REGISTERED NUMBER: 06060099 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 December 2024

for

CJP Financial Services Limited

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTOR:

C J Pepper

SECRETARY:

S Lloyd

REGISTERED OFFICE:

70 Market Street

Tottington

Bury

BL8 3LJ

REGISTERED NUMBER:

06060099 (England and Wales)

ACCOUNTANTS:

Anthony Marshall Ltd

Chartered Accountants

70 Market Street

Tottington

Bury

Greater Manchester

BL8 3LJ

FIXED ASSETS

Tangible assets

4

37,789

46,356

Investments

5

301,500

301,500

339,289

347,856

CURRENT ASSETS

Debtors

6

5,619

4,529

Cash at bank

95,150

65,710

100,769

70,239

CREDITORS

Amounts falling due within one year

7

309,606

377,894

NET CURRENT LIABILITIES

(208,837

)

(307,655

)

TOTAL ASSETS LESS CURRENT LIABILITIES

130,452

40,201

PROVISIONS FOR LIABILITIES

8

9,447

11,589

NET ASSETS

121,005

28,612

CAPITAL AND RESERVES

Called up share capital

1

1

Retained earnings

121,004

28,611

SHAREHOLDERS' FUNDS

121,005

28,612

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2024 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 1 September 2025 and were signed by:

C J Pepper - Director

1.	STATUTORY INFORMATION

CJP Financial Services Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery - 25% reducing balance

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 16 (2023 - 16 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

machinery

£

COST

At 1 January 2024

179,340

Additions

3,378

At 31 December 2024

182,718

DEPRECIATION

At 1 January 2024

132,984

Charge for year

11,945

At 31 December 2024

144,929

NET BOOK VALUE

At 31 December 2024

37,789

At 31 December 2023

46,356

5.	FIXED ASSET INVESTMENTS

Other

investments

£

COST

At 1 January 2024

and 31 December 2024

301,500

NET BOOK VALUE

At 31 December 2024

301,500

At 31 December 2023

301,500

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.12.24

31.12.23

£

£

Amounts owed by associates

1,755

1,755

Other debtors

3,864

2,774

5,619

4,529

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.12.24

31.12.23

£

£

Trade creditors

1

-

Amounts owed to associates

127,764

100,000

Taxation and social security

1,583

90,949

Other creditors

180,258

186,945

309,606

377,894

8.	PROVISIONS FOR LIABILITIES

31.12.24

31.12.23

£

£

Deferred tax

9,447

11,589

Deferred

tax

£

Balance at 1 January 2024

11,589

Provided during year

(2,142

)

Balance at 31 December 2024

9,447

9.	ULTIMATE CONTROLLING PARTY

The company is under the ultimate control of C.J. Pepper by virtue of his shareholding and directorship in Christian J Pepper Holdings Limited (company number 10837845), which is the holding company and 100% shareholder of CJP Financial Services Limited.