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Registered number: 02692287










STREVENS VEHICLES HOLDINGS LIMITED










ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
COMPANY INFORMATION


Directors
T M Strevens 
N J Strevens 




Company secretary
N J Strevens



Registered number
02692287



Registered office
Hazel Drive
Narborough Road South

Leicester

LE3 2JG




Independent auditor
MHA
Statutory Auditors

Meridian Business Park

Leicester

LE19 1RJ





 
STREVENS VEHICLES HOLDINGS LIMITED
 

CONTENTS



Page
Group Strategic Report
 
1 - 7
Directors' Report
 
8 - 10
Directors' Responsibilities Statement
 
11
Independent Auditor's Report
 
12 - 15
Consolidated Statement of Comprehensive Income
 
16
Consolidated Balance Sheet
 
17 - 18
Company Balance Sheet
 
19 - 20
Consolidated Statement of Changes in Equity
 
21
Company Statement of Changes in Equity
 
22
Consolidated Statement of Cash Flows
 
23 - 24
Consolidated Analysis of Net Debt
 
25
Notes to the Financial Statements
 
26 - 55


 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
GROUP STRATEGIC REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024

Introduction
 
The directors present their Strategic Report for the company and its subsidiary undertakings, Ford & Slater Limited, and Massey Truck Engineering Limited (together "the Group") for the year ended 31 December 2024.
Principal activities 
The principal activity of the Group throughout the year was the sale and provision of services in respect of commercial vehicles, the manufacture of specialist truck bodies and the sale of spare parts for commercial vehicles and trailers. The principal activity of the Company continues to be that of holding the Group's properties and ownership of the shares in Ford & Slater Limited ("Ford & Slater"), and Massey Truck Engineering Limited ("Massey Truck Engineering"). Ford & Slater is one of the largest DAF Trucks sales dealers in the UK.

Business review
 
The Group performance represented a year of steady progress.
Whilst economic growth slowed significantly in the second half of the year, UK GDP increased by 0.9% in 2024 following a 0.4% increase in 2023.  The Bank of England reduced its Base Rate from 5.25% in December 2023 to 4.75% in December 2024 as inflation returned to lower levels; Consumer Prices Index (CPI) inflation decreased from 4.0% in December 2023 to 2.5% in December 2024.
The UK new truck market (>6 tonnes GVW) decreased by 2.7% from 46,227 units in 2023 to 44,988 units in 2024.  DAF Trucks achieved a 28.4% market share >6 tonnes GVW in their 30th year of market leadership.  The new truck supply chain situation, in particular bodybuilder delays, eased significantly during the second half of 2024 thereby enabling the delivery and registration of significant volumes of new trucks to customers.
Certain key performance indicators utilised by the directors to monitor performance are detailed below:
            2024  2023
     
New truck sales (number of invoiced units)      2,311  2,152
MOT First Time Pass percentage (%)       98.3%  98.4%
Parts First Time Pick percentage (%)       94.7%  94.8%
Return on Equity (%)         8.0%  8.2%
Overall turnover increased significantly from £340.2 million in 2023 to £375.7 million in 2024.
The strong performance of the Group was highlighted when DAF Trucks recognised Ford & Slater Limited with a Premium League Dealer Award for excellent all-round dealer performance and the European Electric Truck Dealer Award at the International Dealer Meeting in January 2025.

Page 1

 
STREVENS VEHICLES HOLDINGS LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Business review continued
 
Vehicle sales revenues increased from £214.1 million in 2023 to £255.9 million in 2024.  Although the UK truck market size and DAF Trucks market shares were lower in 2024 than in the prior year; the number of trucks sold by the company was higher as bodybuilder supply chain performance improved during the second half of 2024.  The level of profits generated by vehicle sales increased as a result of the above; Ford & Slater remained one of the larger DAF sales dealers within the UK measured by vehicle registrations and the directors were pleased with the operational and financial performance of the vehicle sales area.
The directors continued to actively promote after sales activities which generate the majority of Group profits.
Parts revenues increased from £63.4 million in 2023 to £67.2 million in 2024 due to improved performance from the four dealership locations acquired in September 2022 and significantly higher levels of DAF Trucks manufacturer warranty activity.  However, the overall level of profits generated by the parts business area was below 2023 due partly to ongoing gross profit margin pressures; in addition the Group achieved fewer of the quarterly parts purchasing targets set by PACCAR Inc. Parts.
Service revenues decreased from £45.7 million in 2023 to £41.5 million  in 2024, in part due to customer rate increases.  The Group continued to develop its highly successful HGV Apprentice program to mitigate the continued shortage of HGV technicians and HGV technician salary inflation.  The overall level of service profits was ahead of the prior year level.
Group administrative expenses equalled £62.1 million in 2024, a highly similar level to 2023.  Sensible cost control and efficiency measures across the Group mitigated higher headcount levels and the annual pay increase after a period of significant growth and inflationary pressures.
The level of profits achieved on the disposal of fixed assets equalled £0.9 million in 2024, a similar level to £0.8 million in 2023.
The Group’s interest expense equalled £2.6 million in 2024, a similar level to £2.7 million in 2023.  The phasing of hire purchase borrowings arranged/repaid in relation to revenue generating vehicles, as well as upwards and downwards movements in the Bank of England Base Rate meant that the monthly interest costs in the second half of 2024 were on a downward trend.
As a result of the above factors, the Group’s profit before taxation of £4.5 million in 2024 was higher  than the prior year level of £3.2 million.
The pension scheme asset, calculated on an FRS 102 ‘Retirement Benefits’ basis, included within the balance sheet as at 31 December 2024 equals £9.8 million (2023: pension scheme asset of £7.7 million). The constituent elements are discussed further within note 28 to the financial statements.
Fixed asset additions to revenue generating vehicles decreased from £30.3 million in 2023 to £2.4 million in 2024, as a result of the Group’s decision to reduce the size of its contract hire portfolio.
The Group net debt position as at 31 December 2024 was £33.2 million (2023 net debt: £45.3 million); this significant decrease in borrowings was mainly due to the repayment of hire purchase debt agreements to finance long-term contract hire agreements supplying new DAF vehicles to certain key customers.
New truck stock and trade creditors (mainly comprising amounts owed to PACCAR in respect of new vehicles) were significant lower as at 31 December 2024 due to the delivery of new trucks to customers in the second half of 2024 whilst new truck order volumes were lower.  The great majority of factory build orders placed with DAF Trucks are covered by customer capital expenditure purchase orders due to their high value and specialist nature.
 

 
Page 2

 
STREVENS VEHICLES HOLDINGS LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Business review continued 
On 5th December 2024 Ford & Slater Limited pleaded guilty to a breach of section 2(1) of the Health and Safety at Work etc. Act 1974; accepting that it did not do all that was reasonably practicable to eliminate or minimise the risks associated with working on vehicle air-suspension systems.  Ford & Slater was fined £235,000 plus costs totalling £9,157 and interest of £181.  Prior to the accident, the Group had both a very good safety culture and Health & Safety record. Following the accident, the Group invested considerable time and resource to learn every lesson possible from this accident; further strengthening our health and safety procedures.

Financial key performance indicators
 
In common with industry norms, the Group generally purchases new trucks with the assistance of dealer stocking plan arrangements provided by PACCAR. The dealer stocking plan arrangements include the requirement that vehicles need to be paid for in full at 180 days from date of invoice.
In the event that the Group is unable to complete the sale of new vehicles within the above timescale, it may need to obtain similar financing from other sources.  This risk is addressed through our strong manufacturer relationship and the excellent support PACCAR continues to provide to its most loyal dealers, our unutilised borrowing capacity and a wide range of actions the Group could pursue to dispose of stock vehicles amongst our diverse truck sales customer base, if necessary.
The Group’s commercial risks include repair and maintenance contracts and residual values.  The Group maintains vehicles to manufacturer standards in the most cost-effective manner, thereby minimising whole life maintenance costs and ensuring high resale values.  The Group reviews its residual values through the life of a contract and makes adjustments accordingly.
The majority of profits are generated from the DAF Trucks franchise.  However, the DAF sales franchise agreements continue indefinitely provided that minimum sales targets and dealer standards set by the manufacturer are met; and the directors see no reason why these franchise agreements will not continue for the foreseeable future.
Whilst there is a degree of customer concentration for new truck sales this risk is mitigated by a diverse customer base for parts and service sales and regular dialogue with key customers.

Page 3

 
STREVENS VEHICLES HOLDINGS LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Directors' statement of compliance with duty to promote the success of the Group
 
Section S172 Statement
The success of the Group is dependent on the support of all of our stakeholders. Building positive relationships with stakeholders that share our values, those of a family-owned company that takes decisions with a long-term view in mind, is extremely important to us.
Employees
Employees are key to our success and we want them to succeed individually and as a team.  The Group engages with employees through stories shared on the Ford & Slater Limited website, X, Instagram and LinkedIn. Regular supervisor meetings cover a range of topics such as health and safety, financial performance, outlook and training opportunities. The Group carefully monitors staff turnover to better understand the reasons why staff have opted to pursue alternative career opportunities.  The apprentice panel offers trainees the opportunity to have their say on issues affecting the Company and apprentices. Group newsletters are regularly distributed to keep all employees informed of developments.
Shareholders
The directors include the two main shareholders that both work full-time in their role as joint managing directors. With significant shareholder input as would be expected, the directors take care to have regard to the likely consequences on all stakeholders of the decisions and actions which they take. Where possible, decisions are carefully discussed with affected employees and are therefore fully understood and supported by them.
Customers
Our mission statement is to exceed our customer’s expectations by offering high quality transport services in an ethical manner at competitive prices. The Group seeks to achieve this by utilising the synergies within our dealership group, offering innovative solutions and a “one-stop shop” provided by highly motivated and skilled long-term employees, reinvesting profits to provide modern, safe premises. The directors spend considerable time with our customers to understand their needs and views and listen to how we can improve our offer and service for them.
Suppliers
DAF Trucks is our sole manufacturer relationship, consequently our interests are wholly aligned with DAF Trucks, unlike other dealers with competing manufacturer relationships. DAF Trucks is a subsidiary of PACCAR Inc., the worldwide quality leader in the design and manufacture of premium light, medium and heavy-duty commercial vehicles. The directors invest significant time and effort to build excellent relationships throughout the PACCAR Inc. organisation, including through the National and International Dealer Councils where Ford & Slater Limited holds a number of influential positions.
Communities
The Group is committed to make a positive contribution to our local communities. Corporate and social responsibility is important because (a) it benefits our local communities and improves the environment, (b) it enables the directors to gain a better understanding of the communities we work and live in; and (c) it encourages team spirit and builds positive employee morale and engagement.
The Group has been working alongside Leicestershire Cares since 2008, an initiative of Business in the Community, and this connection enables our workforce to become involved in a wide number of community initiatives.

 
Page 4

 
STREVENS VEHICLES HOLDINGS LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Regulators
The Group engages with regulators such as the Driver and Vehicle Standards Agency (DVSA) and the SMMT through a range of forums to communicate our views to policy makers relevant to our business. The directors take legal and regulatory developments into account when considering future actions.
Streamlined Energy and Carbon Reporting
This disclosure covers the operations of Strevens Vehicles Holdings Limited, including Ford & Slater Limited. Subsidiaries that do not meet the SECR qualification criteria have been excluded from this report. 
The Group established its own Greenhouse Gas Emissions Reduction Targets in November 2024 as follows:
 a 35% CO2 emissions reduction against 2020 baseline levels by 2030; and
 The Group to achieve net zero CO2 emissions by 2050.

The Group committed to take any and all actions, where commercially viable, to implement operational change in order to reduce its emissions including, but not limited to:

replacement of internal combustion engine propelled vehicles of all classes - within the normal replacement cycles - with zero emission equivalents wherever possible;
replacement of heating systems with low or no combustion alternatives wherever possible;
installation of renewable energy features where possible;
renewal of expiring energy contracts with renewable energy alternative contracts; and
continuous assessment of new to market zero GHG emission products in all areas of operational business, and implementation of those products if commercially viable. 

Lorries, buses and coaches are responsible for about a quarter of CO2 emissions from road transport in the EU and for some 6% of total EU emissions.  The UK Government has set the following targets for European truck manufacturers in relation to CO2 emission standards for heavy-duty vehicles:

a 15% average CO2 emission reduction from new lorries by the 12 months ending 30 June 2026; and
a 30% average CO2 emission reduction from new lorries by 2030; with the above targets expressed as a percentage reduction of emissions compared to the UK average in the reference 12-month period from 1 July 2019 - 30 June 2020.

The Group continued to encourage all replacement company cars to be fully electric, added fully electric vans to the Group’s service and parts delivery van fleet and encouraged Microsoft Teams; together with remote manufacturer training this has delivered a permanent reduction in business travel going forward.

The Group invested in a number of energy efficiency projects:

The installation of 180 kW PACCAR electric vehicle chargers at Spalding and Peterborough at a cost of £0.3 million; and
The Group invested in twelve fully electric vans to reduce CO2 emissions arising from the Ford & Slater van fleet that comprises over 200 parts, service and courtesy vans. The Group also replaced a number of older vans with new, more fuel-efficient models.

As a result of the above actions and projects, there was a (16)% decrease in CO2e per employee.


 
Page 5

 
STREVENS VEHICLES HOLDINGS LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024


         2024   2024
          kWh   CO2e 
Scope 1 – Direct greenhouse gas emissions (all UK)
Emissions from combustion of gas oil     3,401,762  929,293
Emissions from combustion of gas     2,303,240  423,497
Emissions from combustion of fuel for transport purposes  4,018,962  950,793
Scope 2 – Indirect emissions (all UK)
Indirect emissions from our use of electricity    2,952,112  626,822
Scope 3 – Other indirect emissions (all UK)
Energy use and related emissions from employee-owned         -        -
vehicles where they are responsible for purchasing the fuel
or business travel in rental cars
Total          12,676,076  2,930,405 
Intensity Ratios
CO2e per employee          3,075
CO2e per £ million revenues (excluding sale of commercial vehicles)    24,453

         
2023   2023
          kWh   CO2e
Scope 1 – Direct greenhouse gas emissions (all UK)
Emissions from combustion of gas oil     3,340,517  912,563
Emissions from combustion of gas     3,025,623  556,321
Emissions from combustion of fuel for transport purposes  4,464,809  1,132,485
Scope 2 – Indirect emissions (all UK)
Indirect emissions from our use of electricity    3,089,215  655,933
Scope 3 – Other indirect emissions (all UK)
Energy use and related emissions from employee-owned        -       -
vehicles where they are responsible for purchasing the fuel
or business travel in rental cars
Total         13,920,164  3,257,302
Intensity Ratios
CO2e per employee          3,672
CO2e per £ million revenues (excluding sale of commercial vehicles)    25,836
 








The Group has reported on all of the emissions sources required under the Companies Act 2006 (Strategic
Page 6

 
STREVENS VEHICLES HOLDINGS LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Report and Directors’ Report) Regulations 2013.  Scope 1 and 2 emissions are calculated using the UK Government Conversion Factors for Company reporting 2023 on an operational control basis.
Over 95% of Scope 1 and 2 data is from measured sources, but it has been necessary to estimate emissions based on fuel expenditure and assumed fuel economy rates as detailed within HMRC fuel reimbursement rates for different vehicle engine sizes.


This report was approved by the board and signed on its behalf.



................................................
T M Strevens
Director

Date: 16 September 2025

Page 7

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024

The directors present their report and the financial statements for the year ended 31 December 2024.

Results and dividends

The profit for the year, after taxation, amounted to £3,105,231 (2023 - £2,872,249).

Dividends totalling £500,000 (2023 - £500,000) have been declared and paid during the year. Further dividends have been declared and paid post 31 December 2024, these have been disclosed in the post balance sheet events.
The Company's profit for the year, after taxation, amounted to £289,118 (2023 - £516,781).

Directors

The directors who served during the year were:

T M Strevens 
N J Strevens 

Future developments

As per the SMMT registration statistics, truck market registrations (> 6 tonnes) decreased from 46,227 units in 2023 to 44,988 units in 2024, nevertheless this represented a normal level of UK truck market registrations.
During the first half of 2024, a number of truck manufacturers including DAF Trucks suffered registration delays associated with the introduction of industry-wide General Safety Regulations and Cyber Security improvements. These were substantially overcome by the third quarter of 2024, but lead times also shortened significantly during the year ended 31 December 2024 due to lower new truck market demand.
The latest 2025 market forecast suggests a further 5% decrease to approximately 39,900 registrations in 2025 with an uncertain economic outlook, the ongoing war in Ukraine and a downward trend borrowing costs.
The UK truck market should be closely related to GDP, business and consumer confidence.  The need for increasingly fuel-efficient, environmentally cleaner new HGVs with enhanced safety features (to protect vulnerable road users) to enter UK cities provides a medium-term underpin to the UK truck market and there remain limited alternatives to road transportation generally.  It is widely acknowledged that de-carbonization of the HGV transport sector is more challenging than replacing the combustion engine within cars and vans; it will progress more slowly and occur over a longer timeframe.
The 2025 after sales forecast is for service revenues to increase due to higher hourly labour charge-out rates, whilst parts sales are forecast to decrease as a result of the lower age of the UK HGV vehicle parc; the Group continues to focus on margin retention through productivity and efficiency gains.  Activity levels remain strong and the Group remains well placed to take advantage of any market opportunities that may be presented.
Based on anticipated market trends and current activity levels, the Group outlook is positive in terms of overall profitability.  The Strevens Vehicles Holdings Limited group (the ‘Group’) cash position and net asset position of the Company (and the Group) demonstrate adequate resources to adopt the going concern basis.
The directors believe that our loyal employees, strong manufacturer relationship and diverse customer base should provide the Group with future opportunities.



 
Page 8

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Financial risk management
The Group has both interest bearing assets and interest bearing liabilities. Interest bearing assets comprise only cash balances, interest bearing liabilities comprise only bank loans and hire purchase commitments. The assets and liabilities are subject to interest rate fluctuations.
The Group is exposed to liquidity risk.  The Group has committed financing facilities and regularly monitors available cash balances and facilities to ensure that the Group has sufficient funds to meet its obligations.  The Group does not enter into derivative financial instruments, including interest rate swaps and foreign exchange contracts.
The Group is exposed to credit risk as a result of its operations.  Prior to sales being made, appropriate checks are performed over the ability of the customer to pay.  Regular reviews of credit limits and monitoring of the aged debtors ledger are utilised to minimise the risk to the Group on an ongoing basis. Customer credit risk is partially mitigated by the relatively high number of individual transactions that are undertaken with new vehicle sales customers during the course of a year.

Engagement with employees

During the year, the policy of providing employees with information about the Group has continued through internal media in which employees have been encouraged to present their suggestions and views on the Group’s performance.  Regular meetings are held between local management and employees to allow the free flow of information and ideas.

Directors’ indemnity

The Company’s Articles of Association provide, subject to the provisions of UK legislation, an indemnity for directors and officers of the Group in respect of liabilities they may incur in the discharge of their duties or in the exercise of their powers, including any liabilities relating to the defence of any proceedings brought against them which relate to anything done or omitted, by them as officers or employees of the Group.
Appropriate directors’ and officers’ liability insurance cover is in place in respect of all the Group’s directors.

Disabled employees

The Group gives full consideration to applications for employment from disabled persons where the requirements of the job can be adequately fulfilled by a disabled person.  Where existing employees become disabled, it is the Group’s policy wherever practicable to provide continuing employment under normal terms and conditions and to provide training, career development and promotion to disabled employees wherever appropriate.

Disclosure of information to auditor

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company and the Group's auditor is unaware; and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company and the Group's auditor is aware of that information.

Page 9

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Post balance sheet events

On 7 January 2025 a dividend totalling £125,000 was declared and paid in relation to the Ordinary B shares.  On 9 June 2025 a dividend totalling £109,250 was declared and paid in relation to the Ordinary B shares, a dividend totalling £284,500 was declared and paid in relation to the Ordinary C shares and a dividend totalling £251,250 was declared and paid in relation to the Ordinary F shares.
On 12 September 2025, Ford & Slater signed for the purchase of the Sheffield freehold dealership located at Orgreave Drive, Sheffield for a consideration of £1,100,000. The completion date has been agreed as 29 September 2025.  As the purchase was agreed and completed after the balance sheet date, no adjustment has been made to the financial statements for the year ended 31 December 2024.
There have been no further significant events affecting the Group since the year end.

Independent Auditor

The auditor, MHA, previously traded through the legal entity MacIntyre Hudson LLP. In response to regulatory changes, MacIntyre Hudson LLP ceased to hold an audit registration with the engagement transitioning to MHA Audit Services LLP.
MHA will be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board and signed on its behalf.
 





................................................
T M Strevens
Director

Date: 16 September 2025


Page 10

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
DIRECTORS' RESPONSIBILITIES STATEMENT
FOR THE YEAR ENDED 31 DECEMBER 2024

The directors are responsible for preparing the Group Strategic Report, the Directors' Report and the consolidated financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the Group for that period.

 In preparing these financial statements, the directors are required to:

select suitable accounting policies for the Group's financial statements and then apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and the Group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 11

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF STREVENS VEHICLES HOLDINGS LIMITED
 

Opinion


We have audited the financial statements of Strevens Vehicles Holdings Limited (the 'parent Company') and its subsidiaries (the 'Group') for the year ended 31 December 2024, which comprise the Consolidated Statement of Comprehensive Income, the Consolidated Balance Sheet, the Company Balance Sheet, the Consolidated Statement of Cash Flows, the Consolidated Statement of Changes in Equity, the Company Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Group's and of the parent Company's affairs as at 31 December 2024 and of the Group's profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 12

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF STREVENS VEHICLES HOLDINGS LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditor's Report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Group Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Group Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Group and the parent Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept by the Group, or returns adequate for our audit have not been received from branches not visited by us; or
the Group financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Page 13

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF STREVENS VEHICLES HOLDINGS LIMITED (CONTINUED)


Responsibilities of directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 11, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Group's and the parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or the parent Company or to cease operations, or have no realistic alternative but to do so.


Auditor's responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditor's Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these Group financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

enquiry of management and those charged with governance around actual, potential or suspected litigation, claims, non-compliance with applicable laws and regulations and fraud;
enquiry of entity staff in tax and compliance functions and external advisors to identify any instances of non compliance with laws and regulations;
performing audit work over the risk of management override, including testing of journal entries and other adjustments for appropriateness, evaluating the business rationale of significant transactions outside the normal course of business, and reviewing accounting estimates for bias;
reviewing financial statements disclosures and testing to supporting documentation to assess compliance with applicable laws and regulations; 
discussions amongst the engagement team in relation to how and where fraud might occur in the financial statements and any potential indicators of fraud; and
reviewing minutes of meetings of those charged with governance.


Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditor's Report.


Page 14

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF STREVENS VEHICLES HOLDINGS LIMITED (CONTINUED)


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditor's Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.



Shelley Harvey FCCA (Senior Statutory Auditor)
for and on behalf of MHA, Statutory Auditor,
Leicester, United Kingdom
Date: 
MHA is the trading name of MHA Audit Services LLP, a limited liability partnership in England and Wales (registered number OC455542).





  
 

16 September 2025
Page 15

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 DECEMBER 2024

2024
2023
Note
£
£

  

Turnover
 4 
375,721,640
340,171,732

Cost of sales
  
(307,028,342)
(272,493,215)

Gross profit
  
68,693,298
67,678,517

Administrative expenses
  
(62,081,441)
(62,086,021)

Operating profit
 5 
6,611,857
5,592,496

Interest receivable and similar income
 9 
486,944
360,695

Interest payable and similar expenses
 10 
(2,634,854)
(2,735,202)

Profit before taxation
  
4,463,947
3,217,989

Tax on profit
 11 
(1,358,716)
(345,740)

Profit for the financial year
  
3,105,231
2,872,249

  

Actuarial gains on defined benefit pension scheme
 28 
1,557,000
134,000

Movement of deferred tax relating to pension scheme asset
  
(389,250)
(33,500)

Other comprehensive income for the year
  
1,167,750
100,500

Total comprehensive income for the year
  
4,272,981
2,972,749

Profit for the year attributable to:
  

Owners of the parent Company
  
3,105,231
2,872,249

  
3,105,231
2,872,249

Total comprehensive income for the year attributable to:
  

Owners of the parent Company
  
4,272,981
2,972,749

  
4,272,981
2,972,749

There were no recognised gains and losses for 2024 or 2023 other than those included in the consolidated statement of comprehensive income.

The notes on pages 26 to 55 form part of these financial statements.

Page 16

 
STREVENS VEHICLES HOLDINGS LIMITED
REGISTERED NUMBER: 02692287

CONSOLIDATED BALANCE SHEET
AS AT 31 DECEMBER 2024

2024
2023
Note
£
£

Fixed assets
  

Intangible assets
 13 
2,943,267
3,397,500

Tangible assets
 14 
55,441,530
67,511,996

  
58,384,797
70,909,496

Current assets
  

Stocks
 16 
103,071,809
123,410,417

Debtors: amounts falling due within one year
 17 
27,481,596
36,320,010

Cash at bank and in hand
 18 
11,398,410
3,392,915

  
141,951,815
163,123,342

Creditors: amounts falling due within one year
 19 
(143,846,065)
(167,267,158)

Net current liabilities
  
 
 
(1,894,250)
 
 
(4,143,816)

Total assets less current liabilities
  
56,490,547
66,765,680

Creditors: amounts falling due after more than one year
 20 
(23,213,425)
(36,000,150)

Provisions for liabilities
  

Deferred taxation
 24 
(4,185,531)
(2,998,920)

Other provisions
 25 
(12,000)
(380,000)

  
 
 
(4,197,531)
 
 
(3,378,920)

Net assets excluding pension asset
  
29,079,591
27,386,610

Pension asset
 28 
9,773,000
7,693,000

Net assets
  
38,852,591
35,079,610


Capital and reserves
  

Called up share capital 
 26 
20,902
20,902

Other reserves
  
98,498
98,498

Profit and loss account
  
38,733,191
34,960,210

Equity attributable to owners of the parent Company
  
38,852,591
35,079,610


Page 17

 
STREVENS VEHICLES HOLDINGS LIMITED
REGISTERED NUMBER: 02692287
    
CONSOLIDATED BALANCE SHEET (CONTINUED)
AS AT 31 DECEMBER 2024

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




................................................
N J Strevens
Director

Date: 16 September 2025

The notes on pages 26 to 55 form part of these financial statements.

Page 18

 
STREVENS VEHICLES HOLDINGS LIMITED
REGISTERED NUMBER: 02692287

COMPANY BALANCE SHEET
AS AT 31 DECEMBER 2024

2024
2023
Note
£
£

Fixed assets
  

Tangible assets
 14 
4,662,855
5,923,766

Investments
 15 
6,226,175
6,226,175

  
10,889,030
12,149,941

Current assets
  

Debtors: amounts falling due within one year
 17 
68,534
171,397

  
68,534
171,397

Creditors: amounts falling due within one year
 19 
(1,933,629)
(3,112,366)

Net current liabilities
  
 
 
(1,865,095)
 
 
(2,940,969)

Total assets less current liabilities
  
9,023,935
9,208,972

  

Provisions for liabilities
  

Deferred taxation
 24 
(39,723)
(13,878)

  
 
 
(39,723)
 
 
(13,878)

Net assets
  
8,984,212
9,195,094


Capital and reserves
  

Called up share capital 
 26 
20,902
20,902

Other reserves
  
79,498
79,498

Profit and loss account
  
8,883,812
9,094,694

  
8,984,212
9,195,094


Page 19

 
STREVENS VEHICLES HOLDINGS LIMITED
REGISTERED NUMBER: 02692287
    
COMPANY BALANCE SHEET (CONTINUED)
AS AT 31 DECEMBER 2024

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 


................................................
N J Strevens
Director

Date: 16 September 2025

The notes on pages 26 to 55 form part of these financial statements.

Page 20

 
STREVENS VEHICLES HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024


Called up share capital
Other reserves
Profit and loss account
Total equity

£
£
£
£


At 1 January 2023
20,902
98,498
32,487,461
32,606,861



Profit for the year
-
-
2,872,249
2,872,249

Other comprehensive income
-
-
100,500
100,500

Dividends paid
-
-
(500,000)
(500,000)



At 1 January 2024
20,902
98,498
34,960,210
35,079,610



Profit for the year
-
-
3,105,231
3,105,231

Other comprehensive income
-
-
1,167,750
1,167,750

Dividends paid
-
-
(500,000)
(500,000)


At 31 December 2024
20,902
98,498
38,733,191
38,852,591


The notes on pages 26 to 55 form part of these financial statements.

Other reserves
Other reserves mainly comprise the treasury share reserve that arose on the purchase of own shares in March 2008 and January 2020.
Profit and loss account
The profit and loss account represents cumulative profits and losses of the Company. 

Page 21

 
STREVENS VEHICLES HOLDINGS LIMITED
 

COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024


Called up share capital
Other reserves
Profit and loss account
Total equity

£
£
£
£


At 1 January 2023
20,902
79,498
9,077,913
9,178,313



Profit for the year
-
-
516,781
516,781

Dividends: Equity capital
-
-
(500,000)
(500,000)



At 1 January 2024
20,902
79,498
9,094,694
9,195,094



Profit for the year
-
-
289,118
289,118

Dividends: Equity capital
-
-
(500,000)
(500,000)


At 31 December 2024
20,902
79,498
8,883,812
8,984,212


The notes on pages 26 to 55 form part of these financial statements.

Other reserves
Other reserves mainly comprise the treasury share reserve that arose on the purchase of own shares in March 2008 and January 2020.
Profit and loss account
The profit and loss account represents cumulative profits and losses of the Company. 

Page 22

 
STREVENS VEHICLES HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 DECEMBER 2024

2024
2023
£
£

Cash flows from operating activities

Profit for the financial year
3,105,231
2,872,249

Adjustments for:

Amortisation of intangible assets
454,233
454,100

Depreciation of tangible assets
13,043,702
15,547,452

Defined benefit pension amounts recognised in the profit and loss account
153,000
709,000

Profit on disposal of tangible assets
(915,335)
(755,899)

Interest paid
2,634,854
2,735,202

Interest received
(486,944)
(360,695)

Taxation charge
1,358,716
345,740

Decrease/(increase) in stocks
20,338,608
(11,360,352)

Decrease in debtors
8,838,462
1,670,191

(Decrease)/increase in creditors
(19,859,823)
6,252,599

(Decrease)/increase in provisions
(368,000)
368,000

Defined benefit pension scheme contributions paid
(676,000)
(753,000)

Corporation tax paid
(1,421,587)
(510,239)

Net cash generated from operating activities

26,199,117
17,214,348


Cash flows from investing activities

Purchase of tangible fixed assets
(12,356,611)
(37,003,034)

Proceeds from disposal of tangible fixed assets
12,298,710
9,773,327

Interest received
486,944
360,695

HP interest paid
(2,405,042)
(2,355,827)

Net cash from investing activities

(1,975,999)
(29,224,839)
Page 23

 
STREVENS VEHICLES HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024


2024
2023

£
£



Cash flows from financing activities

Repayment of term loan facilities
(2,200,000)
(2,500,000)

Repayment of principal under hire purchase agreements
(15,987,812)
(17,572,710)

Receipts from new hire purchase agreements
2,700,001
30,281,146

Dividends paid
(500,000)
(500,000)

Bank interest paid
(229,812)
(379,375)

Net cash used in financing activities
(16,217,623)
9,329,061

Net increase/(decrease) in cash and cash equivalents
8,005,495
(2,681,430)

Cash and cash equivalents at beginning of year
3,392,915
6,074,345

Cash and cash equivalents at the end of year
11,398,410
3,392,915


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
11,398,410
3,392,915

11,398,410
3,392,915


The notes on pages 26 to 55 form part of these financial statements.

Page 24

 
STREVENS VEHICLES HOLDINGS LIMITED
 

CONSOLIDATED ANALYSIS OF NET DEBT
FOR THE YEAR ENDED 31 DECEMBER 2024






At 1 January 2024
Cash flows
New finance leases
Other non-cash changes
At 31 December 2024
£

£

£

£

£

Cash at bank and in hand

3,392,915

8,005,495

-

-

11,398,410

Debt due after 1 year

(2,750,000)

1,200,000

-

1,000,000

(550,000)

Debt due within 1 year

(1,000,000)

1,000,000

-

(1,000,000)

(1,000,000)

Finance leases

(44,910,890)

15,987,812

(2,700,001)

-

(31,623,079)


(45,267,975)
26,193,307
(2,700,001)
-
(21,774,669)

The notes on pages 26 to 55 form part of these financial statements.

Page 25

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

1.


General information

The principal activity of the Group throughout the year was the sale and provision of services in respect of commercial vehicles, the manufacture of specialist truck bodies, the sale of spare parts for commercial vehicles and trailers, and the contract hire of commercial vehicles.
The principal activity of the Company continues to be that of holding the Group's properties and ownership of the shares in Ford & Slater Limited, and Massey Truck Engineering Limited. 
The Company is a private company limited by shares and is incorporated and domiciled in the United Kingdom. The address of its registered office is Hazel Drive, Narborough Road South, Leicester, England, LE3 2JG. The Company registration number is 02692287.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgement in applying the Group's accounting policies (see note 3).

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of Comprehensive Income in these financial statements.

The financial statements have been presented in British Pound Sterling (£).

The following principal accounting policies have been applied:

 
2.2

Basis of consolidation

The consolidated financial statements present the results of the Company and its own subsidiaries ("the Group") as if they form a single entity. Intercompany transactions and balances between group companies are therefore eliminated in full.
The consolidated financial statements incorporate the results of business combinations using the purchase method. In the Balance Sheet, the acquiree's identifiable assets, liabilities and contingent liabilities are initially recognised at their fair values at the acquisition date. The results of acquired operations are included in the Consolidated Statement of Comprehensive Income from the date on which control is obtained. They are deconsolidated from the date control ceases.
In accordance with the transitional exemption available in FRS 102, the Group has chosen not to retrospectively apply the standard to business combinations that occurred before the date of transition to FRS 102.

Page 26

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

  
2.3

Going concern

The Group meets its day-to-day working capital requirements through its bank facilities and dealer stocking plan provided by PACCAR. Current and future economic conditions are considered by the directors when assessing the level of demand for the Group's products and services and the availability of bank finance and manufacturer finance for the foreseeable future. 
At 31 December 2024, the Company had net assets of £9.0 million (2023: £9.2 million) whilst the Group had a net asset position of £38.9 million (2023: £35.1 million). The Group forecast, taking account of reasonably possible changes in trading performance, show that the Group should be able to operate within the level of its current facilities. After making enquiries, the directors have a reasonable expectation that the Group and the Company have adequate resources to continue in operational existence for the foreseeable future. The Group and the Company therefore continue to adopt the going concern basis in preparing its financial statements.

  
2.4

Exemptions for qualifying entities under FRS 102

The Company has taken advantage if the following exemptions:
(i) from preparing a statement of cashflows, on the basis it is a qualifying entity and the Consolidated Statement of Cashflows, included in these financial statements, includes the Company's cash flows;
(ii) from the financial instrument disclosures, required under FRS 102 paragraphs 11.39 to 11.48A and paragraphs 12.26 to 12.29, as the information is provided in the consolidated financial statement disclosures; and 
(iii) from disclosing the Company key management personnel compensation, as required by FRS 102 paragraph 33.7.

Page 27

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

  
2.5

Revenue

The revenue shown in the Consolidated Statement of Comprehensive Income represents amounts receivable or received for goods and services provided during the year, net of value added tax and trade discounts.
Vehicle and part sales are recognised when the risk and rewards of ownership are transferred to the customer and the Group has fulfilled is performance obligations, typically this is upon delivery and acceptance of the goods by the customer. Timing differences between this date and the raising of sales invoices are recognised within deferred and accrued income.
Sales in relation to repairs/servicing are recognised once the work has been completed and the work has been accepted by the customer. Timing differences between this date and the raising of sales invoices are recognised within deferred and accrued income.
Sales in relation to repair and maintenance contracts are recognised in line with the completion of the contractual obligations of the Group under these agreements. The performance of these contracts is monitored on a regular basis by management to ensure that the expected costs to be incurred are adequately covered by deferred income or future contract payments from the customer. When the contract is completed, any remaining deferred revenue is released.
Provisions for loss making contracts are recognised as soon as they are identified and where the outcome of the contract can be predicted with reasonable certainty. Where the degree of certainty over future costs cannot be predicted with a reasonable degree of accuracy, no provisions are made. Amounts received in excess of work performed are shown within deferred income in the Consolidated Balance Sheet.

 
2.6

Operating leases: the Group as lessor

Rental income from operating leases is credited to the Consolidated Statement of Comprehensive Income on a straight-line basis over the lease term.

 
2.7

Operating leases: the Group as lessee

Rentals paid under operating leases are charged to the Consolidated Statement of Comprehensive Income on a straight-line basis over the lease term.

 
2.8

Interest income

Interest income is recognised in the Consolidated Statement of Comprehensive Income using the effective interest method.

 
2.9

Finance costs

Finance costs are charged to the Consolidated Statement of Comprehensive Income over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

Page 28

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.10

Borrowing costs

All borrowing costs are recognised in the Consolidated Statement of Comprehensive Income in the year in which they are incurred.

  
2.11

Hire purchase

Assets obtained under hire purchase agreements are capitalised as tangible fixed assets and are depreciated over their useful lives. Obligations under such agreements are included in creditors net of the finance charge allocated to future periods. The finance element of the rental payment is charge to the Consolidated Statement of Comprehensive Income so as to produce a constant periodic rate of charge on the net obligation outstanding in each period. 

Page 29

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.12

Pensions

Defined contribution pension plan

The Group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the Group has no further payment obligations.

The contributions are recognised as an expense in the Consolidated Statement of Comprehensive Income when they fall due. Amounts not paid are shown in accruals as a liability in the Balance Sheet. The assets of the plan are held separately from the Group in independently administered funds.

Defined benefit pension plan

The Group operates a defined benefit plan for certain employees. A defined benefit plan defines the pension benefit that the employee will receive on retirement, usually dependent upon several factors including but not limited to age, length of service and remuneration. A defined benefit plan is a pension plan that is not a defined contribution plan.

The asset recognised in the Balance Sheet in respect of the defined benefit plan is the present value of the defined benefit obligation at the end of the balance sheet date less the fair value of plan assets at the balance sheet date (if any) out of which the obligations are to be settled.

The defined benefit obligation is calculated using the projected unit credit method. Annually the Company engages independent actuaries to calculate the obligation. The present value is determined by discounting the estimated future payments using market yields on high quality corporate bonds that are denominated in sterling and that have terms approximating to the estimated period of the future payments ('discount rate').

The fair value of plan assets is measured in accordance with the FRS102 fair value hierarchy and in accordance with the Group's policy for similarly held assets. This includes the use of appropriate valuation techniques.

Actuarial gains and losses arising from experience adjustments and changes in actuarial assumptions are charged or credited to other comprehensive income. These amounts together with the return on plan assets, less amounts included in net interest, are disclosed as 'Remeasurement of net defined benefit liability'.

The cost of the defined benefit plan, recognised in the Consolidated Statement of Comprehensive Income as employee costs, except where included in the cost of an asset, comprises:

a) the increase in net pension benefit liability arising from employee service during the period; and

b) the cost of plan introductions, benefit changes, curtailments and settlements.

The net interest cost is calculated by applying the discount rate to the net balance of the defined benefit obligation and the fair value of plan assets. This cost is recognised in the Consolidated Statement of Comprehensive Income as a 'finance expense'.

Page 30

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.13

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in the Consolidated Statement of Comprehensive Income except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company and the Group operate and generate income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits;
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met; and
Where they relate to timing differences in respect of interests in subsidiaries, associates, branches and joint ventures and the Group can control the reversal of the timing differences and such reversal is not considered probable in the foreseeable future.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


 
2.14

Intangible assets

Goodwill

Goodwill represents the difference between amounts paid on the cost of a business combination and the acquirer’s interest in the fair value of the Group's share of its identifiable assets and liabilities of the acquiree at the date of acquisition. Subsequent to initial recognition, goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is amortised on a straight-line basis to the Consolidated Statement of Comprehensive Income over its useful economic life.
All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 
2.15

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Page 31

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)


2.15
Tangible fixed assets (continued)

Land is not depreciated. Depreciation on other assets is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Freehold land and property
-
5 - 50 years
Long-term leasehold property
-
5 - 50 years
Plant, vehicles and equipment
-
1 - 5 years
Revenue earning vehicles
-
5 - 7 years

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in the Consolidated Statement of Comprehensive Income.

 
2.16

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Investments in unlisted Group shares, whose market value can be reliably determined, are remeasured to market value at each balance sheet date. Gains and losses on remeasurement are recognised in the Consolidated Statement of Comprehensive Income for the period. Where market value cannot be reliably determined, such investments are stated at historic cost less impairment.

Investments in listed company shares are remeasured to market value at each balance sheet date. Gains and losses on remeasurement are recognised in the Consolidated Statement of Comprehensive Income for the period.

  
2.17

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. In general, cost is determined on a first in first out basis.
Work in progress is valued on the basis of direct cost plus attributable overheads at normal levels of activity. No element of profit is included in the valuation of work in progress. Finished goods include the cost of materials, labour and attributable overheads at normal levels of activity. Where necessary, provision is made for obsolete and slow moving stocks.
Amounts receivable under manufacture incentive agreements are recognised when the Group has achieved the criteria set out therein and agreement has been reached with the manufacturer for reimbursement. When amounts received relate directly to stock purchases made, which are still held by the Group, they are netted against the value of the remaining stock rather than being recognised as income within the consolidated financial statements.

Page 32

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.18

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair net transaction price, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.19

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.
In the Consolidated Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Group's cash management.

 
2.20

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at transaction price, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

  
2.21

Provisions for liabilities

Provisions are recognised when the Group has a present legal or constructive obligation as a result of past events; it is probable that an outflow of resources will be required to settle the obligation; and the amount of the obligation can be estimated reliably.
Where there are a number of similar obligations, the likelihood that an outflow will be required in settlement is determined by considering the class of obligations as a whole. A provision is recognised even if the likelihood of an outflow with respect to any one item included in the same class of obligations might be small.
Provisions are measured at the present value of the expenditures expected to be required to settle the obligation using a pre-tax rate that reflects current market assessments of the time value of money and the risks specific to the obligation. The increase in the provision due to passage of time is recognised as a finance cost.

  
2.22

Employee benefits

The Group provides a range of benefits to employees, including bonus arrangements, paid holidays and pensions. Short term benefits, including holiday pay and other similar non-monetary benefits, are recognised as an expense in the period in which the employee service is performed.

Page 33

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.23

Financial instruments


The Group only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities like trade and other debtors and creditors, loans from banks and other third parties, loans to related parties and investments in ordinary shares.
Debt instruments (other than those wholly repayable or receivable within one year), including loans and other accounts receivable and payable, are initially measured at transaction price, net of transaction costs, and subsequently at amortised cost using the effective interest method. Debt instruments that are payable or receivable within one year, typically trade debtors and creditors, are measured, initially and subsequently, at the undiscounted amount of the cash or other consideration expected to be paid or received. However, if the arrangements of a short-term instrument constitute a financing transaction, like the payment of a trade debt deferred beyond normal business terms or in case of an out-right short-term loan that is not at market rate, the financial asset or liability is measured, initially at the present value of future cash flows discounted at a market rate of interest for a similar debt instrument and subsequently at amortised cost, unless it qualifies as a loan from a director in the case of a small company, or a public benefit entity concessionary loan.
Financial assets that are measured at cost and amortised cost are assessed at the end of each reporting period for objective evidence of impairment. If objective evidence of impairment is found, an impairment loss is recognised in the Consolidated Statement of Comprehensive Income.
For financial assets measured at amortised cost, the impairment loss is measured as the difference between an asset's carrying amount and the present value of estimated cash flows discounted at the asset's original effective interest rate. If a financial asset has a variable interest rate, the discount rate for measuring any impairment loss is the current effective interest rate determined under the contract.
For financial assets measured at cost less impairment, the impairment loss is measured as the difference between an asset's carrying amount and best estimate of the recoverable amount, which is an approximation of the amount that the Group would receive for the asset if it were to be sold at the balance sheet date.
Financial assets and liabilities are offset and the net amount reported in the Balance Sheet when there is an enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

 
2.24

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.

Page 34

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

3.


Judgements in applying accounting policies and key sources of estimation uncertainty

Estimates and judgements are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.
The Group makes estimates and assumptions concerning the future. The resulting accounting estimates will, by definition, seldom equal the related actual results. The estimates and assumptions that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next financial year are addressed below.
(i) Useful economic lives of intangible assets 
The annual amortisation charge for intangible assets is sensitive to changes in the estimated useful economic lives and residual values of the assets. The useful economic lives and residual values are reassessed annually. They are amended when necessary to reflect current estimates, based on technological advancement, market value, economic utilisation and the physical condition of the assets. See note 13 for the carrying amount of the intangible assets, and note 2.14 for the useful economic lives for each class of assets.
(ii) Useful economic lives of tangible assets 
The annual depreciation charge for tangible assets is sensitive to changes in the estimated useful economic lives and residual values of the assets. The useful economic lives and residual values are reassessed annually. They are amended when necessary to reflect current estimates, based on technological advancement, market value, economic utilisation and the physical condition of the assets. See note 14 for the carrying amount of the property, plant and equipment, and note 2.15 for the useful economic lives for each class of assets.
(iii) Stock provisioning 
The Group holds stocks of vehicles and parts, which are subject to changing customer demands. As a result it is necessary to consider the recoverability of the cost of stock and the associated provisioning required. When calculating the stock provision, management considers the nature and condition of the stock, as well as applying assumptions around anticipated saleability of finished goods and future usage of raw materials. See note 16 for the net carrying amount of the stock and associated provision. 
(iv) Defined benefit pension schemes 
The Group has obligations to pay pension benefits to certain employees. The cost of these benefits and the present value of the obligation depend on a number of factors, including: life expectancy, salary increases, asset valuations and the discount rate on corporate bonds. Management estimates these factors in determining the net pension obligation/asset in the balance sheet. The assumptions reflect historical experience and current trends. See note 28 for the disclosures relating to the defined benefit pension schemes.

(v) Impairment of trade debtors

The Company is required to offer credit terms to the majority of its customers for the sale of commercial vehicles, spare parts and services. Some debts will not be paid through the default of a small number of customers. Whilst there is a degree of customer concentration, this risk is partially mitigated by a diverse customer base and regular dialogue with key customers.
 
 


Page 35

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

3.Judgements in applying accounting policies (continued)

(vi) Put and call option

The owner of Massey Truck Engineering Limited's B shares holds a Put Option to require Strevens Vehicles Holdings Limited to purchase all of the Massey Truck Engineering Limited B shares on or before 31 March 2033. The maximum amount payable to the Option Holder equals £1,500,000. The valuation of the options is sensitive to changes in the anticipated trading performance of the Massey Truck Engineering Limited. The directors have valued the fair value of these options using price earnings valuation methods. The directors have used assumptions, reference specific performance related targets and the likelihood of these events occurring to calculate the expected value of the liability at the balance sheet date.


4.


Turnover

An analysis of turnover by class of business is as follows:


2024
2023
£
£

Sales of commercial vehicles
255,881,115
214,097,683

Sales of spare parts
67,211,761
63,421,117

Provision of services
41,491,998
45,695,830

Sales of specialist truck bodies
11,136,766
16,957,102

375,721,640
340,171,732


Analysis of turnover by country of destination:

2024
2023
£
£

United Kingdom
375,721,640
340,171,732

375,721,640
340,171,732



5.


Operating profit

The operating profit is stated after charging:

2024
2023
£
£

Depreciation of tangible assets
4,518,757
4,834,124

Depreciation of tangible assets held on finance
8,524,945
10,713,369

Amortisation of intangible assets
454,233
454,233

Profit on disposal of fixed assets
(915,335)
(755,874)

Other operating lease rentals
1,362,849
1,340,061

Page 36

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

6.


Auditor's remuneration

During the year, the Group obtained the following services from the Company's auditor and its associates:


2024
2023
£
£

Fees payable to the Company's auditor and its associates for the audit of the consolidated and parent Company's financial statements
18,000
18,000

Fees payable to the Company's auditor and its associates in respect of:

The auditing of accounts of associates of the Company
88,000
86,000

Taxation compliance services
14,000
13,000

All non-audit services not included above
18,500
18,000


7.


Employees

Staff costs, including directors' remuneration, were as follows:


Group
Group
2024
2023
£
£


Wages and salaries
33,482,310
32,066,224

Social security costs
3,689,417
3,358,196

Cost of defined benefit scheme
(162,000)
(44,000)

Cost of defined contribution scheme
3,021,665
2,503,251

40,031,392
37,883,671


The average monthly number of employees, including the directors, during the year was as follows:


        2024
        2023
            No.
            No.







Sales
80
32



Administrative
88
158



Service and parts
785
697

953
887

The Company has no employees other than the directors, who did not receive any remuneration (2023 - £Nil).
Page 37

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

8.


Directors' remuneration

2024
2023
£
£

Directors' emoluments
510,794
499,538

510,794
499,538


During the year retirement benefits were accruing to no directors (2023 - Nil) in respect of defined contribution pension schemes.

The highest paid director received remuneration of £257,078 (2023 - £225,519).

During the year remuneration (excluding pension contributions) to key management personnel totalled £1,390,497 (2023 - £1,038,064) and pension contributions totalled £74,271 (2023 - £83,796).


9.


Interest receivable

2024
2023
£
£


Other interest receivable
486,944
360,695

486,944
360,695


10.


Interest payable and similar expenses

2024
2023
£
£


Bank interest payable
229,812
379,375

Finance leases and hire purchase contracts
2,405,042
2,355,827

2,634,854
2,735,202

Page 38

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

11.


Taxation


2024
2023
£
£

Corporation tax


Current tax on profits for the year
569,102
1,276,587


Total current tax
569,102
1,276,587

Deferred tax


Origination and reversal of timing differences
789,614
(79,112)

Changes to tax rates
-
(49,856)

Adjustments in respect of prior periods
-
(801,879)

Total deferred tax
789,614
(930,847)


Tax on profit
1,358,716
345,740

Factors affecting tax charge for the year

The tax assessed for the year is lower than (2023 - lower than) the standard rate of corporation tax in the UK of 25% (2023 - 25%). The differences are explained below:

2024
2023
£
£


Profit on ordinary activities before tax
4,463,947
3,217,989


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2023 - 25%)
1,115,987
804,498

Effects of:


Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
138,145
337,136

Capital allowances for year in excess of depreciation
321,411
-

Qualifying profit on disposal
(226,500)
-

Adjustments to tax charge in respect of prior periods
-
(801,879)

Changes in provisions leading to an increase in the tax charge
9,673
5,985

Total tax charge for the year
1,358,716
345,740


Factors that may affect future tax charges

There were no factors that may affect future tax charges.

Page 39

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

12.


Dividends

2024
2023
£
£


Ordinary B share dividend
125,000
-


Ordinary C share dividend
150,000
250,000


Ordinary F share dividend
225,000
250,000

500,000
500,000


13.


Intangible assets

Group





Goodwill

£



Cost


At 1 January 2024
5,572,767



At 31 December 2024

5,572,767



Amortisation


At 1 January 2024
2,175,267


Charge for the year
454,233



At 31 December 2024

2,629,500



Net book value



At 31 December 2024
2,943,267



At 31 December 2023
3,397,500



Page 40

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

14.


Tangible fixed assets

Group






Freehold land and property
Long-term leasehold property
Plant, vehicles and equipment
Revenue earning vehicles
Total

£
£
£
£
£



Cost or valuation


At 1 January 2024
11,492,344
9,632,559
22,486,340
59,772,680
103,383,923


Additions
-
485,301
9,480,628
2,390,682
12,356,611


Disposals
(1,587,912)
(6,210)
(2,817,011)
(15,625,668)
(20,036,801)



At 31 December 2024

9,904,432
10,111,650
29,149,957
46,537,694
95,703,733



Depreciation


At 1 January 2024
2,590,537
3,322,360
14,355,036
15,603,994
35,871,927


Charge for the year 
169,915
719,451
3,474,786
8,679,550
13,043,702


Disposals
(485,192)
(6,210)
(1,974,125)
(6,187,899)
(8,653,426)



At 31 December 2024

2,275,260
4,035,601
15,855,697
18,095,645
40,262,203



Net book value



At 31 December 2024
7,629,172
6,076,049
13,294,260
28,442,049
55,441,530



At 31 December 2023
8,901,807
6,310,199
8,131,304
44,168,686
67,511,996

Included within net book value is £27,788,155 (2023 - £44,796,147) relating to assets held under hire purchase agreements. The depreciation charged in the financial statements in the year in respect of such assets amounted to £8,524,945 (2023 - £11,714,203).
Included within freehold land and property is £1,757,299 of freehold land (2023 - £1,757,299). The freehold land is not depreciated.

Page 41

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

           14.Tangible fixed assets (continued)


Company






Freehold property

£

Cost or valuation


At 1 January 2024
8,025,083


Disposals
(1,587,912)



At 31 December 2024

6,437,171



Depreciation


At 1 January 2024
2,101,317


Charge for the year
158,191


Disposals
(485,192)



At 31 December 2024

1,774,316



Net book value



At 31 December 2024
4,662,855



At 31 December 2023
5,923,766





The net book value of land and buildings may be further analysed as follows:


2024
2023
£
£

Freehold
4,662,855
5,923,766

4,662,855
5,923,766


Page 42

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

15.


Fixed asset investments

Company





Investments in subsidiary companies

£



Cost or valuation


At 1 January 2024
6,226,175



At 31 December 2024
6,226,175





Direct subsidiary undertakings


The following were direct subsidiary undertakings of the Company:

Name

Registered office

Class of shares

Holding

Ford & Slater Limited
Hazel Drive, Narborough Road, Leicester, LE3 2JG.
Ordinary
100%
Massey Truck Engineering Limited
Hazel Drive, Narborough Road, Leicester, LE3 2JG.
Ordinary
100%


Indirect subsidiary undertaking


The following was an indirect subsidiary undertaking of the Company:

Name

Registered office

Class of shares

Holding

Ford & Slater (Leyland DAF) Trust Limited
Hazel Drive, Narborough Road, Leicester, LE3 2JG.
Ordinary
100%

Page 43

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

16.


Stocks

Group
Group
2024
2023
£
£

New vehicles
85,654,367
103,409,947

Used vehicles
920,361
414,381

Work in progress
3,107,171
3,876,589

Spare parts and consumables
13,389,910
15,709,500

103,071,809
123,410,417


New Vehicles include vehicles awaiting modification for customer specific requirements and/or compliance checks prior to delivery to the customer.
The replacement cost of stock is not materially different to the cost stated above.
Group stocks are stated after provisions for impairment of £1,293,280 (2023 - £1,217,270).


17.


Debtors

Group
Group
Company
Company
2024
2023
2024
2023
£
£
£
£


Trade debtors
24,322,453
32,181,700
-
-

Other debtors
74,068
29,601
-
-

Prepayments and accrued income
3,085,075
4,108,709
-
-

Tax recoverable
-
-
68,534
171,397

27,481,596
36,320,010
68,534
171,397


Group debtors are stated after provisions for impairment of £657,691 (2023: £704,419).


18.


Cash and cash equivalents

Group
Group
Company
Company
2024
2023
2024
2023
£
£
£
£

Cash at bank and in hand
11,398,410
3,392,915
-
-

Less: bank overdrafts
-
-
(1,933,629)
(3,112,366)

11,398,410
3,392,915
(1,933,629)
(3,112,366)


Page 44

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

19.


Creditors: Amounts falling due within one year

Group
Group
Company
Company
2024
2023
2024
2023
£
£
£
£

Bank overdrafts
-
-
1,933,629
3,112,366

Bank loans
1,000,000
1,000,000
-
-

Trade creditors
69,889,537
105,078,447
-
-

Corporation tax
343,571
1,203,755
-
-

Other taxation and social security
6,905,166
4,244,348
-
-

Obligations under finance lease and hire purchase contracts
9,934,654
12,560,740
-
-

Accruals and deferred income
55,773,137
43,179,868
-
-

143,846,065
167,267,158
1,933,629
3,112,366


The Group has provided Barclays Bank Plc with fixed and floating security in relation to term loan and revolver bank facilities to the Group.
The Company has provided the Homes and Communities Agency with fixed security over specific land and buildings in relation to potential further overage which may become payable during the overage period which runs to 2036.
The Group term loan of £1,550,000 (2024 - £3,750,000) accrues interest on a floating basis equal to the Bank of England Base Rate plus a margin of 3.25%. The Group term loan is repayable within five years.
Amounts due under hire purchase agreements are secured against the assets to which they relate.

Page 45

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

20.


Creditors: Amounts falling due after more than one year

Group
Group
2024
2023
£
£

Bank loans
550,000
2,750,000

Obligations under finance leases and hire purchase contracts
21,688,425
32,350,150

Other creditors
975,000
900,000

23,213,425
36,000,150


The Group has provided Barclays Bank Plc with fixed and floating security in relation to term loan and revolver bank facilities to the Group.
The Company has provided the Homes and Communities Agency with fixed security over specific land and buildings in relation to potential further overage which may become payable during the overage period which runs to 2036.
The Group term loan of £1,550,000 (2024 - £3,750,000) accrues interest on a floating basis equal to the Bank of England Base Rate plus a margin of 3.25%. The Group term loan is repayable within five years.
Amounts due under hire purchase agreements are secured against the assets to which they relate.


21.


Loans


Analysis of the maturity of loans is given below:


Group
Group
2024
2023
£
£

Amounts falling due within one year

Bank loans
1,000,000
1,000,000

Amounts falling due 1-2 years

Bank loans
550,000
1,000,000

Amounts falling due 2-5 years

Bank loans
-
1,750,000


1,550,000
3,750,000


Page 46

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

22.


Hire purchase and finance leases


Minimum lease payments under hire purchase fall due as follows:

Group
Group
2024
2023
£
£

Within one year
9,934,654
12,560,740

Between 1-5 years
20,600,440
30,466,090

Over 5 years
1,087,985
1,884,060

31,623,079
44,910,890

The hire purchase agreements primarily relate to commercial vehicles and group vehicles. Interest is charged at Barclays Bank Base Rate plus a margin of approximately 2.3% (2023 - 2.3%).


23.


Financial instruments

Group
Group
2024
2023
£
£


Financial assets measured at fair value through the Consolidated Statement of Comprehensive Income
-
-


Financial liabilities

Financial liabilities measured at fair value through the Consolidated Statement of Comprehensive Income
(975,000)
(900,000)


Other financial liabilities measured at fair value through the Consolidated Statement of Comprehensive Income comprise put options, included within other creditors falling after more than one year.

Page 47

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

24.


Deferred taxation


Group



2024


£






At beginning of year
(2,998,920)


Charged to Statement of Comprehensive Income
(1,186,611)



At end of year
(4,185,531)

Company


2024


£






At beginning of year
(13,878)


Charged to Statement of Comprehensive Income
(25,845)



At end of year
(39,723)

Group
Group
Company
Company
2024
2023
2024
2023
£
£
£
£

Accelerated capital allowances
1,803,741
1,108,920
39,723
13,878

Pension surplus
2,381,790
1,890,000
-
-

4,185,531
2,998,920
39,723
13,878


25.


Provisions


Group



Other provisions

£





At 1 January 2024
380,000


Credited to Statement of Comprehensive Income
(368,000)



At 31 December 2024
12,000


Page 48

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

26.


Share capital

2024
2023
£
£
Allotted, called up and fully paid



20,002 (2023 - 20,002) Ordinary A shares of £1.00 each
20,002
20,002
100 (2023 - 100) Ordinary B shares of £1.00 each
100
100
100 (2023 - 100) Ordinary C shares of £1.00 each
100
100
100 (2023 - 100) Ordinary D shares of £1.00 each
100
100
100 (2023 - 100) Ordinary E shares of £1.00 each
100
100
500 (2023 - 500) Ordinary F shares of £1.00 each
500
500

20,902

20,902

The Ordinary A shares have no restrictions on the distribution of dividends and the repayment of capital from distributable reserves.
The Ordinary B, C, D and E shares do not carry voting rights and are only entitled to receive £1 per share on any repayment of capital.



27.


Capital commitments

Capital expenditure amounts contracted for but not provided for in the financial statements amounted to £4,107,671 (2023 - £1,857,439). The Company has joined with other group undertakings in giving a multilateral, unlimited guarantee to secure bank facilities provided to Strevens Vehicles Holdings Limited and its subsidiary undertakings. At 31 December 2024 the Group's net bank borrowings amounted to £Nil (2023 - £375,085).





Page 49

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

28.


Pension commitments

The Group operates a Defined Benefit Pension Scheme.

(i) Pensions 
The Group operates two defined benefit pension schemes, namely the Ford & Slater Pension Scheme and the Ford & Slater No. 2 Pension Scheme (together "the schemes"), both of which are closed to new entrants. The contributions to the schemes are determined with the advice of independent qualified actuaries on the basis of triennial valuations using the projected unit method. 
The Group offers membership of a defined contribution pension scheme to employees who are not members of the defined benefit pension schemes. Contributions of £1,792,000 (2023 - £1,673,000) were paid into the defined contribution pension schemes during the year. 
(ii) Financial Reporting Standard 102 (FRS 102), Paragraph 28 'Defined benefit plans' 
For the purpose of FRS 102 the company has presented the amounts recognised in the Statement of Comprehensive Income and Balance Sheet for the Ford & Slater Pension Scheme and the Ford & Slater No. 2 Pension Scheme on a combined basis, in line with paragraph 28.41 of FRS 102. There is no legal right of set off between the two defined benefit pension schemes, but the directors consider the combined presentation basis to be the most appropriate for the purposes of FRS 102. 
The Company made regular contributions of 26.2% of pensionable salary above the lower earnings limit into the Ford & Slater Pension Scheme. With effect from 1 July 2023, the group made regular contributions of 25.8% of pensionable salary above the lower earnings limit into the Ford & Slater Pension Scheme in line with the new schedule of contributions agreed as part of the 6 April 2022 actuarial valuation; the group will also pay £200,000 per annum towards scheme administration costs. 
With effect from 1 August 2024 the Group has made regular contributions of 17.6% of total pensionable salaries into the Ford & Slater No. 2 Pension Scheme, in line with the new schedule of contributions that was put in place following the finalisation of the 1 May 2023 actuarial valuation. Regular employer contributions in 2025 are estimated to be £600,000 for the two schemes. 
Deficit reduction contributions equal to £4,167 per month, or £50,000 per annum, were agreed under the recovery plan of the Ford & Slater No. 2 Pension Scheme which came into effect from 1 June 2021 onwards. Following the finalisation of the 1 May 2023 actuarial valuation in July 2024, no recovery plan or deficit reduction contributions are needed in relation to the scheme.
Certain key financial information as at 31 December 2024, by individual defined benefit pension scheme, is as follows: 
 
The Ford & Slater Pension Scheme fair value of scheme assets and FRS 102 net pension scheme asset (within the company balance sheet) were £22,800,000 (2023 - £24,200,000) and £4,200,000,        (2023 - £3,000,000) respectively; and 
 
The Ford & Slater No. 2 Pension Scheme fair value of scheme assets and FRS 102 net pension       scheme asset (within the company balance sheet) were £10,000,000 (2023 - £9,800,000) and £5,600,000 (2023 - £4,700,000), respectively.
 
Page 50

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
 
28.Pension commitments (continued)




Reconciliation of present value of plan liabilities:


2024
2023
£
£

Reconciliation of present value of plan liabilities


At the beginning of the year
26,287,000
25,413,000

Current service cost
194,000
240,000

Interest expense
1,159,000
1,174,000

Actuarial losses/(gains)
(3,457,000)
358,000

Member contributions
111,000
138,000

Benefits paid
(1,194,000)
(1,036,000)

Past service cost
1,000
-

At the end of the year
23,101,000
26,287,000



Reconciliation of present value of plan assets:


2024
2023
£
£


At the beginning of the year
33,981,000
32,575,000

Interest income
1,520,000
1,528,000

Actuarial gains/(losses)
(1,900,000)
492,000

Employer contributions
676,000
753,000

Benefits paid
(1,194,000)
(1,036,000)

Members contribution
111,000
138,000

Administration costs
(320,000)
(470,000)

At the end of the year
32,874,000
33,980,000

Page 51

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
 
28.Pension commitments (continued)


Composition of plan assets:


2024
2023
£
£


Equities
15,656,000
10,248,000

Bond
13,826,000
18,861,000

Property
1,408,000
4,053,000

Other assets
1,984,000
818,000

Total plan assets
32,874,000
33,980,000

2024
2023
£
£


Fair value of plan assets
32,874,000
33,980,000

Present value of plan liabilities
(23,101,000)
(26,287,000)

Net pension scheme asset
9,773,000
7,693,000


The amounts recognised in the Statement of Comprehensive Income are as follows:

2024
2023
£
£


Current service cost
194,000
240,000

Administration costs
320,000
470,000

Losses on curtailments and settlements
(361,000)
(354,000)

Total
153,000
356,000


Actual (loss)/return on scheme assets
(380,000)
202,000




Page 52

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
 
28.Pension commitments (continued)


Principal actuarial assumptions at the balance sheet date (expressed as weighted averages):

2024
2023
%
%
Discount rate


5.50

4.50
 
Future salary increases


2.80

2.70
 
Future pension increases


3.15

3.05
 
RPI inflation


3.40

3.30
 
CPI inflation


2.80

2.70
 
Mortality rates



 
- for a male aged 65 now


21.3

21.3
 
- at 65 for a male aged 45 now


22.2

22.2
 
- for a female aged 65 now


23.8

23.8
 
- at 65 for a female member aged 45 now


25.6

25.6
 





Page 53

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

29.


Commitments under operating leases

At 31 December 2024 the Group and the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:


Group
Group
2024
2023
£
£

Not later than 1 year
1,214,950
1,156,421

Later than 1 year and not later than 5 years
3,452,587
3,385,985

Later than 5 years
6,974,570
7,316,101

11,642,107
11,858,507

The Company has no operating lease commitments.
The Group and Company had no other off balance sheet arrangements.
At 31 December 2024 the Group and the Company had the following lease revenues under non-cancellable operating leases as follows:

Group
Group
Company
Company
2024
2023
2024
2023
£
£
£
£


Not later than 1 year
9,053,758
12,320,318
470,987
575,987

Later than 1 year and not later than 5 years
18,910,838
27,963,110
1,059,721
1,727,961

Later than 5 years
544,355
4,779,191
-
143,997

28,508,951
45,062,619
1,530,708
2,447,945

The Group has entered into operating lease rental agreements with a number of customers in respect of revenue earning vehicles. The rental agreement term is generally between one and three years, there is a distance variation mechanism within the rental agreement that will amend the rental payment according to the annual distances travelled and the provision of vehicle maintenance through the DAF dealer network may also be offered.

Page 54

 
STREVENS VEHICLES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

30.


Related party transactions

Members of one of the director's close family have been employees of the Group in the year and as such have been remunerated for these services. This is not material to the directors concerned. The Group has taken advantage of the exemption available relating to the disclosure of transactions with wholly owned group companies which eliminate fully on consolidation. 
Property rental charges of £338,000 (2023 - £233,000) were paid to the Strevens Family SSAS by Ford & Slater Limited during the year ended 31 December 2024 in respect of dealership premises at Norwich and Peterborough and Spalding (2023 - Norwich and Peterborough).
A dealership premises at Spalding with a net book value of £1,104,700 was sold to the Strevens Family SSAS by Ford & Slater during the year ended 31 December 2024. The sale was made at arms length, at a value of £1,200,000. The Group achieved a profit on disposal of £95,300. 


31.


Post balance sheet events

On 7 January 2025 a dividend totalling £125,000 was declared and paid in relation to the Ordinary B shares.  On 9 June 2025 a dividend totalling £109,250 was declared and paid in relation to the Ordinary B shares, a dividend totalling £284,500 was declared and paid in relation to the Ordinary C shares and a dividend totalling £251,250 was declared and paid in relation to the Ordinary F shares.
On 12 September 2025, Ford & Slater signed for the purchase of the Sheffield freehold dealership located at Orgreave Drive, Sheffield for a consideration of £1,100,000. The completion date has been agreed as 29 September 2025.  As the purchase was agreed and completed after the balance sheet date, no adjustment has been made to the financial statements for the year ended 31 December 2024.
There have been no further significant events affecting the Group since the year end.


32.


Ultimate controlling party

Mr T M Strevens and Mr N J Strevens are the ultimate controlling parties of Strevens Vehicles Holdings Limited.

Page 55