Caseware UK (AP4) 2023.0.135 2023.0.135 2024-09-302024-09-3067falsefalse89Accommodation services2023-04-01falsefalse 06631130 2023-04-01 2024-09-30 06631130 2022-10-01 2023-03-31 06631130 2024-09-30 06631130 2023-03-31 06631130 2022-10-01 06631130 1 2023-04-01 2024-09-30 06631130 1 2022-10-01 2023-03-31 06631130 5 2023-04-01 2024-09-30 06631130 5 2022-10-01 2023-03-31 06631130 1 2023-04-01 2024-09-30 06631130 e:Director1 2023-04-01 2024-09-30 06631130 e:Director2 2023-04-01 2024-09-30 06631130 e:RegisteredOffice 2023-04-01 2024-09-30 06631130 d:MotorVehicles 2023-04-01 2024-09-30 06631130 d:MotorVehicles 2024-09-30 06631130 d:MotorVehicles 2023-03-31 06631130 d:MotorVehicles d:OwnedOrFreeholdAssets 2023-04-01 2024-09-30 06631130 d:FurnitureFittings 2023-04-01 2024-09-30 06631130 d:FurnitureFittings 2024-09-30 06631130 d:FurnitureFittings 2023-03-31 06631130 d:FurnitureFittings d:OwnedOrFreeholdAssets 2023-04-01 2024-09-30 06631130 d:OfficeEquipment 2023-04-01 2024-09-30 06631130 d:OfficeEquipment 2024-09-30 06631130 d:OfficeEquipment 2023-03-31 06631130 d:OfficeEquipment d:OwnedOrFreeholdAssets 2023-04-01 2024-09-30 06631130 d:OwnedOrFreeholdAssets 2023-04-01 2024-09-30 06631130 d:DevelopmentCostsCapitalisedDevelopmentExpenditure 2023-04-01 2024-09-30 06631130 d:DevelopmentCostsCapitalisedDevelopmentExpenditure 2024-09-30 06631130 d:DevelopmentCostsCapitalisedDevelopmentExpenditure 2023-03-31 06631130 d:CopyrightsPatentsTrademarksServiceOperatingRights 2023-04-01 2024-09-30 06631130 d:CopyrightsPatentsTrademarksServiceOperatingRights 2024-09-30 06631130 d:CopyrightsPatentsTrademarksServiceOperatingRights 2023-03-31 06631130 d:ComputerSoftware 2024-09-30 06631130 d:ComputerSoftware 2023-03-31 06631130 d:OtherResidualIntangibleAssets 2023-04-01 2024-09-30 06631130 d:CurrentFinancialInstruments 2024-09-30 06631130 d:CurrentFinancialInstruments 2023-03-31 06631130 d:CurrentFinancialInstruments d:WithinOneYear 2024-09-30 06631130 d:CurrentFinancialInstruments d:WithinOneYear 2023-03-31 06631130 d:ReportableOperatingSegment1 2023-04-01 2024-09-30 06631130 d:ReportableOperatingSegment1 2022-10-01 2023-03-31 06631130 d:UKTax 2023-04-01 2024-09-30 06631130 d:UKTax 2022-10-01 2023-03-31 06631130 d:ShareCapital 2023-04-01 2024-09-30 06631130 d:ShareCapital 2024-09-30 06631130 d:ShareCapital 2022-10-01 2023-03-31 06631130 d:ShareCapital 2023-03-31 06631130 d:ShareCapital 2022-10-01 06631130 d:RetainedEarningsAccumulatedLosses 2023-04-01 2024-09-30 06631130 d:RetainedEarningsAccumulatedLosses 2024-09-30 06631130 d:RetainedEarningsAccumulatedLosses 1 2023-04-01 2024-09-30 06631130 d:RetainedEarningsAccumulatedLosses 2022-10-01 2023-03-31 06631130 d:RetainedEarningsAccumulatedLosses 2023-03-31 06631130 d:RetainedEarningsAccumulatedLosses 2022-10-01 06631130 d:RetainedEarningsAccumulatedLosses 1 2022-10-01 2023-03-31 06631130 d:AcceleratedTaxDepreciationDeferredTax 2024-09-30 06631130 d:AcceleratedTaxDepreciationDeferredTax 2023-03-31 06631130 d:OtherDeferredTax 2024-09-30 06631130 d:OtherDeferredTax 2023-03-31 06631130 e:OrdinaryShareClass1 2023-04-01 2024-09-30 06631130 e:OrdinaryShareClass1 2024-09-30 06631130 e:OrdinaryShareClass1 2023-03-31 06631130 e:FRS102 2023-04-01 2024-09-30 06631130 e:Audited 2023-04-01 2024-09-30 06631130 e:FullAccounts 2023-04-01 2024-09-30 06631130 e:PrivateLimitedCompanyLtd 2023-04-01 2024-09-30 06631130 d:WithinOneYear 2024-09-30 06631130 d:WithinOneYear 2023-03-31 06631130 d:BetweenOneFiveYears 2024-09-30 06631130 d:BetweenOneFiveYears 2023-03-31 06631130 d:DevelopmentCostsCapitalisedDevelopmentExpenditure d:ExternallyAcquiredIntangibleAssets 2023-04-01 2024-09-30 06631130 d:CopyrightsPatentsTrademarksServiceOperatingRights d:ExternallyAcquiredIntangibleAssets 2023-04-01 2024-09-30 06631130 d:ComputerSoftware d:ExternallyAcquiredIntangibleAssets 2023-04-01 2024-09-30 06631130 2 2023-04-01 2024-09-30 06631130 9 2023-04-01 2024-09-30 06631130 d:ExternallyAcquiredIntangibleAssets 2023-04-01 2024-09-30 06631130 d:ShareCapital 1 2023-04-01 2024-09-30 06631130 d:ShareCapital 1 2022-10-01 2023-03-31 06631130 d:DevelopmentCostsCapitalisedDevelopmentExpenditure d:OwnedIntangibleAssets 2023-04-01 2024-09-30 06631130 d:CopyrightsPatentsTrademarksServiceOperatingRights d:OwnedIntangibleAssets 2023-04-01 2024-09-30 06631130 d:ComputerSoftware d:OwnedIntangibleAssets 2023-04-01 2024-09-30 06631130 f:PoundSterling 2023-04-01 2024-09-30 xbrli:shares iso4217:GBP xbrli:pure

Registered number: 06631130










OLIVER'S TRAVELS LIMITED










ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE 18 MONTH  PERIOD ENDED 30 SEPTEMBER 2024

 
OLIVER'S TRAVELS LIMITED
 
 
COMPANY INFORMATION


Directors
R Sabharwal 
O Bell 




Registered number
06631130



Registered office
Unit 1.01 Chester House
Kennington Park

1-3 Brixton Road

London

SW9 6DE




Independent auditors
Xeinadin Audit Limited
Chartered Accountants and Statutory Auditors

8th Floor

Becket House

36 Old Jewry

London

EC2R 8DD





 
OLIVER'S TRAVELS LIMITED
 

CONTENTS



Page
Strategic report
1 - 2
Directors' report
3 - 4
Independent auditors' report
5 - 8
Statement of comprehensive income
9
Statement of financial position
10
Statement of changes in equity
11 - 12
Statement of cash flows
13 - 14
Notes to the financial statements
15 - 30


 
OLIVER'S TRAVELS LIMITED
 
 
STRATEGIC REPORT
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

Introduction
 
The directors present their strategic report for the period ended 30 September 2024.

Business review
 
Oliver’s Travels Limited operates as a technology-enabled accommodation provider, specialising in luxury villa holiday across Europe and the rest of the world.
The period ended 30th September 2024 has seen the company deliver significant growth in TTV, Turnover and Gross Profit, continuing the trend seen since the disruption of the COVID pandemic.

Principal risks and uncertainties
 
Competition risk
The travel industry is highly competitive and comprises a number of companies providing short-term rentals.
Increased competition may put downward pressure on profit margins. The Company operates in the luxury end of the market and is growing its selling presence in new customer markets to ensure growing demand.
Foreign exchange risk
The Company is exposed to the risk that exchange rates move in an adverse way. This risk is mitigated through a system of automated exposure management, with forward contracts entered into should volatility levels increase above expected levels.
Fraud risk
The Company faces the risk of fraudulent bookings and chargebacks due to fraud. To mitigate this risk we have proprietary fraud prevention software to prevent fraudulent bookings being accepted and to verify customers.

Financial key performance indicators
 
We consider total transaction value (TTV), turnover, operating profit and net assets to be the financial key indicators.

30 September
31 March
2024
2023
        £
        £
Total transaction value (TTV)

73,109,475

26,594,661
 
Turnover

19,858,390

6,331,293
 
Operating profit

4,768,946

2,323,483
 
Net assets

2,653,299

3,946,838
 

Page 1

 
OLIVER'S TRAVELS LIMITED
 

STRATEGIC REPORT (CONTINUED)
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

Other key performance indicators
 
The other key performance indicator for the company is the number of properties contracted and listed with us. This has grown markedly in the period from 7,500 at the end of March 2023 to 9,500 at the end of September 2024.


This report was approved by the board on 27 August 2025 and signed on its behalf.



O Bell
Director

Page 2

 
OLIVER'S TRAVELS LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

The directors present their report and the financial statements for the Period ended 30 September 2024.

Directors' responsibilities statement

The directors are responsible for preparing the Strategic report, the Directors' report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Results and dividends

The profit for the Period, after taxation, amounted to £3,797,933 (2023 - £1,880,183).

Directors

The directors who served during the Period were:

R Sabharwal 
O Bell 

Future developments

The Company has ambitious plans to continue to develop its portfolio of holiday properties through organic and acquisitive growth. The acquisitive growth strategy will be financed through a revolving credit facility with Santander UK plc, entered into in June 2025.

Page 3

 
OLIVER'S TRAVELS LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company's auditors are aware of that information.

Post balance sheet events

On 18th October 2024 the Company acquired 100% of the share capital of Menorca Private Owners Ltd.
On 25th June 2025 the Company entered into a revolving credit facility with Santander UK plc. This facility givesthe company flexible access to capital that it plans to use to deliver on its acquisitive growth strategy.

Auditors

The auditorsXeinadin Audit Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board on 27 August 2025 and signed on its behalf.
 





O Bell
Director

Page 4

 
OLIVER'S TRAVELS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF OLIVER'S TRAVELS LIMITED
 

Opinion


We have audited the financial statements of Oliver's Travels Limited (the 'Company') for the 18 month period ended 30 September 2024, which comprise the Statement of comprehensive income, the Statement of financial position, the Statement of cash flows, the Statement of changes in equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Company's affairs as at 30 September 2024 and of its profit for the 18 month period then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 5

 
OLIVER'S TRAVELS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF OLIVER'S TRAVELS LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Strategic report and the Directors' report for the financial 18 month period for which the financial statements are prepared is consistent with the financial statements; and
the Strategic report and the Directors' report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic report or the Directors' report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Directors' responsibilities statement set out on page 3, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Company or to cease operations, or have no realistic alternative but to do so.


Page 6

 
OLIVER'S TRAVELS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF OLIVER'S TRAVELS LIMITED (CONTINUED)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

- Enquiry of management and those charged with governance around actual and potential litigation and claims;
- Reviewing minutes of meetings of meetings of those charged with governance;
- Performing audit work over the risk of management override of controls, including testing of journal entries and other adjustments for appropriateness, evaluating the business rationale of significant transactions outside the normal course of business and reviewing accounting estimates for bias;
- Enquiry of management and those charged with governance to identify any instances of non-compliance with laws and regulations.
The potential effect of these laws and regulations on the financial statements varies considerably.
Firstly, the Company is subject to laws and regulations that directly affect the financial statements including financial reporting legislation (including related companies legislation), distributable profits legislation and taxation legislation and we assessed the extent of compliance with these laws and regulations as part of our procedures on the related financial statement items.
Secondly, the Company is is subject to many other laws and regulations where the consequence of non compliance could have a material effect on amounts or disclosures in the financial statements, for instance the imposition of fines or litigation. Auditing standards limit the required audit procedures to identify non-compliance with these laws and regulations to enquiry of the directors and other management and inspection of regulatory and legal correspondence, if any. Therefore, if a breach of operational regulations is not disclosed to us or evident from relevant correspondence, an audit will not detect that breach.
Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.
We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' report.


Page 7

 
OLIVER'S TRAVELS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF OLIVER'S TRAVELS LIMITED (CONTINUED)


Other matters 
 

The financial statements of the company for the 6-month period ended 31 March 2023, which are included as comparative information in these financial statements, were not audited. Accordingly, our audit opinion does not extend to the comparative figures.


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Alexander Wall (ACA) (Senior statutory auditor)
  
for and on behalf of
Xeinadin Audit Limited
 
Chartered Accountants and Statutory Auditors
  
8th Floor
Becket House
36 Old Jewry
London
EC2R 8DD

27 August 2025
Page 8

 
OLIVER'S TRAVELS LIMITED
 
 
STATEMENT OF COMPREHENSIVE INCOME
FOR THE 18 MONTH PERIOD ENDED 30 SEPTEMBER 2024

18 month period ended
30 September 2024
6 month period ended
31 March 2023
Note
£
£

  

Total transactional value
  
73,109,475
26,594,661

Turnover
 4 
19,858,390
6,331,293

Cost of sales
  
(311,500)
(28,964)

Gross profit
  
19,546,890
6,302,329

Administrative expenses
  
(14,780,095)
(3,978,846)

Other operating income
 5 
2,151
-

Operating profit
 6 
4,768,946
2,323,483

Interest receivable and similar income
 10 
193,584
3,612

Interest payable and similar expenses
 11 
-
(446)

Profit before tax
  
4,962,530
2,326,649

Tax on profit
 12 
(1,164,597)
(446,466)

Profit for the financial Period
  
3,797,933
1,880,183

Other comprehensive income for the Period
  

Movement on forward contracts
  
(46,173)
10,577

Other comprehensive income for the Period
  
(46,173)
10,577

Total comprehensive income for the Period
  
3,751,760
1,890,760

The notes on pages 15 to 30 form part of these financial statements.

Page 9

 
OLIVER'S TRAVELS LIMITED
REGISTERED NUMBER: 06631130

STATEMENT OF FINANCIAL POSITION
AS AT 30 SEPTEMBER 2024

30 September
As restated
31 March
2024
2023
Note
£
£

Fixed assets
  

Intangible assets
 13 
579,288
75,541

Tangible assets
 14 
126,762
114,663

  
706,050
190,204

Current assets
  

Debtors: amounts falling due within one year
 15 
10,099,402
17,589,989

Cash at bank and in hand
 16 
2,917,813
9,098,414

  
13,017,215
26,688,403

Creditors: amounts falling due within one year
 17 
(11,055,767)
(22,912,054)

Net current assets
  
 
 
1,961,448
 
 
3,776,349

Total assets less current liabilities
  
2,667,498
3,966,553

Provisions for liabilities
  

Deferred tax
 19 
-
(19,715)

  
 
 
-
 
 
(19,715)

Net assets
  
2,667,498
3,946,838


Capital and reserves
  

Called up share capital 
 20 
30,000
30,000

Profit and loss account
 21 
2,637,498
3,916,838

  
2,667,498
3,946,838


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 27 August 2025.




O Bell
R Sabharwal
Director
Director

The notes on pages 15 to 30 form part of these financial statements.

Page 10

 
OLIVER'S TRAVELS LIMITED
 

STATEMENT OF CHANGES IN EQUITY
FOR THE 18 MONTH PERIOD ENDED 30 SEPTEMBER 2024


Called up share capital
Profit and loss account
Total equity

£
£
£

At 1 April 2023
30,000
3,916,838
3,946,838


Comprehensive income for the Period

Profit for the Period
-
3,797,933
3,797,933

Movement on forward contracts
-
(46,173)
(46,173)
Total comprehensive income for the Period
-
3,751,760
3,751,760


Contributions by and distributions to owners

Dividends: Equity capital
-
(5,031,100)
(5,031,100)


At 30 September 2024
30,000
2,637,498
2,667,498


The notes on pages 15 to 30 form part of these financial statements.

Page 11

 
OLIVER'S TRAVELS LIMITED
 

STATEMENT OF CHANGES IN EQUITY
FOR THE 18 MONTH PERIOD ENDED 31 MARCH 2023


Called up share capital
Profit and loss account
Total equity

£
£
£

At 1 October 2022
30,000
2,026,078
2,056,078


Comprehensive income for the period

Profit for the period
-
1,880,183
1,880,183

Movement on forward contracts
-
10,577
10,577
Total comprehensive income for the period
-
1,890,760
1,890,760


At 31 March 2023
30,000
3,916,838
3,946,838


The notes on pages 15 to 30 form part of these financial statements.

Page 12

 
OLIVER'S TRAVELS LIMITED
 

STATEMENT OF CASH FLOWS
FOR THE 18 MONTH PERIOD ENDED 30 SEPTEMBER 2024

18 month period ended
30 September
6 month period ended
31 March
2024
2023
£
£

Cash flows from operating activities

Profit for the financial Period
3,797,933
1,880,183

Adjustments for:

Amortisation of intangible assets
37,373
18,656

Depreciation of tangible assets
102,184
10,356

Loss on disposal of fixed assets
6,308
-

Interest paid
-
446

Interest received
(193,584)
(3,612)

Taxation charge
1,164,597
446,466

Decrease/(increase) in debtors
7,558,812
(9,920,854)

(Decrease)/increase in creditors
(11,263,124)
12,570,674

Corporation tax (paid)
(1,891,873)
(88,367)

Net cash generated from operating activities

(681,374)
4,913,948


Cash flows from investing activities

Purchase of intangible fixed assets
(541,120)
-

Purchase of tangible fixed assets
(120,591)
(88,253)

Interest received
193,584
3,612

Net cash from investing activities

(468,127)
(84,641)

Cash flows from financing activities

Dividends paid
(5,031,100)
-

Interest paid
-
(446)

Net cash used in financing activities
(5,031,100)
(446)

Net (decrease)/increase in cash and cash equivalents
(6,180,601)
4,828,861
Page 13

 
OLIVER'S TRAVELS LIMITED
 

STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

30 September
31 March

2024
2023

£
£



Cash and cash equivalents at beginning of Period
9,098,414
4,269,553

Cash and cash equivalents at the end of Period
2,917,813
9,098,414


Cash and cash equivalents at the end of Period comprise:

Cash at bank and in hand
2,917,813
9,098,414

2,917,813
9,098,414


The notes on pages 15 to 30 form part of these financial statements.

Page 14

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

1.


General information

Oliver's Travels Limited is a private company limited by shares incorporated in England and Wales, United Kingdom. 
The address of the registered office is given in the company information section of these financial statements.
The nature of the company's operations and principal activities in the period under review continued to be those of acting as rental agent for owners of properties for holiday rental and providing a web-based booking service.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgment in applying the Company's accounting policies (see note 3).

Comparative information
The financial year-end has been changed from 31 March to 30 September to align with the company's revised reporting structure. As a result, these financial statements cover an 18-month period from 1 April 2023 to 30 September 2024. The comparative figures are for the 6-month period from 1 October 2022 to 31 March 2023. Therefore, the amounts presented are not entirely comparable. The comparative information has not been audited.

The following principal accounting policies have been applied:

 
2.2

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Page 15

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

2.Accounting policies (continued)

  
2.3

Turnover recognition

Revenue represents fees and commissions earned in respect of holidays booked during the period and is shown net of VAT where applicable. The Company acts solely as a booking agent and accordingly its commission and fees are presented on a net basis and are recognised once a booking is placed by the client. Cancellation income is recognised at the date of cancellation.

 
2.4

Operating leases: the Company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

 
2.5

Research and development

In the research phase of an internal project it is not possible to demonstrate that the project will generate future economic benefits and hence all expenditure on research shall be recognised as an expense when it is incurred. Intangible assets are recognised from the development phase of a project if and only if certain specific criteria are met in order to demonstrate the asset will generate probable future economic benefits and that its cost can be reliably measured. The capitalised development costs are subsequently amortised on a straight-line basis over their useful economic lives, which range from 3 to 6 years.
If it is not possible to distinguish between the research phase and the development phase of an internal project, the expenditure is treated as if it were all incurred in the research phase only.

 
2.6

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.7

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.8

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of financial position. The assets of the plan are held separately from the Company in independently administered funds.

Page 16

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

2.Accounting policies (continued)

 
2.9

Current and deferred taxation

The tax expense for the Period comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


 
2.10

Intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 Amortisation is provided on the following bases:

Website development
-
25%
straight line
Computer software
-
25%
straight line
Acquired Contracts
-
10%
straight line

 
2.11

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Page 17

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

2.Accounting policies (continued)


2.11
Tangible fixed assets (continued)

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Motor vehicles
-
20%
straight line
Fixtures and fittings
-
33%
straight line
Office equipment
-
33%
straight line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.12

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.13

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Statement of cash flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Company's cash management.

 
2.14

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.15

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.
Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Deferred tax liabilities are also presented within provisions but are measured in accordance with the accounting policy on taxation.
 
Increases in provisions are generally charged as an expense to profit or loss.

Page 18

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

2.Accounting policies (continued)

 
2.16

Financial instruments

The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

The Company has elected to apply the recognition and measurement provisions of IFRS 9 Financial Instruments (as adopted by the UK Endorsement Board) with the disclosure requirements of Sections 11 and 12 and the other presentation requirements of FRS 102.

Financial instruments are recognised in the Company's Statement of financial position when the Company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans and other loans are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Page 19

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

2.Accounting policies (continued)

 
2.17

Hedge accounting

The Company uses variable to fixed interest rate swaps to manage its exposure to cash flow risk on its enter user text. These derivatives are measured at fair value at each reporting date.

To the extent the cash flow hedge is effective, movements in fair value are recognised in other comprehensive income and presented in a separate cash flow hedge reserve. Any ineffective portions of those movements are recognised in profit or loss for the Period.

Gains and losses on the hedging instruments and the hedged items are recognised in profit or loss for the Period. When a hedged item is an unrecognised firm commitment, the cumulative hedging gain or loss on the hedged item is recognised as an asset or liability with a corresponding gain or loss recognised in profit or loss.

 
2.18

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

In the application of the Company's accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are recognised to be relevant. Actual results may differ from these estimates.
The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the Statement of Comprehensive Income in the period in which the estimate is revised where the revision affects only that period, or in the period of revision and future periods where the revision affects both current and future periods.
The directors apply the following key judgments:
Cancellation Provision
In calculating a provision for the estimated value of revenue that will subsequently be cancelled, management makes judgments that are based on historic turnover variations and cancellation data.
Holiday Credit Provision and Covid Credit Provision
In calculating the provision relating to credits awarded to clients as loyalty reward for historic bookings (“Holiday Credit”), management makes judgments based on historic Holiday Credit redemption rates within expiry periods applicable to the rewards. In the uncommon event that no expiry period applies to the awarded Holiday Credit, management provides for 75% of the outstanding Holiday Credit.

Page 20

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

4.


Turnover

30 September
31 March
2024
2023
£
£

Commission earned on bookings in the year
19,858,390
6,331,293

19,858,390
6,331,293


All turnover arose within the United Kingdom.


5.


Other operating income

30 September
31 March
2024
2023
£
£

Other operating income
2,151
-

2,151
-



6.


Operating profit

The operating profit is stated after charging:

30 September
31 March
2024
2023
£
£

Exchange differences
-
(89,692)

Other operating lease rentals
396,648
81,491

Page 21

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

7.


Auditors' remuneration

During the Period, the Company obtained the following services from the Company's auditors:


30 September
31 March
2024
2023
£
£

Fees payable to the Company's auditors for the audit of the Company's financial statements
20,000
-

8.


Employees

Staff costs, including directors' remuneration, were as follows:


30 September
31 March
2024
2023
£
£

Wages and salaries
5,093,939
1,199,227

Social security costs
545,757
128,213

Cost of defined contribution scheme
169,311
23,411

5,809,007
1,350,851


The average monthly number of employees, including the directors, during the Period was as follows:


     30 September
        31 March
        2024
        2023
            No.
            No.







Directors
2
2



Employees
87
65

89
67

Page 22

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

9.


Directors' remuneration

30 September
31 March
2024
2023
£
£

Directors' emoluments
19,842
8,600

Company contributions to defined contribution pension schemes
70,148
71

89,990
8,671


During the Period retirement benefits were accruing to no directors (2023 - NIL) in respect of defined contribution pension schemes.


10.


Interest receivable

30 September
31 March
2024
2023
£
£


Other interest receivable
193,584
3,612

193,584
3,612


11.


Interest payable and similar expenses

30 September
31 March
2024
2023
£
£


Other interest payable
-
446

-
446

Page 23

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

12.


Taxation


30 September
31 March
2024
2023
£
£

Corporation tax


Current tax on profits for the year
1,268,757
433,728

Adjustments in respect of previous periods
(76,041)
-


Total current tax
1,192,716
433,728

Deferred tax


Origination and reversal of timing differences
(28,119)
12,738

Total deferred tax
(28,119)
12,738


Tax on profit
1,164,597
446,466

Factors affecting tax charge for the period/period

The tax assessed for the 18 month period/6 month period is lower than (2023 - higher than) the standard rate of corporation tax in the UK of 25% (2023 - 19%). The differences are explained below:

30 September
31 March
2024
2023
£
£


Profit on ordinary activities before tax
4,962,530
2,326,649


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2023 - 19%)
1,240,633
442,063

Effects of:


Fixed asset differences
-
(2,244)

Expenses not deductible for tax purposes
19,929
3,640

Adjustments to tax charge in respect of previous periods
(76,041)
-

Remeasurement of deferred tax for changes in tax rates
-
3,007

Other differences
(1)
-

Movement in deferred tax not recognised
(19,923)
-

Total tax charge for the Period/period
1,164,597
446,466

Page 24

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024
 
12.Taxation (continued)


Factors that may affect future tax charges

There were no factors that may affect future tax charges.


13.


Intangible assets






Website development
Acquired Contracts
Computer software
Total

£
£
£
£



Cost


At 1 April 2023
660,409
-
81,000
741,409


Additions
386,140
154,980
-
541,120



At 30 September 2024

1,046,549
154,980
81,000
1,282,529



Amortisation


At 1 April 2023
584,868
-
81,000
665,868


Charge for the Period on owned assets
32,207
5,166
-
37,373



At 30 September 2024

617,075
5,166
81,000
703,241



Net book value



At 30 September 2024
429,474
149,814
-
579,288



At 31 March 2023
75,541
-
-
75,541



Page 25

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

14.


Tangible fixed assets







Motor vehicles
Fixtures and fittings
Office equipment
Total

£
£
£
£



Cost or valuation


At 1 April 2023
5,500
124,189
160,987
290,676


Additions
-
84,048
36,543
120,591


Disposals
(5,500)
(58,270)
(98,025)
(161,795)



At 30 September 2024

-
149,967
99,505
249,472



Depreciation


At 1 April 2023
5,500
59,550
110,963
176,013


Charge for the Period on owned assets
-
60,236
41,948
102,184


Disposals
(5,500)
(57,819)
(92,168)
(155,487)



At 30 September 2024

-
61,967
60,743
122,710



Net book value



At 30 September 2024
-
88,000
38,762
126,762



At 31 March 2023
-
64,639
50,024
114,663


15.


Debtors

30 September
As restated
31 March
2024
2023
£
£


Trade debtors
9,202,381
16,814,777

Other debtors
580,635
607,533

Prepayments and accrued income
80,482
-

Tax recoverable
227,500
167,679

Deferred taxation
8,404
-

10,099,402
17,589,989


Prior period was restated to conform to current period presentation. See note 22.

Page 26

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

16.


Cash and cash equivalents

30 September
31 March
2024
2023
£
£

Cash at bank and in hand
2,917,813
9,098,414

2,917,813
9,098,414



17.


Creditors: Amounts falling due within one year

30 September
As restated
31 March
2024
2023
£
£

Trade creditors
9,623,270
20,219,176

Corporation tax
479,656
1,083,740

Other creditors
153,253
320,333

Accruals and deferred income
799,588
1,288,805

11,055,767
22,912,054


Prior period was restated to conform to current period presentation. See note 22.


18.


Cash flow hedging

The Company enters into various foreign currency contracts to mitigate the exchange rate risk for certain foreign currency payables. 
At 30 September 2024, there are outstanding contracts for EUR 8,408,946 that mature within 12 months of the period end, there are also outstanding contracts for EUR 50,406 that mature no later than 5 years.
The Company is committed to buying EUR 8,408,946 for a fixed sterling amount.
As at 30 September 2024, the recognised net losses on currency cash flow hedging instruments amounted to £46,173 (2023: gains £10,577) which is reflected within other comprehensive income.

Page 27

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

19.


Deferred taxation






2024
2023


£

£






At beginning of year
(19,715)
(6,977)


Charged to profit or loss
28,119
(12,738)



At end of year
8,404
(19,715)

The deferred taxation balance is made up as follows:

30 September
31 March
2024
2023
£
£


Fixed asset timing differences
8,308
(21,211)

Short term timing differences
96
1,496

8,404
(19,715)


20.


Share capital

30 September
31 March
2024
2023
£
£
Allotted, called up and fully paid



30,000 (2023 - 30,000) Ordinary shares of £1.00 each
30,000
30,000



21.


Reserves

Profit and loss account

Includes all current and prior period retained profits and losses.

Page 28

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

22.


Prior year adjustment

A prior year adjustment was made to ensure revenue recognition was applied correctly and consistently on a booking date basis. This was a presentational journal with £nil impact to the profit and loss, net current assets or net assets.
 

As per prior year accounts
As restated
Adjustment
        £
        £
        £

Trade debtors

-

16,814,777

16,814,777
 
Trade creditors

(76,169)

(20,219,176)

(20,143,007)
 
Other taxation and social security

(77,847)

-

77,847
 
Other creditors

(4,819,884)

(320,333)

4,499,551
 
Accruals and deferred income

(39,637)

(1,288,805)

(1,249,168)
 

(5,013,537)

(5,013,537)

-
 


23.


Pension commitments

The Company operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the Company in an independently administered fund. The pension charge represents contributions payable by the Company to the fund and amounted to £99,311 (2023: £23,411). Contributions totalling £16,853 (2023: £11,428) were payable to the fund at the balance sheet date and are included in creditors.


24.


Commitments under operating leases

At 30 September 2024 the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:

30 September
31 March
2024
2023
£
£


Not later than 1 year
247,737
263,333

Later than 1 year and not later than 5 years
85,568
377,833

333,305
641,166

Page 29

 
OLIVER'S TRAVELS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 30 SEPTEMBER 2024

25.


Related party transactions

During the period the company advanced £2,760,000 (2023: £90,000) to a director and shareholder of the company and repayments in the period totalled £2,917,721 (2023: £Nil). Interest of £7,155 (2023: £1,807) was charged on this. At the period end £107,415 (2023: £257,981) was owed to the company by the director.
During the period the company advanced £2,360,000 (2023: £90,000) to a director and shareholder of the company and repayments in the period totalled £2,513,380 (2023 £Nil). Interest of £6,914 (2023 £1,771) was charged on this. At the period end £110,232 (2023: £256,698) was owed to the company by the director.
During the period the company was owed £250,000 (2023: £Nil) by a company controlled by common directorship to Oliver's Travel Limited.


26.


Post balance sheet events

On 18th October 2024 the Company acquired 100% of the share capital of Menorca Private Owners Ltd.
On 25th June 2025 the Company entered into a revolving credit facility with Santander UK plc. This facility gives the company flexible access to capital that it plans to use to deliver on its acquisitive growth strategy.
On 25th June 2025, the company entered into a security arrangement with Santander UK PLC, acting as Security Trustee for itself and each secured party. This arrangement includes:
A fixed and floating charge over all present and future freehold, leasehold, or commonhold property, and
a charge over intellectual property, including the trademark "Oliver’s Travels" (UK00004073534), covering classes 35, 43, and 45.
The floating charge extends over all property and undertaking of the company, and the agreement also includes a negative pledge restricting the creation of further security without the lender’s consent.


27.


Controlling party

The company is controlled by its directors by virtue of their shareholding.

 
Page 30