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REGISTERED NUMBER: 08799078 (England and Wales)












SAP INVESTMENTS LIMITED

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024






SAP INVESTMENTS LIMITED (REGISTERED NUMBER: 08799078)






CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024




Page

Balance Sheet 1

Notes to the Financial Statements 3


SAP INVESTMENTS LIMITED (REGISTERED NUMBER: 08799078)

BALANCE SHEET
31 DECEMBER 2024

2024 2023
Notes £    £    £    £   
FIXED ASSETS
Tangible assets 4 12,465 16,620
Investment property 5 14,504,662 13,250,443
14,517,127 13,267,063

CURRENT ASSETS
Debtors 6 77,202 40,537
Cash at bank and in hand 459,340 632,408
536,542 672,945
CREDITORS
Amounts falling due within one year 7 8,446,931 8,223,487
NET CURRENT LIABILITIES (7,910,389 ) (7,550,542 )
TOTAL ASSETS LESS CURRENT
LIABILITIES

6,606,738

5,716,521

CREDITORS
Amounts falling due after more than one
year

8

(4,396,438

)

(3,958,180

)

PROVISIONS FOR LIABILITIES (64,851 ) (65,890 )
NET ASSETS 2,145,449 1,692,451

CAPITAL AND RESERVES
Called up share capital 10 200 200
Fair value reserve 11 185,206 185,206
Retained earnings 1,960,043 1,507,045
SHAREHOLDERS' FUNDS 2,145,449 1,692,451

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2024 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

SAP INVESTMENTS LIMITED (REGISTERED NUMBER: 08799078)

BALANCE SHEET - continued
31 DECEMBER 2024


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Profit and Loss account has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 9 September 2025 and were signed on its behalf by:





Mrs R Khera - Director


SAP INVESTMENTS LIMITED (REGISTERED NUMBER: 08799078)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

1. STATUTORY INFORMATION

SAP Investments Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address are as below:

Registered number: 08799078

Registered office: Wallace House
20 Birmingham Road
Walsall
West Midlands
WS1 2LT

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. These financial statements have been prepared under the historical cost convention modified to include investment properties at fair value.

The financial statements are prepared in sterling, which is the functional currency of the company.
Monetary amounts in these financial statements are rounded to the nearest £.

Turnover
Turnover represents rents receivable.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Plant and machinery etc - 25% on reducing balance

Investment property
Investment property, which is property held to earn rentals and/or for capital appreciation, is initially recognised at cost, which includes the purchase cost and any directly attributable expenditure. Subsequently it is measured at fair value at the reporting end date. The surplus or deficit on revaluation is recognised in profit or loss.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Profit and Loss account, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

SAP INVESTMENTS LIMITED (REGISTERED NUMBER: 08799078)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2024

2. ACCOUNTING POLICIES - continued

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2023 - 2 ) .

4. TANGIBLE FIXED ASSETS
Plant and
machinery
etc
£   
COST
At 1 January 2024
and 31 December 2024 20,994
DEPRECIATION
At 1 January 2024 4,374
Charge for year 4,155
At 31 December 2024 8,529
NET BOOK VALUE
At 31 December 2024 12,465
At 31 December 2023 16,620

5. INVESTMENT PROPERTY
Total
£   
FAIR VALUE
At 1 January 2024 13,250,443
Additions 1,290,721
Disposals (36,502 )
At 31 December 2024 14,504,662
NET BOOK VALUE
At 31 December 2024 14,504,662
At 31 December 2023 13,250,443

Properties are included at the directors' assessment of fair value.

If investment properties were stated on an historical cost basis rather than a fair value basis, the amounts included would have been:
2024 2023
£ £
Cost 14,257,721 13,003,502
Accumulated depreciation - -
Carrying amount 14,257,721 13,003,502

SAP INVESTMENTS LIMITED (REGISTERED NUMBER: 08799078)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2024

6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£    £   
Other debtors 77,202 40,537

7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£    £   
Bank loans and overdrafts 18,341 21,032
Taxation and social security 230,332 119,675
Other creditors 8,198,258 8,082,780
8,446,931 8,223,487

8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR
2024 2023
£    £   
Bank loans 4,396,438 3,958,180

9. SECURED DEBTS

The following secured debts are included within creditors:

2024 2023
£    £   
Bank loans 4,414,779 3,979,212

The bank loans are secured by first legal charges over certain of the company's investment properties and a debenture.

10. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 2024 2023
value: £    £   
200 Ordinary shares £1 200 200

11. RESERVES
Fair
value
reserve
£   
At 1 January 2024
and 31 December 2024 185,206