Silverfin false false 31/12/2024 01/01/2024 31/12/2024 Mrs H A Brain 15/08/2002 Mr M D Brain 15/08/2002 Mrs H C Kearns 15/08/2002 Mr R T Kearns 15/08/2002 Mr C P Stevens 15/08/2002 19 September 2025 The principal activity of the Company during the financial period was that of property management. 04511222 2024-12-31 04511222 bus:Director1 2024-12-31 04511222 bus:Director2 2024-12-31 04511222 bus:Director3 2024-12-31 04511222 bus:Director4 2024-12-31 04511222 bus:Director5 2024-12-31 04511222 2023-12-31 04511222 core:CurrentFinancialInstruments 2024-12-31 04511222 core:CurrentFinancialInstruments 2023-12-31 04511222 core:Non-currentFinancialInstruments 2024-12-31 04511222 core:Non-currentFinancialInstruments 2023-12-31 04511222 core:ShareCapital 2024-12-31 04511222 core:ShareCapital 2023-12-31 04511222 core:FurtherSpecificReserve1ComponentTotalEquity 2024-12-31 04511222 core:FurtherSpecificReserve1ComponentTotalEquity 2023-12-31 04511222 core:RetainedEarningsAccumulatedLosses 2024-12-31 04511222 core:RetainedEarningsAccumulatedLosses 2023-12-31 04511222 2024-01-01 2024-12-31 04511222 bus:FilletedAccounts 2024-01-01 2024-12-31 04511222 bus:SmallEntities 2024-01-01 2024-12-31 04511222 bus:AuditExemptWithAccountantsReport 2024-01-01 2024-12-31 04511222 bus:PrivateLimitedCompanyLtd 2024-01-01 2024-12-31 04511222 bus:Director1 2024-01-01 2024-12-31 04511222 bus:Director2 2024-01-01 2024-12-31 04511222 bus:Director3 2024-01-01 2024-12-31 04511222 bus:Director4 2024-01-01 2024-12-31 04511222 bus:Director5 2024-01-01 2024-12-31 04511222 2023-01-01 2023-12-31 04511222 core:Non-currentFinancialInstruments 2024-01-01 2024-12-31 iso4217:GBP xbrli:pure

Company No: 04511222 (England and Wales)

CHARM PROPERTIES LIMITED

Unaudited Financial Statements
For the financial year ended 31 December 2024
Pages for filing with the registrar

CHARM PROPERTIES LIMITED

Unaudited Financial Statements

For the financial year ended 31 December 2024

Contents

CHARM PROPERTIES LIMITED

BALANCE SHEET

As at 31 December 2024
CHARM PROPERTIES LIMITED

BALANCE SHEET (continued)

As at 31 December 2024
Note 2024 2023
£ £
Restated - note 2
Fixed assets
Investment property 4 991,220 791,220
991,220 791,220
Current assets
Stocks 5 375 725
Debtors 6 50,571 37,707
Cash at bank and in hand 38,300 75,192
89,246 113,624
Creditors: amounts falling due within one year 7 ( 102,099) ( 99,388)
Net current (liabilities)/assets (12,853) 14,236
Total assets less current liabilities 978,367 805,456
Creditors: amounts falling due after more than one year 8 ( 443,038) ( 442,948)
Provision for liabilities 9 ( 66,336) ( 17,224)
Net assets 468,993 345,284
Capital and reserves
Called-up share capital 5 5
Fair value reserve 424,372 273,484
Profit and loss account 44,616 71,795
Total shareholders' funds 468,993 345,284

For the financial year ending 31 December 2024 the Company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

The financial statements of Charm Properties Limited (registered number: 04511222) were approved and authorised for issue by the Board of Directors on 19 September 2025. They were signed on its behalf by:

Mrs H C Kearns
Director
CHARM PROPERTIES LIMITED

NOTES TO THE FINANCIAL STATEMENTS

For the financial year ended 31 December 2024
CHARM PROPERTIES LIMITED

NOTES TO THE FINANCIAL STATEMENTS

For the financial year ended 31 December 2024
1. Accounting policies

The principal accounting policies are summarised below. They have all been applied consistently throughout the financial year and to the preceding financial year, unless otherwise stated.

General information and basis of accounting

Charm Properties Limited (the Company) is a private company, limited by shares, incorporated in the United Kingdom under the Companies Act 2006 and is registered in England and Wales. The address of the Company's registered office is Leanne House, 6 Avon Close, Weymouth, DT4 9UX, United Kingdom.

The financial statements have been prepared under the historical cost convention, modified to include the revaluation of freehold properties and to include investment properties and certain items at fair value, and in accordance with Section 1A of Financial Reporting Standard 102 (FRS 102) ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland’ issued by the Financial Reporting Council and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime.

The financial statements are presented in pounds sterling which is the functional currency of the Company and rounded to the nearest £.

Prior year adjustment

The previous year's accounts have been restated due to a misposting in 2022.

Turnover

Turnover is recognised at the fair value of the consideration received or receivable for goods and services provided in the normal course of business, and is shown net of VAT and other sales related taxes. The fair value of consideration takes into account trade discounts, settlement discounts and volume rebates.

Turnover is recognised when the significant risks and rewards are considered to have been transferred to the customer.

Taxation

Current tax
Current tax is provided at amounts expected to be paid (or recoverable) using the tax rates and laws that have been enacted or substantively enacted at the Balance Sheet date. Tax is recognised in the profit and loss account, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

Deferred tax
Deferred tax arises as a result of including items of income and expenditure in taxation computations in periods different from those in which they are included in the Company's financial statements. Deferred tax is provided in full on timing differences which result in an obligation to pay more or less tax at a future date, at the tax rates and laws that have been enacted or substantively enacted by the Balance Sheet date that are expected to apply when the timing differences reverse. Deferred tax assets and liabilities are not discounted.

The carrying amount of deferred tax assets are reviewed at each reporting date and a valuation allowance is set up against deferred tax assets so that the net carrying amount equals the highest amount that is more likely than not to be recovered based on current or future taxable profit. Deferred tax liabilities are presented within provisions for liabilities on the balance sheet.

Tangible fixed assets

Tangible fixed assets are stated at cost or valuation, net of depreciation and any provision for impairment. The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation. Depreciation is provided on all tangible fixed assets, other than investment property and freehold land, at rates calculated to write off the cost or valuation, less estimated residual value, of each asset on a straight-line or reducing balance basis over its expected useful life, as follows:

Residual value represents the estimated amount which would currently be obtained from disposal of an asset, after deducting estimated costs of disposal, if the asset were already of the age and in the condition expected at the end of its useful life.

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is credited or charged to profit or loss.

Impairment of assets

Assets, other than those measured at fair value, are assessed for indicators of impairment at each Balance Sheet date. If there is objective evidence of impairment, an impairment loss is recognised in the Profit and Loss Account as described below.

Investment property

Investment property is initially recognised at cost, which includes the purchase cost and any directly attributable expenditure. Subsequently it is measured at fair value at each reporting date with changes in fair value recognised in profit or loss. Deferred taxation is provided on these gains at the rate expected to apply when the property is sold.

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to sell, which is equivalent to the net realisable value.

At each reporting date, an assessment is made for impairment. Any excess of the carrying amount of stocks over its estimated selling price less costs to complete and sell is recognised as an impairment loss in profit or loss. Reversals of impairment losses are also recognised in profit or loss.

Provisions

Provisions are recognised when the Company has a present obligation (legal or constructive) as a result of a past event, it is probable that the Company will be required to settle that obligation and a reliable estimate can be made of the amount of the obligation.

The amount recognised as a provision is the best estimate of the consideration required to settle the present obligation at the Balance Sheet date, taking into account the risks and uncertainties surrounding the obligation. Where a provision is measured using the cash flows estimated to settle the present obligation, its carrying amount is the present value of those cash flows (when the effect of the time value of money is material).

When some or all of the economic benefits required to settle a provision are expected to be recovered from a third party, a receivable is recognised as an asset if it is virtually certain that reimbursement will be received and the amount of the receivable can be measured reliably.

2. Prior year adjustment

Adjustment to the reserve accounts and investment property cost due to a misposting in 2022.

As previously reported Adjustment As restated
Year ended 31 December 2023 £ £ £
Investment Property 771,220 20,000 791,220
Fair Value Reserve (214,000) (59,484) (273,484)
Profit and loss account (113,578) 43,361 (70,217)
Deferred tax (14,925) (2,299) (17,224)

3. Employees

2024 2023
Number Number
Monthly average number of persons employed by the Company during the year, including directors 6 7

4. Investment property

Investment property
£
Valuation
As at 01 January 2024 791,220
Fair value movement 200,000
As at 31 December 2024 991,220

Valuation

For commercial investment property, the yield methodology was used which involved applying market derived capitalisation yields to current and market derived future income streams with appropriate adjustments for income voids arising from vacancies or rent free periods. These capitalisation yields and future income streams are derived from comparable property and leasing transactions.

5. Stocks

2024 2023
£ £
Stocks 375 725

6. Debtors

2024 2023
£ £
Trade debtors 559 709
Other debtors 50,012 36,998
50,571 37,707

7. Creditors: amounts falling due within one year

2024 2023
£ £
Trade creditors 1,836 2,772
Taxation and social security 8,311 740
Other creditors 91,952 95,876
102,099 99,388

8. Creditors: amounts falling due after more than one year

2024 2023
£ £
Bank loans (secured) 443,038 442,948

The bank loans are secured on investment properties of the Company, with a carrying value of £991,220 (2023: £771,220 ).

9. Provision for liabilities

2024 2023
£ £
Deferred tax 66,336 17,224

10. Related party transactions

Transactions with the entity's directors

The directors' loan accounts are repayable on demand, and interest has been charged on overdrawn balances exceeding £10,000 at the official HMRC rates.

Mr M D & Mrs H A Brain

At 1st January 2024 the balance owed from the directors was £16,464. During the year, the company made advances to directors amounting to £5,000 and received repayments of £13 leaving a balance due from the directors of £21,451.

At 1st January 2023 the balance owed from the directors was £nil. During the year, the company made advances to directors amounting to £118,000 and received repayments of £52,245 leaving a balance due from the directors of £16,464.