REGISTERED NUMBER: 11042061 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 March 2025

for

Cjs Risk Management Ltd

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTOR:

C J Sommer

REGISTERED OFFICE:

Office 10, Unit 1

465C Hornsey Road

Islington

London

N19 4DR

REGISTERED NUMBER:

11042061 (England and Wales)

ACCOUNTANTS:

Goldhill Accountancy Ltd

Office 10, Unit 1

465C Hornsey Road

Islington

London

N19 4DR

FIXED ASSETS

Tangible assets

5

2,798

3,953

CURRENT ASSETS

Debtors

6

160,937

157,511

Cash at bank

32,994

43,221

193,931

200,732

CREDITORS

Amounts falling due within one year

7

150,379

189,083

NET CURRENT ASSETS

43,552

11,649

TOTAL ASSETS LESS CURRENT LIABILITIES

46,350

15,602

CREDITORS

Amounts falling due after more than one year

8

(1,704

)

(8,415

)

PROVISIONS FOR LIABILITIES

10

(532

)

(751

)

NET ASSETS

44,114

6,436

CAPITAL AND RESERVES

Called up share capital

1

1

Retained earnings

44,113

6,435

44,114

6,436

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 16 September 2025 and were signed by:

C J Sommer - Director

1.	STATUTORY INFORMATION

Cjs Risk Management Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	STATEMENT OF COMPLIANCE

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006.

3.	ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

4.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 4 (2024 - 2 ) .

5.	TANGIBLE FIXED ASSETS

Fixtures

and

Computer

fittings

equipment

Totals

£

£

£

COST

At 1 April 2024

and 31 March 2025

2,848

11,417

14,265

DEPRECIATION

At 1 April 2024

1,977

8,335

10,312

Charge for year

218

937

1,155

At 31 March 2025

2,195

9,272

11,467

NET BOOK VALUE

At 31 March 2025

653

2,145

2,798

At 31 March 2024

871

3,082

3,953

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.25

31.3.24

£

£

Trade debtors

67,055

35,506

Intercompany

62,814

113,252

Accruals

26,736

6,501

Prepayments

4,332

2,252

160,937

157,511

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.25

31.3.24

£

£

Bank loans and overdrafts (see note 9)

6,711

6,545

Trade creditors

9,551

2,676

Tax

9,483

4,688

Social security and other taxes

4,481

3,000

Pensions payable

(22

)

76

Other creditors

2,322

929

Director's curr accs less 1yr

75,032

95,055

Accrued expenses

42,821

76,114

150,379

189,083

8.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

31.3.25

31.3.24

£

£

Bank loans (see note 9)

1,704

8,415

9.

LOANS

An analysis of the maturity of loans is given below:

31.3.25

31.3.24

£

£

Amounts falling due within one year or on demand:

Bank loans

6,711

6,545

Amounts falling due between one and two years:

Bank loans - 1-2 years

1,704

6,711

Amounts falling due between two and five years:

Bank loans - 2-5 years

-

1,704

10.	PROVISIONS FOR LIABILITIES

31.3.25

31.3.24

£

£

Deferred tax

532

751

Deferred

tax

£

Balance at 1 April 2024

751

Provided during year

(219

)

Balance at 31 March 2025

532