REGISTERED NUMBER: 06390857 (England and Wales)

Charterhouse London Mortgages Limited

Unaudited Financial Statements

for the Year Ended 31st December 2024

Page

Company Information

1

Statement of Financial Position

2

Notes to the Financial Statements

4

Director:

Mr. N Sharif

Registered office:

78 Charter House

Malford Grove

London

E18 2DY

Registered number:

06390857 (England and Wales)

Accountants:

Wilson Stevens

Accountants

4th Floor

100 Fenchurch Street

London

EC3M 5JD

Fixed assets

Tangible assets

4

6,336

7,559

Current assets

Debtors

5

196,763

194,302

Cash at bank

26,420

32,623

223,183

226,925

Creditors

Amounts falling due within one year

6

15,934

21,638

Net current assets

207,249

205,287

Total assets less current liabilities

213,585

212,846

Creditors

Amounts falling due after more than one year

7

(5,000

)

(5,000

)

Provisions for liabilities

(1,261

)

(1,436

)

Net assets

207,324

206,410

Capital and reserves

Called up share capital

100

100

Retained earnings

207,224

206,310

207,324

206,410

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31st December 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31st December 2024 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the director and authorised for issue on 19th September 2025 and were signed by:

Mr. N Sharif - Director

1.	Statutory information

Charterhouse London Mortgages Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	Accounting policies

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off the cost less estimated residual value of each asset over its estimated useful life.

Equipment

-

20% reducing balance

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

3.	Employees and directors

The average number of employees during the year was 2 (2023 - 1 ) .

4.	Tangible fixed assets

Equipment

£

Cost

At 1st January 2024

24,868

Additions

361

At 31st December 2024

25,229

Depreciation

At 1st January 2024

17,309

Charge for year

1,584

At 31st December 2024

18,893

Net book value

At 31st December 2024

6,336

At 31st December 2023

7,559

5.

Debtors: amounts falling due within one year

2024

2023

£

£

Trade debtors

8,931

-

Other debtors

187,832

194,302

196,763

194,302

6.

Creditors: amounts falling due within one year

2024

2023

£

£

Taxation and social security

460

3,782

Other creditors

15,474

17,856

15,934

21,638

7.

Creditors: amounts falling due after more than one year

2024

2023

£

£

Other creditors

5,000

5,000