REGISTERED NUMBER: 03508395 (England and Wales)

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

FOR

MONEYINFO LIMITED

Page

Company Information

1

Chairman's Report

2

Statement of Financial Position

3

Notes to the Financial Statements

5

DIRECTORS:

M J Cons

T Coombes

S Sangha

T J Williams

C N Coombes

P Hollingdale

REGISTERED OFFICE:

Forward House

17 High Street

Henley-in-Arden

Warwickshire

B95 5AA

REGISTERED NUMBER:

03508395 (England and Wales)

ACCOUNTANTS:

TGFP

Chartered Accountants

Fulford House

Newbold Terrace

Leamington Spa

Warwickshire

CV32 4EA

It gives me great pleasure to present this year's Chairman's Statement at a time of continued growth, innovation, and resilience for Moneyinfo. As a leading fintech provider, our mission remains clear: to deliver best-in-class digital solutions that empower financial advisers and wealth managers to better serve their clients.

This year, I am pleased to report a revenue increase of 23%, underpinned by sustained demand for our client portal technology and deepening partnerships across the advice and wealth management sector. Our high gross margins and strong net profit performance reflect the scalability of our model and our disciplined approach to growth.

This financial strength has allowed us to strike a careful balance between rewarding our shareholders and reinvesting for the future. We have continued to reinvest significantly in product development, ensuring our platform evolves in line with our clients' needs and the regulatory landscape. At the same time, we've made strategic hires across key areas of the business to strengthen our team and enhance our capacity to deliver at scale. We're also proud to have been in a position to return value to our investors through dividends, reflecting our commitment to long-term, sustainable value creation.

Our platform continues to be at the forefront of digital transformation for wealth managers and financial planners, with growing adoption of features like secure messaging, client onboarding, document sharing, and digital fact-finding. Our expanding integration ecosystem ensures that Moneyinfo fits seamlessly into firms' technology stacks, helping them to create more efficient and engaging client experiences.

Looking ahead, our focus remains on deepening our market position, delivering exceptional client service, and building out the capabilities that will define the next generation of wealth and advice technology. With demographic shifts, rising client expectations, and evolving compliance demands, we are confident that Moneyinfo is well placed to lead the way in digital wealth engagement.

I would like to extend my sincere thanks to our talented team, whose expertise and dedication drive our success. To our clients and partners; thank you for your trust and continued collaboration. And to our investors; we remain committed to growing value responsibly while maintaining our investment in the future of our business.

Tom Williams

Chairman, Moneyinfo

FIXED ASSETS

Tangible assets

4

19,935

15,866

CURRENT ASSETS

Debtors

5

345,555

260,353

Cash at bank

873,012

832,914

1,218,567

1,093,267

CREDITORS

Amounts falling due within one year

6

427,350

361,416

NET CURRENT ASSETS

791,217

731,851

TOTAL ASSETS LESS CURRENT LIABILITIES

811,152

747,717

CAPITAL AND RESERVES

Called up and paid share capital

163,031

163,031

Share premium

99,381

99,381

Capital redemption reserve

6,010

6,010

Retained earnings

542,730

479,295

811,152

747,717

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2024 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 8 September 2025 and were signed on its behalf by:

M J Cons - Director

1.	STATUTORY INFORMATION

Moneyinfo Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Related party exemption

The company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', not to disclose related party transactions with wholly owned subsidiaries within the group.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc

-

at varying rates on cost

Financial instruments

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Research and development

Expenditure on research and development is written off in the year in which it is incurred. Development expenditure is written off in the same year unless the directors are satisfied as to the technical, commercial and financial viability of individual projects. In this situation, the expenditure is deferred and amortised over the period from which the company is expected to benefit.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 31 (2023 - 29 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 January 2024

89,014

Additions

16,066

At 31 December 2024

105,080

DEPRECIATION

At 1 January 2024

73,148

Charge for year

11,997

At 31 December 2024

85,145

NET BOOK VALUE

At 31 December 2024

19,935

At 31 December 2023

15,866

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2024

2023

£

£

Trade debtors

291,187

218,615

Other debtors

54,368

41,738

345,555

260,353

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2024

2023

£

£

Trade creditors

128,206

106,334

Taxation and social security

170,619

177,785

Other creditors

128,525

77,297

427,350

361,416