REGISTERED NUMBER: 06949829 (England and Wales)

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2025

FOR

STEAD MORTGAGES LIMITED

Page

Balance Sheet

1

FIXED ASSETS

167,525

172,232

CURRENT ASSETS

51,330

48,521

CREDITORS

Amounts falling due within one year

(45,331

)

(34,813

)

NET CURRENT ASSETS

5,999

13,708

TOTAL ASSETS LESS CURRENT LIABILITIES

173,524

185,940

CREDITORS

Amounts falling due after more than one year

(30,000

)

(30,000

)

NET ASSETS

143,524

155,940

CAPITAL AND RESERVES

143,524

155,940

NOTES TO THE FINANCIAL STATEMENTS

1.	STATUTORY INFORMATION

Stead Mortgages Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address are as below:

Registered number:

06949829

Registered office:

4 Esthwaite Green

Kendal

Cumbria

LA9 7RZ

2.	AVERAGE NUMBER OF EMPLOYEES

The average number of employees during the year was 2 (2024 - 3 ) .

3.	DIRECTOR'S ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to a director subsisted during the years ended 31 July 2025 and 31 July 2024:

31.7.25

31.7.24

£

£

K K Stead

Balance outstanding at start of year

(38,159

)

(31,655

)

Amounts advanced

39,751

39,066

Amounts repaid

(50,070

)

(45,570

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

(48,478

)

(38,159

)

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 July 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 July 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the director and authorised for issue on 22 September 2025 and were signed by:

K K Stead - Director