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Company Registration No. 11474996 (England and Wales)
JUST MORTGAGE LTD Unaudited accounts for the year ended 31 July 2025
JUST MORTGAGE LTD Unaudited accounts Contents
Page
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JUST MORTGAGE LTD Company Information for the year ended 31 July 2025
Director
Raghvir Singh
Company Number
11474996 (England and Wales)
Registered Office
107 Coldharbour Lane Hayes UB3 3EF ENGLAND
Accountants
Kanti & Co Ltd 27 Kingston Road South Wimbledon London Surrey SW19 1JX
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JUST MORTGAGE LTD Statement of financial position as at 31 July 2025
2025 
2024 
Notes
£ 
£ 
Fixed assets
Tangible assets
318 
388 
Current assets
Debtors
37,344 
33,903 
Cash at bank and in hand
2,684 
11,283 
40,028 
45,186 
Creditors: amounts falling due within one year
(28,999)
(24,164)
Net current assets
11,029 
21,022 
Total assets less current liabilities
11,347 
21,410 
Creditors: amounts falling due after more than one year
(5,000)
(5,000)
Net assets
6,347 
16,410 
Capital and reserves
Called up share capital
100 
100 
Profit and loss account
6,247 
16,310 
Shareholders' funds
6,347 
16,410 
For the year ending 31 July 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
The members have agreed to the preparation of abridged accounts for the year in accordance with Section 444(2A).
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board and authorised for issue on 22 September 2025 and were signed on its behalf by
Raghvir Singh Director Company Registration No. 11474996
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JUST MORTGAGE LTD Notes to the Accounts for the year ended 31 July 2025
1
Statutory information
JUST MORTGAGE LTD is a private company, limited by shares, registered in England and Wales, registration number 11474996. The registered office is 107 Coldharbour Lane, Hayes, UB3 3EF, ENGLAND.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
These financial statements for the year ended 31 July 2025 are the first financial statements that comply with FRS 102 Section 1A Small Entities. The date of transition is 1 August 2023. The transition to FRS 102 Section 1A Small Entities has resulted in a small number of changes in accounting policies to those used previously. The nature of these changes and their impact on opening equity and profit for the comparative period are explained in the notes below.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Plant & machinery
18%
Motor vehicles
18%
Fixtures & fittings
18%
Computer equipment
18%
Other tangible fixed assets
18%
4
Tangible fixed assets
Total 
£ 
Cost or valuation
At 1 August 2024
858 
At 31 July 2025
858 
Depreciation
At 1 August 2024
470 
Charge for the year
70 
At 31 July 2025
540 
Net book value
At 31 July 2025
318 
At 31 July 2024
388 
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JUST MORTGAGE LTD Notes to the Accounts for the year ended 31 July 2025
5
Average number of employees
During the year the average number of employees was 3 (2024: 3).
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