Registration number: 09007912

Tailored Retirement & Investment Planning Limited

Contents

Company Information	1
Balance Sheet	2
Notes to the Unaudited Financial Statements	3 to 7

Tailored Retirement & Investment Planning Limited

Company Information

Directors	Ms Jennifer Louise Hughes Mr Edward James Fairey Emma Rose Hatherley

Registered office

Mayfield Farm Hungerdown Lane Ardleigh Colchester Essex CO7 7LZ

Accountants

Anthony Russel Limited 1st Floor 11 Freeport Office Village Century Drive Braintree Essex CM77 8YG

Tailored Retirement & Investment Planning Limited

(Registration number: 09007912)
Balance Sheet as at 31 March 2025

	Note	2025  £	2024  £
Current assets
Debtors	5	4,113	3,443
Cash at bank and in hand		22,842	85,706
		26,955	89,149
Creditors: Amounts falling due within one year	6	(21,699)	(71,553)
Net assets		5,256	17,596
capital and reserves
Called up share capital		10,060	10,060
Profit and loss account		(4,804)	7,536
Total equity		5,256	17,596

For the financial year ending 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

•	The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and
•	The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These financial statements have been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

These financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime. As permitted by section 444 (5A) of the Companies Act 2006, the directors have not delivered to the registrar a copy of the Profit and Loss Account.

Approved and authorised by the Board on 9 September 2025 and signed on its behalf by:
 

......................................... Ms Jennifer Louise Hughes Director

Tailored Retirement & Investment Planning Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 March 2025

1	General information

The company is a private company limited by share capital, incorporated in England.

The address of its registered office is:
Mayfield Farm Hungerdown Lane
Ardleigh
Colchester
Essex
CO7 7LZ

These financial statements were authorised for issue by the Board on 9 September 2025.

2	Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A smaller entities - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006 (as applicable to companies subject to the small companies' regime).

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Going concern

The financial statements have been prepared on a going concern basis.

Revenue recognition

turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the company’s activities. turnover is shown net of sales/value added tax, returns, rebates and discounts and after eliminating sales within the company.

The company recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the company's activities.

Tailored Retirement & Investment Planning Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 March 2025

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Dividends

Dividend distribution to the company’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the company has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

3	Staff numbers

The average number of persons employed by the company (including directors) during the year, was 6 (2024 - 6).

Tailored Retirement & Investment Planning Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 March 2025

4	Tangible assets

Cost or valuation

Depreciation

Carrying amount

At 31 March 2025

5

Debtors

Current	2025 £	2024 £
Trade debtors	-	155
Prepayments	-	3,288
Other debtors	4,113	-
	4,113	3,443

Tailored Retirement & Investment Planning Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 March 2025

6

Creditors

Creditors: amounts falling due within one year

	Note	2025  £	2024  £
Due within one year
Other creditors		21,699	21,350
Accrued expenses		-	6,779
Corporation tax		-	38,467
PAYE and NIC		-	4,957
		21,699	71,553

7	Share capital

Allotted, called up and fully paid shares

	2025		2024
	No.	£	No.	£
Ordinary A of £1 each	7,883	7,883	7,883	7,883
Ordinary B of £1 each	1,667	1,667	1,667	1,667
Ordinary C of £1 each	500	500	500	500
Ordinary E of £1 each	10	10	10	10
	10,060	10,060	10,060	10,060

Tailored Retirement & Investment Planning Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 March 2025

8	Related party transactions

Transactions with directors The following advances and credits to a director subsisted during the years ended 31 March 2025 and 31 March 2024: No interest is charged on the loan.

Transactions with directors

2024	At 1 April 2023 £	Repayments by director £	At 31 March 2024 £
Interest has been charged on debit balances at 2.25%	66,221	(66,221)	-