangible assets
12
5,995,000
5,995,000
Investments
13
187,000
187,000
6,182,000
6,182,000
Current assets
Debtors
15
70,258
72,278
Cash at bank and in hand
4,291
4,291
74,549
76,569
Creditors: amounts falling due within one year
16
(892,526)
(933,989)
Net current liabilities
(817,977)
(857,420)
Total assets less current liabilities
5,364,023
5,324,580
Provisions for liabilities
Deferred tax liability
19
568,000
568,000
(568,000)
(568,000)
Net assets
4,796,023
4,756,580
Capital and reserves
Called up share capital
21
130,000
130,000
Revaluation reserve
1,487,338
1,487,338
Profit and loss reserves
3,178,685
3,139,242
Total equity
4,796,023
4,756,580

As permitted by s408 Companies Act 2006, the company has not presented its own profit and loss account and related notes. The company’s profit for the year was £112,443 (2023 - £1,818,260 loss).

The financial statements were approved by the board of directors and authorised for issue on 4 July 2025 and are signed on its behalf by:
04 July 2025
Mrs D  Fry
Director
Company registration number 06941155 (England and Wales)
BASSETT PROPERTY HOLDINGS LTD
GROUP STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024
- 14 -
Share capital
Revaluation reserve
Profit and loss reserves
Total
Notes
£
£
£
£
Balance at 1 January 2023
130,000
1,487,338
10,744,867
12,362,205
Year ended 31 December 2023:
Profit and total comprehensive income
-
-
71,066
71,066
Balance at 31 December 2023
130,000
1,487,338
10,815,933
12,433,271
Year ended 31 December 2024:
Loss and total comprehensive income
-
-
(526,832)
(526,832)
Dividends
11
-
-
(73,000)
(73,000)
Balance at 31 December 2024
130,000
1,487,338
10,216,101
11,833,439
BASSETT PROPERTY HOLDINGS LTD
COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024
- 15 -
Share capital
Revaluation reserve
Profit and loss reserves
Total
Notes
£
£
£
£
Balance at 1 January 2023
130,000
1,487,338
4,957,501
6,574,839
Year ended 31 December 2023:
Loss and total comprehensive income for the year
-
-
(1,818,259)
(1,818,259)
Balance at 31 December 2023
130,000
1,487,338
3,139,242
4,756,580
Year ended 31 December 2024:
Profit and total comprehensive income
-
-
112,443
112,443
Dividends
11
-
-
(73,000)
(73,000)
Balance at 31 December 2024
130,000
1,487,338
3,178,685
4,796,023
BASSETT PROPERTY HOLDINGS LTD
GROUP STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 DECEMBER 2024
- 16 -
2024
2023
Notes
£
£
£
£
Cash flows from operating activities
Cash (absorbed by)/generated from operations
24
(508,126)
2,152,136
Interest paid
(147,778)
(162,885)
Income taxes paid
(4,694)
(282,845)
Net cash (outflow)/inflow from operating activities
(660,598)
1,706,406
Investing activities
Purchase of tangible fixed assets
(670,938)
(154,146)
Proceeds from disposal of tangible fixed assets
407
-
Repayment of loans
32,596
(72,687)
Interest received
4,776
-
0
Net cash used in investing activities
(633,159)
(226,833)
Financing activities
Dividends paid to equity shareholders
(73,000)
-
0
Net cash used in financing activities
(73,000)
-
Net (decrease)/increase in cash and cash equivalents
(1,366,757)
1,479,573
Cash and cash equivalents at beginning of year
916,745
(562,828)
Cash and cash equivalents at end of year
(450,012)
916,745
Relating to:
Cash at bank and in hand
18,736
1,190,304
Bank overdrafts included in creditors payable within one year
(468,748)
(273,559)
BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
- 17 -
1
Accounting policies
Company information

Bassett Property Holdings Ltd (“the company”) is a private limited company domiciled and incorporated in England and Wales. The registered office is .

 

The group consists of Bassett Property Holdings Ltd and all of its subsidiaries.

1.1
Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

The company is a qualifying entity for the purposes of FRS 102, being a member of a group where the parent of that group prepares publicly available consolidated financial statements, including this company, which are intended to give a true and fair view of the assets, liabilities, financial position and profit or loss of the group. The company has therefore taken advantage of exemptions from the following disclosure requirements for parent company information presented within the consolidated financial statements:

 

1.2
Basis of consolidation

The consolidated group financial statements consist of the financial statements of the parent company Bassett Property Holdings Ltd together with all entities controlled by the parent company (its subsidiaries) and the group’s share of its interests in joint ventures and associates.

 

All financial statements are made up to 31 December 2024. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used into line with those used by other members of the group.

 

All intra-group transactions, balances and unrealised gains on transactions between group companies are eliminated on consolidation. Unrealised losses are also eliminated unless the transaction provides evidence of an impairment of the asset transferred.

BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
1
Accounting policies
(Continued)
- 18 -
1.3
Going concern

The financial statements have been prepared on a going concern basis which assumes that the group will continue in operational existence for the foreseeable future. In making their assessment the directors have reviewed the balance sheet, the likely future cash flows of the business and have considered the facilities that are in place at the date of signing the report.

 

The group meets its day to day working capital requirements from its cash reserves and overdraft facilities, the group's forecasts and projections show that the company will be able to comfortably operate within those facilities.

 

The directors have a reasonable expectation that with the continued support of its bankers and funders in the form of facility levels which it has historically been provided with, in the scenarios reviewed the group will be able to continue to operate within those facilities. At the time of approving the financial statements, the directors have a reasonable expectation that the group has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.

 

1.4
Turnover

Revenue from the sale of goods is recognised when the significant risks and rewards of ownership of the goods have passed to the buyer (usually on supply of vehicles and parts or when mechanical services have been completed), the amount of revenue can be measured reliably, it is probable that the economic benefits associated with the transaction will flow to the entity and the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Revenue from the sale of goods is recognised when the significant risks and rewards of ownership of the goods have passed to the buyer (usually on dispatch of the goods), the amount of revenue can be measured reliably, it is probable that the economic benefits associated with the transaction will flow to the entity and the costs incurred or to be incurred in respect of the transaction can be measured reliably.

1.5
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings
1% Straight line
Leasehold land and buildings
1% Straight line
Leasehold improvements
1% Straight line
Plant and equipment
10% - 33% Straight line
Fixtures and fittings
10% Straight line

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the profit and loss account.

1.6
Fixed asset investments

Equity investments are measured at fair value through profit or loss, except for those equity investments that are not publicly traded and whose fair value cannot otherwise be measured reliably, which are recognised at cost less impairment until a reliable measure of fair value becomes available.

 

In the parent company financial statements, investments in subsidiaries, associates and jointly controlled entities are initially measured at cost and subsequently measured at cost less any accumulated impairment losses.

BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
1
Accounting policies
(Continued)
- 19 -

A subsidiary is an entity controlled by the group. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities.

1.7
Impairment of fixed assets

At each reporting period end date, the group reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the company estimates the recoverable amount of the cash-generating unit to which the asset belongs.

 

The carrying amount of the investments accounted for using the equity method is tested for impairment as a single asset. Any goodwill included in the carrying amount of the investment is not tested separately for impairment.

Recoverable amount is the higher of fair value less costs to sell and value in use. In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market assessments of the time value of money and the risks specific to the asset for which the estimates of future cash flows have not been adjusted.

 

If the recoverable amount of an asset (or cash-generating unit) is estimated to be less than its carrying amount, the carrying amount of the asset (or cash-generating unit) is reduced to its recoverable amount. An impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the impairment loss is treated as a revaluation decrease.

Recognised impairment losses are reversed if, and only if, the reasons for the impairment loss have ceased to apply. Where an impairment loss subsequently reverses, the carrying amount of the asset (or cash-generating unit) is increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset (or cash-generating unit) in prior years. A reversal of an impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the reversal of the impairment loss is treated as a revaluation increase.

1.8
Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Costs comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing stocks to their present location and condition.

 

At each reporting date, an assessment is made for impairment. Any excess of the carrying mount of stock over its estimated selling price less costs to complete and sell is recognised as an impairment loss in profit or loss. Reversals of impairment losses are also recognised in profit or loss.

 

The ownership of consignment stock passes from the manufacturer to the group when full payment for the vehicles is made.

The value of consignment stock is shown separately in the notes to the balance sheet as both current assets and as creditors due within one year.

At each reporting date, an assessment is made for impairment. Any excess of the carrying amount of stocks over its estimated selling price less costs to complete and sell is recognised as an impairment loss in profit or loss. Reversals of impairment losses are also recognised in profit or loss.

1.9
Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
1
Accounting policies
(Continued)
- 20 -
1.10
Equity instruments

Equity instruments issued by the group are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the group.

1.11
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The group’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

 

The carrying amount of deferred tax assets is reviewed at each reporting end date and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered. Deferred tax is calculated at the tax rates that are expected to apply in the period when the liability is settled or the asset is realised. Deferred tax is charged or credited in the profit and loss account, except when it relates to items charged or credited directly to equity, in which case the deferred tax is also dealt with in equity. Deferred tax assets and liabilities are offset if, and only if, there is a legally enforceable right to offset current tax assets and liabilities and the deferred tax assets and liabilities relate to taxes levied by the same tax authority.

1.12
Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.

 

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.13
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.14
Leases

Rentals payable under operating leases, including any lease incentives received, are charged to profit or loss on a straight line basis over the term of the relevant lease except where another more systematic basis is more representative of the time pattern in which economic benefits from the leased asset are consumed.

Rental income from operating leases is recognised on a straight line basis over the term of the relevant lease. Initial direct costs incurred in negotiating and arranging an operating lease are added to the carrying amount of the leased asset and recognised on a straight line basis over the lease term.

BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
1
Accounting policies
(Continued)
- 21 -
1.15
Government grants

Government grants are recognised at the fair value of the asset received or receivable when there is reasonable assurance that the grant conditions will be met and the grants will be received.

 

A grant that specifies performance conditions is recognised in income when the performance conditions are met. Where a grant does not specify performance conditions it is recognised in income when the proceeds are received or receivable. A grant received before the recognition criteria are satisfied is recognised as a liability.

2
Judgements and key sources of estimation uncertainty

In the application of the group’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Stock

Stocks are valued at the lower of cost and net realisable value. Net realisable value includes, where necessary, provisions for slow moving and obsolete stocks. The market value of motor vehicles varies constantly and therefore the company attempts to mitigate any risk by frequently using guidance from independent industry valuation tools. Calculation of these provisions requires judgements to be made, which include forecast customer demand, the economic environment and guidance from independent industry valuation tools.

Property carrying values

The directors appointed independent chartered surveyors to value freehold and leasehold property and the carrying values in the accounts reflect the change in valuation accordingly. Please notes to the accounts for further information.

3
Turnover and other revenue
2024
2023
£
£
Turnover analysed by class of business
108,945,203
108,389,111
2024
2023
£
£
Turnover analysed by geographical market
United Kingdom
108,945,203
108,389,111
BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
3
Turnover and other revenue
(Continued)
- 22 -
2024
2023
£
£
Other revenue
Interest income
4,776
-
Grants received
-
25,403
4
Exceptional item
2024
2023
£
£
Expenditure
Exceptional item
-
120,260

These costs relate to a legal matter that was ongoing during 2023. A settlement figure and costs incurred were agreed in the year. Sufficient provision has been included in these accounts which reflects the final payment made in January 2024.

5
Operating (loss)/profit
2024
2023
£
£
Operating (loss)/profit for the year is stated after charging/(crediting):
Government grants
-
(25,403)
Depreciation of owned tangible fixed assets
97,917
90,674
Operating lease charges
495,185
332,079
6
Auditor's remuneration
2024
2023
Fees payable to the company's auditor and associates:
£
£
For audit services
Audit of the financial statements of the group and company
-
-
Audit of the financial statements of the company's subsidiaries
24,950
21,750
7
Employees

The average monthly number of persons (including directors) employed by the group and company during the year was:

Group
Company
2024
2023
2024
2023
Number
Number
Number
Number
Staff
185
176
1
1
BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
7
Employees
(Continued)
- 23 -

Their aggregate remuneration comprised:

Group
Company
2024
2023
2024
2023
£
£
£
£
Wages and salaries
6,156,212
5,010,466
67,057
68,227
Social security costs
579,151
506,564
-
-
Pension costs
136,193
111,667
-
0
-
0
6,871,556
5,628,697
67,057
68,227
8
Interest receivable and similar income
2024
2023
£
£
Interest income
Other interest income
4,776
-
Income from fixed asset investments
Income from other fixed asset investments
-
0
2,500
Total income
4,776
2,500
9
Interest payable and similar expenses
2024
2023
£
£
Interest on bank overdrafts and loans
147,073
159,834
Other interest
705
3,051
Total finance costs
147,778
162,885
10
Taxation
2024
2023
£
£
Current tax
UK corporation tax on profits for the current period
-
0
70,682
Deferred tax
Origination and reversal of timing differences
(33,356)
151,483
Total tax (credit)/charge
(33,356)
222,165
BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
10
Taxation
(Continued)
- 24 -

The actual (credit)/charge for the year can be reconciled to the expected (credit)/charge for the year based on the profit or loss and the standard rate of tax as follows:

2024
2023
£
£
(Loss)/profit before taxation
(560,188)
293,231
Expected tax (credit)/charge based on the standard rate of corporation tax in the UK of 19.00% (2023: 23.52%)
(106,436)
68,968
Tax effect of expenses that are not deductible in determining taxable profit
2,321
29,445
Unutilised tax losses carried forward
69,701
-
0
Permanent capital allowances in excess of depreciation
(23,508)
(17,385)
Depreciation on assets not qualifying for tax allowances
2,773
-
Deferred tax adjustments in respect of prior years
33,356
151,483
Provisions
(11,563)
(10,346)
Taxation (credit)/charge
(33,356)
222,165
11
Dividends
2024
2023
Recognised as distributions to equity holders:
£
£
Final paid
73,000
-
BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 25 -
12
Tangible fixed assets
Group
Freehold land and buildings
Leasehold land and buildings
Leasehold improvements
Plant and equipment
Fixtures and fittings
Total
£
£
£
£
£
£
Cost or valuation
At 1 January 2024
1,575,000
4,424,320
707,897
354,612
1,214,177
8,276,006
Additions
-
0
-
0
161,817
64,455
444,666
670,938
Disposals
-
0
-
0
-
0
-
0
(407)
(407)
At 31 December 2024
1,575,000
4,424,320
869,714
419,067
1,658,436
8,946,537
Depreciation and impairment
At 1 January 2024
-
0
8,094
50,678
250,975
664,996
974,743
Depreciation charged in the year
-
0
7,453
14,595
11,080
64,789
97,917
At 31 December 2024
-
0
15,547
65,273
262,055
729,785
1,072,660
Carrying amount
At 31 December 2024
1,575,000
4,408,773
804,441
157,012
928,651
7,873,877
At 31 December 2023
1,575,000
4,416,226
657,219
103,637
549,181
7,301,263
Company
Freehold land and buildings
Leasehold land and buildings
Total
£
£
£
Cost or valuation
At 1 January 2024 and 31 December 2024
1,575,000
4,420,000
5,995,000
Depreciation and impairment
At 1 January 2024 and 31 December 2024
-
0
-
0
-
0
Carrying amount
At 31 December 2024
1,575,000
4,420,000
5,995,000
At 31 December 2023
1,575,000
4,420,000
5,995,000

Freehold and leasehold land and buildings were revalued at 31 December 2021 by Lambert Smith Hampton, independent valuers not connected with the company on the basis of market value. Included within leasehold land and buildings are investment properties where the valuation at 31 December 2021 has remained unchanged. The directors have considered the carrying values and do not consider them to be materially different to market value.

 

The following assets are carried at valuation. If the assets were measured using the cost model, the carrying amounts would be as follows:

BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
12
Tangible fixed assets
(Continued)
- 26 -
Land & buildings Freehold
Land & buildings Leasehold
2024
2023
2024
2023
£
£
£
£
Group
Cost
4,252,661
2,557,104
4,145,000
-
Company
Cost
1,695,557
-
4,145,000
-
Carrying value
1,695,557
-
4,145,000
-
13
Fixed asset investments
Group
Company
2024
2023
2024
2023
£
£
£
£
Unlisted investments
98,000
98,000
187,000
187,000

Subsidiaries

 

Arthur Bassett & Co Limited

Registered office: c/o Bassetts Honda Ltd, Valley Way, Enterprise Park, Swansea. SA6 8QX

Nature of business: Motor Dealer
             %

Class of shares:         holding

Ordinary             100.00

 

Bassetts (South Wales) Limited

Registered office: c/o Bassetts Honda Ltd, Valley Way, Enterprise Park, Swansea. SA6 8QX

Nature of business: Motor Dealer

%

Class of shares:         holding

Ordinary         100.00

 

Bassetts (Wales) Limited

Registered office: c/o Bassetts Honda Ltd, Valley Way, Enterprise Park, Swansea. SA6 8QX

Nature of business: Motor Dealer

%

Class of shares:         holding

Ordinary         100.00

BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
13
Fixed asset investments
(Continued)
- 27 -
Movements in fixed asset investments
Group
Investments
£
Cost or valuation
At 1 January 2024 and 31 December 2024
98,000
Carrying amount
At 31 December 2024
98,000
At 31 December 2023
98,000
Movements in fixed asset investments
Company
Investments
£
Cost or valuation
At 1 January 2024 and 31 December 2024
187,000
Carrying amount
At 31 December 2024
187,000
At 31 December 2023
187,000
14
Stocks
Group
Company
2024
2023
2024
2023
£
£
£
£
Motor vehicles and parts
13,844,705
12,869,264
-
0
-
0

Included in stock is consignment stock of £1,586,967 (2023:£2,389,872).

15
Debtors
Group
Company
2024
2023
2024
2023
Amounts falling due within one year:
£
£
£
£
Trade debtors
2,905,173
1,931,276
-
0
-
0
Other debtors
1,386,730
1,050,371
70,258
72,278
Prepayments and accrued income
-
0
117,420
-
0
-
0
4,291,903
3,099,067
70,258
72,278
BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 28 -
16
Creditors: amounts falling due within one year
Group
Company
2024
2023
2024
2023
Notes
£
£
£
£
Bank loans and overdrafts
18
468,748
273,559
-
0
-
0
Trade creditors
9,301,035
5,654,193
-
0
-
0
Amounts owed to group undertakings
-
0
-
0
888,399
488,626
Corporation tax payable
377
5,060
377
46,189
Other taxation and social security
317,078
283,933
-
1,425
Other creditors
1,049,537
2,396,681
-
0
-
0
Accruals and deferred income
686,225
1,007,052
3,750
397,749
11,823,000
9,620,478
892,526
933,989

Other creditors included consignment stock of £1,586,967 (2023:£2,389,872).

17
Creditors: amounts falling due after more than one year
Group
Company
2024
2023
2024
2023
Notes
£
£
£
£
Other borrowings
18
1,800,000
1,800,000
-
0
-
0
18
Loans and overdrafts
Group
Company
2024
2023
2024
2023
£
£
£
£
Bank overdrafts
468,748
273,559
-
0
-
0
Other loans
1,800,000
1,800,000
-
0
-
0
2,268,748
2,073,559
-
-
Payable within one year
468,748
273,559
-
0
-
0
Payable after one year
1,800,000
1,800,000
-
0
-
0

 

Bank overdrafts are secured by fixed and floating charges over assets of the company.

PSA Wholesale Limited hold a legal charge in respect of liabilities included in Other loans amounted to £1,800,000 (2023: £1,800,000) which are secured against the property held at Atlantic Close, Swansea. Interest on the loan is 3.3% and has flexible repayment terms.

 

BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 29 -
19
Deferred taxation

The following are the major deferred tax liabilities and assets recognised by the group and company, and movements thereon:

Liabilities
Liabilities
2024
2023
Group
£
£
Accelerated capital allowances
102,782
136,149
Revaluations
568,000
568,000
670,782
704,149
Liabilities
Liabilities
2024
2023
Company
£
£
Revaluations
568,000
568,000
Group
Company
2024
2024
Movements in the year:
£
£
Liability at 1 January 2024
704,149
568,000
Credit to profit or loss
(33,367)
-
Liability at 31 December 2024
670,782
568,000

The deferred tax liability set out above is expected to reverse over the useful life of the assets or gain realisation, and relates to accelerated capital allowances that are expected to mature within the same period.

20
Retirement benefit schemes
2024
2023
Defined contribution schemes
£
£
Charge to profit or loss in respect of defined contribution schemes
136,193
111,667

A defined contribution pension scheme is operated for all qualifying employees. The assets of the scheme are held separately from those of the group in an independently administered fund.

BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 30 -
21
Share capital
Group and company
2024
2023
2024
2023
Ordinary share capital
Number
Number
£
£
Issued and fully paid
of £1 each
130,000
130,000
130,000
130,000
22
Capital commitments

Amounts contracted for but not provided in the financial statements:

Group
Company
2024
2023
2024
2023
£
£
£
£
Acquisition of tangible fixed assets
-
600,000
-
-
23
Controlling party

Mr E H Francis is considered to be the ultimate controlling party by virtue of his majority shareholding in the company.

24
Cash (absorbed by)/generated from group operations
2024
2023
£
£
(Loss)/profit after taxation
(526,832)
71,066
Adjustments for:
Taxation (credited)/charged
(33,356)
222,165
Finance costs
147,778
162,885
Investment income
(4,776)
-
Depreciation and impairment of tangible fixed assets
97,917
88,402
Movements in working capital:
Increase in stocks
(975,441)
(393,895)
(Increase)/decrease in debtors
(1,225,432)
22,924
Increase in creditors
2,012,016
1,978,589
Cash (absorbed by)/generated from operations
(508,126)
2,152,136
BASSETT PROPERTY HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 31 -
25
Analysis of changes in net debt - group
1 January 2024
Cash flows
31 December 2024
£
£
£
Cash at bank and in hand
1,190,304
(1,171,568)
18,736
Bank overdrafts
(273,559)
(195,189)
(468,748)
916,745
(1,366,757)
(450,012)
Borrowings excluding overdrafts
(1,800,000)
-
(1,800,000)
(883,255)
(1,366,757)
(2,250,012)
2024-12-312024-01-01falsefalseCCH SoftwareCCH Accounts Production 2025.100Mrs D FryD FryMr E H 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