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Registered number: 02075094









The Ace Supply Company Limited









Annual Report and Financial Statements

For the year ended 31 December 2024

 
The Ace Supply Company Limited
 
 
Company Information


Directors
D Silverman 
D Davis 




Registered number
02075094



Registered office
Suite Ga Marsland House
Marsland Road

Sale

M33 3AQ




Independent auditors
Hurst Accountants Limited
Chartered Accountants & Statutory Auditors

3 Stockport Exchange

Stockport

SK1 3GG




Bankers
Yorkshire Bank
17-21 Oxford Street

Bolton

BL1 1RD





 
The Ace Supply Company Limited
 

Contents



Page
Strategic Report
 
1 - 3
Directors' Report
 
4 - 5
Independent Auditors' Report
 
6 - 9
Statement of Comprehensive Income
 
10
Balance Sheet
 
11
Statement of Changes in Equity
 
12
Notes to the Financial Statements
 
13 - 30


 
The Ace Supply Company Limited
 
 
Strategic Report
For the year ended 31 December 2024

Introduction
 
The directors are pleased to present the Strategic Report for The Ace Supply Company Limited for the financial year ending 31 December 2024.

Business review
 
The Ace Supply Company Limited continues to be recognised as one of the UK’s leading distributors of automotive, caravan, and leisure accessories. The financial year under review reflects a period of sustained performance and strategic progress, reinforcing our commitment to long-term growth and operational excellence.
Main Resources
Streetwize operates with a lean but robust infrastructure built around a blend of internal capabilities and external partnerships. Our core resources include:
 
People: A skilled workforce across finance, operations, customer service, and digital marketing.
Technology: A proprietary e-commerce platform for our wholesale partners, integrated with third-party logistics and customer relationship systems.
Inventory: A diversified product base primarily focused on travel, automotive, and leisure accessories.
Brand & IP: The “Streetwize” brand remains a key intangible asset as well as  Leisurewize, Gardenwize and Emove.

Sources of Value
Value creation stems from:
 
Product Range: Offering value-driven, functional products aligned with seasonal and consumer travel trends.
Efficient Supply Chain: Sourcing from global manufacturers to maintain competitive pricing and adequate stockholding.
Customer Relationships: Strong relationships with all our customers.
Market Responsiveness: Flexibility in product development and procurement to respond quickly to emerging trends.

Key Relationships
 
Suppliers: Longstanding partnerships with overseas manufacturers, primarily in Asia and Europe.
Distributors/Retailers: Relationships with both independent, national and high street retailers, distributors, and wholesalers. 
Logistics Providers: Delivery partners support timely fulfilment.


Markets Served
Geographical Reach
Streetwize serves primarily:
United Kingdom – Our largest market, accounting for the majority of sales.
Republic of Ireland & Western Europe – Via selected distributors and retailers.
Emerging Export Markets – Including small but growing sales 

 




Page 1

 
The Ace Supply Company Limited
 

Strategic Report (continued)
For the year ended 31 December 2024

Operational Overview
There have been no significant changes to the core operations of the business during the year in that our focus remains aligned with our mission to deliver high-quality products and reliable service to our customers across all segments. However, we have been actively expanding our reach into new categories and channels, with some early success.

This year’s performance was underpinned by strong customer demand and enhanced operational efficiencies. Although our business model remained consistent, we witnessed  improvements in our internal processes, contributing to greater agility and responsiveness across the value chain.
Financial Performance
For the year ending 31 December 2024, the company achieved a turnover of £14,524,358, representing an increase of £930,750 compared to the previous year. Gross profit margins also strengthened, rising to 31.6%, up from 30.9% in 2023, reflecting improved efficiency and performance.
The company continues to demonstrate a strong and stable financial position, with net current assets of £6,433,590 at 31 December 2024, broadly consistent with the prior year’s figure of £6,423,500. This stability highlights effective working capital management and a steady holding of stock.
Strategic Outlook
Looking forward, our strategy continues to prioritise growth, scalability, and improved service delivery. Investment in infrastructure remains central to our goals, with initiatives underway to modernise key systems and bolster long-term competitiveness.

Principal risks and uncertainties
 
Price Risk
Market price fluctuations remain a challenge, especially when mid-year price increases cannot be passed on to customers due to pre-existing agreements. In such cases, margin pressures are absorbed by the company. Our management team maintains vigilant oversight of input costs and supplier terms, ensuring that any significant changes are swiftly addressed to preserve margin integrity.
Foreign Curreny Risk
Risks faced by the company during the forthcoming year relate to overseas purchases. With exchange rates fluctuating due to recent economic events, gross margin performance and the requirement for hedging is being continually monitored by the Directors. From time to time, the company takes out FX contracts to mitigate and manage currency fluctuations.
Liquidity Risk
Liquidity is managed through proactive financial planning and the use of diverse funding mechanisms. The company ensures access to adequate working capital through a combination of invoice discounting and trade loan facilities, providing flexibility to meet both operating needs and strategic investments.
Credit Risk
The main credit risk lies with trade receivables. Customers granted credit terms undergo rigorous credit checks, and debtor accounts are continuously monitored. Provisions for doubtful debts are made as appropriate to safeguard the company’s financial health.


 
Page 2

 
The Ace Supply Company Limited
 

Strategic Report (continued)
For the year ended 31 December 2024

Interest Rate Risk
The company’s financing mix includes retained earnings, cash reserves, and external borrowings. Exposure to interest rate fluctuations on borrowings is minimal and not considered to pose a material risk to operations.
Financial key performance indicators
The key financial metrics used to assess performance remain consistent and include:
       
2024   2023
Turnover      £14,524,358  £13,593,608
Gross profit     £4,589,669  £4,204,480
Gross profit margin    31.6%   30.9%
These KPIs form the basis of our performance evaluation and are instrumental in guiding future decisions and investments.


This report was approved by the board and signed on its behalf.




D Silverman
Director

Date: 12 September 2025

Page 3

 
The Ace Supply Company Limited
 
 
 
Directors' Report
For the year ended 31 December 2024

The directors present their report and the financial statements for the year ended 31 December 2024.

Directors' responsibilities statement

The directors are responsible for preparing the Strategic Report, the Directors' Report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Results and dividends

The profit for the year, after taxation, amounted to £197,480 (2023: £8,689).

Ordinary dividends were paid to the parent company amounting to £255,703 (2023: £324,363). The directors do not recommend the payment of a final dividend.

Directors

The directors who served during the year were:

D Silverman 
D Davis 

Future developments

The company will continue to import and distribute motor vehicle, leisure and garden accessories and will seek opportunities to diversify though incremental growth opportunities.

Page 4

 
The Ace Supply Company Limited
 
 
 
Directors' Report (continued)
For the year ended 31 December 2024

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company's auditors are aware of that information.

Post balance sheet events

There have been no significant events affecting the Company since year end.

Auditors

The auditorsHurst Accountants Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board and signed on its behalf.
 





D Silverman
Director

Date: 12 September 2025

Page 5

 
The Ace Supply Company Limited
 
 
 
Independent Auditors' Report to the Members of The Ace Supply Company Limited
 

Opinion


We have audited the financial statements of The Ace Supply Company Limited (the 'Company') for the year ended 31 December 2024, which comprise the Statement of Comprehensive Income, the Balance Sheet, the Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Company's affairs as at 31 December 2024 and of its profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Page 6

 
The Ace Supply Company Limited
 
 
 
Independent Auditors' Report to the Members of The Ace Supply Company Limited (continued)


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 4, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Company or to cease operations, or have no realistic alternative but to do so.


Page 7

 
The Ace Supply Company Limited
 
 
 
Independent Auditors' Report to the Members of The Ace Supply Company Limited (continued)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Identifying and assessing potential risks related to irregularities
In identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, we considered the following:
 
The nature of the industry and sector in which the company operates; the control environment and business performance including key drivers for directors' remuneration, bonus levels and performance targets.
The outcome of enquiries of local management and parent company management, including whether management was aware of any instances of non-compliance with laws and regulations, and whether management had knowledge of any actual, suspected, or alleged fraud. 
Supporting documentation relating to the Company's policies and procedures for:
°Identifying, evaluating, and complying with laws and regulations
°Detecting and responding to the risks of fraud
The internal controls established to mitigate risks related to fraud or non-compliance with laws and regulations.
The outcome of discussions amongst the engagement team regarding how and where fraud might occur in the financial statements and any potential indicators of fraud.
The legal and regulatory framework in which the Company operates, particularly those laws and regulations which have a direct effect on the financial statements, such as the Companies Act 2006, pensions and tax legislation, or which had a fundamental effect on the operations of the Company, including General Data Protection requirements and Anti-bribery and Corruption.

Audit response to risks identified
Our procedures to respond to the risks identified included the following:
 
Reviewing the financial statements disclosures and testing to supporting documentation to assess compliance with the provisions of those relevant laws and regulations which have a direct effect on the financial statements.
Discussions with management, including consideration of known or suspected instances of non-compliance with laws and regulations and fraud.
Evaluation of the operating effectiveness of management’s controls designed to prevent and detect irregularities.
Enquiring of management about any actual and potential litigation and claims.
Performing analytical procedures to identify any unusual or unexpected relationships which may indicate risks of material misstatement due to fraud.




 
Page 8

 
The Ace Supply Company Limited
 
 
 
Independent Auditors' Report to the Members of The Ace Supply Company Limited (continued)


We have also considered the risk of fraud through management override of controls by:
 
Testing the appropriateness of journal entries and other adjustments. We have used data analytics software to identify accounting transactions which may pose a heightened risk of material misstatement, whether due to fraud or error.
Challenging assumptions made by management in their significant accounting estimates, and assessing whether the judgements made in making accounting estimates are indicative of a potential bias; and
Evaluating the business rationale of any significant transactions that are unusual or outside the normal course of business.

We also communicated relevant identified laws and regulations and potential fraud risks to all engagement team members and remained alert to any indications of fraud or non-compliance with laws and regulations throughout the audit.
There are inherent limitations in the audit procedures described above, and the further removed non-compliance with laws and regulations are from the events and transactions reflected in the financial statements, the less likely we would become aware of them.  Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Chris Stewardson (Senior Statutory Auditor)
for and on behalf of
Hurst Accountants Limited
Chartered Accountants & Statutory Auditors
3 Stockport Exchange
Stockport
SK1 3GG

16 September 2025
Page 9

 
The Ace Supply Company Limited
 
 
Statement of Comprehensive Income
For the year ended 31 December 2024

As restated
2024
2023
Note
£
£

  

Turnover
 4 
14,524,358
13,593,608

Cost of sales
  
(9,934,689)
(9,389,128)

Gross profit
  
4,589,669
4,204,480

Distribution costs
  
(1,656,941)
(1,764,268)

Administrative expenses
  
(2,799,097)
(2,433,573)

Other operating income
 5 
284,312
137,547

Operating profit
 6 
417,943
144,186

Interest receivable and similar income
 10 
1,969
1,800

Interest payable and similar expenses
 11 
(162,059)
(107,193)

Profit before tax
  
257,853
38,793

Tax on profit
 12 
(60,373)
(30,104)

Profit for the financial year
  
197,480
8,689

Other comprehensive income for the year
  

Fair value on forward currency contracts
  
48,853
10,074

Total comprehensive income for the year
  
246,333
18,763

The notes on pages 13 to 30 form part of these financial statements.
Page 10

 
The Ace Supply Company Limited
Registered number: 02075094

Balance Sheet
As at 31 December 2024

As restated
2024
2023
Note
£
£

Fixed assets
  

Tangible assets
 14 
509,792
676,798

Current assets
  

Stocks
 15 
5,300,717
4,909,618

Debtors: amounts falling due within one year
 16 
4,960,338
4,026,332

Cash at bank and in hand
 17 
90,464
400,966

  
10,351,519
9,336,916

Creditors: amounts falling due within one year
 18 
(3,917,929)
(2,913,416)

Net current assets
  
 
 
6,433,590
 
 
6,423,500

Total assets less current liabilities
  
6,943,382
7,100,298

Creditors: amounts falling due after more than one year
 19 
(139,479)
(266,430)

Provisions for liabilities
  

Deferred tax
 23 
-
(20,595)

Net assets
  
6,803,903
6,813,273


Capital and reserves
  

Called up share capital 
 24 
4,994
4,994

Share premium account
 25 
181,419
181,419

Capital redemption reserve
 25 
900
900

Other reserves
 25 
43,542
(5,311)

Profit and loss account
 25 
6,573,048
6,631,271

  
6,803,903
6,813,273


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




D Silverman
Director

Date: 12 September 2025

The notes on pages 13 to 30 form part of these financial statements.
Page 11

 
The Ace Supply Company Limited
 

Statement of Changes in Equity
For the year ended 31 December 2024


Called up share capital
Share premium account
Capital redemption reserve
Other reserves
Profit and loss account
Total equity

£
£
£
£
£
£


At 1 January 2023
4,994
181,419
900
(15,385)
6,946,945
7,118,873


Comprehensive income for the year

Profit for the year
-
-
-
-
8,689
8,689

Fair value gains on forward currency contracts
-
-
-
10,074
-
10,074
Total comprehensive income for the year
-
-
-
10,074
8,689
18,763


Contributions by and distributions to owners

Dividends: Equity capital
-
-
-
-
(324,363)
(324,363)


Total transactions with owners
-
-
-
-
(324,363)
(324,363)



At 1 January 2024
4,994
181,419
900
(5,311)
6,631,271
6,813,273


Comprehensive income for the year

Profit for the year
-
-
-
-
197,480
197,480

Fair value gains on forward currency contracts
-
-
-
48,853
-
48,853
Total comprehensive income for the year
-
-
-
48,853
197,480
246,333


Contributions by and distributions to owners

Dividends: Equity capital
-
-
-
-
(255,703)
(255,703)


Total transactions with owners
-
-
-
-
(255,703)
(255,703)


At 31 December 2024
4,994
181,419
900
43,542
6,573,048
6,803,903


The notes on pages 13 to 30 form part of these financial statements.

Page 12

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

1.


General information

The Ace Supply Company Limited (trading as Streetwize Accessories) is a private company limited by share capital incorporated in England & Wales, company number 02075094. The address of the registered office and the principal place of business is Suite Ga Marsland House, Marsland Road, Sale, M33 3AQ.
The nature of the company's operation and its principal activity is the wholesale trade of motor vehicle and leisure accessories.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgement in applying the Company's accounting policies (see note 3).

The following principal accounting policies have been applied:

 
2.2

Financial Reporting Standard 102 - reduced disclosure exemptions

The Company has taken advantage of the following disclosure exemptions in preparing these financial statements, as permitted by the FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland":
the requirements of Section 7 Statement of Cash Flows;
the requirements of Section 3 Financial Statement Presentation paragraph 3.17(d);
the requirements of Section 33 Related Party Disclosures paragraph 33.7.

This information is included in the consolidated financial statements of The Ace Supply Topco Limited as at 31 December 2024 and these financial statements may be obtained from Registrar of Companies.

Page 13

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

2.Accounting policies (continued)

 
2.3

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

 
2.4

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
 
the Company has transferred the significant risks and rewards of ownership to the buyer;
the Company retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Revenue is recognised upon despatch of the goods.

 
2.5

Operating leases: the Company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

Page 14

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

2.Accounting policies (continued)

 
2.6

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.7

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.8

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

 
2.9

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance Sheet. The assets of the plan are held separately from the Company in independently administered funds.

Page 15

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

2.Accounting policies (continued)

 
2.10

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
 
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


 
2.11

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the methods indicated below.

Depreciation is provided on the following basis:

Leasehold improvements
-
straight line over the remaining length of the lease
Plant and machinery
-
25% per annum on a straight line basis
Motor vehicles
-
25% per annum on a straight line basis
Fixtures and fittings
-
25% per annum on a reducing balance basis
Computer equipment (disclosed within Fixtures and Fittings)
-
33% per annum on a straight line basis

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

Page 16

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

2.Accounting policies (continued)

 
2.12

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. Work in progress and finished goods include labour and attributable overheads.

At each balance sheet date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.13

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.14

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.15

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.16

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.
Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

 
2.17

Financial instruments

The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Page 17

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

2.Accounting policies (continued)


2.17
Financial instruments (continued)

Discounting is omitted where the effect of discounting is immaterial. The Company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Impairment of financial assets

At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. 

Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The impairment loss will be the difference between the current carrying amount and the present value of the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

Financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans and other loans are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Other financial instruments

Derivatives, including forward exchange contracts, futures contracts and interest rate swaps, are not classified as basic financial instruments. These are initially recognised at fair value on the date the derivative contract is entered into, with costs being charged to the profit or loss. They are subsequently measured at fair value with changes in the profit or loss.

 

Page 18

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

2.Accounting policies (continued)


2.17
Financial instruments (continued)

Debt instruments that do not meet the conditions as set out in FRS 102 paragraph 11.9 are subsequently measured at fair value through the profit or loss. This recognition and measurement would also apply to financial instruments where the performance is evaluated on a fair value basis as with a documented risk management or investment strategy.

Derecognition of financial assets

Financial assets are derecognised when their contractual right to future cash flow expire, or are settled, or when the Company transfers the asset and substantially all the risks and rewards of ownership to another party. If significant risks and rewards of ownership are retained after the transfer to another party, then the Company will continue to recognise the value of the portion of the risks and rewards retained.

Derecognition of financial liabilities

Financial liabilities are derecognised when the Company's contractual obligations expire or are discharged or cancelled.

 
2.18

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.


3.


Judgements in applying accounting policies and key sources of estimation uncertainty

Preparation of the financial statements requires management to make significant judgements and estimates that
affect amounts recognised for assets and liabilities at the reporting date and the amounts of revenue and expenses
incurred during the reporting period. Actual outcomes may differ from these judgements, estimates and
assumptions. The judgements, estimates and assumptions that have the most significant effect on the carrying
value of assets and liabilities of the Company as at 31 December 2024 are discussed below:
Provisions for slow moving and obsolete stock
Management exercise judgement in estimating the obsolescence of stock and making impairments to reflect the
difference between cost and estimated net realisable value. At the year end, the value of the stock is £5,300,717 
(2023: £4,909,618) and provisions of £355,087 (2023: £355,087) had been recognised against stock.

Page 19

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

4.


Turnover

The whole of the turnover is attributable to the wholesale of motor vehicle and leisure accessories.

Analysis of turnover by country of destination:

As restated
2024
2023
£
£

United Kingdom
13,910,433
13,086,075

Rest of Europe
516,441
402,978

Rest of the world
97,484
104,555

14,524,358
13,593,608



5.


Other operating income

2024
2023
£
£

Insurance claim income
273,989
109,332

Sundry income
10,323
28,215

284,312
137,547



6.


Operating profit

The operating profit is stated after charging/(crediting):

2024
2023
£
£

Exchange differences
(6,361)
36,304

Other operating lease rentals
344,372
348,203


7.


Auditors' remuneration

During the year, the Company obtained the following services from the Company's auditors:


2024
2023
£
£

Fees payable to the Company's auditors for the audit of the Company's financial statements
15,650
14,904

The Company has taken advantage of the exemption not to disclose amounts paid for non-audit services as these are disclosed in the consolidated accounts of the parent Company.

Page 20

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

8.


Employees

Staff costs, including directors' remuneration, were as follows:


2024
2023
£
£

Wages and salaries
1,561,504
1,535,968

Social security costs
137,758
127,370

Cost of defined contribution scheme
370,203
33,005

2,069,465
1,696,343


The average monthly number of employees, including the directors, during the year was as follows:


        2024
        2023
            No.
            No.







Distribution
27
29



Administrative
23
23



Sales
5
6

55
58


9.


Directors' remuneration

2024
2023
£
£

Directors' emoluments
44,321
64,746

Company contributions to defined contribution pension schemes
345,368
22,674

389,689
87,420


During the year retirement benefits were accruing to 2 directors (2023 - 3) in respect of defined contribution pension schemes.


10.


Interest receivable

2024
2023
£
£


Other interest receivable
1,969
1,800

Page 21

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

11.


Interest payable and similar expenses

2024
2023
£
£


Bank interest payable
140,442
107,193

Other loan interest payable
18,000
-

Finance leases and hire purchase contracts
3,617
-

162,059
107,193


12.


Taxation


2024
2023
£
£

Corporation tax


Current tax on profits for the year
96,338
-


Total current tax
96,338
-


Origination and reversal of timing differences
(35,965)
30,104


Tax on profit
60,373
30,104

Factors affecting tax charge for the year

The tax assessed for the year is lower than (2023 - higher than) the standard rate of corporation tax in the UK of 25% (2023 - 23.52%). The differences are explained below:

2024
2023
£
£


Profit on ordinary activities before tax
257,853
38,793


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2023 - 23.52%)
64,463
9,124

Effects of:


Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
11,474
12,757

Capital allowances for year in excess of depreciation
1,588
6,034

Adjustment to the prior period tax charge
(17,152)
-

Other timing differences leading to an increase in taxation
-
407

Remeasurement of deferred tax for changes in tax rates
-
1,782

Total tax charge for the year
60,373
30,104

Page 22

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024
 
12.Taxation (continued)


Factors that may affect future tax charges

There were no factors that may affect future tax charges.


13.


Dividends

2024
2023
£
£


Interim dividend paid
255,703
324,363


14.


Tangible fixed assets





Leasehold improvements
Plant and machinery
Motor vehicles
Fixtures and fittings
Total

£
£
£
£
£



Cost or valuation


At 1 January 2024
79,349
318,871
222,798
561,276
1,182,294


Additions
-
18,068
33,075
600
51,743


Disposals
-
-
(66,150)
-
(66,150)



At 31 December 2024

79,349
336,939
189,723
561,876
1,167,887



Depreciation


At 1 January 2024
32,751
108,655
98,684
265,406
505,496


Charge for the year on owned assets
11,311
9,006
52,267
69,249
141,833


Charge for the year on financed assets
-
49,875
-
17,510
67,385


Disposals
-
-
(56,619)
-
(56,619)



At 31 December 2024

44,062
167,536
94,332
352,165
658,095



Net book value



At 31 December 2024
35,287
169,403
95,391
209,711
509,792



At 31 December 2023
46,598
210,216
124,114
295,870
676,798

Page 23

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

           14.Tangible fixed assets (continued)




The net book value of land and buildings may be further analysed as follows:


2024
2023
£
£

Short leasehold
35,287
46,598


The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


2024
2023
£
£



Plant and machinery
126,765
176,640

Fixtures and fittings
52,531
70,042

179,296
246,682


15.


Stocks

As restated
2024
2023
£
£

Finished goods and goods for resale
5,300,717
4,909,618


An impairment reversal totalling £nil (2023: £84,473) was recognised in cost of sales against stock during the period due to slow-moving and obsolete stock.


16.


Debtors

As restated
2024
2023
£
£


Trade debtors
2,618,286
2,281,271

Amounts owed by group undertakings
2,223,037
1,602,845

Other debtors
5,564
5,288

Prepayments and accrued income
54,539
136,928

Deferred taxation
15,370
-

Financial instruments
43,542
-

4,960,338
4,026,332


Page 24

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

16.Debtors (continued)

An impairment loss of £7,498 (2023: 47,020) was charged to the profit and loss account in respect of bad debts and credit notes.


17.


Cash and cash equivalents

2024
2023
£
£

Cash at bank and in hand
90,464
400,966

Less: bank overdrafts
(26,357)
-

64,107
400,966



18.


Creditors: Amounts falling due within one year

2024
2023
£
£

Bank overdrafts
26,357
-

Bank loans
58,776
360,712

Trade creditors
550,242
655,730

Corporation tax
96,338
-

Other taxation and social security
557,851
298,367

Obligations under finance lease and hire purchase contracts
66,560
60,024

Other creditors
1,322,006
977,772

Accruals and deferred income
1,239,799
555,500

Financial instruments
-
5,311

3,917,929
2,913,416


Included within other creditors are advances from invoice discounting facilities of £1,274,739 (2023: £920,026). Included in Bank Loans is a Trade loan agreement of £Nil (2023: £301,936).
The Bank overdraft, Bank loan, Trade loan and the invoice discounting facility are secured by way of a fixed and floating charge over the assets held by the Company.
Net obligations under finance leases and hire purchase contracts are secured on the assets to which they relate.

Page 25

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

19.


Creditors: Amounts falling due after more than one year

2024
2023
£
£

Bank loans
29,387
88,163

Net obligations under finance leases and hire purchase contracts
110,092
178,267

139,479
266,430


The Bank loan is secured by way of a fixed and floating charge over the assets held by the Company.
Net obligations under finance leases and hire purchase contracts are secured on the assets to which they relate.


20.


Loans


Analysis of the maturity of loans is given below:


2024
2023
£
£

Amounts falling due within one year

Bank loans
58,776
360,712

Amounts falling due 1-2 years

Bank loans
29,387
58,776

Amounts falling due 2-5 years

Bank loans
-
29,387


88,163
448,875


In July 2023 the Company took out a trade loan of £152,992 and a second trade loan in October 2023 of £148,944. Both trade loans were repaid in the financial year.
The company entered into loan agreement in 2020 in  respect of a loan totalling £240,000 with Clydesdale Bank PLC. The lending facility is supported by the Coronavirus Business Interruption Loan Scheme, with interest due during the first 12 months being payable by the UK Government under the terms of the Scheme. After the first 12 months, interest became payable by the Company at an interest rate of 3.75% per annum above the base rate, and is repayable 49 months after the loan is drawn. The outstanding amount on the loan at year-end was £88,163 
(2023: 146,939).

Page 26

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

21.


Hire purchase and finance leases


Minimum lease payments under hire purchase fall due as follows:

2024
2023
£
£


Within one year
79,060
76,065

Between 1-5 years
141,843
198,219

220,903
274,284


22.


Financial instruments

2024
2023
£
£

Financial assets


Derivative financial instruments measured at fair value through OCI
43,542
-


Financial liabilities


Derivative financial instruments measured at fair value through OCI
-
(5,311)


Financial assets and liabilities measured at fair value through other comprehensive income comprise fair value gains and losses on forward contracts. The company has elected to adopt hedging rules in accordance with FRS102 section 12. The company is hedging against exchange rate risk on future foreign currency stock purchases by using forward exchange contracts. The fair value on gain/(loss) on contracts in place at the year end is held in reserves.


23.


Deferred taxation




2024
2023


£

£






Asset/(liability) at beginning of year
(20,595)
9,509


(Charged)/credited to profit or loss
35,965
(30,104)



Asset/(liability) at end of year
15,370
(20,595)

Page 27

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024
 
23.Deferred taxation (continued)

The deferred taxation balance is made up as follows:

2024
2023
£
£


Accelerated capital allowances
(66,778)
(105,056)

Short term timing differences
82,148
5,928

Tax losses carried forward
-
78,533

15,370
(20,595)


24.


Share capital

2024
2023
£
£
Allotted, called up and fully paid



16,646 (2023 - 16,646) Ordinary A shares shares of £0.10 each
1,665
1,665
33,292 (2023 - 33,292) Ordinary C shares shares of £0.10 each
3,329
3,329

4,994

4,994

All shares rank pari passu.



25.


Reserves

Capital redemption reserve
The nominal value of shares redeemed by the Company.
Share premium
The share premium account is an equity account that represents the additional amount shareholders paid for the issued shares that were in excess of the par value.
Cashflow hedge reserve
The cashflow hedge reserve includes all gains and losses made on forward contracts.
Profit and loss account
The profit and loss reserve includes all current and prior period retained profits and losses.

Page 28

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

26.


Prior year adjustment

In the prior year financial statements, sales rebates and settlement discounts of £309,760 were presented within cost of sales. In the current year, these have been correctly presented as a deduction from revenue. This reclassification has no impact on profit or loss. 
In the prior year financial statements, goods in transit amounting to £1,039,593 were included within prepayments and accrued income. The prior year has been restated to present goods in transit within stocks (see Notes 15 & 16). This reclassification has no impact on profit or loss or net assets.


27.


Pension commitments

The Company operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the Company in an independently administered fund. The pension cost charge represents contributions payable by the Company to the fund and amounted to £412,752 (2023: £33,005). Contributions totalling £294,189 (2023: £1,782) were payable to the fund at the balance sheet date and are included in creditors.


28.


Commitments under operating leases

At 31 December 2024 the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:

2024
2023
£
£

Land and buildings


Not later than 1 year
392,175
359,505

Later than 1 year and not later than 5 years
898,744
1,288,519

1,290,919
1,648,024

2024
2023

£
£

Other


Not later than 1 year
6,486
6,292

Later than 1 year and not later than 5 years
-
5,768

6,486
12,060


29.


Transactions with directors

Included within other debtors within one year, is a loan due from one of the directors, amounting to £246 (2023: £Nil). The loan was provided interest free, and there is no scheduled repayment date.
Included within other creditors within one year, the Company has a loan owed to a director, amounting to £17,434 
(2023: two directors, amounting to £43,840). The loan is interest free and there is no scheduled repayment date.

Page 29

 
The Ace Supply Company Limited
 
 
 
Notes to the Financial Statements
For the year ended 31 December 2024

30.


Related party transactions

The company has taken advantage of the exemption in FRS 102 not to disclose transactions entered into between two or more members of a group whereby the subsidiary that is a party to the transaction is wholly owned by a member.


31.


Controlling party

The Ace Supply Topco Limited, a company registered in England and Wales, registered number 14930182,  is the ultimate parent company and the parent of the largest group for which consolidated group accounts are prepared. There is no ultimate controlling party of The Ace Supply Topco Limited. The registered address of The Ace Supply Topco Limited is Suite Ga Marsland House, Marsland Road, Sale, M33 3AQ.
The consolidated financial statements of The Ace Supply Topco Limited are available to the public and may be obtained from the Registrar of Companies, Companies House, Crown Way, Cardiff, C14 3UZ. 
The company's immediate parent company is The Ace Supply Holding Company, a company registered in England and Wales, company number 10287536.
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