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REGISTERED NUMBER: 09545476 (England and Wales)

| PUFFIN GROUP UK LTD |

| UNAUDITED FINANCIAL STATEMENTS |

| FOR THE YEAR ENDED 31 JANUARY 2025 |

PUFFIN GROUP UK LTD (REGISTERED NUMBER: 09545476)

CONTENTS OF THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2025

Page |

Company Information | 1 |

Abridged Balance Sheet | 2 |

Notes to the Financial Statements | 4 |

PUFFIN GROUP UK LTD

COMPANY INFORMATION

FOR THE YEAR ENDED 31 JANUARY 2025

| DIRECTORS: | Mr J N Clarke

| Dr G Z Spence

| REGISTERED OFFICE: | Yelverton House

| St John Street

| Whitland

| Carmarthenshire

| SA34 0AW

| REGISTERED NUMBER: | 09545476 (England and Wales)

PUFFIN GROUP UK LTD (REGISTERED NUMBER: 09545476)

ABRIDGED BALANCE SHEET

31 JANUARY 2025

| 2025 |  | 2024

| Notes | £ | £ |

CURRENT ASSETS

Debtors | 5 | 553,572 |  | 843,372 |  |

Cash at bank | 2,628,052 |  | 2,474,218 |  |

3,181,624 |  | 3,317,590 |  |

CREDITORS

Amounts falling due within one year | 2,020,648 |  | 2,415,103 |  |

NET CURRENT ASSETS | 1,160,976 |  | 902,487 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 1,160,976 |  | 902,487 |  |

CAPITAL AND RESERVES

Called up share capital | 10 |  | 10 |  |

Share premium | 290 |  | 290 |  |

Retained earnings | 1,160,676 |  | 902,187 |  |

SHAREHOLDERS' FUNDS | 1,160,976 |  | 902,487 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 January 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 January 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

PUFFIN GROUP UK LTD (REGISTERED NUMBER: 09545476)

ABRIDGED BALANCE SHEET - continued

31 JANUARY 2025

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

All the members have consented to the preparation of an abridged Income Statement and an abridged Balance Sheet for the year ended 31 January 2025 in accordance with Section 444(2A) of the Companies Act 2006.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 9 September 2025 and were signed on its behalf by:

Mr J N Clarke - Director

Dr G Z Spence - Director

PUFFIN GROUP UK LTD (REGISTERED NUMBER: 09545476)

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2025

1. | STATUTORY INFORMATION

| Puffin Group UK Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

| The principal activity of the company during the year was the sale of travel and pet insurance policies.

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| The financial statements have been prepared on a going concern basis as in the directors opinion the company has sufficient funds and future income to continue into the foreseeable future.

| Turnover

| Turnover represents commission received.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

| Computer equipment | - | Straight line over 3 years

| Pension costs and other post-retirement benefits

| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 7 (2024 - 6 ) .

4. | TANGIBLE FIXED ASSETS

| Totals

£ |

| COST

| At 1 February 2024

| and 31 January 2025 | 250 |  |

| DEPRECIATION

| At 1 February 2024

| and 31 January 2025 | 250 |  |

| NET BOOK VALUE

| At 31 January 2025 | - |  |

| At 31 January 2024 | - |  |

PUFFIN GROUP UK LTD (REGISTERED NUMBER: 09545476)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 JANUARY 2025

5. | DEBTORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR |

2025 | 2024 |

£ | £ |

| Other debtors | 50,000 |  | 50,000 |  |

6. | INSURER ASSETS AND LIABILITIES

| Cash |  | 1,734,967 |  |

| Debtors |  | 255,009 |  |

| Creditors |  | (1,989,976 | ) |

| Net liability |  | 0 |  |

| Insurer assets and liabilities are not included in the company balance sheet on page 5 of these financial statements.