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REGISTERED NUMBER: 09545476 (England and Wales)


















PUFFIN GROUP UK LTD

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2025














PUFFIN GROUP UK LTD (REGISTERED NUMBER: 09545476)

CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025










Page

Company Information 1

Abridged Balance Sheet 2

Notes to the Financial Statements 4


PUFFIN GROUP UK LTD

COMPANY INFORMATION
FOR THE YEAR ENDED 31 JANUARY 2025







DIRECTORS: Mr J N Clarke
Dr G Z Spence





REGISTERED OFFICE: Yelverton House
St John Street
Whitland
Carmarthenshire
SA34 0AW





REGISTERED NUMBER: 09545476 (England and Wales)





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PUFFIN GROUP UK LTD (REGISTERED NUMBER: 09545476)

ABRIDGED BALANCE SHEET
31 JANUARY 2025

2025 2024
Notes £    £   
CURRENT ASSETS
Debtors 5 553,572 843,372
Cash at bank 2,628,052 2,474,218
3,181,624 3,317,590
CREDITORS
Amounts falling due within one year 2,020,648 2,415,103
NET CURRENT ASSETS 1,160,976 902,487
TOTAL ASSETS LESS CURRENT
LIABILITIES
1,160,976
902,487

CAPITAL AND RESERVES
Called up share capital 10 10
Share premium 290 290
Retained earnings 1,160,676 902,187
SHAREHOLDERS' FUNDS 1,160,976 902,487

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 January 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 January 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The notes form part of these financial statements

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PUFFIN GROUP UK LTD (REGISTERED NUMBER: 09545476)

ABRIDGED BALANCE SHEET - continued
31 JANUARY 2025


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

All the members have consented to the preparation of an abridged Income Statement and an abridged Balance Sheet for the year ended 31 January 2025 in accordance with Section 444(2A) of the Companies Act 2006.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 9 September 2025 and were signed on its behalf by:




Mr J N Clarke - Director



Dr G Z Spence - Director


The notes form part of these financial statements

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PUFFIN GROUP UK LTD (REGISTERED NUMBER: 09545476)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025


1. STATUTORY INFORMATION

Puffin Group UK Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The principal activity of the company during the year was the sale of travel and pet insurance policies.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

The financial statements have been prepared on a going concern basis as in the directors opinion the company has sufficient funds and future income to continue into the foreseeable future.

Turnover
Turnover represents commission received.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Computer equipment - Straight line over 3 years

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 7 (2024 - 6 ) .

4. TANGIBLE FIXED ASSETS
Totals
£   
COST
At 1 February 2024
and 31 January 2025 250
DEPRECIATION
At 1 February 2024
and 31 January 2025 250
NET BOOK VALUE
At 31 January 2025 -
At 31 January 2024 -

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PUFFIN GROUP UK LTD (REGISTERED NUMBER: 09545476)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 JANUARY 2025


5. DEBTORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR
2025 2024
£    £   
Other debtors 50,000 50,000

6. INSURER ASSETS AND LIABILITIES

Cash 1,734,967
Debtors 255,009
Creditors (1,989,976 )
Net liability 0

Insurer assets and liabilities are not included in the company balance sheet on page 5 of these financial statements.

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